{"id":95631,"date":"2023-09-07T05:40:20","date_gmt":"2023-09-06T21:40:20","guid":{"rendered":"https:\/\/farenguakao.com\/?p=95631"},"modified":"2024-05-24T08:06:46","modified_gmt":"2024-05-24T00:06:46","slug":"insufficient-mortgage-loan-ratio","status":"publish","type":"post","link":"https:\/\/farenguakao.com\/insufficient-mortgage-loan-ratio\/","title":{"rendered":"\u8cb7\u623f\u8cb8\u6b3e\u6210\u6578\u4e0d\u8db3\u600e\u9ebc\u8fa6\uff1f\u6bc0\u7d04\u65a1\u65cb\u91d1\u5b9a\u91d1\u6703\u88ab\u6c92\u6536\u55ce\uff1f\u7c3d\u7d04\u524d\u81ea\u4fdd\u653b\u7565"},"content":{"rendered":"\n<p>\u8cb7\u623f\u7c3d\u4e86\u7d04\u624d\u767c\u73fe\u8cb8\u6b3e\u6210\u6578\u4e0d\u8db3\u8cb8\u4e0d\u904e\uff1f\u81ea\u5099\u6b3e\u4e0d\u5920\u600e\u9ebc\u8cb7\u623f\uff1f\u6bc0\u7d04\u8981\u4ed8\u9055\u7d04\u91d1\u55ce\uff1f\u65a1\u65cb\u91d1\u5b9a\u91d1\u7c3d\u7d04\u91d1\u6703\u88ab\u6c92\u6536\u55ce\uff1f<\/p>\n\n\n\n<p>\u5225\u5fc3\u6025\uff0c\u6559\u4f60\u56db\u62db\u4e0d\u6015\u7c3d\u7d04\u91d1\u84b8\u767c\u4e0d\u898b\uff01\u8cb7\u623f\u7c3d\u7d04\u524d\u5fc5\u770b\u653b\u7565\uff01\u60f3\u77e5\u9053\u5982\u4f55\u907f\u514d\u623f\u8cb8\u6210\u6578\u4e0d\u8db3\uff1f\u5982\u4f55\u63d0\u9ad8\u623f\u8cb8\u904e\u4ef6\u7387\uff1f\u4e00\u8d77\u4f86\u770b\u770b\u5427\uff01<\/p>\n\n\n\n\n\n\n\n<div 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class=\"wp-block-heading\" id=\"h-\u623f\u8cb8\u6210\u6578\u4e0d\u8db3\u8cb7\u4e0d\u8d77-\u4e0d\u8cb7\u4e86\u6bc0\u7d04\u6703\u600e\u6a23\"><span class=\"ez-toc-section\" id=\"%E6%88%BF%E8%B2%B8%E6%88%90%E6%95%B8%E4%B8%8D%E8%B6%B3%E8%B2%B7%E4%B8%8D%E8%B5%B7%EF%BC%8C%E4%B8%8D%E8%B2%B7%E4%BA%86%E6%AF%80%E7%B4%84%E6%9C%83%E6%80%8E%E6%A8%A3%EF%BC%9F\"><\/span>\u623f\u8cb8\u6210\u6578\u4e0d\u8db3\u8cb7\u4e0d\u8d77\uff0c\u4e0d\u8cb7\u4e86\u6bc0\u7d04\u6703\u600e\u6a23\uff1f<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"900\" height=\"900\" src=\"https:\/\/farenguakao.com\/wp-content\/uploads\/insufficient-mortgage09132.jpg\" alt=\"\u623f\u8cb8\u6210\u6578\u4e0d\u8db3\uff0c\u4e0d\u8cb7\u4e86\u6bc0\u7d04\u6703\u600e\u6a23\uff1f\" class=\"wp-image-95828\" srcset=\"https:\/\/farenguakao.com\/wp-content\/uploads\/insufficient-mortgage09132.jpg 900w, https:\/\/farenguakao.com\/wp-content\/uploads\/insufficient-mortgage09132-300x300.jpg 300w, https:\/\/farenguakao.com\/wp-content\/uploads\/insufficient-mortgage09132-150x150.jpg 150w, https:\/\/farenguakao.com\/wp-content\/uploads\/insufficient-mortgage09132-768x768.jpg 768w\" sizes=\"auto, (max-width: 900px) 100vw, 900px\" \/><figcaption class=\"wp-element-caption\">\u623f\u8cb8\u6210\u6578\u4e0d\u8db3\uff0c\u4e0d\u8cb7\u4e86\u6bc0\u7d04\u6703\u600e\u6a23\uff1f<\/figcaption><\/figure>\n\n\n\n<p>\u8cb7\u623f\u7684\u904e\u7a0b\u5206\u6210\u597d\u5e7e\u500b\u968e\u6bb5\uff0c\u5176\u4e2d\u4f60\u4e00\u5b9a\u6709\u807d\u904e\u300c\u4e0b\u65a1\u65cb\u300d\u548c\u300c\u7c3d\u7d04\u300d\u3002\u5176\u5be6\uff0c\u8cb7\u623f\u5b50\u6700\u5e38\u767c\u751f\u722d\u8b70\u7684\u968e\u6bb5\uff0c\u4e5f\u5c31\u662f\u9019\u5169\u500b\u968e\u6bb5\u7684\u7e3d\u548c\uff0c\u4e5f\u5c31\u662f\u300c\u65a1\u65cb\u5b9a\u91d1\u300d\u9019\u90e8\u5206\uff01<\/p>\n\n\n\n<p>\u901a\u5e38\u7d93\u904e\u623f\u4ef2\u63a5\u89f8\u7684\u6848\u5b50\uff0c\u90fd\u6703\u7531\u8cb7\u65b9\u51fa\u50f9\u65a1\u65cb\uff0c\u6b64\u6642\u7576\u623f\u4ef2\u6536\u5230\u65a1\u65cb\u91d1\u5f8c\uff0c\u5c31\u6703\u5148\u4ee3\u70ba\u4fdd\u7ba1\uff0c\u540c\u6642\u958b\u59cb\u548c\u8ce3\u65b9\u8b70\u50f9\u3002\u800c\u5047\u5982\u8ce3\u65b9\u540c\u610f\u8cb7\u65b9\u51fa\u50f9\uff0c\u90a3\u9ebc\u65a1\u65cb\u91d1\u6703\u8f49\u70ba\u5b9a\u91d1\uff0c\u7531\u8ce3\u65b9\u6536\u53d6\u3002<\/p>\n\n\n\n<p>\u9019\u88e1\u300c\u65a1\u65cb\u8f49\u5b9a\u91d1\u300d\u7684\u4e3b\u8981\u7528\u610f\uff0c\u9664\u4e86\u5c55\u73fe\u8aa0\u610f\u5916\uff0c\u5c31\u662f\u5728\u65bc\u78ba\u4fdd\u8cb7\u8ce3\u96d9\u65b9\u90fd\u6709\u7fa9\u52d9\u8981\u5b8c\u6210\u4ea4\u6613\u3002\u82e5\u8cb7\u65b9\u51fa\u50f9\u4e0b\u5b9a\u5f8c\u53cd\u6094\u4e0d\u8cb7\uff0c\u90a3\u5b9a\u91d1\u5c31\u6703\u7531\u8ce3\u65b9\u6c92\u6536\uff1b\u82e5\u662f\u8ce3\u65b9\u53cd\u6094\u4e0d\u51fa\u552e\u4e86\uff0c\u90a3\u5c31\u9808\u9000\u9084 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https:\/\/farenguakao.com\/wp-content\/uploads\/insufficient-mortgage09131-768x768.jpg 768w\" sizes=\"auto, (max-width: 900px) 100vw, 900px\" \/><figcaption class=\"wp-element-caption\">\u5982\u4f55\u907f\u514d\u8cb8\u6b3e\u6210\u6578\u4e0d\u8db3\uff0c\u6216\u9055\u7d04\u91d1\u7684\u7522\u751f\uff1f<\/figcaption><\/figure>\n\n\n\n<p>\u5982\u679c\u5c0d\u65bc\u81ea\u5df1\u7684\u8377\u5305\u6c92\u6709\u628a\u63e1\uff0c\u64d4\u5fc3\u767c\u751f\u610f\u6599\u4e4b\u5916\u7684\u72c0\u6cc1\uff0c\u90a3\u9ebc\u4ee5\u4e0b\u6709\u5e7e\u9ede\u975e\u5e38\u57fa\u672c\u3001\u5728\u8cb7\u623f\u524d\u4e00\u5b9a\u8981\u77e5\u9053\u7684\u7709\u7709\u89d2\u89d2\uff0c\u80fd\u5920\u907f\u514d\u4f60\u767c\u751f\u50cf\u662f\u8cb8\u6b3e\u6210\u6578\u4e0d\u8db3\u9019\u6a23\u7684\u610f\u5916\u767c\u751f\uff1a<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" 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class=\"wp-block-heading\" id=\"h-2-\u5225\u7528\u611f\u89ba\u884c\u4e8b-\u5148\u8acb\u9280\u884c\u4f30\u50f9\u6700\u5be6\u5728\">2\u3001\u5225\u7528\u611f\u89ba\u884c\u4e8b\uff0c\u5148\u8acb\u9280\u884c\u4f30\u50f9\u6700\u5be6\u5728\uff01<\/h3>\n\n\n\n<p>\u518d\u4f86\uff0c\u67e5\u4e86\u5be6\u50f9\u767b\u9304\u4e5f\u53ea\u662f\u63a8\u6e2c\u51fa\u81ea\u5df1\u5fc3\u4e2d\u7684\u50f9\u683c\uff0c\u60f3\u8981\u771f\u6b63\u77e5\u9053\u623f\u50f9\uff0c\u8acb\u9280\u884c\u5be6\u969b\u9451\u50f9\u6700\u5be6\u5728\u3002\u96d6\u7136\u7d55\u5927\u591a\u6578\u7684\u4ea4\u6613\u72c0\u6cc1\uff0c\u90fd\u662f\u5728\u7c3d\u7d04\u8cb7\u623f\u5f8c\u624d\u958b\u59cb\u627e\u9280\u884c\u4f30\u50f9\uff0c\u4f46\u5982\u6b64\u5c31\u6703\u9762\u81e8\u4e0a\u6bb5\u6240\u8ff0\uff0c\u5982\u679c\u8cb8\u6b3e\u6210\u6578\u4e0d\u8db3\u3001\u81ea\u5099\u6b3e\u53c8\u7c4c\u4e0d\u51fa\u4f86\uff0c\u53ea\u597d\u6bc0\u7d04\uff0c\u90a3\u5c31\u6703\u6709\u9ad8\u984d\u7684\u8ce0\u511f\u91d1\u554f\u984c\u3002<\/p>\n\n\n\n<p>\u6240\u4ee5\u6703\u5efa\u8b70\u53ef\u4ee5\u5148\u627e\u591a\u5bb6\u9280\u884c\u6216\u719f\u8b58\u7684\u884c\u54e1\u4f30\u50f9\uff0c\u4e86\u89e3\u884c\u60c5\u5340\u9593\uff0c\u4ee5\u514d\u767c\u751f\u4f60\u4ee5\u70ba\u4f60\u53ef\u4ee5\u8cb8 1,000 \u842c\u3001\u5176\u5be6\u9280\u884c\u89ba\u5f97\u623f\u5b50\u6839\u672c\u53ea\u6709 800 \u842c\u7684\u50f9\u683c\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-3-\u5951\u7d04\u52a0\u8a3b\u4f46\u66f8-\u4fdd\u969c\u6b0a\u5229\u907f\u514d\u9322\u4e0d\u5920\">3\u3001\u5951\u7d04\u52a0\u8a3b\u4f46\u66f8\uff0c\u4fdd\u969c\u6b0a\u5229\u907f\u514d\u9322\u4e0d\u5920\uff01<\/h3>\n\n\n\n<p>\u4e0a\u9762\u5169\u9ede\u8aaa\u7684\u90fd\u662f\u4e8b\u524d\u529f\u8ab2\uff0c\u800c\u5982\u679c\u4f60\u771f\u7684\u975e\u5e38\u8b39\u614e\uff0c\u53c8\u64d4\u5fc3\u8cb7\u623f\u8cb8\u6b3e\u6210\u6578\u4e0d\u8db3\u7684\u554f\u984c\uff0c\u90a3\u8cb8\u6b3e\u901a\u6703\u5efa\u8b70\u4f60\uff0c\u5c31\u5728\u300c\u65a1\u65cb\u91d1\u5951\u7d04\u66f8\u300d\u88e1\u982d\u52a0\u8a3b\u300c<strong>\u4f46\u66f8<\/strong>\u300d\u5427\uff01<\/p>\n\n\n\n<p>\u9019\u689d\u4f46\u66f8\u53c8\u53ef\u8996\u70ba\u89e3\u7d04\u689d\u6b3e\uff0c\u5728\u5be6\u52d9\u4e0a\u6bd4\u8f03\u5c11\u898b\uff0c\u56e0\u70ba\u52a0\u8a3b\u4e86\u9019\u500b\u4f46\u66f8\u5f8c\uff0c\u986f\u5f97\u5c0d\u8cb7\u65b9\u8f03\u6709\u5229\u3001\u5c0d\u8ce3\u65b9\u8f03\u56b4\u82db\uff0c\u6709\u53ef\u80fd\u6703\u5927\u5e45\u5ea6\u5f71\u97ff\u8ce3\u65b9\u7684\u4ea4\u6613\u610f\u9858\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-\u5951\u7d04\u4f46\u66f8-\u89e3\u7d04\u689d\u6b3e\u8a72\u600e\u9ebc\u5beb\u624d\u6709\u4fdd\u969c\"><span class=\"ez-toc-section\" id=\"%E5%A5%91%E7%B4%84%E4%BD%86%E6%9B%B8%EF%BC%8F%E8%A7%A3%E7%B4%84%E6%A2%9D%E6%AC%BE%E8%A9%B2%E6%80%8E%E9%BA%BC%E5%AF%AB%E6%89%8D%E6%9C%89%E4%BF%9D%E9%9A%9C%EF%BC%9F\"><\/span>\u5951\u7d04\u4f46\u66f8\uff0f\u89e3\u7d04\u689d\u6b3e\u8a72\u600e\u9ebc\u5beb\u624d\u6709\u4fdd\u969c\uff1f<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u5148\u628a\u8cb8\u6b3e\u901a\u5efa\u8b70\u7684\u5beb\u6cd5\u5beb\u51fa\u4f86\uff0c\u518d\u8a73\u7d30\u63d0\u9ede\u5927\u5bb6\u52d9\u5fc5\u5beb\u5230\u54ea\u4e9b\u91cd\u9ede\u3002<\/p>\n\n\n\n<p>\u672c\u4ea4\u6613\u4e4b\u8cfc\u5c4b\u8cb8\u6b3e\uff08\u4e0d\u542b\u4fe1\u8cb8\u6216\u5176\u4ed6\u623f\u8cb8\u4e4b\u5916\u4efb\u4f55\u8cb8\u6b3e\uff09\u9700\u9054\u96d9\u65b9\u7d04\u5b9a\u6210\u4ea4\u50f9\u91d1<strong>\u5143\u4e4b\u516b\u6210\uff08\u5373<\/strong>\u5143\uff09\uff0c\u4e14\u4e0d\u6307\u5b9a\u9280\u884c\u3001\u4e0d\u6307\u5b9a\u8cb8\u6b3e\u5229\u7387\u53ca\u5e74\u9650\uff0c\u5426\u5247\u7121\u689d\u4ef6\u89e3\u9664\u6b64\u5951\u7d04\u3002<\/p>\n\n\n\n<p>\u4e0a\u9762\u662f\u76f8\u5c0d\u8f03\u5b8c\u6574\u7121\u6f0f\u6d1e\u7684\u4f46\u66f8\u8a3b\u8a18\uff0c\u5176\u4e2d\u63d0\u5230\uff1a<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-1-\u8cb8\u6b3e\u985e\u578b\">1\u3001\u8cb8\u6b3e\u985e\u578b<\/h3>\n\n\n\n<p>\u5fc5\u9808\u63d0\u5230\u662f\u300c\u623f\u5c4b\u8cb8\u6b3e\u300d\u4e5f\u4e0d\u5305\u542b\u5176\u4ed6\u5982\u4fe1\u7528\u8cb8\u6b3e\u3001\u62b5\u62bc\u8cb8\u6b3e\u3001\u8eca\u8cb8\u7b49\u7b49\u5176\u4ed6\u540d\u76ee\u4e4b\u8cb8\u6b3e\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-2-\u8cb8\u6b3e\u689d\u4ef6\">2\u3001\u8cb8\u6b3e\u689d\u4ef6<\/h3>\n\n\n\n<p>\u518d\u4f86\u662f\u8a18\u5f97\u8a3b\u660e\u300c\u4e0d\u6307\u5b9a\u9280\u884c\u3001\u4e0d\u6307\u5b9a\u8cb8\u6b3e\u5229\u7387\u53ca\u5e74\u9650\u300d\u6b64\u53e5\uff0c\u5982\u679c\u6c92\u6709\u8cb8\u6b3e\u5230\u6eff\u610f\u7684\u8cb8\u6b3e\u5e74\u9650\u3001\u8cb8\u6b3e\u5229\u7387\u7684\u7406\u60f3\u689d\u4ef6\uff0c\u90a3\u9ebc\u6709\u6b0a\u5229\u662f\u4e0d\u57f7\u884c\u9019\u5834\u4ea4\u6613\u7684\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-3-\u8cb8\u6b3e\u6210\u6578\">3\u3001\u8cb8\u6b3e\u6210\u6578<\/h3>\n\n\n\n<p>\u6700\u5f8c\u5247\u662f\u8cb8\u6b3e\u6210\u6578\u8981\u5beb\u6e05\u695a\u300c\u9054\u96d9\u65b9\u7d04\u5b9a\u6210\u4ea4\u50f9\u91d1<strong>\u5143\u4e4b\u516b\u6210\uff08\u5373<\/strong>\u5143\uff09\u300d\u9019\u53e5\u8a71\uff0c\u516b\u6210\u7684\u6bd4\u4f8b\u80cc\u666f\u662f\u4ec0\u9ebc\uff1f\u662f\u7d04\u5b9a\u50f9\u91d1\u7684\u516b\u6210\uff1f\u9084\u662f\u9280\u884c\u9451\u50f9\u516b\u6210\uff1f<\/p>\n\n\n\n<p>\u9019\u4e9b\u90fd\u6703\u6709\u76f8\u7576\u5927\u7684\u843d\u5dee\uff0c\u8981\u662f\u4f46\u66f8\u6c92\u5beb\u6e05\u695a\uff0c\u90a3\u9ebc\u5c31\u6703\u6709\u66f4\u591a\u6a21\u7cca\u7684\u722d\u8b70\u7a7a\u9593\u3002<\/p>\n\n\n\n<p>\u5982\u679c\u5f88\u64d4\u5fc3\u623f\u8cb8\u6210\u6578\u4e0d\u8db3\uff0c\u4e0d\u662f\u7531\u65bc\u623f\u5c4b\u9451\u50f9\u5931\u6e96\uff0c\u800c\u662f\u64d4\u6182\u81ea\u5df1\u7684\u8cb8\u6b3e\u689d\u4ef6\u4e0d\u5920\u597d\u3001\u9280\u884c\u4e0d\u8f15\u6613\u6838\u8cb8\uff0c\u90a3\u8cb8\u6b3e\u901a\u5efa\u8b70\u53ef\u4ee5\u95b1\u8b80\u9019\u7bc7\u76f8\u95dc\u6587\u7ae0\u3002<\/p>\n\n\n\n<p>\u279c <a href=\"https:\/\/farenguakao.com\/mortgage-failed\/\">\u623f\u8cb8\u8fa6\u4e0d\u4e0b\u662f\u90a3\u4e9b\u554f\u984c\u5462\uff1f\u623f\u8cb8\u6c92\u904e\u5225\u7dca\u5f35\uff0c\uff16\u62db\u63d0\u9ad8\u623f\u8cb8\u904e\u4ef6\u7387\uff01<\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-\u8cb7\u623f\u8cb8\u6b3e\u6210\u6578\u4e0d\u8db3-q-amp-a\"><span class=\"ez-toc-section\" id=\"%E8%B2%B7%E6%88%BF%E8%B2%B8%E6%AC%BE%E6%88%90%E6%95%B8%E4%B8%8D%E8%B6%B3_Q_A\"><\/span>\u8cb7\u623f\u8cb8\u6b3e\u6210\u6578\u4e0d\u8db3 Q&amp;A<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<div class=\"schema-faq wp-block-yoast-faq-block\"><div class=\"schema-faq-section\" id=\"faq-question-29\"><strong class=\"schema-faq-question\">\u623f\u5c4b\u8cb7\u8ce3\u6642\u5982\u679c\u623f\u8cb8\u6c92\u904e\uff0c\u8a02\u91d1\u53ef\u4ee5\u9000\u55ce\uff1f<\/strong> <p class=\"schema-faq-answer\">\u5982\u679c\u5728\u8cb7\u8ce3\u5408\u7d04\u4e2d\u6709\u5beb\u5230\u56e0\u70ba\u8cb8\u6b3e\u6210\u6578\u4e0d\u8db3\u6642\uff0c\u53ef\u7121\u689d\u4ef6\u89e3\u7d04\uff0c\u5c31\u53ef\u4ee5\u62ff\u56de\u8a02\u91d1\uff0c\u6240\u4ee5\u5efa\u8b70\u5728\u7c3d\u8cb7\u623f\u5408\u7d04\u6642\uff0c\u591a\u52a0\u8a3b\u9019\u4e00\u689d\u3002<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-75\"><strong class=\"schema-faq-question\">\u5148\u8fa6\u4fe1\u8cb8\u518d\u8fa6\u623f\u8cb8\uff0c\u548c\u5148\u8fa6\u623f\u8cb8\u518d\u8fa6\u4fe1\u8cb8\u6709\u4ec0\u9ebc\u5dee\u7570\u55ce\uff1f<\/strong> <p class=\"schema-faq-answer\">\u56e0\u70ba\u4fe1\u8cb8\u662f\u6c92\u6709\u62b5\u62bc\u54c1\uff0c\u5be9\u6838\u689d\u4ef6\u6703\u6bd4\u8f03\u56b4\u683c\uff0c\u5982\u679c\u662f\u5148\u8fa6\u4fe1\u8cb8\uff0c\u5728\u8fa6\u623f\u8cb8\u6642\uff0c\u56e0\u70ba\u6709\u8a2d\u5b9a\u623f\u5c4b\u62b5\u62bc\u7684\u95dc\u4fc2\uff0c\u5728\u8ca0\u50b5\u6bd4\u7684\u5be9\u6838\u4e0a\u6703\u6bd4\u8f03\u5bec\u9b06\u4e00\u9ede\u3002\u5982\u679c\u5148\u8fa6\u623f\u8cb8\u7684\u8a71\uff0c\u5df2\u7d93\u623f\u8cb8\u6703\u62c9\u9ad8\u4f60\u7684\u8ca0\u50b5\u6bd4\uff0c\u4e4b\u5f8c\u8981\u518d\u501f\u4fe1\u8cb8\u7684\u689d\u4ef6\u8b8a\u5dee\uff0c\u4e0d\u4e00\u5b9a\u6703\u904e\u4ef6\u3002<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-76\"><strong class=\"schema-faq-question\">\u81ea\u5099\u6b3e\u6e96\u5099\u4e0d\u5920\uff0c\u6709\u5176\u4ed6\u53d6\u5f97\u8cc7\u91d1\u7684\u8fa6\u6cd5\u55ce\uff1f<\/strong> <p class=\"schema-faq-answer\">\u589e\u52a0\u64d4\u4fdd\u4eba\u3001\u589e\u52a0\u62b5\u62bc\u54c1\u3001\u63d0\u9ad8\u623f\u8cb8\u5229\u7387\u3001\u7e2e\u77ed\u623f\u8cb8\u6524\u9084\u5e74\u9650\u3001\u4fe1\u7528\u8cb8\u6b3e\u3001\u6c7d\u8eca\u8cb8\u6b3e\u3001\u88dd\u6f62\u8cb8\u6b3e\u6216\u4e8c\u80ce\u8cb8\u6b3e\u7b49\u65b9\u6cd5\u4f86\u8a66\u770b\u770b\u3002<\/p> <\/div> <\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-\u5982\u679c\u6709\u8cc7\u91d1\u9700\u6c42-\u53ef\u4ee5\u53c3\u8003\u623f\u5c4b\u8cb8\u6b3e\u7279\u8272\"><span class=\"ez-toc-section\" id=\"%E5%A6%82%E6%9E%9C%E6%9C%89%E8%B3%87%E9%87%91%E9%9C%80%E6%B1%82%EF%BC%8C%E5%8F%AF%E4%BB%A5%E5%8F%83%E8%80%83%E6%88%BF%E5%B1%8B%E8%B2%B8%E6%AC%BE%E7%89%B9%E8%89%B2\"><\/span>\u5982\u679c\u6709\u8cc7\u91d1\u9700\u6c42\uff0c\u53ef\u4ee5\u53c3\u8003\u623f\u5c4b\u8cb8\u6b3e\u7279\u8272<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table><tbody><tr><td>\u9805\u76ee<\/td><td>\u623f\u5c4b\u8cb8\u6b3e\/\u8cfc\u5c4b\u8cb8\u6b3e<\/td><\/tr><tr><td>\u8cb8\u6b3e\u689d\u4ef6<\/td><td>1.\u5e74\u6eff18\u81f365\u6b72\u4e4b\u570b\u6c11<br>2.\u623f\u5b50\u576a\u657815\u576a\u4ee5\u4e0a\uff08\u5317\u5e0212\u576a\u4ee5\u4e0a\uff09<br>3.\u4e09\u5e74\u5167\u7121\u62d2\u7d55\u5f80\u4f86\u3001\u5446\u5e33\u3001\u903e\u50ac\u6216\u534a\u5e74\u5167\u6709\u5f37\u5236\u505c\u5361\u8005\uff1b<br>\u4f46\u82e5\u5df2\u6e05\u511f\u8005\u5247\u8996\u500b\u4eba\u60c5\u6cc1\u8fa6\u7406\u3002<\/td><\/tr><tr><td>\u8cb8\u6b3e\u984d\u5ea6<\/td><td>\u8cb8\u6b3e\u91d1\u984d\u8996\u623f\u5c4b\u5e02\u503c\u4f30\u50f9\u800c\u5b9a\u3002<br>\u4e00\u822c\u53ef\u8cb88\u6210\u5de6\u53f3<\/td><\/tr><tr><td>\u8cb8\u6b3e\u5e74\u9650<\/td><td>1-40\u5e74 \u672c\u5229\u6524\u9084\u578b\uff1a\u6700\u957740\u5e74\uff0c<br>\u63d0\u4f9b\u6700\u95773\u5e74\u7684\u7e73\u606f\u5bec\u9650\u671f(\u4f9d\u500b\u4eba\u60c5\u6cc1\u800c\u5b9a) \uff0c<br>\u5bec\u9650\u671f\u5167\u53ea\u9084\u5229\u606f\u4e0d\u7528\u6524\u9084\u672c\u91d1\uff0c\u8b93\u60a8\u9084\u6b3e\u66f4\u8f15\u9b06\u3002<\/td><\/tr><tr><td>\u8cb8\u6b3e\u5229\u7387<\/td><td>1.8%~2.5%&nbsp;&nbsp;(\u672c\u8cb8\u6b3e\u5229\u7387\u9700\u8996\u501f\u6b3e\u4eba\u76f8\u95dc\u689d\u4ef6\u800c\u6709\u4e0d\u540c )\u3002<\/td><\/tr><tr><td>\u6aa2\u9644\u6587\u4ef6<\/td><td>\u96d9\u8b49\u4ef6(\u8eab\u4efd\u8b49+\u5065\u4fdd\u5361\u6216\u99d5\u7167)<br>\u6536\u5165\u8b49\u660e<br>\u5728\u8077\u8b49\u660e<br>\u6236\u7c4d\u8b04\u672c<br>\u571f\u5730\u5efa\u7269\u6240\u6709\u6b0a\u72c0<br>\u5982\u679c\u662f\u8981\u8f49\u8cb8\u9700\u63d0\u4f9b\u623f\u8cb8\u6700\u8fd1\u4e00\u5e74\u7e73\u6b3e\u660e\u7d30<br>\uff08\u5b58\u647a\u5c01\u9762\u53ca\u5167\u9801\u8a18\u9304\u6216\u7e73\u6b3e\u6536\u64da\u6216\u9280\u884c\u5c0d\u5e33\u55ae\uff09<\/td><\/tr><tr><td>\u5c0d\u4fdd\u6240\u9700\u6587\u4ef6<\/td><td>\u623f\u8cb8\u5408\u7d04\u66f8\uff0c\u88e1\u9762\u6703\u8f09\u660e\u8cb8\u6b3e\u91d1\u984d\u3001\u5730\u5740\u3001\u623f\u8cb8\u5229\u7387\u8207\u5e74\u671f<br>\u62b5\u62bc\u6b0a\u8a2d\u5b9a\u540c\u610f\u66f8<br>\u64a5\u6b3e\u59d4\u8a17\u66f8<br>\u571f\u5730\u3001\u5efa\u7bc9\u6539\u826f\u7269\u62b5\u62bc\u6b0a\u8a2d\u5b9a\u5951\u7d04\u66f8<br>\u91d1\u878d\u6263\u6b3e\u59d4\u8a17\u66f8<br>\u706b\u96aa\u5730\u9707\u96aa\u8cfc\u8cb7<\/td><\/tr><tr><td>\u76f8\u95dc\u4e8b\u9805<\/td><td>\u4e09\u5e74\u5167\u6709\u62d2\u7d55\u5f80\u4f86\u3001\u5446\u5e33\u3001\u903e\u50ac\u6216<br>\u534a\u5e74\u5167\u6709\u5f37\u5236\u505c\u5361\u8005\u7121\u6cd5\u7533\u8acb\uff1b<br>\u4f46\u82e5\u5df2\u6e05\u511f\u8005\u5247\u8996\u500b\u4eba\u60c5\u6cc1\u8fa6\u7406\u3002<br>*\u4ee5\u4e0a\u63a8\u85a6\u4e4b\u9280\u884c\u6838\u767c\u91d1\u984d\u8207\u5229\u7387\u4f9d\u500b\u4eba\u689d\u4ef6\u6709\u6240\u4e0d\u540c<br><strong>\u203b\u9280\u884c\u4fdd\u7559\u6838\u8cb8\u8207\u5426\u4e4b\u6b0a\u5229<\/strong><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-\u8fa6\u7406\u623f\u8cb8\u9700\u8981\u6e96\u5099\u4ec0\u9ebc\u8cc7\u6599\">\u8fa6\u7406\u623f\u8cb8\u9700\u8981\u6e96\u5099\u4ec0\u9ebc\u8cc7\u6599?<\/h3>\n\n\n\n<ol class=\"wp-block-list\">\n<li>\u96d9\u8b49\u4ef6:\u8eab\u4efd\u8b49\/\u5065\u4fdd\u5361<\/li>\n\n\n\n<li>\u6536\u5165\u8b49\u660e(\u85aa\u8f49\u5b58\u647a\u8fd16\u500b\u6708\u7684\u51fa\u5165\u660e\u7d30\u53ca\u5c01\u9762)<\/li>\n\n\n\n<li>\u5728\u8077\u8b49\u660e\u6216\u662f\u52de\u4fdd\u7570\u52d5\u660e\u7d30<\/li>\n\n\n\n<li>\u6236\u7c4d\u8b04\u672c<\/li>\n\n\n\n<li>\u571f\u5730\u5efa\u7269\u6240\u6709\u6b0a\u72c0<\/li>\n\n\n\n<li>\u623f\u8cb8\u6700\u8fd1\u4e00\u5e74\u7e73\u6b3e\u660e\u7d30\uff08\u5b58\u647a\u5c01\u9762\u53ca\u5167\u9801\u8a18\u9304\u6216\u7e73\u6b3e\u6536\u64da\u6216\u9280\u884c\u5c0d\u5e33\u55ae\uff09<\/li>\n<\/ol>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-\u8fa6\u7406\u623f\u8cb8\u76847\u500b\u6b65\u9a5f\">\u8fa6\u7406\u623f\u8cb8\u76847\u500b\u6b65\u9a5f:<\/h3>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>\u8cc7\u6599\u5be9\u6838\u8207\u8abf\u95b1\u806f\u5408\u5fb5\u4fe1<\/strong>\u30023\u5e74\u5167\u6709\u62d2\u7d55\u5f80\u4f86\u8a18\u9304\u30013\u500b\u6708\u5167\u8cb8\u6b3e\u6216\u4fe1\u7528\u5361\u5ef6\u6eef30\u5929\u4ee5\u4e0a\u6216\u672a\u7e73\u4fe1\u7528\u5361\u6700\u4f4e\u61c9\u7e73\u91d1\u984d\u30016\u500b\u6708\u5167\u6709\u4fe1\u7528\u5361\u906d\u5f37\u5236\u505c\u5361\u30016\u500b\u6708\u5167\u6709\u9000\u88dc50\u842c\u4ee5\u4e0a\u8a18\u9304\u6216\u903e\u671f\u3001\u67e5\u5c01\u3001\u5446\u5e33\u8a18\u9304\u3001\u66fe\u505a\u4fdd\u4eba\u501f\u6b3e\u6709\u5446\u5e33\u60c5\u6cc1\u672a\u903e5\u5e74\u8005\uff0c\u7533\u8acb\u4eba\u5982\u6709\u4e0a\u8ff0\u60c5\u5f62\u80af\u5b9a\u6703\u88ab\u9280\u884c\u6253\u69cd\u3002<\/li>\n\n\n\n<li><strong>\u5be6\u969b\u9451\u50f9\u3002<\/strong>\u4e00\u822c\u4f86\u8aaa\u5c07\u53c3\u8003\u623f\u5c4b\u8cb7\u8ce3\u7684\u6210\u4ea4\u50f9\u683c\u4f86\u6c7a\u5b9a\u53ef\u4ee5\u7533\u8cb8\u7684\u91d1\u984d\u7d045~9\u6210\u3002\u6703\u770b\u5c4b\u6cc1\u2026\u7b49\u7b49\u4f30\u50f9\u8981\u7d20\u9032\u884c\u4f30\u50f9\u3002<\/li>\n\n\n\n<li><strong>\u5be9\u6838:<\/strong>\u7576\u9280\u884c\u53d6\u5f97\u501f\u6b3e\u4eba\u53ca\u4fdd\u8b49\u4eba\u7684\u57fa\u672c\u8cc7\u6599\u4e26\u5b8c\u6210\u4e0d\u52d5\u7522\u4f30\u50f9\u5f8c\uff0c\u5c07\u9032\u884c\u6848\u4ef6\u7684\u5be9\u6838\uff0c\u4e00\u822c\u4f86\u8aaa\uff0c\u806f\u5fb5\u8a18\u9304\u6703\u67e5\u8a62\u4f60\u5728\u6240\u6709\u884c\u5eab\u7684\u8cb8\u6b3e\u91d1\u984d\uff0c\u8207\u904e\u53bb 6 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class=\"wp-block-list\">\n<li>&lt;<a href=\"https:\/\/farenguakao.com\/mortgage-loan-to-value\/\">\u623f\u8cb8\u6210\u6578\u6700\u9ad8\u662f\u5e7e\u6210\uff1f\u63d0\u4f9b8\u7a2e\u62c9\u9ad8\u8cb8\u6b3e\u6210\u6578\u8207\u984d\u5ea6\u7684\u65b9\u6cd5\uff01<\/a>&gt;<\/li>\n\n\n\n<li>&lt;<a 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