{"id":8764,"date":"2019-12-31T08:37:00","date_gmt":"2019-12-31T00:37:00","guid":{"rendered":"https:\/\/farenguakao.com\/?p=8764"},"modified":"2024-04-10T10:11:14","modified_gmt":"2024-04-10T02:11:14","slug":"late-fee","status":"publish","type":"post","link":"https:\/\/farenguakao.com\/late-fee\/","title":{"rendered":"\u9055\u7d04\u91d1\u8a08\u7b97\uff13\u5927\u539f\u5247\uff01\u623f\u8cb8\u4fe1\u8cb8\u9072\u7e73\u3001\u63d0\u524d\u6e05\u511f\u4e0d\u6015\u9280\u884c\u8d85\u6536\u9055\u7d04\u91d1\uff01"},"content":{"rendered":"\n<p>\u623f\u8cb8\u3001\u4fe1\u8cb8\u7b49\u8cb8\u6b3e\u9072\u7e73\u6703\u7f70\u7684 \u9055\u7d04\u91d1 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class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 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href=\"https:\/\/farenguakao.com\/late-fee\/#%E6%9C%89%E6%9B%B4%E5%A4%9A%E9%81%95%E7%B4%84%E9%87%91%E5%95%8F%E9%A1%8C%E6%83%B3%E8%AB%AE%E8%A9%A2%E8%A9%B2%E6%80%8E%E9%BA%BC%E5%81%9A%EF%BC%9F\" title=\"\u6709\u66f4\u591a\u9055\u7d04\u91d1\u554f\u984c\u60f3\u8aee\u8a62\u8a72\u600e\u9ebc\u505a\uff1f\">\u6709\u66f4\u591a\u9055\u7d04\u91d1\u554f\u984c\u60f3\u8aee\u8a62\u8a72\u600e\u9ebc\u505a\uff1f<\/a><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\" id=\"h-\u623f\u8cb8-\u4fe1\u8cb8\u9055\u7d04\u91d1\u600e\u9ebc\u7b97-\u9055\u7d04\u91d1\u5e38\u898b\u7684\u6ea2\u6536\u60c5\u5f62\u6709\u54ea\u4e9b\"><span class=\"ez-toc-section\" id=\"%E6%88%BF%E8%B2%B8%E3%80%81%E4%BF%A1%E8%B2%B8%E9%81%95%E7%B4%84%E9%87%91%E6%80%8E%E9%BA%BC%E7%AE%97%EF%BC%9F%E9%81%95%E7%B4%84%E9%87%91%E5%B8%B8%E8%A6%8B%E7%9A%84%E6%BA%A2%E6%94%B6%E6%83%85%E5%BD%A2%E6%9C%89%E5%93%AA%E4%BA%9B%EF%BC%9F\"><\/span>\u623f\u8cb8\u3001\u4fe1\u8cb8\u9055\u7d04\u91d1\u600e\u9ebc\u7b97\uff1f\u9055\u7d04\u91d1\u5e38\u898b\u7684\u6ea2\u6536\u60c5\u5f62\u6709\u54ea\u4e9b\uff1f<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u6211\u5011\u5f80\u5f80\u807d\u5230\u4fe1\u7528\u5361\u9055\u7d04\u91d1\u88ab\u8d85\u6536\uff0c\u4e0d\u904e\u5176\u5be6\u623f\u8cb8\u4fe1\u8cb8\u7b49\u8cb8\u6b3e\u9055\u7d04\u91d1\u6ea2\u6536\u7684\u60c5\u5f62\u4e5f\u4e0d\u5c11\u898b\uff01\u623f\u8cb8\u3001\u4fe1\u8cb8\u7684\u9055\u7d04\u91d1\u600e\u9ebc\u7b97\uff1f\u5e38\u898b\u7684\u6ea2\u6536\u60c5\u5f62\u6709\u54ea\u4e9b\uff1f\u5feb\u4e00\u8d77\u6aa2\u67e5\u81ea\u5df1\u662f\u4e0d\u662f\u4e5f\u88ab\u8d85\u6536\u4e86\u5427\uff01<\/p>\n\n\n\n<p> <strong>\u72c0\u6cc1\uff11\u3001\u5ef6\u9072\u7e73\u6b3e\u61c9\u7e73\u9055\u7d04\u91d1<\/strong><\/p>\n\n\n\n<p> \u8207\u9280\u884c\u7c3d\u8a02\u8cb8\u6b3e\u689d\u4ef6\u6642\u660e\u8a02\u8cb8\u6b3e\u5206\u671f\u511f\u9084\u4e4b\u671f\u9650\u8207\u91d1\u984d\uff0c\u5018\u82e5\u672a\u6309\u6642\u511f\u9084\u7576\u671f\u61c9\u9084\u6b3e\u9805\uff0c\u5247\u9280\u884c\u6709\u6b0a\u5411\u8cb8\u6b3e\u4eba\u7d22\u6c42\u9055\u7d04\u91d1\u3002<\/p>\n\n\n\n<p> <strong>\u72c0\u6cc1\uff12\u3001\u63d0\u65e9\u6e05\u511f\u61c9\u7e73\u9055\u7d04\u91d1<\/strong><\/p>\n\n\n\n<p> \u540c\u4e0a\uff0c\u5018\u82e5\u65bc\u8cb8\u6b3e\u5408\u7d04\u5230\u671f\u65e5\u524d\u6b32\u63d0\u524d\u6e05\u511f\u8cb8\u6b3e\uff0c\u5247\u8996\u4f5c\u9055\u7d04\uff0c\u9280\u884c\u4ea6\u53ef\u5411\u8cb8\u6b3e\u4eba\u7d22\u6c42\u63d0\u524d\u6e05\u511f\u9055\u7d04\u91d1\u3002<\/p>\n\n\n\n<p> 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href=\"https:\/\/farenguakao.com\/mortgage-early-repayment\/\">\u300a\u623f\u8cb8\u6108\u65e9\u9084\u5b8c\u6108\u597d\u55ce?\u300b\u623f\u8cb8\u53ef\u4ee5\u63d0\u524d\u9084\u6b3e\u55ce?\u90193\u9ede\u53ef\u4ee5\u5e6b\u4f60\u7701\u4e0b\u9055\u7d04\u91d1!<\/a>&gt;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-\u9055\u7d04\u91d1\u8a08\u7b973\u5927\u539f\u5247-\u8cb8\u6b3e\u9055\u7d04\u91d1\u9280\u884c\u4e0d\u8d85\u6536\"><span class=\"ez-toc-section\" id=\"%E9%81%95%E7%B4%84%E9%87%91%E8%A8%88%E7%AE%973%E5%A4%A7%E5%8E%9F%E5%89%87%EF%BC%8C%E8%B2%B8%E6%AC%BE%E9%81%95%E7%B4%84%E9%87%91%E9%8A%80%E8%A1%8C%E4%B8%8D%E8%B6%85%E6%94%B6%EF%BC%81\"><\/span>\u9055\u7d04\u91d1\u8a08\u7b973\u5927\u539f\u5247\uff0c\u8cb8\u6b3e\u9055\u7d04\u91d1\u9280\u884c\u4e0d\u8d85\u6536\uff01<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u91d1\u878d\u76e3\u7763\u7ba1\u7406\u59d4\u54e1\u6703\uff08\u7c21\u7a31\u91d1\u7ba1\u6703\uff09\u767c\u73fe\u5404\u9280\u884c\u5c0d\u65bc\u8cfc\u5c4b\u53ca\u6d88\u8cbb\u6027\u8cb8\u6b3e\uff08\u4e5f\u5c31\u662f\u623f\u8cb8\u8207\u4fe1\u8cb8\uff09\u9055\u7d04\u91d1\u4e4b\u6536\u53d6\u773e\u8aaa\u7d1b\u7d1c\uff0c\u8a08\u7b97\u65b9\u5f0f\u4e0d\u4e00\uff0c\u9020\u6210\u4e0d\u516c\u5e73\u6ea2\u6536\u9055\u7d04\u91d1\u4e4b\u4e82\u8c61\u3002<\/p>\n\n\n\n<p>\u56e0\u6b64\u57282019\u5e746\u6708\u516c\u544a\u3008\u9280\u884c\u5c0d\u8cfc\u5c4b\u53ca\u6d88\u8cbb\u6027\u8cb8\u6b3e\u9072\u5ef6\u5229\u606f\u53ca\u9055\u7d04\u91d1\u4e4b\u6536\u53d6\u61c9\u7b26\u5408\u516c\u5e73\u5408\u7406\u539f\u5247\u3009\uff0c\u63d0\u51fa\uff13\u5927\u9055\u7d04\u91d1\u6536\u53d6\u539f\u5247\uff0c\u4e26\u898f\u5b9a\u5404\u9280\u884c\u61c9\u65bc108\u5e749\u6708\u5e95\u524d\u5b8c\u6210\u76f8\u95dc\u5951\u7d04\u5167\u5bb9\u8abf\u6574\u3002<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u539f\u5247\uff11<\/strong>\u3001\u5c0d\u65bc\u501f\u6b3e\u4eba\u767c\u751f\u9072\u5ef6\u9084\u6b3e\uff0c\u4e14\u5c6c\u975e\u9023\u7e8c\u9055\u7d04\u72c0\u614b\uff08\u5982\u51fa\u570b\u3001\u56e0\u516c\u7e41\u5fd9\u800c\u5fd8\u7e73\uff09\uff0c\u56e0\u672c\u91d1\u5c1a\u672a\u8996\u70ba\u5168\u90e8\u5230\u671f\uff0c\u9280\u884c\u5411\u5ba2\u6236\u6536\u53d6\u4e4b\u9072\u5ef6\u5229\u606f\u53ca\u975e\u56fa\u5b9a\u91d1\u984d\u65b9\u5f0f\u8a08\u6536\u4e4b\u9055\u7d04\u91d1\uff0c\u4ee5\u300c\u7576\u671f\u61c9\u6524\u9084\u672c\u91d1\u300d\uff08\u5c0f\u672c\u91d1\uff09\u70ba\u57fa\u790e\u8a08\u6536\u3002<\/li>\n\n\n\n<li><strong>\u539f\u5247\uff12<\/strong>\u3001\u82e5\u501f\u6b3e\u4eba\u767c\u751f\u8ca1\u52d9\u56f0\u96e3\uff0c\u5df2\u7121\u6cd5\u6309\u6708\u6b63\u5e38\u9084\u6b3e\uff0c\u9280\u884c\u884c\u4f7f\u52a0\u901f\u689d\u6b3e\uff0c\u672c\u91d1\u8996\u70ba\u5168\u90e8\u5230\u671f\uff0c\u9280\u884c\u5f97\u4ee5\u300c\u672a\u511f\u9084\u672c\u91d1\u9918\u984d\u300d\uff08\u5927\u672c\u91d1\uff09\u70ba\u57fa\u790e\u8a08\u6536\u9072\u5ef6\u671f\u9593\u7684\u5229\u606f\uff1b\u9055\u7d04\u91d1\u4e26\u5f97\u4ee5\u300c\u672a\u511f\u9084\u672c\u91d1\u9918\u984d\u300d\uff08\u5927\u672c\u91d1\uff09\u70ba\u57fa\u790e\u6536\u53d6\u3002<\/li>\n\n\n\n<li><strong>\u539f\u5247\uff13<\/strong>\u3001\u5404\u9280\u884c\u4f9d\u5be6\u52d9\u4f5c\u696d\u6210\u672c\uff0c\u80fd\u4e0d\u4e88\u8a08\u6536\u6216\u63d0\u4f9b\u501f\u6b3e\u4eba\u66f4\u512a\u60e0\u4e4b\u8a08\u6536\u65b9\u5f0f\u5247\u5f9e\u5176\u7d04\u5b9a\u3002<\/li>\n<\/ul>\n\n\n\n<p>\u7c21\u55ae\u7ffb\u8b6f\u5c31\u662f\u8aaa\uff1a\u65b0\u5236\u5c07\u5ef6\u9072\u9084\u6b3e\u7684\u60c5\u5f62\u5206\u6210\u5169\u7a2e\uff1a\u81e8\u6642\u77ed\u671f\u5ef6\u9072\u7e73\u7d0d\u8207\u9577\u671f\u8ca1\u52d9\u56f0\u96e3\u7121\u6cd5\u7e73\u7d0d\u7b49\u3002\u7576\u4f60\u5076\u723e\u5fd8\u8a18\u7e73\u8cbb\uff0c\u4e26\u975e\u9023\u7e8c\u597d\u5e7e\u671f\u90fd\u6c92\u7e73\uff0c\u5247\u9280\u884c\u7684\u9055\u7d04\u91d1\u61c9\u4ee5\u5c0f\u672c\u91d1\u8a08\u7b97\u3002<\/p>\n\n\n\n<p>\u5047\u5982\u4f60\u8d85\u904e\uff16\u500b\u6708\u7121\u6cd5\u6e96\u6642\u9084\u6b3e\u3001\u8ca1\u52d9\u51fa\u73fe\u56f0\u96e3\uff0c\u5247\u9280\u884c\u53ef\u4ee5\u884c\u4f7f\u300c\u52a0\u901f\u689d\u6b3e\u300d\uff0c\u4e26\u4ee5\u5927\u672c\u91d1\u70ba\u57fa\u790e\u8a08\u7b97\u9055\u7d04\u91d1\u8207\u5229\u606f\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-\u4ec0\u9ebc\u662f\u5927\u672c\u91d1\u8207\u5c0f\u672c\u91d1\u5462\"><span class=\"ez-toc-section\" id=\"%E4%BB%80%E9%BA%BC%E6%98%AF%E5%A4%A7%E6%9C%AC%E9%87%91%E8%88%87%E5%B0%8F%E6%9C%AC%E9%87%91%E5%91%A2%EF%BC%9F\"><\/span>\u4ec0\u9ebc\u662f\u5927\u672c\u91d1\u8207\u5c0f\u672c\u91d1\u5462\uff1f<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li> <strong>\u5927\u672c\u91d1<\/strong>\uff1a\u8cb8\u6b3e\u5269\u9918\u672a\u9084\u6e05\u7684\u7e3d\u9918\u984d\u3002<\/li>\n\n\n\n<li> <strong>\u5c0f\u672c\u91d1<\/strong>\uff1a\u8a08\u7b97\u904e\u5f8c\u7576\u671f\u61c9\u7e73\u9084\u7684\u672c\u91d1\u90e8\u5206\u3002<\/li>\n<\/ul>\n\n\n\n<p>\u8209\u4f8b\u4f86\u8aaa\uff0c\u5c0f\u660e\u5411\u9280\u884c\u8cb8\u6b3e1000\u842c\u5143\u7684\u623f\u8cb8\uff08\u5229\u73873%\u520620\u5e74\uff09\u6bcf\u500b\u6708\u61c9\u908455460\u5143\uff0c\u5176\u4e2d\u7d04\u670930460\u662f\u672c\u91d1\uff0c25,000\u662f\u5229\u606f\u3002<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u5047\u8a2d\u5c0f\u660e\u9084\u5230\u7b2c\u4e09\u500b\u6708\u5fd8\u8a18\u7e73\uff0c\u9069\u7528\u539f\u52471\uff0c\u9055\u7d04\u91d1\u6703\u662f\u7576\u671f\u61c9\u7e73\u7684\u5c0f\u672c\u91d130,612\u00d73%\u00d730\u5929\u00f7365\u5929=75\u5143\u3002<\/li>\n\n\n\n<li>\u5018\u82e5\u5c0f\u660e\u4e00\u76f4\u90fd\u6c92\u7e73\u8cb8\u6b3e\u8d85\u904e6\u500b\u6708\uff0c\u9280\u884c\u53ef\u884c\u4f7f\u52a0\u901f\u689d\u6b3e\uff0c\u5c07\u6b20\u6b3e\u8996\u70ba\u5df2\u5230\u671f\uff0c\u6b64\u6642\u5247\u9069\u7528\u539f\u52472\uff0c\u4ee5\u5927\u672c\u91d1\u8a08\u7b97\uff1a\u622a\u81f3\u7b2c\u4e09\u671f\u672c\u91d1\u9918\u984d9,908,392\u00d73%\u00d7183\u5929\u00f7365\u5929=149,033\u5143\uff01<\/li>\n<\/ul>\n\n\n\n<p>\u900f\u904e\u8209\u4f8b\u7684\u65b9\u5f0f\u5927\u5bb6\u662f\u4e0d\u662f\u90fd\u6e05\u695a\u65b0\u7684\u9055\u7d04\u91d1\u8a08\u7b97\u65b9\u5f0f\u4e86\u5462\uff1f\u5047\u5982\u4f60\u4e5f\u66fe\u56e0\u5fd9\u788c\u6216\u51fa\u570b\u7b49\u4e8b\u52d9\u5fd8\u4e86\u7e73\u8cb8\u6b3e\u800c\u7522\u751f\u9055\u7d04\u91d1\uff0c\u8d95\u7dca\u78ba\u8a8d\u770b\u770b\u9280\u884c\u662f\u4ee5\u5927\u672c\u91d1\u9084\u662f\u5c0f\u672c\u91d1\u8a08\u7b97\u7684\uff0c\u4ee5\u514d\u591a\u7e73\u597d\u591a\u51a4\u6789\u9322\u5594\uff01<\/p>\n\n\n\n<p>\u800c\u82e5\u771f\u7684\u9047\u5230\u8ca1\u52d9\u56f0\u96e3\u3001\u9084\u4e0d\u51fa\u623f\u8cb8\uff0c\u53ef\u4ee5\u900f\u904e\u8cb8\u6b3e\u901a\u7dda\u4e0a\u514d\u8cbb\u8aee\u8a62\u627e\u5230\u6700\u9069\u5408\u81ea\u5df1\u7684\u89e3\u5957\u65b9\u5f0f\uff0c\u53ef\u4ee5\u5c07\u8cb8\u6b3e\u6574\u5408\u6216\u8f49\u8cb8\u6210\u7acb\u7387\u66f4\u4f4e\u7684\u8cb8\u6b3e\u65b9\u5f0f\uff0c\u6e1b\u8f15\u6bcf\u500b\u6708\u7684\u9084\u6b3e\u58d3\u529b\uff0c\u5343\u842c\u5225\u653e\u7f6e\u4e0d\u7ba1\uff0c\u5230\u6642\u5019\u751f\u6210\u7684\u9055\u7d04\u91d1\u53ea\u6703\u66f4\u9a5a\u4eba\uff01<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"\u623f\u5c4b\u8cb8\u6b3e\u7279\u8272\"><span class=\"ez-toc-section\" id=\"%E6%88%BF%E5%B1%8B%E8%B2%B8%E6%AC%BE%E6%96%B9%E6%A1%88%E5%85%A7%E5%AE%B9%E8%AA%AA%E6%98%8E\"><\/span>\u623f\u5c4b\u8cb8\u6b3e\u65b9\u6848\u5167\u5bb9\u8aaa\u660e<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table><tbody><tr><td>\u9805\u76ee<\/td><td>\u623f\u5c4b\u8cb8\u6b3e<\/td><\/tr><tr><td>\u8cb8\u6b3e\u689d\u4ef6<\/td><td>1.\u5e74\u6eff18\u81f365\u6b72\u4e4b\u570b\u6c11<br>2.\u623f\u5b50\u576a\u657815\u576a\u4ee5\u4e0a\uff08\u5317\u5e0212\u576a\u4ee5\u4e0a\uff09<br>3.\u4e09\u5e74\u5167\u7121\u62d2\u7d55\u5f80\u4f86\u3001\u5446\u5e33\u3001\u903e\u50ac\u6216\u534a\u5e74\u5167\u6709\u5f37\u5236\u505c\u5361\u8005\uff1b<br>\u4f46\u82e5\u5df2\u6e05\u511f\u8005\u5247\u8996\u500b\u4eba\u60c5\u6cc1\u8fa6\u7406\u3002<\/td><\/tr><tr><td>\u8cb8\u6b3e\u984d\u5ea6<\/td><td>\u8cb8\u6b3e\u91d1\u984d\u8996\u623f\u5c4b\u5e02\u503c\u4f30\u50f9\u800c\u5b9a\u3002<br>\u4e00\u822c\u53ef\u8cb88\u6210\u5de6\u53f3<\/td><\/tr><tr><td>\u8cb8\u6b3e\u5e74\u9650<\/td><td>1-40\u5e74 \u672c\u5229\u6524\u9084\u578b\uff1a\u6700\u957740\u5e74\uff0c<br>\u63d0\u4f9b\u6700\u95773\u5e74\u7684\u7e73\u606f\u5bec\u9650\u671f(\u4f9d\u500b\u4eba\u60c5\u6cc1\u800c\u5b9a) \uff0c<br>\u5bec\u9650\u671f\u5167\u53ea\u9084\u5229\u606f\u4e0d\u7528\u6524\u9084\u672c\u91d1\uff0c\u8b93\u60a8\u9084\u6b3e\u66f4\u8f15\u9b06\u3002<\/td><\/tr><tr><td>\u8cb8\u6b3e\u5229\u7387<\/td><td>1.8%~2.5%&nbsp;&nbsp;(\u672c\u8cb8\u6b3e\u5229\u7387\u9700\u8996\u501f\u6b3e\u4eba\u76f8\u95dc\u689d\u4ef6\u800c\u6709\u4e0d\u540c )\u3002<\/td><\/tr><tr><td>\u6aa2\u9644\u6587\u4ef6<\/td><td>\u96d9\u8b49\u4ef6(\u8eab\u4efd\u8b49+\u5065\u4fdd\u5361\u6216\u99d5\u7167)<br>\u6536\u5165\u8b49\u660e<br>\u5728\u8077\u8b49\u660e<br>\u6236\u7c4d\u8b04\u672c<br>\u571f\u5730\u5efa\u7269\u6240\u6709\u6b0a\u72c0<br>\u5982\u679c\u662f\u8981\u8f49\u8cb8\u9700\u63d0\u4f9b\u623f\u8cb8\u6700\u8fd1\u4e00\u5e74\u7e73\u6b3e\u660e\u7d30<br>\uff08\u5b58\u647a\u5c01\u9762\u53ca\u5167\u9801\u8a18\u9304\u6216\u7e73\u6b3e\u6536\u64da\u6216\u9280\u884c\u5c0d\u5e33\u55ae\uff09<\/td><\/tr><tr><td>\u5c0d\u4fdd\u6240\u9700\u6587\u4ef6<\/td><td>\u623f\u8cb8\u5408\u7d04\u66f8\uff0c\u88e1\u9762\u6703\u8f09\u660e\u8cb8\u6b3e\u91d1\u984d\u3001\u5730\u5740\u3001\u623f\u8cb8\u5229\u7387\u8207\u5e74\u671f<br>\u62b5\u62bc\u6b0a\u8a2d\u5b9a\u540c\u610f\u66f8<br>\u64a5\u6b3e\u59d4\u8a17\u66f8<br>\u571f\u5730\u3001\u5efa\u7bc9\u6539\u826f\u7269\u62b5\u62bc\u6b0a\u8a2d\u5b9a\u5951\u7d04\u66f8<br>\u91d1\u878d\u6263\u6b3e\u59d4\u8a17\u66f8<br>\u706b\u96aa\u5730\u9707\u96aa\u8cfc\u8cb7<\/td><\/tr><tr><td>\u76f8\u95dc\u4e8b\u9805<\/td><td>\u4e09\u5e74\u5167\u6709\u62d2\u7d55\u5f80\u4f86\u3001\u5446\u5e33\u3001\u903e\u50ac\u6216<br>\u534a\u5e74\u5167\u6709\u5f37\u5236\u505c\u5361\u8005\u7121\u6cd5\u7533\u8acb\uff1b<br>\u4f46\u82e5\u5df2\u6e05\u511f\u8005\u5247\u8996\u500b\u4eba\u60c5\u6cc1\u8fa6\u7406\u3002<br>*\u4ee5\u4e0a\u63a8\u85a6\u4e4b\u9280\u884c\u6838\u767c\u91d1\u984d\u8207\u5229\u7387\u4f9d\u500b\u4eba\u689d\u4ef6\u6709\u6240\u4e0d\u540c<br><strong>\u203b\u9280\u884c\u4fdd\u7559\u6838\u8cb8\u8207\u5426\u4e4b\u6b0a\u5229<\/strong><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-\u623f\u8cb8\u6d41\u7a0b\"><span class=\"ez-toc-section\" id=\"%E6%88%BF%E8%B2%B8%E6%B5%81%E7%A8%8B\"><\/span>\u623f\u8cb8\u6d41\u7a0b<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>1.\u00a0<strong>\u8cc7\u6599\u5be9\u6838\u8207\u8abf\u95b1\u806f\u5408\u5fb5\u4fe1<\/strong>\uff1a\u91dd\u5c0d\u4f60\u63d0\u4f9b\u7684\u6587\u4ef6\u9280\u884c\u5c07\u9032\u884c\u5be9\u95b1\uff0c\u4e26\u8abf\u95b1\u806f\u5408\u5fb5\u4fe1\uff0c\u5be9\u6838\u4f60\u7684\u4fe1\u7528\u689d\u4ef6\u3002\u5176\u4e2d\u8cb8\u6b3e\u4eba\u6216\u4fdd\u8b49\u4eba\u7684\u6536\u5165\u3001\u8ca1\u529b\u8b49\u660e\u3001\u9084\u6b3e\u80fd\u529b\u53ca\u4fe1\u7528\u72c0\u6cc1\u662f\u5f71\u97ff\u623f\u8cb8\u5229\u7387\u9ad8\u4f4e\u53ca\u662f\u5426\u6838\u8cb8\u7684\u4e3b\u8981\u53c3\u8003\u3002<\/li>\n\n\n\n<li>2.\u00a0<strong>\u5be6\u969b\u9451\u50f9<\/strong>\uff1a\u9280\u884c\u7684\u9451\u50f9\u4eba\u54e1\u6216\u696d\u52d9\u5c07\u5be6\u5730\u52d8\u67e5\u7269\u4ef6\uff0c\u8acb\u4ef2\u4ecb\u6216\u5c4b\u4e3b\u5354\u52a9\u5e36\u770b\uff0c\u57fa\u65bc\u5c4b\u6cc1\u3001\u9280\u884c\u7684\u884c\u60c5\u8cc7\u6599\u5eab\u548c\u8a72\u7b46\u8cb7\u8ce3\u7684\u5be6\u969b\u6210\u4ea4\u50f9\u683c\u53bb\u505a\u52a0\u6e1b\u5206\uff0c\u5f97\u51fa\u9451\u50f9\u5831\u544a\u3002\u4e00\u822c\u4f86\u8aaa\u5c07\u53c3\u8003\u623f\u5c4b\u8cb7\u8ce3\u7684\u6210\u4ea4\u50f9\u683c\u4f86\u6c7a\u5b9a\u9451\u50f9\u7684\u7e3d\u503c\u91d1\u984d\u3002\u901a\u5e38\u9280\u884c\u9451\u50f9\u63a1\u53d6\u653e\u6b3e\u98a8\u96aa\u8a55\u4f30\u89d2\u5ea6\u9032\u884c\uff0c\u56e0\u6b64\u9451\u50f9\u91d1\u984d\u901a\u5e38\u6703\u5c0f\u65bc\u6216\u7b49\u65bc\u5be6\u969b\u4ea4\u6613\u8cb7\u8ce3\u50f9\u683c\u3002\u518d\u4f9d\u9451\u4f30\u91d1\u984d\u4e4b\u4e00\u5b9a\u6210\u6578\u6838\u4e88\u53ef\u8cb8\u91d1\u984d\uff0c\u76ee\u524d\u6700\u9ad8\u53ef\u8cb8\u91d1\u984d\u70ba\u9451\u4f30\u91d1\u984d\u4e4b85%\u3002<\/li>\n\n\n\n<li>3.\u00a0<strong>\u78ba\u8a8d\u6838\u8cb8\u91d1\u984d\u3001\u5229\u606f\u689d\u4ef6\uff0c\u4e26\u8207\u8cb8\u6b3e\u4eba\u548c\u4fdd\u4eba\u7167\u6703<\/strong>\uff1a\u6838\u8cb8\u4eba\u54e1\u5c07\u53c3\u8003\u8cb8\u6b3e\u4eba\u63d0\u4f9b\u7684\u6536\u5165\u3001\u8ca1\u529b\u8b49\u660e\u3001\u806f\u5fb5\u8cc7\u6599\u548c\u9451\u50f9\u5831\u544a\u5f97\u51fa\u8cb8\u6b3e\u689d\u4ef6\uff0c\u5305\u542b\u6838\u8cb8\u91d1\u984d\u3001\u8cb8\u6b3e\u5e74\u6578 (20\u5e74\u621630\u5e74..) \u3001\u5229\u606f\u3001\u662f\u5426\u63d0\u4f9b\u5bec\u9650\u671f (2\u5e74\u81f35\u5e74) \u7b49\uff0c \u4e26\u56de\u5831\u7d66\u4f60\u3002\u5982\u78ba\u5b9a\u8981\u8cb8\u6b3e\uff0c\u9280\u884c\u7167\u6703\u4eba\u54e1\u6703\u7d04\u5b9a\u6642\u9593\u6253\u96fb\u8a71\u8207\u8cb8\u6b3e\u4eba\u548c\u4fdd\u8b49\u4eba\u7167\u6703\uff0c\u78ba\u8a8d\u6709\u6b64\u8cb8\u6b3e\u7533\u8acb\u3002\u7167\u6703\u7684\u76ee\u7684\u662f\u70ba\u4e86\u78ba\u8a8d\u662f\u8cb8\u6b3e\u4eba\u548c\u4fdd\u8b49\u4eba\u672c\u4eba\uff0c\u6240\u4ee5\u7167\u6703\u6642\u6703\u8a62\u554f\u7269\u4ef6\u5730\u5740\u3001\u6a13\u5c64\u3001\u576a\u6578\u3001\u8cb7\u8ce3\u91d1\u984d\u3001\u623f\u5c4b\u4f7f\u7528\u7528\u9014\u8cb8\u6b3e\u91d1\u984d\u3001\u982d\u671f\u6b3e\u91d1\u984d\u548c\u652f\u4ed8\u6642\u9593\u7b49\u3002\u6b64\u5916\uff0c\u70ba\u4e86\u78ba\u8a8d\u4f60\u6709\u5728\u4e0a\u73ed\uff0c\u6709\u511f\u6b3e\u80fd\u529b\uff0c\u7167\u6703\u4eba\u54e1\u901a\u5e38\u6703\u6253\u516c\u53f8\u96fb\u8a71\u7d66\u4f60\u9032\u884c\u7167\u6703\uff0c\u907f\u514d\u8cb8\u6b3e\u4eba\u5df2\u7d93\u96e2\u8077\u3002<\/li>\n\n\n\n<li>4.\u00a0<strong>\u7c3d\u7d04\u5c0d\u4fdd<\/strong>\uff1a\u5982\u679c\u524d\u9762\u6d41\u7a0b\u9032\u884c\u9806\u5229\uff0c\u6700\u5f8c\u9280\u884c\u623f\u8cb8\u696d\u52d9\u5c31\u6703\u8207\u8cb8\u6b3e\u4eba\u548c\u4fdd\u8b49\u4eba\u7d04\u6642\u9593\u7576\u9762\u89aa\u81ea\u7c3d\u7d04\u548c\u5c0d\u4fdd\u3002\u9019\u500b\u6d41\u7a0b\u9808\u8981\u672c\u4eba\u89aa\u81ea\u51fa\u5e2d\u3002\u5c0d\u4fdd\u7d04\u9700\u89811\u500b\u5c0f\u6642\uff0c\u8981\u4e8b\u5148\u5b89\u6392\u6642\u9593\u3002<\/li>\n\n\n\n<li>5.\u00a0<strong>\u8a2d\u5b9a<\/strong>\uff1a\u7c3d\u7d04\u5c0d\u4fdd\u5f8c\uff0c\u9280\u884c\u5c31\u6703\u9032\u884c\u62b5\u62bc\u6b0a\u8a2d\u5b9a\u3002<\/li>\n\n\n\n<li>6.\u00a0<strong>\u64a5\u6b3e<\/strong>\uff1a\u62b5\u62bc\u6b0a\u8a2d\u5b9a\u5b8c\u6210\u5f8c\uff0c\u9280\u884c\u5c31\u6703\u5c07\u6838\u8cb8\u91d1\u984d\u9032\u884c\u64a5\u6b3e\u3002\u5982\u524d\u5c4b\u4e3b\u6709\u672a\u511f\u9084\u7684\u623f\u8cb8\uff0c\u9280\u884c\u6703\u5148\u4ee3\u70ba\u511f\u9084\u5269\u9918\u8cb8\u6b3e\u91d1\u984d\uff0c\u5176\u5b83\u7684\u9918\u984d\u624d\u6703\u64a5\u5165\u5c65\u4fdd\u5e33\u6236\u6216\u662f\u8ce3\u65b9\u7684\u6236\u982d\u3002\u5b8c\u6210\u64a5\u6b3e\u5f8c\uff0c\u4ee3\u66f8\u5c31\u6703\u9032\u884c\u904e\u6236\u548c\u4ea4\u5c4b\u7684\u6d41\u7a0b\uff0c\u4ea4\u6613\u4e5f\u5373\u5c07\u5b8c\u6210\u56c9\uff01<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E9%81%95%E7%B4%84%E9%87%91Q_A\"><\/span>\u9055\u7d04\u91d1Q&amp;A<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<div class=\"schema-faq wp-block-yoast-faq-block\"><div class=\"schema-faq-section\" id=\"faq-question-83\"><strong class=\"schema-faq-question\">\u4ec0\u9ebc\u662f\u5927\u672c\u91d1\u8207\u5c0f\u672c\u91d1\u5462\uff1f<\/strong> <p class=\"schema-faq-answer\">\u5927\u672c\u91d1\uff1a\u8cb8\u6b3e\u5269\u9918\u672a\u9084\u6e05\u7684\u7e3d\u9918\u984d\u3002<br\/>\u5c0f\u672c\u91d1\uff1a\u8a08\u7b97\u904e\u5f8c\u7576\u671f\u61c9\u7e73\u9084\u7684\u672c\u91d1\u90e8\u5206\u3002<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-08\"><strong class=\"schema-faq-question\">\u623f\u8cb8\u7d81\u7d04\u662f\u7d81\u591a\u4e45\uff1f<\/strong> <p class=\"schema-faq-answer\">\u4e00\u822c\u662f\u7d813\u5e74\uff08\u671f\u9650\u53ef\u8b70\uff09\u3002<br\/>\u4ee5\u516c\u80a1\u7684\u53f0\u7063\u9280\u884c\u623f\u8cb8\u70ba\u4f8b\uff0c\u9055\u7d04\u91d1\u7684\u8a08\u7b97\u65b9\u5f0f\u5982\u4e0b\uff1a<br\/>1\u5e74\u5167\u63d0\u524d\u6e05\u511f\u5168\u90e8\u501f\u6b3e\u8005\uff0c\u52a0\u6536\u63d0\u524d\u511f\u9084\u672c\u91d1\u4e4b 1%\u9055\u7d04\u91d1<br\/>1~2\u5e74\u5167\u63d0\u524d\u6e05\u511f\u5168\u90e8\u501f\u6b3e\u8005\uff0c\u52a0\u6536\u63d0\u524d\u511f\u9084\u672c\u91d1\u4e4b 0.7%\u9055\u7d04\u91d1<br\/>2~3\u5e74\u5167\u63d0\u524d\u6e05\u511f\u5168\u90e8\u501f\u6b3e\u8005\uff0c\u52a0\u6536\u63d0\u524d\u511f\u9084\u672c\u91d1\u4e4b 0.5% \u9055\u7d04\u91d1<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-48\"><strong class=\"schema-faq-question\">\u4fe1\u8cb8\u7d81\u7d04\u662f\u7d81\u591a\u4e45\uff1f<\/strong> <p class=\"schema-faq-answer\">\u4e00\u822c\u5e38\u898b\u7684\u4fe1\u7528\u8cb8\u6b3e\u7d81\u7d04\u671f\u9593\u662f12~18\u500b\u6708\uff0c\u4e5f\u5c31\u662f1\u5e74~1\u5e74\u534a\u3002<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-82\"><strong class=\"schema-faq-question\">\u8eca\u8cb8\u7d81\u7d04\u662f\u7d81\u591a\u4e45\uff1f<\/strong> <p class=\"schema-faq-answer\">\u4e00\u822c\u8cb8\u6b3e\u90fd\u6703\u7d81\u7d04\uff0c\u5982\u679c\u5728\u7d81\u7d04\u671f\u5167\u63d0\u524d\u9084\u6b3e\u7684\u8a71\uff0c\u9280\u884c\u6216\u8cb8\u6b3e\u516c\u53f8\u5c31\u6703\u6536\u53d6\u9055\u7d04\u91d1\uff0c\u800c\u878d\u8cc7\u516c\u53f8\u7684\u8eca\u8cb8\u7d81\u7d04\u671f\u70ba20\u671f\uff0c\u82e5\u63d0\u524d\u7d50\u6e05\u9808\u652f\u4ed812%\u7684\u9055\u7d04\u91d1\u3002<\/p> <\/div> <\/div>\n\n\n\n<p> \u5ef6\u4f38\u95b1\u8b80\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u300a<a href=\"https:\/\/farenguakao.com\/housingsecondloans\/\">\u4ec0\u9ebc\u662f\u4e8c\u9806\u4f4d\u623f\u5c4b\u8cb8\u6b3e\uff1f<\/a>\u300b<\/li>\n\n\n\n<li>\u300a<a href=\"https:\/\/farenguakao.com\/youth-house-loan\/\">\u5e74\u8f15\u9996\u8cfc\u65cf\u4e00\u5b9a\u8981\u4e86\u89e3\u7684\u9752\u5e74\u8cfc\u5c4b\u8cb8\u6b3e<\/a>\u300b<\/li>\n\n\n\n<li>\u300a<a href=\"https:\/\/farenguakao.com\/min-mortgage-interest-rate\/\">\u623f\u8cb8\u5229\u7387\u8d8a\u4f4e\u8d8a\u597d\u55ce?<\/a>\u300b <\/li>\n<\/ul>\n\n\n\n<p>\u4ee5\u4e0a\u662f\u300a\u9055\u7d04\u91d1\u8a08\u7b97\uff13\u5927\u539f\u5247\uff01\u300b\u623f\u8cb8\u4fe1\u8cb8\u9072\u7e73\uff0f\u63d0\u524d\u6e05\u511f\u4e0d\u6015\u9280\u884c\u8d85\u6536\u9055\u7d04\u91d1\uff01\u7684\u4ecb\u7d39\uff0c\u5982\u6709\u5176\u4ed6\u60f3\u8981\u4e86\u89e3\u7684\u6b61\u8fce\u4f86\u96fb\u514d\u8cbb\u8aee\u8a62\u6216\u586b\u5beb\u7dda\u4e0a\u8868\u55ae\u7531\u5c08\u4eba\u70ba\u60a8\u670d\u52d9\uff01<\/p>\n\n\n\n<p>\u6ce8\u610f:\u5408\u6cd5\u7684\u8cb8\u6b3e\u516c\u53f8\u5728\u64a5\u6b3e\u524d\u662f\u4e0d\u6703\u8ddf\u4f60\u6536\u53d6\u4efb\u4f55\u8cbb\u7528\u7684\u3002\u5408\u6cd5\u7684\u8cb8\u6b3e\u516c\u53f8\u5728\u5c0d\u4fdd\u524d\u662f\u4e0d\u6703\u9700\u8981\u4f60\u7684\u8eab\u5206\u8b49\u8b49\u4ef6\u7684\u4e5f\u4e0d\u9700\u63d0\u4f9b\u5b58\u647a\u57f9\u990a\u9032\u51fa\u8a18\u9304\u7684\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-\u6709\u66f4\u591a\u9055\u7d04\u91d1\u554f\u984c\u60f3\u8aee\u8a62\u8a72\u600e\u9ebc\u505a\"><span class=\"ez-toc-section\" id=\"%E6%9C%89%E6%9B%B4%E5%A4%9A%E9%81%95%E7%B4%84%E9%87%91%E5%95%8F%E9%A1%8C%E6%83%B3%E8%AB%AE%E8%A9%A2%E8%A9%B2%E6%80%8E%E9%BA%BC%E5%81%9A%EF%BC%9F\"><\/span>\u6709\u66f4\u591a\u9055\u7d04\u91d1\u554f\u984c\u60f3\u8aee\u8a62\u8a72\u600e\u9ebc\u505a\uff1f<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<div class=\"wp-block-group\"><div class=\"wp-block-group__inner-container is-layout-flow wp-block-group-is-layout-flow\">\n<p class=\"has-pale-cyan-blue-background-color has-background\" id=\"block-33df63c6-1afd-4313-b5e0-a25b99c87a3d\">\u5982\u6709\u5176\u4ed6\u60f3\u8981\u4e86\u89e3\u7684\u6b61\u8fce\u4f86\u96fb\u514d\u8cbb\u8aee\u8a62\u6216\u586b\u5beb\u7dda\u4e0a\u8868\u55ae\u7531\u5c08\u4eba\u70ba\u60a8\u670d\u52d9\uff01\u64a5\u6253\u5c08\u7dda\u6216\u52a0LINE@ ID: @a580 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