{"id":8607,"date":"2019-12-08T08:39:12","date_gmt":"2019-12-08T00:39:12","guid":{"rendered":"https:\/\/farenguakao.com\/?p=8607"},"modified":"2024-03-15T12:23:31","modified_gmt":"2024-03-15T04:23:31","slug":"minimum-payment","status":"publish","type":"post","link":"https:\/\/farenguakao.com\/minimum-payment\/","title":{"rendered":"\u4fe1\u7528\u5361\u7e73\u6700\u4f4e\u5c31\u597d\uff1f\u53ea\u9084\u6700\u4f4e\u61c9\u7e73\u91d1\u984d\u52d5\u7528\u5faa\u74b0\u5229\u7387\u662f\u4fe1\u7528\u5361\u5927\u5fcc\uff01"},"content":{"rendered":"\n<p>\u4fe1\u7528\u5361\u4e00\u76f4\u7e73 \u6700\u4f4e\u61c9\u7e73\u91d1\u984d 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title=\"\u6700\u4f4e\u61c9\u7e73\u91d1\u984d\u662f\u4ec0\u9ebc\uff1f\">\u6700\u4f4e\u61c9\u7e73\u91d1\u984d\u662f\u4ec0\u9ebc\uff1f<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/farenguakao.com\/minimum-payment\/#%E4%BF%A1%E7%94%A8%E5%8D%A1%E6%AF%8F%E6%9C%9F%E9%83%BD%E7%B9%B3%E6%9C%80%E4%BD%8E%E6%87%89%E7%B9%B3%E9%A1%8D%E6%9C%83%E6%80%8E%E6%A8%A3%EF%BC%9F\" title=\"\u4fe1\u7528\u5361\u6bcf\u671f\u90fd\u7e73\u6700\u4f4e\u61c9\u7e73\u984d\u6703\u600e\u6a23\uff1f\">\u4fe1\u7528\u5361\u6bcf\u671f\u90fd\u7e73\u6700\u4f4e\u61c9\u7e73\u984d\u6703\u600e\u6a23\uff1f<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/farenguakao.com\/minimum-payment\/#%E5%88%A9%E6%81%AF%E7%B9%B3%E5%BE%97%E6%AF%94%E4%BD%A0%E8%8A%B1%E7%9A%84%E6%9C%AC%E9%87%91%E9%82%84%E5%A4%9A%EF%BC%9F%E5%BE%AA%E7%92%B0%E5%88%A9%E7%8E%87%E5%AF%A6%E9%9A%9B%E8%A9%A6%E7%AE%97%EF%BC%81\" title=\"\u5229\u606f\u7e73\u5f97\u6bd4\u4f60\u82b1\u7684\u672c\u91d1\u9084\u591a\uff1f\u5faa\u74b0\u5229\u7387\u5be6\u969b\u8a66\u7b97\uff01\">\u5229\u606f\u7e73\u5f97\u6bd4\u4f60\u82b1\u7684\u672c\u91d1\u9084\u591a\uff1f\u5faa\u74b0\u5229\u7387\u5be6\u969b\u8a66\u7b97\uff01<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/farenguakao.com\/minimum-payment\/#%E5%8D%A1%E8%B2%BB%E7%9C%9F%E7%9A%84%E7%B9%B3%E4%B8%8D%E5%87%BA%E4%BE%86%E3%80%81%E6%B7%B1%E9%99%B7%E5%BE%AA%E7%92%B0%E5%88%A9%E7%8E%87%E6%B3%A5%E6%B2%BC%E6%80%8E%E9%BA%BC%E8%BE%A6%EF%BC%9F\" title=\"\u5361\u8cbb\u771f\u7684\u7e73\u4e0d\u51fa\u4f86\u3001\u6df1\u9677\u5faa\u74b0\u5229\u7387\u6ce5\u6cbc\u600e\u9ebc\u8fa6\uff1f\">\u5361\u8cbb\u771f\u7684\u7e73\u4e0d\u51fa\u4f86\u3001\u6df1\u9677\u5faa\u74b0\u5229\u7387\u6ce5\u6cbc\u600e\u9ebc\u8fa6\uff1f<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/farenguakao.com\/minimum-payment\/#%E4%BF%A1%E8%B2%B8%E7%89%B9%E8%89%B2%E8%AA%AA%E6%98%8E\" title=\"\u4fe1\u8cb8\u7279\u8272\u8aaa\u660e\">\u4fe1\u8cb8\u7279\u8272\u8aaa\u660e<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/farenguakao.com\/minimum-payment\/#%E4%BF%A1%E8%B2%B8%E7%94%B3%E8%AB%8B%E6%B5%81%E7%A8%8B\" title=\"\u4fe1\u8cb8\u7533\u8acb\u6d41\u7a0b\">\u4fe1\u8cb8\u7533\u8acb\u6d41\u7a0b<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/farenguakao.com\/minimum-payment\/#%E4%BF%A1%E7%94%A8%E5%8D%A1%E7%B9%B3%E6%9C%80%E4%BD%8EQ_A\" title=\"\u4fe1\u7528\u5361\u7e73\u6700\u4f4eQ&amp;A\">\u4fe1\u7528\u5361\u7e73\u6700\u4f4eQ&amp;A<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/farenguakao.com\/minimum-payment\/#%E6%9C%89%E6%9B%B4%E5%A4%9A%E6%9C%80%E4%BD%8E%E6%87%89%E7%B9%B3%E9%87%91%E9%A1%8D%E5%95%8F%E9%A1%8C%E6%83%B3%E8%AB%AE%E8%A9%A2%E8%A9%B2%E6%80%8E%E9%BA%BC%E5%81%9A%EF%BC%9F\" title=\"\u6709\u66f4\u591a\u6700\u4f4e\u61c9\u7e73\u91d1\u984d\u554f\u984c\u60f3\u8aee\u8a62\u8a72\u600e\u9ebc\u505a\uff1f\">\u6709\u66f4\u591a\u6700\u4f4e\u61c9\u7e73\u91d1\u984d\u554f\u984c\u60f3\u8aee\u8a62\u8a72\u600e\u9ebc\u505a\uff1f<\/a><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\" id=\"h-\u4fe1\u7528\u5361\u8cbb\u53ea\u7e73\u6700\u4f4e\u6703\u600e\u6a23-\u5faa\u74b0\u5229\u7387\u4e0d\u4f46\u6efe\u5229\u9084\u6703\u5f71\u97ff\u4fe1\u7528\u5206\u6578\"><span class=\"ez-toc-section\" 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class=\"wp-block-heading\" id=\"h-\u4fe1\u7528\u5361\u6bcf\u671f\u90fd\u7e73\u6700\u4f4e\u61c9\u7e73\u984d\u6703\u600e\u6a23\"><span class=\"ez-toc-section\" id=\"%E4%BF%A1%E7%94%A8%E5%8D%A1%E6%AF%8F%E6%9C%9F%E9%83%BD%E7%B9%B3%E6%9C%80%E4%BD%8E%E6%87%89%E7%B9%B3%E9%A1%8D%E6%9C%83%E6%80%8E%E6%A8%A3%EF%BC%9F\"><\/span>\u4fe1\u7528\u5361\u6bcf\u671f\u90fd\u7e73\u6700\u4f4e\u61c9\u7e73\u984d\u6703\u600e\u6a23\uff1f<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"900\" height=\"900\" src=\"https:\/\/farenguakao.com\/wp-content\/uploads\/minimum-payment05261.jpg\" alt=\"\u4fe1\u7528\u5361\u6bcf\u671f\u90fd\u7e73\u6700\u4f4e\u61c9\u7e73\u984d\u6703\u600e\u6a23\uff1f\" class=\"wp-image-78245\" srcset=\"https:\/\/farenguakao.com\/wp-content\/uploads\/minimum-payment05261.jpg 900w, https:\/\/farenguakao.com\/wp-content\/uploads\/minimum-payment05261-300x300.jpg 300w, https:\/\/farenguakao.com\/wp-content\/uploads\/minimum-payment05261-150x150.jpg 150w, https:\/\/farenguakao.com\/wp-content\/uploads\/minimum-payment05261-768x768.jpg 768w\" sizes=\"auto, (max-width: 900px) 100vw, 900px\" \/><figcaption class=\"wp-element-caption\">\u4fe1\u7528\u5361\u6bcf\u671f\u90fd\u7e73\u6700\u4f4e\u61c9\u7e73\u984d\u6703\u600e\u6a23\uff1f<\/figcaption><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-\uff11-\u652f\u4ed8\u4e0d\u5408\u7406\u7684\u5229\u606f\">\uff11\u3001\u652f\u4ed8\u4e0d\u5408\u7406\u7684\u5229\u606f<\/h3>\n\n\n\n<p> \u7576\u4f60\u9078\u64c7\u53ea\u7e73\u300c\u6700\u4f4e\u61c9\u7e73\u91d1\u984d\u300d\uff0c\u672a\u7e73\u6e05\u7684\u6b20\u6b3e\uff08\u672c\u91d1\u9023\u540c\u5229\u606f\uff09\u4fbf\u958b\u59cb\u8a08\u7b97\u5faa\u74b0\u5229\u7387\u3002\u76ee\u524d\u898f\u5b9a\u5faa\u74b0\u5229\u7387\u6700\u9ad8\u905414.9%\uff0c\u9019\u5c07\u8fd115%\u7684\u5229\u7387\u91cd\u8907\u4e0d\u65b7\u8a08\u606f\uff0c\u4e0a\u4e00\u671f\u672a\u7e73\u5b8c\u7684\u672c\u91d1\u52a0\u4e0a\u8907\u5229\uff0c\u8b8a\u6210\u66f4\u9f90\u5927\u7684\u57fa\u6578\u5f8c\u7e7c\u7e8c\u6efe\u5229\u3002<\/p>\n\n\n\n<p>\u6700\u5f8c\u4f60\u6703\u767c\u73fe\uff0c\u4e00\u958b\u59cb10\u842c\u5143\u7684\u672c\u91d1\uff0c\u600e\u9ebc\u7e73\u4e86\u5341\u5e74\u6700\u4f4e\u61c9\u7e73\u91d1\u984d\u5f8c\u9084\u6c92\u7e73\u5b8c\uff1f\u751a\u81f3\u591a\u7e73\u4e86\u5e7e\u842c\u5143\u7684\u5229\u606f\u8cbb\u7528\uff0c\u53ef\u4e0d\u53ea\u662f15%\u90a3\u9ebc\u7c21\u55ae\u4e86\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-\uff12-\u5f71\u97ff\u4fe1\u7528\u806f\u5fb5\u5206\u6578\"> \uff12\u3001\u5f71\u97ff\u4fe1\u7528\u806f\u5fb5\u5206\u6578<\/h3>\n\n\n\n<p> \u5225\u4ee5\u70ba\u6bcf\u671f\u90fd\u53ea\u7e73\u300c\u6700\u4f4e\u61c9\u7e73\u91d1\u984d\u300d\u5c31\u7b97\u6709\u9084\u9322\uff0c\u5176\u5be6\u59b3\u9084\u662f\u6b20\u9280\u884c\u4e00\u7b46\u50b5\u554a\uff01\u4fe1\u7528\u5361\u50b5\u52d9\u5927\u5e45\u5f71\u97ff\u8457\u500b\u4eba\u4fe1\u7528\u5206\u6578\uff0c\u9055\u7d04\u3001\u9072\u7e73\u3001\u88ab\u505c\u5361\u7b49\u60c5\u5f62\u90fd\u6703\u5728\u806f\u5408\u5fb5\u4fe1\u4e2d\u5fc3\u7559\u4e0b\u8a3b\u8a18\uff0c\u52d5\u7528\u5faa\u74b0\u5229\u7387\u4e5f\u662f\u5176\u4e2d\u4e00\u9805\u3002<\/p>\n\n\n\n<p>\u7576\u4f60\u958b\u59cb\u5df2\u5faa\u74b0\u5229\u7387\u8a08\u606f\uff0c\u4ee3\u8868\u6c92\u6709\u5c07\u4e0a\u671f\u7684\u5e33\u55ae\u7e73\u6e05\uff0c\u5247\u9280\u884c\u6703\u8a8d\u5b9a\u60a8\u6c92\u6709\u8ca0\u64d4\u8cb8\u6b3e\u7684\u80fd\u529b\u3001\u9084\u6b3e\u98a8\u96aa\u589e\u9ad8\uff0c\u5728\u806f\u5fb5\u4e0a\u8a3b\u8a18\uff0c\u7576\u672a\u4f86\u4f60\u9700\u8981\u8cb8\u6b3e\u6642\uff0c\u9280\u884c\u4fbf\u6703\u77e5\u9053\u4f60\u662f\u9ad8\u98a8\u96aa\u65cf\u7fa4\uff0c\u56e0\u6b64\u5229\u7387\u3001\u984d\u5ea6\u90fd\u7121\u6cd5\u7d66\u51fa\u512a\u60e0\u3002<\/p>\n\n\n\n<p>\u5ef6\u4f38\u95b1\u8b80\uff1a<a href=\"https:\/\/farenguakao.com\/joint-credit-score\/\">\u300a\u806f\u5fb5\u5206\u6578\u4fe1\u7528\u8a55\u5206\u662f500\u5206600\u5206\u7684\u5dee\u7570\u662f\u4ec0\u9ebc?\u300b<\/a><\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-\uff13-\u990a\u6210\u4e0d\u826f\u6d88\u8cbb\u7fd2\u6163\"> \uff13\u3001\u990a\u6210\u4e0d\u826f\u6d88\u8cbb\u7fd2\u6163<\/h3>\n\n\n\n<p> \u82e5\u6bcf\u6b21\u6d88\u8cbb\u90fd\u81ea\u6043\u53ea\u8981\u4ed8\u6700\u4f4e\u61c9\u7e73\u984d\u3001\u7fd2\u6163\u6027\u5206\u671f\uff0c\u9019\u6a23\u7684\u6d88\u8cbb\u884c\u70ba\u6700\u7d42\u6703\u5bb3\u81ea\u5df1\u50b5\u7bc9\u9ad8\u53f0\u800c\u7121\u6cd5\u8ca0\u64d4\uff0c\u53ea\u597d\u4ee5\u50b5\u9084\u50b5\uff0c\u4ed8\u51fa\u9f90\u5927\u7684\u5229\u606f\u800c\u672c\u91d1\u6c38\u9060\u9084\u4e0d\u5b8c\uff0c\u58ae\u5165\u9ad8\u5229\u8cb8\u7684\u9677\u9631\uff01<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-\u5229\u606f\u7e73\u5f97\u6bd4\u4f60\u82b1\u7684\u672c\u91d1\u9084\u591a-\u5faa\u74b0\u5229\u7387\u5be6\u969b\u8a66\u7b97\"><span class=\"ez-toc-section\" id=\"%E5%88%A9%E6%81%AF%E7%B9%B3%E5%BE%97%E6%AF%94%E4%BD%A0%E8%8A%B1%E7%9A%84%E6%9C%AC%E9%87%91%E9%82%84%E5%A4%9A%EF%BC%9F%E5%BE%AA%E7%92%B0%E5%88%A9%E7%8E%87%E5%AF%A6%E9%9A%9B%E8%A9%A6%E7%AE%97%EF%BC%81\"><\/span>\u5229\u606f\u7e73\u5f97\u6bd4\u4f60\u82b1\u7684\u672c\u91d1\u9084\u591a\uff1f\u5faa\u74b0\u5229\u7387\u5be6\u969b\u8a66\u7b97\uff01<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u9084\u4e0d\u6e05\u695a\u5faa\u74b0\u5229\u7387\u8981\u591a\u4ed8\u591a\u5c11\u5229\u606f\u9322\uff1f\u8cb8\u6b3e\u901a\u5be6\u969b\u7b97\u4e00\u6b21\u7d66\u4f60\u770b\uff01<\/p>\n\n\n\n<p>\u300c\u5faa\u74b0\u5229\u7387\u300d\u7684\u8a08\u606f\u65b9\u5f0f\uff0c\u6703\u5c07\u4e0a\u671f\u672a\u7e73\u6e05\u91d1\u984d\uff0c\u52a0\u8a08\u5229\u606f\u5f8c\u4f75\u5165\u672c\u671f\u7684\u61c9\u7e73\u91d1\u984d\u8a08\u7b97\u3002\u800c\u9280\u884c\u6bcf\u671f\u5e33\u55ae\u4e0a\u7684\u61c9\u7e73\u91d1\u984d\u662f\u7531\u4e0a\u671f\u6b20\u6b3e\u3001\u7576\u671f\u6d88\u8cbb\u4ee5\u53ca\u624b\u7e8c\u8cbb\u7b49\u7d44\u6210\uff0c\u4e00\u822c\u4f86\u8aaa\u6703\u662f\u7576\u671f\u65b0\u6d88\u8cbb10%\uff0c\u52a0\u4e0a\u524d\u671f\u672a\u7e73\u6e05\u9918\u984d\u76842%-5%\u3002<\/p>\n\n\n\n<p><strong>\u5faa\u74b0\u5229\u7387\u8a08\u7b97\u516c\u5f0f\uff1a\u672a\u7e73\u6d88\u8cbb\u6b3e \u00d7 \u5929\u6578 \u00d7 \u5e74\u5229\u7387\/365<\/strong><\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"901\" height=\"901\" src=\"https:\/\/farenguakao.com\/wp-content\/uploads\/20221.jpg\" alt=\"\u5faa\u74b0\u5229\u7387\u5be6\u969b\u8a66\u7b97\" class=\"wp-image-8637\" srcset=\"https:\/\/farenguakao.com\/wp-content\/uploads\/20221.jpg 901w, https:\/\/farenguakao.com\/wp-content\/uploads\/20221-300x300.jpg 300w, https:\/\/farenguakao.com\/wp-content\/uploads\/20221-150x150.jpg 150w, https:\/\/farenguakao.com\/wp-content\/uploads\/20221-768x768.jpg 768w\" sizes=\"auto, (max-width: 901px) 100vw, 901px\" \/><figcaption class=\"wp-element-caption\">\u5faa\u74b0\u5229\u7387\u5be6\u969b\u8a66\u7b97<\/figcaption><\/figure>\n\n\n\n<p>\u4ee5\u4e0a\u5716\u8209\u4f8b\uff0c\u6bcf\u500b\u67087\u865f\u662f\u9280\u884c\u7d50\u5e33\u65e5\uff087\/7-8\/7\u70ba\u4e00\u500b\u5faa\u74b0\uff09\uff1b\u7e73\u8cbb\u622a\u6b62\u65e5\u70ba23\u65e5\u3002\u82e5\u6301\u5361\u4eba\u57287\/23\u4e26\u672a\u7e73\u6b3e\uff0c\u5247\u4e0b\u4e00\u671f8\/7\u7d50\u5e33\u6642\uff0c\u6703\u5c07\u7576\u671f\u6d88\u8cbb\u27781000\u5143\u52a0\u4e0a\u4e00\u671f\u672a\u7e73\u76848000\u5143\uff0c\u5faa\u74b0\u5229\u606f\u53ca\u9055\u7d04\u91d1\u6703\u4e00\u8d77\u5217\u65bc\u5e33\u55ae\u4e0a\u3002<\/p>\n\n\n\n<p>\u2776\u6d88\u8cbb\u6263\u6b3e\u65e56\/20\u52308\/7\u70ba48\u5929<br>\n\u5faa\u74b0\u5229\u606f=5000\u5143 \u00d7 48\u5929 \u00d7 15%\/365\uff1d98.63<\/p>\n\n\n\n<p>\u2777\u6d88\u8cbb\u6263\u6b3e\u65e57\/5\u52308\/7\u70ba33\u5929<br>\n\u5faa\u74b0\u5229\u606f=3000\u5143 \u00d7 33\u5929 \u00d7 15%\/365\uff1d40.68<\/p>\n\n\n\n<p>\u2778\u6d88\u8cbb\u5728\u7576\u6b21\u5faa\u74b0\u4fe1\u7528\u671f\u9593\uff0c\u6240\u4ee5\u4e0d\u9700\u4ed8\u5faa\u74b0\u5229\u606f\u3002<br>\n\u4f46\u6c92\u6709\u5728\u622a\u6b62\u65e5\u524d\u7e73\u8cbb\uff0c\u8996\u70ba\u9055\u7d04\uff0c\u9700\u652f\u4ed8\u9055\u7d04\u91d1300\u5143\uff08\u8996\u9280\u884c\u898f\u5b9a\uff09\u3002<\/p>\n\n\n\n<p>\u6240\u4ee510\/7\u7d50\u5e33\u91d1\u984d\u61c9\u70ba9000\uff08\u2776+\u2777+\u2778\u672a\u7e73\u5408\u8a08\uff09\uff0b139\uff08\u5faa\u74b0\u5229\u606f\uff09+300\uff08\u9055\u7d04\u91d1\uff09=9439\u5143\uff0c\u82e5\u6c92\u6709\u628a\u6b20\u6b3e\u9084\u73a9\uff0c\u5c07\u7e7c\u7e8c\u8a08\u5165\u4e0b\u4e00\u671f\u5faa\u74b0\u5229\u606f\u4e2d\u3002<\/p>\n\n\n\n<p>\u5ef6\u4f38\u95b1\u8b80\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>&lt;<a href=\"https:\/\/farenguakao.com\/debt-burden-ratio\/\">\u500b\u4eba\u8ca0\u50b5\u6bd4\u7387\u904e\u9ad8\u600e\u9ebc\u8fa6\uff1f\u8ca0\u50b5\u6bd4\u8d85\u904e22\u500d\uff0c\u50b5\u52d9\u5354\u5546\/\u8ca0\u50b5\u6574\u5408\u9078\u54ea\u500b\uff1f<\/a>&gt;<\/li>\n\n\n\n<li>&lt;<a href=\"https:\/\/farenguakao.com\/debt-restructuring\/\">\u4e86\u89e3\u8ca0\u50b5\u6574\u5408\u7684\u662f\u4ec0\u9ebc?\u6709\u50b5\u52d9\u5c31\u80fd\u6574\u5408?\u50b5\u52d9\u6574\u7406\u7684\u512a\u7f3a\u9ede\u53ca\u4f7f\u7528\u689d\u4ef6?<\/a>&gt;<\/li>\n\n\n\n<li><a href=\"https:\/\/farenguakao.com\/card-debt-cannot-be-paid-out\/\">\u5361\u8cbb\u7e73\u4e0d\u51fa\u4f86\u600e\u9ebc\u8fa6\uff1f\u5361\u50b5\u554f\u984c\u900f\u904e\u5354\u5546\/\u6574\u5408\/\u8f49\u4fe1\u8cb8\u4f86\u89e3\u6c7a\uff01<\/a><\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-\u5361\u8cbb\u771f\u7684\u7e73\u4e0d\u51fa\u4f86-\u6df1\u9677\u5faa\u74b0\u5229\u7387\u6ce5\u6cbc\u600e\u9ebc\u8fa6\"><span class=\"ez-toc-section\" id=\"%E5%8D%A1%E8%B2%BB%E7%9C%9F%E7%9A%84%E7%B9%B3%E4%B8%8D%E5%87%BA%E4%BE%86%E3%80%81%E6%B7%B1%E9%99%B7%E5%BE%AA%E7%92%B0%E5%88%A9%E7%8E%87%E6%B3%A5%E6%B2%BC%E6%80%8E%E9%BA%BC%E8%BE%A6%EF%BC%9F\"><\/span>\u5361\u8cbb\u771f\u7684\u7e73\u4e0d\u51fa\u4f86\u3001\u6df1\u9677\u5faa\u74b0\u5229\u7387\u6ce5\u6cbc\u600e\u9ebc\u8fa6\uff1f<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"900\" height=\"900\" src=\"https:\/\/farenguakao.com\/wp-content\/uploads\/minimum-payment05211.jpg\" alt=\"\u5361\u8cbb\u771f\u7684\u7e73\u4e0d\u51fa\u4f86\u3001\u6df1\u9677\u5faa\u74b0\u5229\u7387\u6ce5\u6cbc\u600e\u9ebc\u8fa6\uff1f\" class=\"wp-image-77649\" srcset=\"https:\/\/farenguakao.com\/wp-content\/uploads\/minimum-payment05211.jpg 900w, https:\/\/farenguakao.com\/wp-content\/uploads\/minimum-payment05211-300x300.jpg 300w, https:\/\/farenguakao.com\/wp-content\/uploads\/minimum-payment05211-150x150.jpg 150w, https:\/\/farenguakao.com\/wp-content\/uploads\/minimum-payment05211-768x768.jpg 768w\" sizes=\"auto, (max-width: 900px) 100vw, 900px\" \/><figcaption class=\"wp-element-caption\">\u5361\u8cbb\u771f\u7684\u7e73\u4e0d\u51fa\u4f86\u3001\u6df1\u9677\u5faa\u74b0\u5229\u7387\u6ce5\u6cbc\u600e\u9ebc\u8fa6\uff1f<\/figcaption><\/figure>\n\n\n\n<p> \u76f8\u4fe1\u770b\u5b8c\u4e0a\u8ff0\u7684\u5404\u4f4d\u90fd\u4e86\u89e3\u5faa\u74b0\u5229\u7387\u591a\u53ef\u6015\uff0c\u5343\u842c\u4e0d\u8981\u518d\u53ea\u7e73\u6700\u4f4e\u61c9\u7e73\u91d1\u984d\u4e86\uff01<\/p>\n\n\n\n<p>\u6700\u91cd\u8981\u7684\u9084\u662f\u57f9\u990a\u826f\u597d\u7684\u6d88\u8cbb\u7fd2\u6163\uff0c\u4e0d\u8981\u90fd\u4ee5\u5237\u5361\u4f86\u7d50\u5e33\uff0c\u5bb9\u6613\u7522\u751f\u624b\u908a\u9084\u6709\u5f88\u591a\u73fe\u91d1\u7684\u932f\u89ba\uff0c\u7576\u5e33\u55ae\u4e00\u4f86\u624d\u767c\u73fe\u65e9\u5df2\u900f\u652f\uff01\u4e5f\u5225\u628a\u5206\u671f\u4ed8\u6b3e\u7576\u6210\u7fd2\u6163\uff0c\u62d6\u5ef6\u9084\u6b3e\u7522\u751f\u7684\u5229\u606f\u4e0d\u77e5\u4e0d\u89ba\u4e5f\u662f\u4e00\u7b46\u4e0d\u53ef\u5c0f\u89b7\u7684\u958b\u92b7\uff01<\/p>\n\n\n\n<p> \u5018\u82e5\u4f60\u5df2\u7d93\u5728\u9019\u6050\u6016\u7684\u5229\u6efe\u5229\u5faa\u74b0\u4e2d\uff0c\u5361\u50b5\u4e0d\u582a\u8ca0\u8377\uff0c\u53ef\u4ee5\u5148\u5411\u9280\u884c\u7533\u8acb\u5c07\u5361\u50b5\u5206\u671f\u6216\u8f49\u6210\u4fe1\u8cb8\u3002\u8f49\u4fe1\u8cb8\u4e0d\u6210\u53ef\u4ee5\u9032\u884c\u50b5\u52d9\u6574\u5408\uff0c\u5c07\u6240\u6709\u7684\u8ca0\u50b5\u6574\u5408\u65bc\u540c\u4e00\u5bb6\u9280\u884c\u65b9\u4fbf\u7ba1\u7406\u511f\u9084\u3002<\/p>\n\n\n\n<p>\u7136\u800c\u7576\u4f60\u6240\u7a4d\u6b20\u7684\u8ca0\u50b5\u6bd4\u8d77\u6536\u5165\u5927\u65bc22\u500d\uff0c\u8ca0\u50b5\u6bd4\u904e\u9ad8\u800c\u7121\u6cd5\u9032\u884c\u8ca0\u50b5\u6574\u5408\u6642\uff0c\u518d\u8003\u616e\u9032\u884c\u5361\u50b5\u5354\u5546\u6216\u5411\u6cd5\u9662\u8072\u8acb\u300c\u50b5\u52d9\u6e05\u7406\u4e4b\u8abf\u89e3\u300d\u53ca\u66f4\u751f\u6e05\u7b97\u7b49\u7a0b\u5e8f\u3002<\/p>\n\n\n\n<p>\u4fe1\u7528\u5361\u5247\u662f\u652f\u4ed8\u5de5\u5177\u4e26\u4e0d\u662f\u5468\u8f49\u7528\u9014\uff0c\u7576\u7136\u6700\u597d\u662f\u53ef\u4ee5\u8f49\u4fe1\u8cb8\u89e3\u6c7a\uff0c\u4e0d\u5e0c\u671b\u8d70\u5230\u6700\u5f8c\u9019\u4e9b\u5354\u5546\u6b65\u9a5f\uff08\u6703\u5c0d\u672a\u4f86\u5e7e\u5e74\u7684\u4fe1\u7528\u5206\u6578\u7522\u751f\u56b4\u91cd\u5f71\u97ff\uff09\u3002<\/p>\n\n\n\n<p>\u8cb8\u6b3e\u901a\u63d0\u4f9b\u7dda\u4e0a\u514d\u8cbb\u8aee\u8a62\uff0c\u5982\u6709\u76f8\u95dc\u9700\u6c42\u90fd\u53ef\u4ee5\u76f4\u63a5\u7dda\u4e0a\u8a62\u554f\uff01\u63d0\u9192\u5927\u5bb6\u5343\u842c\u4e0d\u8981\u4e00\u62d6\u518d\u62d6\uff0c\u4ee5\u514d\u932f\u904e\u4e86\u6700\u4f73\u89e3\u6c7a\u6642\u6a5f\uff0c\u591a\u4ed8\u8a31\u591a\u4e0d\u5fc5\u8981\u7684\u5229\u606f\u5f97\u4e0d\u511f\u5931\uff01<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-\u4fe1\u8cb8\u7279\u8272\u8aaa\u660e\"><span class=\"ez-toc-section\" id=\"%E4%BF%A1%E8%B2%B8%E7%89%B9%E8%89%B2%E8%AA%AA%E6%98%8E\"><\/span>\u4fe1\u8cb8\u7279\u8272\u8aaa\u660e<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table><tbody><tr><td>\u7533\u8acb\u8cc7\u683c\uff1a<\/td><td>1.\u5e74\u6eff18\u81f365\u6b72\u4fe1\u7528\u6b63\u5e38\u570b\u6c11<br>2.\u5e74\u6536\u5165NT30\u842c\u4ee5\u4e0a\uff0c\u5177\u6b63\u8077\u4e4b\u4e0a\u73ed\u65cf(\u5177\u5099\u570b\u5167\u5916500\u5927\u5de5\u4f5c\u8b49\u660e\u8005\u512a)<br>3.\u4f7f\u7528\u4fe1\u7528\u5361\u6d88\u8cbb\u8005\uff0c\u4e14\u6301\u5361\u6eff\u516d\u500b\u6708\u4ee5\u4e0a\u8005(2&amp;3\u64c7\u4e00\u53ef)<br>4.\u958b\u696d\u6eff\u516d\u500b\u6708\u4e4b\u81ea\u71df\u5546\u53ca\u4f01\u696d\u8ca0\u8cac\u4eba<\/td><\/tr><tr><td>\u8cb8\u6b3e\u984d\u5ea6\uff1a<\/td><td>\u4f9d\u500b\u4eba\u6388\u4fe1\u8a55\u5206\uff0c\u8cb8\u6b3e\u6700\u9ad8\u984d\u5ea6300\u842c<\/td><\/tr><tr><td>\u8cb8\u6b3e\u5229\u7387\uff1a<\/td><td>\u4f9d\u500b\u4eba\u6388\u4fe1\u8a55\u5206\uff0c\u5c08\u6848\u6700\u4f4e1.68%\u8d77<\/td><\/tr><tr><td>\u9084\u6b3e\u65b9\u5f0f\uff1a<\/td><td>\u672c\u5229\u6524\u9084\u578b:\u53ef\u5206\u671f1~7\u5e74<\/td><\/tr><tr><td>\u8cb8\u6b3e\u9650\u5236\uff1a<\/td><td>\u501f\u6b3e\u4eba\u6709\u4e0b\u5217\u60c5\u5f62\u8005\uff0c\u4e0d\u4e88\u627f\u8fa6<br>1.3\u5e74\u5167\u9280\u884c\u6709\u62d2\u7d55\u5f80\u4f86\u7d00\u9304<br>2.\u4e2d3\u500b\u6708\u5167\u8cb8\u6b3e\u6216\u4fe1\u7528\u5361\u7e73\u6b3e\u5ef6\u6eef30\u5929\u4ee5\u4e0a<br>3.\u534a\u5e74\u5167\u6709\u4fe1\u7528\u5361\u5f37\u5236\u505c\u5361\u7d00\u9304(\u82e5\u4ee5\u6e05\u511f\u5247\u6eff6\u500b\u6708\u65b9\u53ef\u8fa6\u7406)<br>4.\u534a\u5e74\u5167\u6709\u903e\u671f\uff0c\u67e5\u5c01\uff0c\u5446\u5e33\u7d00\u9304\u8005<\/td><\/tr><tr><td>\u6aa2\u9644\u6587\u4ef6\uff1a<\/td><td>\u96d9\u8b49\u4ef6\u5f71\u672c<br>\u6536\u5165\u8b49\u660e(\u85aa\u8cc7\u8f49\u5e33\u5c01\u9762\u53ca\u5167\u9801\u6700\u8fd13\u500b\u6708)\u6216\u53bb\u5e74\u6263\u7e73\u6191\u55ae<\/td><\/tr><tr><td>\u76f8\u95dc\u4e8b\u9805\uff1a<\/td><td>\u4ee5\u4e0a\u9280\u884c\u6838\u767c\u91d1\u984d\u8207\u5229\u7387\u4f9d\u500b\u4eba\u689d\u4ef6\u6709\u6240\u4e0d\u540c\u3002<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-\u7533\u8fa6\u4fe1\u8cb8\u6642\u8acb\u5148\u8aaa\u660e\u4e0b\u5217\u7684\u554f\u984c\">\u7533\u8fa6\u4fe1\u8cb8\u6642\u8acb\u5148\u8aaa\u660e\u4e0b\u5217\u7684\u554f\u984c<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u4efb\u8077\u516c\u53f8\u540d\u7a31\uff1f \u8077\u7a31\uff1f<\/li>\n\n\n\n<li>\u5de5\u4f5c\u5730\uff1f \u5c45\u4f4f\u5730\uff1f<\/li>\n\n\n\n<li>\u5728\u8077\u5de5\u4f5c\u5e74\u8cc7\uff1f<\/li>\n\n\n\n<li>\u6708\u85aa\u591a\u5c11\uff1f \u984d\u5916\u734e\u91d1\uff1f<\/li>\n\n\n\n<li>\u5e0c\u671b\u8cb8\u6b3e\u91d1\u984d\uff1f<\/li>\n\n\n\n<li>\u76ee\u524d\u6709\u7121\u50b5\u52d9\uff1f<\/li>\n\n\n\n<li>\u76ee\u524d\u6709\u90a3\u4e9b\u8cb8\u6b3e\uff1f (\u9280\u884c\uff1f\u8cb8\u6b3e\u9805\u76ee\uff1f\u8cb8\u6b3e\u91d1\u984d\uff1f)<\/li>\n\n\n\n<li>\u6709\u7121\u4f7f\u7528\u4fe1\u7528\u5361\uff1f (\u9280\u884c\uff1f\u984d\u5ea6\uff1f\u4ee5\u52d5\u7528\u984d\u5ea6\uff1f\u6709\u7121\u5361\u5faa\uff1f\u6301\u5361\u591a\u4e45\uff1f)<\/li>\n\n\n\n<li>\u5b78\u6b77\uff1f<\/li>\n\n\n\n<li>\u6709\u7121\u50b5\u52d9\u5354\u5546\uff1f<\/li>\n\n\n\n<li>\u4fe1\u7528\u662f\u5426\u6b63\u5e38\uff1f \u6709\u7121\u6301\u7e73\u6216\u672a\u7e73\u8a18\u9304\uff1f<\/li>\n\n\n\n<li>\u540d\u4e0b\u6709\u7121\u623f\u5c4b\u6216\u571f\u5730\uff1f<\/li>\n\n\n\n<li>\u540d\u4e0b\u6709\u7121\u6c7d\u8eca\uff1f<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-\u4fe1\u8cb8\u7533\u8acb\u6d41\u7a0b\"><span class=\"ez-toc-section\" id=\"%E4%BF%A1%E8%B2%B8%E7%94%B3%E8%AB%8B%E6%B5%81%E7%A8%8B\"><\/span>\u4fe1\u8cb8\u7533\u8acb\u6d41\u7a0b<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u7533\u8acb\u6d41\u7a0b:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>\u627e\u9280\u884c<\/li>\n\n\n\n<li>\u9078\u65b9\u6848<\/li>\n\n\n\n<li>\u586b\u5beb\u7533\u8acb\u66f8<\/li>\n\n\n\n<li>\u905e\u4ea4\u7533\u8acb\u6587\u4ef6<\/li>\n\n\n\n<li>\u7b49\u9280\u884c\u7167\u6703\u4f60\u7684\u6587\u4ef6\u548c\u8cc7\u6599<\/li>\n\n\n\n<li>\u51c6\u99c1\u8207\u5426\u5728\u6b64\u6642\u6703\u77e5\u66c9<\/li>\n\n\n\n<li>\u6838\u51c6\u5b89\u6392\u5c0d\u4fdd<\/li>\n\n\n\n<li>\u958b\u6236<\/li>\n\n\n\n<li>\u64a5\u6b3e<\/li>\n<\/ol>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-\u4fe1\u8cb8\u61c9\u5099\u8cc7\u6599\">\u4fe1\u8cb8\u61c9\u5099\u8cc7\u6599:<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u96d9\u8b49\u4ef6\u5f71\u672c<\/li>\n\n\n\n<li>\u8fd16\u500b\u6708\u9280\u884c\u5b58\u647a\u5f80\u4f86\u5167\u9801(\u6709\u85aa\u8cc7\u8f49\u5e33\u5c24\u4f73)\u53ca\u5b58\u647a\u5c01\u9762,<\/li>\n\n\n\n<li>\u52de\u4fdd\u7570\u52d5\u660e\u7d30<\/li>\n<\/ul>\n\n\n\n<p>\u5ef6\u4f38\u95b1\u8b80:&lt;<a href=\"https:\/\/farenguakao.com\/credit-card\/\">\u7f3a\u9322\u6642\u53ea\u6703\u60f3\u5230\u4fe1\u7528\u5361\u3001\u73fe\u91d1\u5361?\u5229\u7528\u6d88\u8cbb\u7d2f\u7a4d\u4fe1\u7528!\u5617\u8a66\u66f4\u591a\u6295\u8cc7\u624b\u6bb5<\/a>&gt;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E4%BF%A1%E7%94%A8%E5%8D%A1%E7%B9%B3%E6%9C%80%E4%BD%8EQ_A\"><\/span>\u4fe1\u7528\u5361\u7e73\u6700\u4f4eQ&amp;A<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<div class=\"schema-faq wp-block-yoast-faq-block\"><div class=\"schema-faq-section\" id=\"faq-question-98\"><strong class=\"schema-faq-question\">\u6700\u4f4e\u61c9\u7e73\u91d1\u984d\u901a\u5e38\u662f\u591a\u5c11\uff1f<\/strong> <p 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