{"id":7615,"date":"2019-10-28T08:44:34","date_gmt":"2019-10-28T00:44:34","guid":{"rendered":"https:\/\/farenguakao.com\/?p=7615"},"modified":"2025-02-23T19:17:20","modified_gmt":"2025-02-23T11:17:20","slug":"card-debt-cannot-be-paid-out","status":"publish","type":"post","link":"https:\/\/farenguakao.com\/card-debt-cannot-be-paid-out\/","title":{"rendered":"\u5361\u8cbb\u7e73\u4e0d\u51fa\u4f86\uff1f\u5361\u50b5\u8981\u9032\u884c\u5354\u5546\u3001\u6574\u5408\u3001\u8f49\u4fe1\u8cb8\u6642\u9019\u4e9b\u7709\u89d2\u8981\u6ce8\u610f\uff01"},"content":{"rendered":"\n<p> 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\u7576\u4f60\u9078\u64c7\u53ea\u7e73\u300c\u6700\u4f4e\u61c9\u7e73\u91d1\u984d(\u7576\u671f\u4e00\u822c\u6d88\u8cbb\u4e4b10%)\u300d\uff0c\u672a\u7e73\u6e05\u7684\u6b20\u6b3e\u4fbf\u958b\u59cb\u8a08\u7b97\u5faa\u74b0\u5229\u606f\u3002<\/p>\n\n\n\n<p>\u76ee\u524d\u5faa\u74b0\u5229\u606f\u6700\u9ad8\u905414.9%\uff0c\u800c\u9019\u5c07\u8fd115%\u7684\u5229\u606f\u751a\u81f3\u9084\u662f\u4ee5\u65e5\u8a08\u7b97\uff01<\/p>\n\n\n\n<p>\u5982\u6b64\u4e00\u4f86\u7576\u671f\u672a\u7e73\u6e05\u7684\uff0c\u52a0\u4e0a\u4e0b\u671f\u672a\u7e73\u6e05\u7684\uff0c\u91cd\u8907\u4e0d\u65b7\u8a08\u606f\u3002\u6700\u5f8c\u4f60\u6703\u767c\u73fe\uff0c\u4e00\u958b\u59cb10\u842c\u5143\u7684\u672c\u91d1\uff0c\u600e\u9ebc\u7e73\u4e86\u5341\u5e74\u6700\u4f4e\u61c9\u7e73\u91d1\u984d\u5f8c\u9084\u6c92\u9084\u5b8c\uff1f\u751a\u81f3\u591a\u7e73\u4e86\u5341\u5e7e\u842c\u7684\u5229\u606f\u8cbb\u7528\uff01<\/p>\n\n\n\n<p>\u5ef6\u4f38\u95b1\u8b80\uff1a&lt;<a href=\"https:\/\/farenguakao.com\/credit-card-interest-rates\/\">\u5faa\u74b0\u5229\u606f\u662f\u4ec0\u9ebc\uff1f\u4fe1\u7528\u5361\u6709\u5361\u5faa\u4e86\uff0c\u8981\u8fa6\u4fe1\u8cb8\u9084\u662f\u4f7f\u7528\u4fe1\u7528\u5361\u5206\u671f\u4f86\u7dad\u6301\u4fe1\u7528<\/a>&gt;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-\u5361\u50b5\u5982\u4f55\u89e3\u6c7a\"><span class=\"ez-toc-section\" id=\"%E5%8D%A1%E5%82%B5%E5%A6%82%E4%BD%95%E8%A7%A3%E6%B1%BA%EF%BC%9F\"><\/span>\u5361\u50b5\u5982\u4f55\u89e3\u6c7a\uff1f<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"900\" height=\"900\" src=\"https:\/\/farenguakao.com\/wp-content\/uploads\/card-debt06091.jpg\" alt=\"\u5361\u50b5\u5982\u4f55\u89e3\u6c7a?\" class=\"wp-image-80445\" srcset=\"https:\/\/farenguakao.com\/wp-content\/uploads\/card-debt06091.jpg 900w, https:\/\/farenguakao.com\/wp-content\/uploads\/card-debt06091-300x300.jpg 300w, https:\/\/farenguakao.com\/wp-content\/uploads\/card-debt06091-150x150.jpg 150w, https:\/\/farenguakao.com\/wp-content\/uploads\/card-debt06091-768x768.jpg 768w\" sizes=\"auto, (max-width: 900px) 100vw, 900px\" \/><figcaption class=\"wp-element-caption\">\u5361\u50b5\u5982\u4f55\u89e3\u6c7a?<\/figcaption><\/figure>\n\n\n\n<p><strong>\u5361\u50b5\u8f49\u4fe1\u8cb8\u3001\u6cd5\u9662\u50b5\u6e05\u8abf\u89e3\u3001\u8ca0\u50b5\u6574\u5408\u3001\u50b5\u52d9\u5354\u5546\u3001\u66f4\u751f\u6e05\u7b97\u3001\u6216\u662f\u8fa6\u7406\u6c11\u9593\u4fe1\u8cb8<\/strong><\/p>\n\n\n\n<p>\u59d1\u4e14\u4e0d\u8ad6\u52d5\u7528\u5faa\u74b0\u5229\u606f\u5df2\u5f71\u97ff\u5230\u5fb5\u4fe1\u5206\u6578\uff0c\u9ad8\u5229\u7387\u6efe\u8d77\u7684\u8ca0\u50b5\u624d\u662f\u6700\u8b93\u4eba\u982d\u75bc\u7684\u5361\u50b5\u554f\u984c\u3002<\/p>\n\n\n\n<p>\u7576\u4f60\u5df2\u7121\u6cd5\u8ca0\u64d4\u5361\u50b5\uff0c\u7121\u6cd5\u8b93\u81ea\u5df1\u812b\u96e2\u6050\u6016\u7684\u60e1\u6027\u5faa\u74b0\uff0c\u4f60\u53ef\u4ee5\u9078\u64c7\u9019\u4e9b\u65b9\u5f0f\u4f86\u9762\u5c0d\u5361\u50b5\u554f\u984c\uff1a\u5361\u50b5\u8f49\u4fe1\u8cb8\u6216\u5206\u671f\u3001\u50b5\u52d9\u6574\u5408\u3001\u5361\u50b5\u5354\u5546\u3001\u66f4\u751f\u3001\u5411\u6cd5\u9662\u8072\u8acb\u50b5\u6e05\u8abf\u89e3\u6216\u6e05\u7b97\u3002<\/p>\n\n\n\n<p> 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class=\"wp-block-heading\" id=\"h-\u4e00-\u5361\u50b5\u8f49\u4fe1\u8cb8\">\u4e00\u3001\u5361\u50b5\u8f49\u4fe1\u8cb8<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u512a\u9ede<\/strong>\uff1a\u5982\u679c\u80fd\u5920\u5c07\u5361\u50b5\u8f49\u70ba\u4fe1\u8cb8\u7684\u65b9\u5f0f\u9084\u6b3e\uff0c\u90a3\u9ebc\u53ef\u4ee5\u7701\u4e0b\u8a31\u591a\u591a\u7e73\u7684\u5229\u606f\u8cbb\u7528\uff01\u5148\u4ee5\u4fe1\u7528\u8cb8\u6b3e\u7684\u9322\u5c07\u5361\u50b5\u9084\u6e05\uff0c\u518d\u6301\u7e8c\u6bcf\u671f\u7e73\u9084\u4fe1\u8cb8\u8cbb\u7528\u3002\u5361\u50b5\u5faa\u74b0\u5229\u7387\u905415%\uff0c\u800c\u4fe1\u8cb8\u5247\u662f\u843d\u57283%-14%\u4e4b\u9593\uff0c\u4e14\u4ee5\u671f\u8a08\u8cbb\uff0c\u7701\u4e0b\u4f86\u7684\u5229\u606f\u53ef\u662f\u5f88\u53ef\u89c0\u7684\u3002<\/li>\n\n\n\n<li><strong>\u7f3a\u9ede<\/strong>\uff1a\u4e0d\u904e\u60f3\u8981\u5c07\u5361\u50b5\u8f49\u4fe1\u8cb8\uff0c\u9700\u8981\u81ea\u8eab\u6c92\u6709\u4fe1\u7528\u4e0d\u826f\u3001\u904e\u53bb\u4e00\u5e74\u7a69\u5b9a\u7e73\u6b3e\u4e14\u9577\u671f\u6301\u5361\u3001\u7a69\u5b9a\u85aa\u8f49\u7b49\u689d\u4ef6\uff0c\u4e5f\u5c31\u662f\u500b\u4eba\u4fe1\u7528\u689d\u4ef6\u826f\u597d\uff0c\u624d\u80fd\u5411\u9280\u884c\u722d\u53d6\u5408\u7406\u7684\u4fe1\u8cb8\u5229\u7387\u3002\u800c\u5c31\u7b97\u80fd\u53d6\u5f97\u5408\u7406\u7684\u5229\u7387\uff0c\u4f46\u56e0\u8f49\u6210\u4fe1\u8cb8\u4e4b\u5f8c\uff0c\u6bcf\u671f\u7e73\u6b3e\u7684\u91d1\u984d\u5c07\u5f9e\u6700\u4f4e\u61c9\u7e73\u91d1\u984d\u8b8a\u6210\u672c\u91d1+\u5229\u606f\u7684\u4fe1\u8cb8\u8a08\u7b97\u65b9\u5f0f\uff0c\u7531\u6578\u5343\u5143\u8f49\u8b8a\u6210\u4e0a\u842c\u5143\uff0c\u8a31\u591a\u5361\u5974\u6c92\u6709\u300c\u9577\u75db\u4e0d\u5982\u77ed\u75db\u300d\u7684\u6c7a\u5fc3\uff0c\u5be7\u9858\u7e7c\u7e8c\u80cc\u5361\u50b5\u3002<\/li>\n<\/ul>\n\n\n\n<p><strong>\u500b\u4eba\u4fe1\u8cb8\u7279\u8272\u8aaa\u660e<\/strong><\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table><tbody><tr><td>\u7533\u8acb\u8cc7\u683c\uff1a<\/td><td>1.\u5e74\u6eff18\u81f365\u6b72\u4fe1\u7528\u6b63\u5e38\u570b\u6c11<br>2.\u5e74\u6536\u5165NT30\u842c\u4ee5\u4e0a\uff0c\u5177\u6b63\u8077\u4e4b\u4e0a\u73ed\u65cf(\u5177\u5099\u570b\u5167\u5916500\u5927\u5de5\u4f5c\u8b49\u660e\u8005\u512a)<br>3.\u4f7f\u7528\u4fe1\u7528\u5361\u6d88\u8cbb\u8005\uff0c\u4e14\u6301\u5361\u6eff\u516d\u500b\u6708\u4ee5\u4e0a\u8005(2&amp;3\u64c7\u4e00\u53ef)<br>4.\u958b\u696d\u6eff\u516d\u500b\u6708\u4e4b\u81ea\u71df\u5546\u53ca\u4f01\u696d\u8ca0\u8cac\u4eba<\/td><\/tr><tr><td>\u8cb8\u6b3e\u984d\u5ea6\uff1a<\/td><td>\u4f9d\u500b\u4eba\u6388\u4fe1\u8a55\u5206\uff0c\u8cb8\u6b3e\u6700\u9ad8\u984d\u5ea6300\u842c<\/td><\/tr><tr><td>\u8cb8\u6b3e\u5229\u7387\uff1a<\/td><td>\u4f9d\u500b\u4eba\u6388\u4fe1\u8a55\u5206\uff0c\u5c08\u6848\u6700\u4f4e1.68%\u8d77<\/td><\/tr><tr><td>\u9084\u6b3e\u65b9\u5f0f\uff1a<\/td><td>\u672c\u5229\u6524\u9084\u578b:\u53ef\u5206\u671f1~7\u5e74<\/td><\/tr><tr><td>\u8cb8\u6b3e\u9650\u5236\uff1a<\/td><td>\u501f\u6b3e\u4eba\u6709\u4e0b\u5217\u60c5\u5f62\u8005\uff0c\u4e0d\u4e88\u627f\u8fa6<br>1.3\u5e74\u5167\u9280\u884c\u6709\u62d2\u7d55\u5f80\u4f86\u7d00\u9304<br>2.\u4e2d3\u500b\u6708\u5167\u8cb8\u6b3e\u6216\u4fe1\u7528\u5361\u7e73\u6b3e\u5ef6\u6eef30\u5929\u4ee5\u4e0a<br>3.\u534a\u5e74\u5167\u6709\u4fe1\u7528\u5361\u5f37\u5236\u505c\u5361\u7d00\u9304(\u82e5\u4ee5\u6e05\u511f\u5247\u6eff6\u500b\u6708\u65b9\u53ef\u8fa6\u7406)<br>4.\u534a\u5e74\u5167\u6709\u903e\u671f\uff0c\u67e5\u5c01\uff0c\u5446\u5e33\u7d00\u9304\u8005<\/td><\/tr><tr><td>\u6aa2\u9644\u6587\u4ef6\uff1a<\/td><td>\u96d9\u8b49\u4ef6\u5f71\u672c<br>\u6536\u5165\u8b49\u660e(\u85aa\u8cc7\u8f49\u5e33\u5c01\u9762\u53ca\u5167\u9801\u6700\u8fd13\u500b\u6708)\u6216\u53bb\u5e74\u6263\u7e73\u6191\u55ae<\/td><\/tr><tr><td>\u76f8\u95dc\u4e8b\u9805\uff1a<\/td><td>\u4ee5\u4e0a\u9280\u884c\u6838\u767c\u91d1\u984d\u8207\u5229\u7387\u4f9d\u500b\u4eba\u689d\u4ef6\u6709\u6240\u4e0d\u540c\u3002<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>\u7533\u8fa6\u4fe1\u8cb8\u6642\u8acb\u5148\u8aaa\u660e\u4e0b\u5217\u7684\u554f\u984c<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u4efb\u8077\u516c\u53f8\u540d\u7a31\uff1f \u8077\u7a31\uff1f<\/li>\n\n\n\n<li>\u5de5\u4f5c\u5730\uff1f \u5c45\u4f4f\u5730\uff1f<\/li>\n\n\n\n<li>\u5728\u8077\u5de5\u4f5c\u5e74\u8cc7\uff1f<\/li>\n\n\n\n<li>\u6708\u85aa\u591a\u5c11\uff1f \u984d\u5916\u734e\u91d1\uff1f<\/li>\n\n\n\n<li>\u5e0c\u671b\u8cb8\u6b3e\u91d1\u984d\uff1f<\/li>\n\n\n\n<li>\u76ee\u524d\u6709\u7121\u50b5\u52d9\uff1f<\/li>\n\n\n\n<li>\u76ee\u524d\u6709\u90a3\u4e9b\u8cb8\u6b3e\uff1f (\u9280\u884c\uff1f\u8cb8\u6b3e\u9805\u76ee\uff1f\u8cb8\u6b3e\u91d1\u984d\uff1f)<\/li>\n\n\n\n<li>\u6709\u7121\u4f7f\u7528\u4fe1\u7528\u5361\uff1f (\u9280\u884c\uff1f\u984d\u5ea6\uff1f\u4ee5\u52d5\u7528\u984d\u5ea6\uff1f\u6709\u7121\u5361\u5faa\uff1f\u6301\u5361\u591a\u4e45\uff1f)<\/li>\n\n\n\n<li>\u5b78\u6b77\uff1f<\/li>\n\n\n\n<li>\u6709\u7121\u50b5\u52d9\u5354\u5546\uff1f<\/li>\n\n\n\n<li>\u4fe1\u7528\u662f\u5426\u6b63\u5e38\uff1f \u6709\u7121\u6301\u7e73\u6216\u672a\u7e73\u8a18\u9304\uff1f<\/li>\n\n\n\n<li>\u540d\u4e0b\u6709\u7121\u623f\u5c4b\u6216\u571f\u5730\uff1f<\/li>\n\n\n\n<li>\u540d\u4e0b\u6709\u7121\u6c7d\u8eca\uff1f<\/li>\n<\/ul>\n\n\n\n<p>\u4fe1\u8cb8\u7533\u8acb\u6d41\u7a0b<\/p>\n\n\n\n<p>\u7533\u8acb\u6d41\u7a0b:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>\u627e\u9280\u884c<\/li>\n\n\n\n<li>\u9078\u65b9\u6848<\/li>\n\n\n\n<li>\u586b\u5beb\u7533\u8acb\u66f8<\/li>\n\n\n\n<li>\u905e\u4ea4\u7533\u8acb\u6587\u4ef6<\/li>\n\n\n\n<li>\u7b49\u9280\u884c\u7167\u6703\u4f60\u7684\u6587\u4ef6\u548c\u8cc7\u6599<\/li>\n\n\n\n<li>\u51c6\u99c1\u8207\u5426\u5728\u6b64\u6642\u6703\u77e5\u66c9<\/li>\n\n\n\n<li>\u6838\u51c6\u5b89\u6392\u5c0d\u4fdd<\/li>\n\n\n\n<li>\u958b\u6236<\/li>\n\n\n\n<li>\u64a5\u6b3e<\/li>\n<\/ol>\n\n\n\n<p>\u4fe1\u8cb8\u61c9\u5099\u8cc7\u6599:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u96d9\u8b49\u4ef6\u5f71\u672c<\/li>\n\n\n\n<li>\u8fd16\u500b\u6708\u9280\u884c\u5b58\u647a\u5f80\u4f86\u5167\u9801(\u6709\u85aa\u8cc7\u8f49\u5e33\u5c24\u4f73)\u53ca\u5b58\u647a\u5c01\u9762,<\/li>\n\n\n\n<li>\u52de\u4fdd\u7570\u52d5\u660e\u7d30<\/li>\n<\/ul>\n\n\n\n<p>\u5ef6\u4f38\u95b1\u8b80:&lt;<a href=\"https:\/\/farenguakao.com\/debt-burden-ratio\/\">\u500b\u4eba\u8ca0\u50b5\u6bd4\u7387\u904e\u9ad8\u600e\u9ebc\u8fa6\uff1f\u8ca0\u50b5\u6bd4\u8d85\u904e22\u500d\uff0c\u50b5\u52d9\u5354\u5546\/\u8ca0\u50b5\u6574\u5408\u9078\u54ea\u500b\uff1f<\/a>&gt;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-\u4e8c-\u8072\u8acb\u6cd5\u9662\u50b5\u52d9\u6e05\u7406\u4e4b\u8abf\u89e3\">\u4e8c\u3001\u8072\u8acb\u6cd5\u9662\u50b5\u52d9\u6e05\u7406\u4e4b\u8abf\u89e3<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u512a\u9ede\uff1a<\/strong>\u300a\u50b5\u52d9\u6e05\u7406\u689d\u4f8b\u300b\u4fee\u6b63\u5f8c\uff0c\u8a31\u591a\u6587\u7ae0\u8868\u793a\u300c\u627e\u9280\u884c\u5361\u50b5\u5354\u5546\u524d\u4e0d\u5982\u5148\u627e\u6cd5\u9662\u8abf\u89e3\u300d\u3002\u904e\u53bb\u5361\u50b5\u5354\u5546\u53ea\u80fd\u7531\u672c\u4eba\u55ae\u7368\u5411\u9280\u884c\u9032\u884c\u5354\u5546\uff0c\u89aa\u5c6c\u3001\u5f8b\u5e2b\u7b49\u7686\u4e0d\u53ef\u53c3\u8207\uff0c\u9020\u6210\u9280\u884c\u5f37\u52e2\u3001\u6d88\u8cbb\u8005\u5f31\u52e2\uff0c\u8cc7\u8a0a\u4e0d\u5c0d\u7b49\u3001\u4e0d\u5408\u7406\u7684\u5354\u5546\u7d04\u5b9a\u51fa\u73fe\u3002<br>\u800c\u4fee\u6b63\u5f8c\u7684\u300a\u50b5\u52d9\u6e05\u7406\u689d\u4f8b\u300b\u8b93\u5361\u5974\u53ef\u9078\u64c7\u7531\u7576\u5730\u6cd5\u9662\u6216\u9109\u93ae\u5e02\u8abf\u89e3\u59d4\u54e1\u6703\u5354\u5546\u3002\u7d93\u6cd5\u5b98\u8861\u91cf\u5361\u50b5\u65cf\u8ca1\u7522\u53ca\u6536\u5165\u5f8c\uff0c\u82e5\u8a8d\u5b9a\u5176\u5df2\u300c\u76e1\u529b\u6e05\u511f\u300d\u5c31\u53ef\u901a\u904e\u3002\uff08\u88dc\u5145\uff1a\u53ea\u8981\u50b5\u52d9\u4eba\u53ef\u4ee5\u8b49\u660e\u5176\u5df2\u76e1\u529b\u6e05\u511f\uff0c\u6c92\u6709\u6d88\u50b5\u689d\u4f8b\u7b2c63\u300164\u689d\u6240\u898f\u5b9a\u4e0d\u61c9\u8a8d\u53ef\u4e4b\u4e8b\u9805\uff0c\u5373\u4f7f\u50b5\u6b0a\u4eba\u9280\u884c\u4e0d\u540c\u610f\uff0c\u6cd5\u9662\u5f97\u4f9d\u8077\u6b0a\u8a8d\u53ef\u3002\uff09<\/li>\n\n\n\n<li> <strong>\u7f3a\u9ede\uff1a<\/strong>\u96d6\u689d\u4f8b\u4fee\u6b63\u653e\u5bec\u6a19\u6e96\uff0c\u7136\u800c\u5728\u53f0\u7063\uff0c\u66f4\u751f\u65b9\u6848\u901a\u904e\u7387\u4f4e\uff0c\u4e14\u8a31\u591a\u6cd5\u5b98\u63e3\u61f7\u300c\u6b20\u591a\u5c11\u9322\u5c31\u8981\u5168\u90e8\u9084\u6e05\u300d\u7684\u60f3\u6cd5\uff0c\u5728\u6cd5\u5b98\u88c1\u91cf\u6642\u6703\u504f\u8892\u9280\u884c\uff0c\u5c0e\u81f4\u5361\u50b5\u65cf\u7121\u6cd5\u5f9e\u4e2d\u7372\u5f97\u5e6b\u52a9\u3002<\/li>\n<\/ul>\n\n\n\n<p><strong>\u524d\u7f6e\u8abf\u89e3\u9700\u8981\u6e96\u5099\u6587\u4ef6<\/strong><\/p>\n\n\n\n<p>\u9996\u5148\u8981\u6e96\u5099\u4ee5\u4e0b\u8cbb\u7528\u53ca\u6587\u4ef6\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u8072\u8acb\u8cbb1000\u5143\u3002<\/li>\n\n\n\n<li>\u50b5\u6b0a\u4eba\u6e05\u518a\uff1a\u5230\u806f\u5fb5\u4e2d\u5fc3\u7533\u8acb\u91d1\u878d\u6a5f\u69cb\u50b5\u6b0a\u4eba\u6e05\u518a\u3002<\/li>\n\n\n\n<li>\u6536\u5165\u8b49\u660e\uff1a\u85aa\u8cc7\u55ae\uff0c\u85aa\u8f49\u660e\u7d30\u7b49\u3002<\/li>\n\n\n\n<li>\u5de5\u4f5c\u8b49\u660e\uff1a\u52de\u4fdd\u6295\u4fdd\u8cc7\u6599\u6216\u5728\u8077\u8b49\u660e\u3002<\/li>\n\n\n\n<li>\u500b\u4eba\u6216\u5bb6\u5ead\u652f\u51fa\u8b49\u660e\uff1a\u5168\u6236\u6236\u7c4d\u8b04\u672c\u53ca\u5bb6\u7528\u652f\u51fa\u7b49\u55ae\u64da\u3002<\/li>\n\n\n\n<li>\u5176\u4ed6\uff1a\u91cd\u5927\u50b7\u75c5\u3001\u4e2d\u4f4e\u6536\u5165\u6236\u6216\u6b98\u969c\u624b\u518a\u7b49\u8b49\u660e\u3002<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-\u4e09-\u8ca0\u50b5\u6574\u5408\u8207\u5361\u50b5\u5354\u5546\">\u4e09\u3001\u8ca0\u50b5\u6574\u5408\u8207\u5361\u50b5\u5354\u5546<\/h3>\n\n\n\n<p>\u5361\u50b5\u5354\u5546\u662f\u6307\u5361\u50b5\u65cf\u5411\u4fe1\u7528\u5361\u9280\u884c\u63d0\u51fa\u7533\u8acb\u9032\u884c\u96d9\u65b9\u5354\u5546\u3001\u53d6\u5f97\u9084\u6b3e\u5171\u8b58\uff0c\u4f7f\u5f97\u5361\u50b5\u65cf\u80fd\u64fa\u812b\u9ad8\u5faa\u74b0\u5229\u7387\uff0c\u4e14\u53ef\u4ee5\u4e00\u6b21\u6027\u5730\u7d71\u6574\u4e26\u6309\u671f\u511f\u9084\u6240\u6709\u50b5\u52d9\u3002<\/p>\n\n\n\n<p>\u901a\u5e38\u6703\u5148\u5617\u8a66\u8ca0\u50b5\u6574\u5408\u7b49\u7a0b\u5e8f\uff0c\u6574\u5408\u7121\u9580\u624d\u6703\u5efa\u8b70\u5411\u9280\u884c\u63d0\u51fa\u5354\u5546\u3002<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u512a\u9ede\uff1a<\/strong>\u80fd\u5920\u4e00\u6b21\u6027\u5730\u7d71\u6574\u6240\u6709\u8ca0\u50b5\u3001\u6574\u5408\u5361\u50b5\u8cb8\u6b3e\u3002\u800c\u5229\u7387\u6bd4\u8d77\u4fe1\u7528\u5361\u4e4b\u5faa\u74b0\u5229\u7387\u4f4e\u5f88\u591a\uff0c\u80fd\u5920\u964d\u4f4e\u7e3d\u7e73\u5229\u606f\u91d1\u984d\uff0c\u7d42\u7d50\u5361\u50b5\u60e1\u6027\u5faa\u74b0\u3002\u4e14\u7d71\u4e00\u9084\u6b3e\u6a5f\u69cb\uff0c\u907f\u514d\u5fd8\u8a18\u7e73\u6b3e\u65e5\u6216\u5176\u4ed6\u758f\u5ffd\u907a\u6f0f\u3002<\/li>\n\n\n\n<li><strong>\u7f3a\u9ede\uff1a<\/strong>\u82e5\u672c\u8eab\u6709\u4fe1\u7528\u7455\u75b5\u3001\u8ca0\u50b5\u6bd4\u904e\u9ad8(>22\u500d)\u3001\u9084\u6b3e\u4e0d\u6b63\u5e38\u3001\u5de5\u4f5c\u4e0d\u8db36\u500b\u6708\u7b49\u72c0\u6cc1\uff0c\u4fbf\u4e0d\u5f97\u9032\u884c\u8ca0\u50b5\u6574\u5408\uff0c\u5fc5\u9808\u900f\u904e\u5354\u5546\u3002\u800c\u5354\u5546\u662f\u6703\u5728\u806f\u5fb5\u4e2d\u5fc3\u7559\u4e0b\u8a3b\u8a18\u7684\uff0c\u5373\u4f7f\u6e05\u511f\u5f8c\u4ecd\u6703\u6301\u7e8c\u8a3b\u8a18\u4e00\u5e74\u3002\u800c\u5728\u5354\u5546\u671f\u9593\uff0c\u5018\u82e5\u9280\u884c\u65bd\u884c\u4e860\u5229\u7387\u7b49\u512a\u60e0\u65b9\u6848\u90fd\u662f\u7121\u6cd5\u53c3\u8207\u7684\u3002<\/li>\n<\/ul>\n\n\n\n<p><strong>\u8ca0\u50b5\u6574\u5408\uff1a<\/strong><\/p>\n\n\n\n<p>\u5c07\u81ea\u5df1\u7684\u4fe1\u8cb8\u3001\u4fe1\u7528\u5361\u7b49\u50b5\u52d9\u52a0\u4ee5\u7d71\u6574\uff0c\u6574\u5408\u65bc\u540c\u4e00\u9280\u884c\u7e73\u7d0d\uff0c\u53ef\u4ee5\u964d\u4f4e\u6708\u7e73\u91d1\u984d\u8207\u5229\u606f\uff0c\u4e26\u4e0d\u5f71\u97ff\u4fe1\u7528\u72c0\u6cc1\u3002\u9069\u7528\u65bc\u8ca0\u50b5\u6bd422\u500d\u4ee5\u4e0b\u7684\u8cb8\u6b3e\u4eba\u3002<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td>\u9805\u76ee<\/td><td>\u8ca0\u50b5\u6574\u5408\u4e4b\u524d<\/td><td>\u8ca0\u50b5\u6574\u5408\u4e4b\u5f8c<\/td><\/tr><tr><td>\u6708\u4ed8\u91d1\u984d<\/td><td>\u5206\u958b\u591a\u5bb6\u9280\u884c\u7e73\u6b3e\uff0c\u6708\u7e73\u8ca0\u64d4\u5927<\/td><td>\u6574\u5408\u6210\u529f\u4ee5\u5f8c\u96c6\u4e2d\u4e00\u5bb6\u9084\u6b3e<\/td><\/tr><tr><td>\u7e73\u6b3e\u5e74\u9650<\/td><td>\u9084\u6b3e\u5e74\u9650\uff0c\u6700\u95777\u5e74\uff0c\u7e73\u6b3e\u58d3\u529b\u6bd4\u8f03\u5927<\/td><td>\u5ef6\u9577\u9084\u6b3e\u5e74\u9650\uff0c\u6700\u957715\u5e74<\/td><\/tr><tr><td>\u8cb8\u6b3e\u5229\u606f<\/td><td>\u4fe1\u7528\u5361\u5229\u7387\u901a\u5e38\u9ad8\u905418%<\/td><td>\u6574\u5408\u5f8c\u5229\u73870-5%\u8d77 (\u8996\u500b\u4eba\u689d\u4ef6)<\/td><\/tr><tr><td>\u6574\u5408\u689d\u4ef6\u8aaa\u660e<\/td><td>\u6709\u8ca0\u50b5\u6bd4\u8207\u806f\u5fb5\u5206\u6578\u8a55\u4f30\u9580\u6abb<\/td><td>\u7533\u8fa6\u76f8\u5c0d\u5bb9\u6613\uff0c\u81ea\u7531\u696d\u4e5f\u80fd\u6574\u5408<\/td><\/tr><tr><td>\u4fe1\u7528\u8a55\u5206<\/td><td>\u4fe1\u7528\u8a55\u5206\u4e0b\u964d<\/td><td>\u4fe1\u7528\u8a55\u5206\u7de9\u6b65\u56de\u5347<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>\u5ef6\u4f38\u95b1\u8b80:&lt;<a href=\"https:\/\/farenguakao.com\/debt-restructuring\/\">\u4e86\u89e3\u8ca0\u50b5\u6574\u5408\u7684\u662f\u4ec0\u9ebc?\u6709\u50b5\u52d9\u5c31\u80fd\u6574\u5408?\u50b5\u52d9\u6574\u7406\u7684\u512a\u7f3a\u9ede\u53ca\u4f7f\u7528\u689d\u4ef6?<\/a>&gt;<\/p>\n\n\n\n<figure class=\"wp-block-image\"><img loading=\"lazy\" decoding=\"async\" width=\"901\" height=\"901\" src=\"https:\/\/farenguakao.com\/wp-content\/uploads\/2019\/09\/20217.jpg\" alt=\"\u8ca0\u50b5\u6574\u5408\u8ddf\u50b5\u52d9\u5354\u5546\u7684\u5dee\u7570\" class=\"wp-image-7400\" srcset=\"https:\/\/farenguakao.com\/wp-content\/uploads\/2019\/09\/20217.jpg 901w, https:\/\/farenguakao.com\/wp-content\/uploads\/2019\/09\/20217-150x150.jpg 150w, https:\/\/farenguakao.com\/wp-content\/uploads\/2019\/09\/20217-300x300.jpg 300w, https:\/\/farenguakao.com\/wp-content\/uploads\/2019\/09\/20217-768x768.jpg 768w\" sizes=\"auto, (max-width: 901px) 100vw, 901px\" \/><figcaption class=\"wp-element-caption\">\u8ca0\u50b5\u6574\u5408\u8ddf\u50b5\u52d9\u5354\u5546\u5dee\u5225\u5728\u90a3<\/figcaption><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-\u56db-\u5411\u6c11\u9593\u8cb8\u6b3e\u7528\u4f86\u9084\u5361\u50b5\">\u56db\u3001\u5411\u6c11\u9593\u8cb8\u6b3e\u7528\u4f86\u9084\u5361\u50b5<\/h3>\n\n\n\n<p>\u5982\u679c\u501f\u6b3e\u4eba\u4ecd\u7136\u4fdd\u6709\u6b63\u5e38\u7a69\u5b9a\u7684\u5de5\u4f5c\uff0c\u6bcf\u500b\u6708\u90fd\u6709\u56fa\u5b9a\u7684\u85aa\u8cc7\u6536\u5165\uff0c\u9019\u6642\uff0c\u6c11\u9593\u8cb8\u6b3e\u696d\u8005\u6703\u76f8\u7576\u6a02\u610f\u63d0\u4f9b\u4fe1\u7528\u8cb8\u6b3e\u6216\u662f\u62b5\u62bc\u8cb8\u6b3e\u3002<\/p>\n\n\n\n<p>\u81f3\u65bc\u6c11\u9593\u8cb8\u6b3e\u7684\u5229\u7387\uff0c\u4ee5\u5361\u50b5\u65cf\u7684\u60c5\u6cc1\u800c\u8a00\uff0c\u6c11\u9593\u8cb8\u6b3e\u696d\u8005\u63d0\u4f9b\u7684\u4fe1\u8cb8\u5229\u7387\uff0c\u5f88\u6709\u53ef\u80fd\u4e0d\u4e00\u5b9a\u6703\u9ad8\u65bc\u9280\u884c\u63d0\u4f9b\u7684\u5229\u7387\u3002<\/p>\n\n\n\n<p><strong>\u4ee3\u66f8\u8cb8\u6b3e\u5728\u806f\u5fb5\u7684\u5167\u5bb9\u662f\u770b\u4e0d\u5230\u7684\uff0c\u90e8\u4efd\u7533\u8cb8\u8005\u56e0\u8ca0\u50b5\u6bd4\u904e\u9ad8\u800c\u5148\u501f\u4ee3\u66f8\u8cb8\u6b3e\u53bb\u6e05\u511f\u5361\u50b5\u4e4b\u5f8c\u5728\u7533\u8fa6\u9280\u884c\u4fe1\u7528\u8cb8\u6b3e\uff0c\u4e5f\u662f\u4e00\u7a2e\u8b8a\u901a\u7684\u65b9\u5f0f \u3002<\/strong><\/p>\n\n\n\n<p>\u5ef6\u4f38\u95b1\u8b80:&lt;<a href=\"https:\/\/farenguakao.com\/pay-off-card-debt\/\">\u5411\u6c11\u9593\u8cb8\u6b3e,\u7528\u4f86\u9084\u5361\u50b5,\u6703\u6bd4\u8f03\u6709\u5229\u55ce?<\/a>&gt;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-\u5229\u7528\u6c11\u9593\u8cb8\u6b3e\u9084\u5361\u50b5\"><span class=\"ez-toc-section\" id=\"%E5%88%A9%E7%94%A8%E6%B0%91%E9%96%93%E8%B2%B8%E6%AC%BE%E9%82%84%E5%8D%A1%E5%82%B5\"><\/span>\u5229\u7528\u6c11\u9593\u8cb8\u6b3e\u9084\u5361\u50b5<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table><tbody><tr><td>\u9805\u76ee<\/td><td>\u6c11\u9593\u8cb8\u6b3e\u9084\u5361\u50b5<\/td><\/tr><tr><td>\u8cb8\u6b3e\u5229\u7387:<\/td><td>2%\u8d77(\u6708\u606f)<\/td><\/tr><tr><td>\u9084\u6b3e\u5e74\u9650<\/td><td>\u4e00\u822c\u662f\u520610-60\u671f&nbsp;<br>\u96a8\u501f\u96a8\u9084\u4e0d\u7d81\u7d04<\/td><\/tr><tr><td>\u8fa6\u7406\u6642\u9593<\/td><td>\u8cc7\u6599\u5b8c\u6574 \u6700\u5feb\u7576\u5929\u64a5\u6b3e(\u4e00\u822c\u662f1~3\u5929\u5de6\u53f3\u5305\u542b\u5be9\u4ef6\u53ca\u5c0d\u4fdd\u7684\u6642\u9593)<\/td><\/tr><tr><td>\u8cb8\u6b3e\u984d\u5ea6<\/td><td>5\u842c~50\u842c<\/td><\/tr><tr><td>\u8cb8\u6b3e\u689d\u4ef6<\/td><td>\u85aa\u8cc7\u8f49\u5e33\u53ca\u52de\u4fdd\u6eff3\u500b\u6708\u5c31\u53ef\u4ee5\u7533\u8fa6<\/td><\/tr><tr><td>\u9084\u6b3e\u65b9\u5f0f<\/td><td>\u5206\u671f\u511f\u9084<br><strong>(\u91d1\u984d\u671f\u6578\u53ef\u4ee5\u4f9d\u500b\u4eba\u689d\u4ef6\u800c\u5b9a)<\/strong><br><strong>\u5be6\u969b\u7684\u984d\u5ea6\u53ca\u5229\u7387 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