{"id":7481,"date":"2019-10-07T05:52:59","date_gmt":"2019-10-06T21:52:59","guid":{"rendered":"https:\/\/farenguakao.com\/?p=7481"},"modified":"2024-10-01T09:08:05","modified_gmt":"2024-10-01T01:08:05","slug":"annual-rate","status":"publish","type":"post","link":"https:\/\/farenguakao.com\/annual-rate\/","title":{"rendered":"\u8cb8\u6b3e\u7684\u5e74\u5229\u7387\u662f\u600e\u9ebc\u8a08\u7b97\u7684\uff1f\u56fa\u5b9a\u5229\u7387\u8ddf\u6a5f\u52d5\u5229\u7387\u90a3\u500b\u5212\u7b97\uff1f"},"content":{"rendered":"\n<p>\u8cb8\u6b3e\u7684\u5be6\u969b \u5e74\u5229\u7387 \uff0c\u5fc5\u9808\u7531\u6bcf\u6708\u7e73\u6b3e\u91d1\u984d\u5f80\u56de\u63a8\u7b97\uff0c\u4e26\u4e14\u8981\u628a\u300c\u8cbb\u7528\u300d\u7d0d\u5165\u8a08\u7b97\u3002\u5229\u7387\u8a08\u7b97\u65b9\u5f0f\uff0c\u5982\u679c\u5728\u5347\u606f\u7684\u5927\u74b0\u5883\u4e0b\uff0c\u9078\u64c7\u56fa\u5b9a\u5229\u7387\u6bd4\u8f03\u5212\u7b97\u3002<\/p>\n\n\n\n\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_72 counter-hierarchy 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class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u4f46\u662f\u8981\u6ce8\u610f\u7684\u662f\uff0c\u9280\u884c\u5e38\u5e38\u6703\u628a\u4e00\u4e9b\u8cbb\u7528\uff0c\u4f8b\u5982\u5e33\u52d9\u7ba1\u7406\u8cbb\u3001\u958b\u8fa6\u8cbb\u3001\u624b\u7e8c\u8cbb\u7b49\uff0c\u5728\u64a5\u6b3e\u6642\u5c31\u9810\u5148\u6263\u9664\uff0c\u4f8b\u5982\u4e00\u7b46\u8cb8\u6b3e\uff0c\u53ef\u80fd\u64a5\u6b3e\u6642\u5c31\u9810\u6263\u4e8620000\u5143\u3002<\/p>\n\n\n\n<p>\u9019\u6642\uff0c\u7b49\u65bc\u662f\u8cb8\u6b3e\u62ff\u5230\u7684\u91d1\u984d\u53ea\u670948\u842c\u5143\u3002<\/p>\n\n\n\n<p>\u5982\u679c\u752848\u842c\u5143\u4f86\u53cd\u63a8\u8a08\u7b97\uff0c\u5be6\u8cea\u7684\u5e74\u5229\u7387\uff0c\u99ac\u4e0a\u8df3\u52306.96\uff05\uff01<\/p>\n\n\n\n<p>\u6240\u4ee5\uff0c\u70ba\u4e86\u907f\u514d\u9280\u884c\u5ba3\u7a31\u7684\u5229\u7387\u8207\u5be6\u969b\u7e73\u8cbb\u7684\u5229\u7387\u4e0d\u540c\uff0c\u8acb\u670b\u53cb\u5011\u52d9\u5fc5\u5c07\u8cbb\u7528\u5217\u5165\uff0c\u518d\u53cd\u63a8\u8a66\u7b97\uff01<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-\u8a72\u9078\u56fa\u5b9a\u5229\u7387-\u9084\u662f\u6a5f\u52d5\u5229\u7387\"><span class=\"ez-toc-section\" id=\"%E8%A9%B2%E9%81%B8%E5%9B%BA%E5%AE%9A%E5%88%A9%E7%8E%87%EF%BC%8C%E9%82%84%E6%98%AF%E6%A9%9F%E5%8B%95%E5%88%A9%E7%8E%87%EF%BC%9F\"><\/span>\u8a72\u9078\u56fa\u5b9a\u5229\u7387\uff0c\u9084\u662f\u6a5f\u52d5\u5229\u7387\uff1f<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u53e6\u5916\uff0c\u4e5f\u5e38\u6709\u670b\u53cb\u554f\u5230\uff1a\u300c\u5728\u8fa6\u8cb8\u6b3e\u6642\uff0c\u6211\u61c9\u8a72\u9078\u56fa\u5b9a\u5229\u7387\uff0c\u9084\u662f\u6a5f\u52d5\u5229\u7387\uff1f\u5dee\u5225\u6703\u5f88\u5927\u55ce\uff1f\u5230\u5e95\u54ea\u7a2e\u65b9\u5f0f\u5212\u7b97\uff1f\u300d<\/p>\n\n\n\n<p>\u9019\u500b\u554f\u984c\uff0c\u4e3b\u8981\u9084\u662f\u8981\u770b\u7576\u6642\u7684\u5229\u7387\u74b0\u5883\u800c\u5b9a\u3002<\/p>\n\n\n\n<p>\u7c21\u55ae\u7684\u539f\u5247\u662f\uff1a\u5982\u679c\u5229\u7387\u74b0\u5883\u662f\u8da8\u5411\u65bc\u300c\u5347\u606f\u300d\uff0c\u8cb8\u6b3e\u8981\u9078\u300c\u56fa\u5b9a\u5229\u7387\u300d\u3002\u800c\u5982\u679c\u5927\u74b0\u5883\u7684\u8da8\u52e2\u662f\u300c\u964d\u606f\u300d\uff0c\u90a3\u5c31\u61c9\u8a72\u9078\u300c\u6a5f\u52d5\u5229\u7387\u300d\u3002<\/p>\n\n\n\n<p>\u56fa\u5b9a\u5229\u7387\u7684\u5229\u606f\uff0c\u4e00\u958b\u59cb\u96d6\u7136\u6703\u6bd4\u6a5f\u52d5\u5229\u7387\u9ad8\uff0c\u4f46\u662f\u5982\u592e\u884c\u983b\u983b\u5347\u606f\uff0c\u56fa\u5b9a\u5229\u7387\u7684\u7e73\u6b3e\u91d1\u984d\u5247\u4e0d\u53d7\u5f71\u97ff\u3002<\/p>\n\n\n\n<p>\u800c\u6a5f\u52d5\u5229\u7387\uff0c\u5247\u662f\u96a8\u8457\u592e\u884c\u7684\u5347\u3001\u964d\u606f\uff0c\u5404\u9280\u884c\u6703\u540c\u6b65\u8abf\u6574\u300c\u6307\u6a19\u5229\u7387\u300d\uff0c\u901a\u5e38\u662f\u6bcf\u4e09\u500b\u6708\u8abf\u6574\u4e00\u6b21\uff0c\u6c11\u773e\u8981\u7e73\u7684\u5229\u606f\uff0c\u4e5f\u6703\u8ddf\u8457\u8b8a\u52d5\u3002<\/p>\n\n\n\n<p>\u5ef6\u4f38\u95b1\u8b80:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>&lt;<a href=\"https:\/\/farenguakao.com\/reference-rate\/\">\u6307\u6a19\u5229\u7387\u662f\u4ec0\u9ebc?\u592e\u884c\u964d\u606f(\u5347\u606f)\u8207\u6211\u7684\u623f\u8cb8\u5229\u7387\u6709\u4ec0\u9ebc\u95dc\u806f\u6027?<\/a>&gt;<\/li>\n\n\n\n<li>&lt;<a href=\"https:\/\/farenguakao.com\/comparative-mortgage-interest-rate\/\">\u623f\u8cb8\u5229\u7387\u600e\u9ebc\u9078?\u300c\u4e00\u6bb5\u5f0f\u5229\u7387\u300dVS\u300c\u5206\u6bb5\u5f0f\u5229\u7387\u300d\u54ea\u7a2e\u623f\u8cb8\u5229\u7387\u6bd4\u8f03\u597d!<\/a>&gt;<\/li>\n\n\n\n<li>&lt;<a href=\"https:\/\/farenguakao.com\/mortgage-payment-for-two-weeks\/\">\u623f\u8cb8\u6539\u6210\u96d9\u9031\u7e73\u6709\u4ec0\u9ebc\u597d\u8655?\u771f\u7684\u53ef\u4ee5\u7701\u4e0b\u5229\u606f\u55ce?\u80cc\u5f8c\u7684\u79d8\u5bc6\u662f\u4ec0\u9ebc?<\/a>&gt;<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-\u9577\u671f\u8cb8\u6b3e\u5927\u591a\u63a1\u6a5f\u52d5\u5229\u7387\"><span class=\"ez-toc-section\" id=\"%E9%95%B7%E6%9C%9F%E8%B2%B8%E6%AC%BE%E5%A4%A7%E5%A4%9A%E6%8E%A1%E6%A9%9F%E5%8B%95%E5%88%A9%E7%8E%87\"><\/span>\u9577\u671f\u8cb8\u6b3e\u5927\u591a\u63a1\u6a5f\u52d5\u5229\u7387<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u4ee5\u73fe\u5728\u4e3b\u6d41\u7684\u6a5f\u52d5\u5229\u7387\u8a08\u7b97\u65b9\u5f0f\uff0c\u662f\u4f9d\u7167\u9280\u884c\u7684\u6307\u6a19\u5229\u7387\uff0c\u642d\u914d\u4e00\u6bb5\u5f0f\u6216\u591a\u6bb5\u5f0f\u7684\u52a0\u78bc\u5229\u7387\u4f86\u8a08\u7b97\u5229\u606f\uff0c\u5229\u7387\u901a\u5e38\u6bd4\u8f03\u4f4e\uff0c\u96a8\u8457\u5927\u74b0\u5883\u7684\u8b8a\u52d5\uff0c\u9280\u884c\u4e5f\u53ef\u4ee5\u8abf\u6574\u8cb8\u6b3e\u5229\u7387\uff0c\u5c0d\u9280\u884c\u4f86\u8aaa\u662f\u98a8\u96aa\u8f03\u4f4e\u7684\u65b9\u5f0f\u3002<\/p>\n\n\n\n<p>\u53f0\u7063\u7684\u623f\u8cb8\uff0c\u5927\u591a\u662f20\uff5e30\u5e74\u671f\uff0c\u7531\u65bc\u73fe\u5728\u5229\u7387\u504f\u4f4e\uff0c\u56e0\u6b64\u5e7e\u4e4e\u6c92\u6709\u9280\u884c\u6703\u63d0\u4f9b\u9577\u671f\u7684\u56fa\u5b9a\u5229\u7387\u8cb8\u6b3e\uff0c\u5927\u591a\u662f\u63a1\u7528\u6a5f\u52d5\u5229\u7387\u3002<\/p>\n\n\n\n<p>\u5f9e\u6574\u500b\u5927\u74b0\u5883\u4f86\u770b\uff0c\u5404\u570b\u592e\u884c\u958b\u59cb\u5439\u8d77\u964d\u606f\u98a8\uff0c\u53f0\u7063\u592e\u884c\u5247\u662f\u9577\u671f\u51cd\u606f\uff0c\u4f46\u662f\u4e5f\u4e0d\u80fd\u6392\u9664\u6703\u5728\u660e\u5e74\u964d\u606f\u3002\u5404\u65b9\u5c08\u5bb6\u5927\u591a\u4e5f\u9810\u4f30\u53f0\u7063\u5c07\u6703\u8d70\u5411\u964d\u606f\u9019\u689d\u8def\u3002\u6240\u4ee5\uff0c\u5f9e\u8cb8\u6b3e\u65cf\u7684\u89d2\u5ea6\u4f86\u770b\uff0c\u73fe\u5728\u81ea\u7136\u662f\u8981\u9078\u64c7\u6a5f\u52d5\u5229\u7387\uff0c\u624d\u80fd\u540c\u6b65\u6e1b\u5c11\u5229\u606f\u652f\u51fa\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-\u623f\u5c4b\u8cb8\u6b3e\u65b9\u6848\u5167\u5bb9\u8aaa\u660e\"><span class=\"ez-toc-section\" id=\"%E6%88%BF%E5%B1%8B%E8%B2%B8%E6%AC%BE%E6%96%B9%E6%A1%88%E5%85%A7%E5%AE%B9%E8%AA%AA%E6%98%8E\"><\/span>\u623f\u5c4b\u8cb8\u6b3e\u65b9\u6848\u5167\u5bb9\u8aaa\u660e<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-table 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\uff0c<br>\u5bec\u9650\u671f\u5167\u53ea\u9084\u5229\u606f\u4e0d\u7528\u6524\u9084\u672c\u91d1\uff0c\u8b93\u60a8\u9084\u6b3e\u66f4\u8f15\u9b06\u3002<\/td><\/tr><tr><td>\u8cb8\u6b3e\u5229\u7387<\/td><td>2%~2.7%\u00a0\u00a0(\u672c\u8cb8\u6b3e\u5229\u7387\u9700\u8996\u501f\u6b3e\u4eba\u76f8\u95dc\u689d\u4ef6\u800c\u6709\u4e0d\u540c )\u3002<\/td><\/tr><tr><td>\u6aa2\u9644\u6587\u4ef6<\/td><td>\u96d9\u8b49\u4ef6(\u8eab\u4efd\u8b49+\u5065\u4fdd\u5361\u6216\u99d5\u7167)<br>\u6536\u5165\u8b49\u660e<br>\u5728\u8077\u8b49\u660e<br>\u6236\u7c4d\u8b04\u672c<br>\u571f\u5730\u5efa\u7269\u6240\u6709\u6b0a\u72c0<br>\u5982\u679c\u662f\u8981\u8f49\u8cb8\u9700\u63d0\u4f9b\u623f\u8cb8\u6700\u8fd1\u4e00\u5e74\u7e73\u6b3e\u660e\u7d30<br>\uff08\u5b58\u647a\u5c01\u9762\u53ca\u5167\u9801\u8a18\u9304\u6216\u7e73\u6b3e\u6536\u64da\u6216\u9280\u884c\u5c0d\u5e33\u55ae\uff09<\/td><\/tr><tr><td>\u5c0d\u4fdd\u6240\u9700\u6587\u4ef6<\/td><td>\u623f\u8cb8\u5408\u7d04\u66f8\uff0c\u88e1\u9762\u6703\u8f09\u660e\u8cb8\u6b3e\u91d1\u984d\u3001\u5730\u5740\u3001\u623f\u8cb8\u5229\u7387\u8207\u5e74\u671f<br>\u62b5\u62bc\u6b0a\u8a2d\u5b9a\u540c\u610f\u66f8<br>\u64a5\u6b3e\u59d4\u8a17\u66f8<br>\u571f\u5730\u3001\u5efa\u7bc9\u6539\u826f\u7269\u62b5\u62bc\u6b0a\u8a2d\u5b9a\u5951\u7d04\u66f8<br>\u91d1\u878d\u6263\u6b3e\u59d4\u8a17\u66f8<br>\u706b\u96aa\u5730\u9707\u96aa\u8cfc\u8cb7<\/td><\/tr><tr><td>\u76f8\u95dc\u4e8b\u9805<\/td><td>\u4e09\u5e74\u5167\u6709\u62d2\u7d55\u5f80\u4f86\u3001\u5446\u5e33\u3001\u903e\u50ac\u6216<br>\u534a\u5e74\u5167\u6709\u5f37\u5236\u505c\u5361\u8005\u7121\u6cd5\u7533\u8acb\uff1b<br>\u4f46\u82e5\u5df2\u6e05\u511f\u8005\u5247\u8996\u500b\u4eba\u60c5\u6cc1\u8fa6\u7406\u3002<br>*\u4ee5\u4e0a\u63a8\u85a6\u4e4b\u9280\u884c\u6838\u767c\u91d1\u984d\u8207\u5229\u7387\u4f9d\u500b\u4eba\u689d\u4ef6\u6709\u6240\u4e0d\u540c<br><strong>\u203b\u9280\u884c\u4fdd\u7559\u6838\u8cb8\u8207\u5426\u4e4b\u6b0a\u5229<\/strong><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-\u7533\u8fa6\u623f\u8cb8\u8981\u6e96\u5099\u7684\u8cc7\u6599\"><span class=\"ez-toc-section\" id=\"%E7%94%B3%E8%BE%A6%E6%88%BF%E8%B2%B8%E8%A6%81%E6%BA%96%E5%82%99%E7%9A%84%E8%B3%87%E6%96%99\"><\/span>\u7533\u8fa6\u623f\u8cb8\u8981\u6e96\u5099\u7684\u8cc7\u6599<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p><strong>\u7533\u8acb\u623f\u8cb8\u6642\uff0c\u9700\u8981\u6e96\u5099\u9019\u4e9b\u8cc7\u6599<\/strong><\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>\u6536\u5165\u8cc7\u6599<\/strong>\uff1a\u6700\u8fd16\u500b\u6708\u7684\u85aa\u8f49\u5b58\u647a\u5c01\u9762\u548c\u5167\u9801\uff08\u9808\u5148\u88dc\u767b\u5b58\u647a\uff09\u6216\u662f\u53bb\u5e74\u7684\u6263\u7e73\u6191\u55ae\u3002<\/li>\n\n\n\n<li><strong>\u8ca1\u529b\u8b49\u660e<\/strong>\uff1a\u6700\u8fd11\u5e74\u5e38\u5f80\u4f86\u7684\u9280\u884c\u5b58\u647a\u5c01\u9762\u548c\u5167\u9801\uff08\u9808\u5148\u88dc\u767b\u5b58\u647a\uff0c\u7531\u65bc\u9280\u884c\u4e3b\u8981\u8981\u770b\u5b58\u647a\u9918\u984d\uff0c\u4e26\u78ba\u8a8d\u4e0d\u662f\u70ba\u4e86\u8cb8\u6b3e\u81e8\u6642\u5b58\u9032\u53bb\u7684\uff0c\u6240\u4ee5\u53ef\u4ee5\u63d0\u4f9b\u9918\u984d\u8f03\u591a\u4e14\u5f80\u4f863\u500b\u6708\u4ee5\u4e0a\u76841\uff5e2\u5bb6\u9280\u884c\u5b58\u647a\u5f71\u672c\uff09\u3001\u5b9a\u5b58\u8b49\u660e\u3001\u80a1\u7968\u548c\u57fa\u91d1\u660e\u7d30\uff08\u53ef\u4ee5\u7528\u7db2\u8def\u9280\u884c\u5217\u5370\u80a1\u7968\u548c\u57fa\u91d1\u7684\u6301\u80a1\u660e\u7d30\u7d66\u9280\u884c\u53c3\u8003\uff0c\u96d6\u7136\u56e0\u80a1\u50f9\u6ce2\u52d5\u8f03\u5927\uff0c\u9280\u884c\u901a\u5e38\u4e0d\u8a8d\u5217\u8cc7\u7522\uff0c\u4f46\u4ecd\u6709\u52a0\u5206\u4f5c\u7528\uff09\u3001\u4fdd\u96aa\u5408\u7d04\u5f71\u672c\u7b49\uff0c\u78ba\u8a8d\u4f60\u6709\u5b58\u6b3e\u548c\u53ef\u4f9b\u8b8a\u73fe\u7684\u6295\u8cc7\uff0c\u8b93\u9280\u884c\u63d0\u9ad8\u4f60\u7684\u9084\u6b3e\u80fd\u529b\u984d\u5ea6\u3002<\/li>\n\n\n\n<li><strong>\u8cb7\u8ce3\u8cc7\u6599<\/strong>(\u8cb7\u8ce3\u4ef6\u624d\u9700\u8981\u63d0\u4f9b)\uff1a\u8cb7\u8ce3\u5408\u7d04\u5f71\u672c\u3001\u8cb7\u8ce3\u5408\u7d04\u50f9\u91d1\u6d41\u7a0b\uff0c\u5982\u532f\u6b3e\u55ae\u548c\u652f\u7968\u5f71\u672c\uff0c\u8b49\u660e\u8cb7\u8ce3\u78ba\u5be6\u5b58\u5728\u3002<\/li>\n<\/ol>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-\u8fa6\u7406\u623f\u5c4b\u8cb8\u6b3e\u76847\u500b\u6b65\u9a5f\"><span class=\"ez-toc-section\" id=\"%E8%BE%A6%E7%90%86%E6%88%BF%E5%B1%8B%E8%B2%B8%E6%AC%BE%E7%9A%847%E5%80%8B%E6%AD%A5%E9%A9%9F\"><\/span>\u8fa6\u7406\u623f\u5c4b\u8cb8\u6b3e\u76847\u500b\u6b65\u9a5f:<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>\u8cc7\u6599\u5be9\u6838\u8207\u8abf\u95b1\u806f\u5408\u5fb5\u4fe1<\/strong>\u30023\u5e74\u5167\u6709\u62d2\u7d55\u5f80\u4f86\u8a18\u9304\u30013\u500b\u6708\u5167\u8cb8\u6b3e\u6216\u4fe1\u7528\u5361\u5ef6\u6eef30\u5929\u4ee5\u4e0a\u6216\u672a\u7e73\u4fe1\u7528\u5361\u6700\u4f4e\u61c9\u7e73\u91d1\u984d\u30016\u500b\u6708\u5167\u6709\u4fe1\u7528\u5361\u906d\u5f37\u5236\u505c\u5361\u30016\u500b\u6708\u5167\u6709\u9000\u88dc50\u842c\u4ee5\u4e0a\u8a18\u9304\u6216\u903e\u671f\u3001\u67e5\u5c01\u3001\u5446\u5e33\u8a18\u9304\u3001\u66fe\u505a\u4fdd\u4eba\u501f\u6b3e\u6709\u5446\u5e33\u60c5\u6cc1\u672a\u903e5\u5e74\u8005\uff0c\u7533\u8acb\u4eba\u5982\u6709\u4e0a\u8ff0\u60c5\u5f62\u80af\u5b9a\u6703\u88ab\u9280\u884c\u6253\u69cd\u3002<\/li>\n\n\n\n<li><strong>\u5be6\u969b\u9451\u50f9<\/strong>\u3002\u4e00\u822c\u4f86\u8aaa\u5c07\u53c3\u8003\u623f\u5c4b\u8cb7\u8ce3\u7684\u6210\u4ea4\u50f9\u683c\u4f86\u6c7a\u5b9a\u53ef\u4ee5\u7533\u8cb8\u7684\u91d1\u984d\u7d045~9\u6210\u3002\u6703\u770b\u5c4b\u6cc1\u2026\u7b49\u7b49\u4f30\u50f9\u8981\u7d20\u9032\u884c\u4f30\u50f9\u3002<\/li>\n\n\n\n<li><strong>\u5be9\u6838<\/strong>:\u7576\u9280\u884c\u53d6\u5f97\u501f\u6b3e\u4eba\u53ca\u4fdd\u8b49\u4eba\u7684\u57fa\u672c\u8cc7\u6599\u4e26\u5b8c\u6210\u4e0d\u52d5\u7522\u4f30\u50f9\u5f8c\uff0c\u5c07\u9032\u884c\u6848\u4ef6\u7684\u5be9\u6838\uff0c\u4e00\u822c\u4f86\u8aaa\uff0c\u806f\u5fb5\u8a18\u9304\u6703\u67e5\u8a62\u4f60\u5728\u6240\u6709\u884c\u5eab\u7684\u8cb8\u6b3e\u91d1\u984d\uff0c\u8207\u904e\u53bb 6 \u500b\u6708\u7684\u9084\u6b3e\u8a18\u9304(\u5305\u542b\u4fe1\u7528\u5361\u7e73\u6b3e\u7d00\u9304)\uff0c\u6c7a\u5b9a\u8cb8\u6b3e\u6848\u4ef6\u7684\u51c6\u99c1\u8207\u5426\u3002<\/li>\n\n\n\n<li><strong>\u78ba\u8a8d\u6838\u8cb8\u91d1\u984d\u3001\u5229\u606f\u689d\u4ef6<\/strong>\uff0c\u4e26\u8207\u8cb8\u6b3e\u4eba\u548c\u4fdd\u4eba\u7167\u6703\u3002<\/li>\n\n\n\n<li><strong>\u7c3d\u7d04\u5c0d\u4fdd<\/strong>\u3002\u300c\u5c0d\u4fdd\u300d\uff0c\u5c31\u662f\u8207\u9280\u884c\u7c3d\u8a02\u501f\u6b3e\u5951\u7d04\u7684\u610f\u601d\u3002<\/li>\n\n\n\n<li><strong>\u8a2d\u5b9a:<\/strong>\u5c0d\u4fdd\u5b8c\u6210\u81f3\u64a5\u6b3e\u524d\uff0c\u9084\u9700\u8981\u7d93\u904e\u62b5\u62bc\u6b0a\u8a2d\u5b9a\u7684\u7a0b\u5e8f\uff0c\u62b5\u62bc\u6b0a\u8a2d\u5b9a\u7684\u91d1\u984d\u70ba\u8cb8\u6b3e\u91d1\u984d\u76841.2\u500d\uff0c\u4e26\u5f37\u5236\u6295\u4fdd\u706b\u96aa\u8207\u5730\u9707\u96aa\uff0c\u4fdd\u8cbb\u8ca0\u64d4\u7531\u501f\u6b3e\u4eba\u652f\u4ed8\uff0c\u4e00\u5e74\u4e00\u671f\u76f4\u5230\u8cb8\u6b3e\u9084\u6e05\u70ba\u6b62\u3002<\/li>\n\n\n\n<li><strong>\u64a5\u6b3e<\/strong>\u4ea4\u6613\u4e5f\u5373\u5c07\u5b8c\u6210\u56c9\uff01\u62b5\u62bc\u6b0a\u8a2d\u5b9a\u5b8c\u6210\u5f8c\uff0c\u8cb7\u8ce3\u4ef6\u5373\u53ef\u96a8\u6642\u6e96\u5099\u64a5\u6b3e\uff0c\u571f\u5730\u878d\u8cc7\u6216\u8f49\u589e\u8cb8\u4ef6\u518d\u8abf\u95b1\u8a2d\u5b9a\u5b8c\u6210\u4e4b\u8b04\u672c\u7d66\u8207\u9280\u884c\u5373\u53ef\u64a5\u6b3e\u8207\u4ee3\u511f\u5728\u64a5\u6b3e\u524d\uff0c\u9280\u884c\u6703\u5e6b\u9867\u5ba2\u78ba\u8a8d\u662f\u5426\u5df2\u70ba\u4e0d\u52d5\u7522\u6295\u4fdd\u706b\u96aa\u8207\u5730\u9707\u96aa\uff0c\u5982\u679c\u5df2\u7d93\u6295\u4fdd\u5373\u53ef\u96a8\u6642\u6e96\u5099\u64a5\u6b3e\uff0c\u5982\u679c\u5c1a\u672a\u6295\u4fdd\u9280\u884c\u6703\u7b49\u6295\u4fdd\u5b8c\u6210\u5f8c\u624d\u64a5\u6b3e\u3002<\/li>\n<\/ol>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E5%B9%B4%E5%88%A9%E7%8E%87Q_A\"><\/span>\u5e74\u5229\u7387Q&amp;A<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<div class=\"schema-faq wp-block-yoast-faq-block\"><div class=\"schema-faq-section\" id=\"faq-question-03\"><strong class=\"schema-faq-question\">\u8a72\u9078\u56fa\u5b9a\u5229\u7387\uff0c\u9084\u662f\u6a5f\u52d5\u5229\u7387\uff1f<\/strong> <p class=\"schema-faq-answer\">\u5982\u82e5\u770b\u597d\u672a\u4f86\u5347\u606f\u7684\u53ef\u80fd\u6027\uff08\u901a\u5e38\u662f\u666f\u6c23\u597d\u6642\u671f\uff09\u5c31\u9078\u64c7\u300c\u6a5f\u52d5\u5229\u7387\u300d\uff0c\u5982\u4e0b\u5716\u7d05\u7dda\u8d70\u52e2\u3002\u53cd\u4e4b\u5982\u679c\u64d4\u5fc3\u672a\u4f86\u964d\u606f\u53ef\u80fd\u6027\uff08\u901a\u5e38\u662f\u4e0d\u666f\u6c23\u6642\u671f\uff09\u5c31\u9078\u64c7\u300c\u56fa\u5b9a\u5229\u7387\u300d\u3002<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-17\"><strong class=\"schema-faq-question\">\u7e3d\u8cbb\u7528\u5e74\u767e\u5206\u7387\u8981\u5982\u4f55\u8a08\u7b97\uff1f<\/strong> <p class=\"schema-faq-answer\">\u7e3d\u8cbb\u7528\u5e74\u767e\u5206\u7387(Annual Percentage Rate\uff0c\u7c21\u7a31APR)\uff0c\u5c31\u662f\u5c07\u8cb8\u6b3e\u671f\u9593\u6240\u8981\u7e73\u4ea4\u7684\u7e3d\u8cbb\u7528\uff0c\u5e73\u5747\u5206\u6524\u5728\u8cb8\u6b3e\u671f\u9593\uff0c\u91cd\u65b0\u8a08\u7b97\u800c\u6210\u7684\u5be6\u8cea\u5e74\u5229\u7387\u3002<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-88\"><strong class=\"schema-faq-question\">\u7e3d\u8cbb\u7528\u5e74\u767e\u5206\u7387\u5305\u542b\u54ea\u4e9b\u5167\u5bb9\uff1f<\/strong> <p class=\"schema-faq-answer\">\u7e3d\u8cbb\u7528\u5e74\u767e\u5206\u7387\u7684\u8a08\u7b97\u516c\u5f0f\u5167\u5305\u542b\u7684\u91cd\u8981\u6578\u5b57\uff1a\u4e00\u6bb5\u5f0f\u5229\u7387\u3001\u4e8c\u6bb5\u5f0f\u5229\u7387\u3001\u624b\u7e8c\u8cbb\/\u958b\u8fa6\u8cbb\u3001\u5e33\u52d9\u7ba1\u7406\u8cbb\u3001\u5fb5\u4fe1\u8cbb\u3001\u8cb8\u6b3e\u984d\u5ea6\u3001\u8cb8\u6b3e\u671f\u9593\u3002<\/p> <\/div> <\/div>\n\n\n\n<p>\u5ef6\u4f38\u95b1\u8b80:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>&lt;&nbsp;<a href=\"https:\/\/farenguakao.com\/loans-housing\/\">\u9ad8\u984d\u623f\u8cb8\u6210\u6578\u7533\u8acb\u3001\u4f4e\u5229\u7387\u623f\u5c4b\u8cb8\u6b3e\u8207\u9084\u6b3e\u5e74\u9650\u7b49\u5404\u7a2e\u623f\u8cb8\u554f\u984c\u5c31\u627e\u8cb8\u6b3e\u901a<\/a>&nbsp;&gt;<\/li>\n\n\n\n<li><a href=\"https:\/\/farenguakao.com\/private-home-loans2\/\">\u300a\u6c11\u9593\u623f\u5c4b\u8cb8\u6b3e\u662f\u4ec0\u9ebc?\u8cb8\u6b3e\u6210\u6578\u53ca\u8cb8\u6b3e\u5229\u606f\u8ddf\u9280\u884c\u7684\u623f\u8cb8\u5dee\u591a\u5c11\u5462?\u300b<\/a><\/li>\n<\/ul>\n\n\n\n<p>\u4ee5\u4e0a\u662f\u8cb8\u6b3e\u7684\u5e74\u5229\u7387\u662f\u600e\u9ebc\u8a08\u7b97\u7684?\u662f\u56fa\u5b9a\u5229\u7387\u597d?\u9084\u662f\u6a5f\u52d5\u5229\u7387\u6bd4\u8f03\u5212\u7b97?\u7684\u4ecb\u7d39\uff0c\u5982\u6709\u5176\u4ed6\u60f3\u8981\u4e86\u89e3\u7684\u6b61\u8fce\u4f86\u96fb\u514d\u8cbb\u8aee\u8a62\u6216\u586b\u5beb\u7dda\u4e0a\u8868\u55ae\u7531\u5c08\u4eba\u70ba\u60a8\u670d\u52d9\uff01<\/p>\n\n\n\n<p>\u6ce8\u610f:\u5408\u6cd5\u7684\u8cb8\u6b3e\u516c\u53f8\u5728\u64a5\u6b3e\u524d\u662f\u4e0d\u6703\u8ddf\u4f60\u6536\u53d6\u4efb\u4f55\u8cbb\u7528\u7684\u3002\u5408\u6cd5\u7684\u8cb8\u6b3e\u516c\u53f8\u5728\u5c0d\u4fdd\u524d\u662f\u4e0d\u6703\u9700\u8981\u4f60\u7684\u8eab\u5206\u8b49\u8b49\u4ef6\u7684\u4e5f\u4e0d\u9700\u63d0\u4f9b\u5b58\u647a\u57f9\u990a\u9032\u51fa\u8a18\u9304\u7684\u3002<\/p>\n\n\n\n<h2 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