{"id":74383,"date":"2022-06-23T06:52:29","date_gmt":"2022-06-22T22:52:29","guid":{"rendered":"https:\/\/farenguakao.com\/?p=74383"},"modified":"2024-05-13T16:16:05","modified_gmt":"2024-05-13T08:16:05","slug":"bnpl","status":"publish","type":"post","link":"https:\/\/farenguakao.com\/bnpl\/","title":{"rendered":"\u5148\u8cb7\u5f8c\u4ed8\u662f\u4ec0\u9ebc\uff1fBNPL\u548c\u4fe1\u7528\u5361\u7684\u5dee\u5225\uff1f\u53f0\u7063\u65b0\u8208\u4ed8\u6b3e\u6a21\u5f0f\u4ecb\u7d39\uff01"},"content":{"rendered":"\n<p>\u65b0\u8208\u7684\u6d88\u8cbb\u6a21\u5f0f\u300c\u5148\u8cb7\u5f8c\u4ed8\u300d\u53c8\u7a31\u300cBNPL\u300d\u662f\u4ec0\u9ebc\u5462\uff1f\u904b\u4f5c\u539f\u7406\u70ba\u4f55\uff1f\u548c\u4fe1\u7528\u5361\u5dee\u5225\u5728\u54ea\uff1f\u6709\u4ec0\u9ebc\u98a8\u96aa\uff1f<\/p>\n\n\n\n<p>\u9762\u5c0d\u8de8\u5883\u96fb\u5546\u6797\u7acb\u7684\u5982\u4eca\uff0c\u8a72\u5982\u4f55\u9762\u5c0d\u5462\uff1f\u4eca\u5929\u8cb8\u6b3e\u901a\u5c31\u70ba\u5927\u5bb6\u8a73\u7d30\u8aaa\u660e\u5148\u8cb7\u5f8c\u4ed8\u9019\u7a2e\u6d88\u8cbb\u6a21\u5f0f\u7684\u7279\u8272\u8207\u91cd\u9ede\u5566\uff01<\/p>\n\n\n\n\n\n\n\n<div 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Later\uff08BNPL\uff09\u300d\u9019\u662f\u4e00\u7a2e\u652f\u4ed8\u65b9\u5f0f\uff0c\u6216\u8a31\u6703\u6709\u4e9b\u4eba\u8a8d\u70ba\u548c\u50b3\u7d71\u7684\u5206\u671f\u4ed8\u6b3e\u5f88\u76f8\u4f3c\u3002<\/p>\n\n\n\n<p>\u4f46\u4e0d\u540c\u7684\u662f\uff0c\u5148\u8cb7\u5f8c\u4ed8\u9019\u7a2e\u6d88\u8cbb\u6a21\u5f0f\u662f\u4e0d\u9700\u8981\u4fe1\u7528\u5361\u7684\uff0c\u6d88\u8cbb\u8005\u4e5f\u7121\u9808\u548c\u91d1\u878d\u6a5f\u69cb\u4ea4\u6d89\uff0c\u5373\u4f7f\u9810\u7b97\u6709\u9650\uff0c\u4e5f\u80fd\u5920\u5148\u884c\u8cfc\u8cb7\u9ad8\u50f9\u5546\u54c1\uff0c\u5f8c\u518d\u884c\u652f\u4ed8\u3002<\/p>\n\n\n\n<p>\u300cBNPL\u300d\u7a81\u7136\u8208\u8d77\u7684\u539f\u56e0\u548c\u75ab\u60c5\u6709\u76f8\u7576\u5927\u7684\u95dc\u4fc2\uff0c\u7531\u65bc\u75ab\u60c5\u8086\u8650\u5168\u7403\uff0c\u8a31\u591a\u4eba\u9762\u81e8\u5931\u696d\u3001\u7d93\u6fdf\u5371\u6a5f\uff0c\u300cBNPL\u300d\u5c31\u6703\u662f\u4e00\u9053\u66d9\u5149\uff0c\u5ef6\u5f8c\u4ed8\u6b3e\u5148\u8cfc\u8cb7\u751f\u6d3b\u7528\u54c1\u4ee5\u5ea6\u65e5\u3002<\/p>\n\n\n\n<p>\u518d\u52a0\u4e0a\u6709\u8a31\u591a\u65b0\u8208\u884c\u696d\u5982\u81ea\u7531\u5de5\u4f5c\u8005\u3001Youtuber\u3001\u76f4\u64ad\u4e3b\u3001\u5916\u9001\u54e1\u7b49\u884c\u696d\u662f\u7121\u6cd5\u63d0\u51fa\u6536\u5165\u8b49\u660e\uff0c\u6216\u6709\u8a31\u591a\u793e\u6703\u65b0\u9bae\u4eba\u3001\u4fe1\u7528\u5c0f\u767d\uff0c\u662f\u662f\u96e3\u4ee5\u7533\u8acb\u9280\u884c\u4fe1\u7528\u5361\u7684\uff0c\u5148\u8cb7\u5f8c\u4ed8\u5c31\u6703\u662f\u500b\u597d\u9078\u9805\u3002<\/p>\n\n\n\n<h2 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class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u8aaa\u5230\u5148\u8cb7\u5f8c\u4ed8\u7684\u904b\u4f5c\u65b9\u5f0f\uff0c\u300cBNPL\u300d\u696d\u8005\u6703\u900f\u904e\u81ea\u8eab\u7368\u6709\u7684\u98a8\u96aa\u8a55\u4f30\u65b9\u5f0f\uff0c\u5c07\u6bcf\u4f4d\u7528\u6236\u8a2d\u5b9a\u4e0d\u540c\u7684\u8cfc\u7269\u984d\u5ea6\uff0c\u300cBNPL\u300d\u696d\u8005\u7684\u8eab\u5206\u8fd1\u4f3c\u65bc\u50b5\u6b0a\u4eba\uff0c\u7528\u6236\u53ef\u4ee5\u9078\u64c7\u4e00\u6b21\u4ed8\u6e05\u6216\u5206\u671f\u4ed8\u6b3e\u3002<\/p>\n\n\n\n<p>\u300cBNPL\u300d\u4e3b\u8981\u7684\u7372\u5229\u4f86\u6e90\u5c31\u662f\u8cfa\u53d6\u5229\u606f\u8207\u6d88\u8cbb\u8005\u903e\u671f\u7e73\u6b3e\u7684\u8cbb\u7528\uff0c\u4e0d\u540c\u7684\u300cBNPL\u300d\u696d\u8005\u7686\u6709\u4e0d\u540c\u7684\u71df\u92b7\u7b56\u7565\uff0c\u5229\u606f\u53ef\u80fd\u662f\u5728\u6bcf\u671f\u9084\u6b3e\u6642\u5411\u6d88\u8cbb\u7528\u6236\u6536\u53d6\uff0c\u4e5f\u53ef\u80fd\u8207\u5408\u4f5c\u7684\u5e73\u53f0\u5171\u540c\u5206\u6524\u53ca\u6536\u53d6\u670d\u52d9\u8cbb\uff0c\u4e3b\u8981\u5e38\u898b\u65bc\u96fb\u5546\u5e73\u53f0\u3002<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"900\" height=\"900\" src=\"https:\/\/farenguakao.com\/wp-content\/uploads\/bnpl04291.jpg\" alt=\"\u5148\u8cb7\u5f8c\u4ed8\u7684\u904b\u4f5c\u539f\u7406\u4ecb\u7d39\" class=\"wp-image-74384\" srcset=\"https:\/\/farenguakao.com\/wp-content\/uploads\/bnpl04291.jpg 900w, https:\/\/farenguakao.com\/wp-content\/uploads\/bnpl04291-300x300.jpg 300w, https:\/\/farenguakao.com\/wp-content\/uploads\/bnpl04291-150x150.jpg 150w, https:\/\/farenguakao.com\/wp-content\/uploads\/bnpl04291-768x768.jpg 768w\" sizes=\"auto, (max-width: 900px) 100vw, 900px\" \/><figcaption class=\"wp-element-caption\">\u5148\u8cb7\u5f8c\u4ed8\u7684\u904b\u4f5c\u539f\u7406\u4ecb\u7d39<\/figcaption><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" 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id=\"BNPL%E5%85%88%E8%B2%B7%E5%BE%8C%E4%BB%98%E8%88%87%E4%BF%A1%E7%94%A8%E5%8D%A1%E5%88%86%E6%9C%9F%E6%AF%94%E8%BC%83%E8%A1%A8\"><\/span>BNPL\u5148\u8cb7\u5f8c\u4ed8\u8207\u4fe1\u7528\u5361\u5206\u671f\u6bd4\u8f03\u8868<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table><tbody><tr><td>\u6bd4\u8f03\u9805\u76ee\/\u652f\u4ed8\u65b9\u5f0f  <\/td><td>BNPL\u5148\u8cb7\u5f8c\u4ed8<\/td><td>\u4fe1\u7528\u5361\u5206\u671f<\/td><\/tr><tr><td>\u4fe1\u7528\u7d00\u9304 <\/td><td>\u4e0d\u9700\u8981<\/td><td>\u9700\u8981<\/td><\/tr><tr><td>\u5206\u671f\u6578  <\/td><td>\u901a\u5e38\u70ba3\u671f<\/td><td>3\/6\/9\/12\/18\/24\u901a\u5e38\u9078\u9805\u8f03\u591a<\/td><\/tr><tr><td>\u5229\u7387*<br>\u5e33\u55ae\u5206\u671f\u53e6\u8a08 <\/td><td>0\u5229\u7387<\/td><td>0\u5229\u7387<\/td><\/tr><tr><td>\u6eef\u7d0d\u91d1 <\/td><td>16% \u5faa\u74b0\u5229\u7387<\/td><td>6~15%\u4f9d\u500b\u4eba\u4fe1\u7528\u800c\u5b9a<\/td><\/tr><tr><td>\u5e73\u53f0\u696d\u8005\u5411\u5546\u5bb6\u6536\u7684\u624b\u7e8c\u8cbb<\/td><td>5%\u5de6\u53f3<\/td><td>2%\u5de6\u53f3<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E7%B5%90%E8%AA%9E\"><\/span>\u7d50\u8a9e<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"900\" height=\"900\" src=\"https:\/\/farenguakao.com\/wp-content\/uploads\/bnpl06251.jpg\" alt=\"\u5148\u8cb7\u5f8c\u4ed8\u8207\u7db2\u8cfc\u4e0d\u540c\u652f\u4ed8\u65b9\u5f0f\u6bd4\u8f03\u8868\" class=\"wp-image-81675\" srcset=\"https:\/\/farenguakao.com\/wp-content\/uploads\/bnpl06251.jpg 900w, https:\/\/farenguakao.com\/wp-content\/uploads\/bnpl06251-300x300.jpg 300w, https:\/\/farenguakao.com\/wp-content\/uploads\/bnpl06251-150x150.jpg 150w, https:\/\/farenguakao.com\/wp-content\/uploads\/bnpl06251-768x768.jpg 768w\" sizes=\"auto, (max-width: 900px) 100vw, 900px\" \/><figcaption class=\"wp-element-caption\">\u5148\u8cb7\u5f8c\u4ed8\u8207\u7db2\u8cfc\u4e0d\u540c\u652f\u4ed8\u65b9\u5f0f\u6bd4\u8f03\u8868<\/figcaption><\/figure>\n\n\n\n<p>\u8cb8\u6b3e\u901a\u5728\u9019\u88e1\u60f3\u8981\u63d0\u9192\u5927\u5bb6\u7684\u662f\uff0c\u300cBNPL\u300d\u5148\u8cb7\u5f8c\u4ed8\u96d6\u770b\u4f3c\u4fbf\u5229\uff0c\u4f46\u5176\u80cc\u5f8c\u4ecd\u7136\u6f5b\u85cf\u8457\u98a8\u96aa\uff0c\u4f7f\u7528\u524d\u52d9\u5fc5\u8b39\u614e\u8a55\u4f30\u81ea\u8eab\u7684\u6d88\u8cbb\u80fd\u529b\u3002<\/p>\n\n\n\n<p>\u300cBNPL\u300d\u82e5\u7121\u6309\u6642\u7e73\u6b3e\uff0c\u6240\u7522\u751f\u7684\u9055\u7d04\u53ca\u5229\u606f\u662f\u6709\u53ef\u80fd\u6bd4\u4fe1\u8cb8\u6216\u4fe1\u7528\u5361\u5229\u606f\u9084\u8981\u66f4\u9ad8\u7684\u5594\uff01<\/p>\n\n\n\n<p>\u5176\u5be6\u7121\u8ad6\u662f\u4fe1\u7528\u5361\uff0c\u6216\u662f\u5148\u8cb7\u5f8c\u4ed8\u7684\u670d\u52d9\uff0c\u70ba\u7684\u90fd\u662f\u63d0\u4f9b\u6d88\u8cbb\u8005\u66f4\u4fbf\u5229\u5feb\u901f\u7684\u8cfc\u7269\u9ad4\u9a57\uff0c\u5176\u4e2d\u7684\u6838\u5fc3\u9084\u662f\u5728\u65bc\u81ea\u5df1\u80fd\u4e0d\u80fd\u597d\u597d\u63a7\u5236\u91d1\u6e90\u8ca1\u6d41\uff0c\u7dad\u6301\u826f\u597d\u7684\u6d88\u8cbb\u7fd2\u6163\uff01<\/p>\n\n\n\n<h2 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height=\"133\"\/><\/a><\/figure>\n<\/div><\/div>\n","protected":false},"excerpt":{"rendered":"<p>\u65b0\u8208\u7684\u6d88\u8cbb\u6a21\u5f0f\u300c\u5148\u8cb7\u5f8c\u4ed8\u300d\u53c8\u7a31\u300cBNPL\u300d\u662f\u4ec0\u9ebc\u5462\uff1f\u904b\u4f5c\u539f\u7406\u70ba\u4f55\uff1f\u548c\u4fe1\u7528\u5361\u5dee\u5225\u5728\u54ea\uff1f\u6709\u4ec0\u9ebc\u98a8\u96aa\uff1f \u9762\u5c0d\u8de8\u5883\u96fb\u5546 &#8230; <a title=\"\u5148\u8cb7\u5f8c\u4ed8\u662f\u4ec0\u9ebc\uff1fBNPL\u548c\u4fe1\u7528\u5361\u7684\u5dee\u5225\uff1f\u53f0\u7063\u65b0\u8208\u4ed8\u6b3e\u6a21\u5f0f\u4ecb\u7d39\uff01\" class=\"read-more\" href=\"https:\/\/farenguakao.com\/bnpl\/\" aria-label=\"Read more about 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