{"id":7398,"date":"2019-09-17T08:56:23","date_gmt":"2019-09-17T00:56:23","guid":{"rendered":"https:\/\/farenguakao.com\/?p=7398"},"modified":"2025-02-11T12:57:23","modified_gmt":"2025-02-11T04:57:23","slug":"debt-consolidation-process","status":"publish","type":"post","link":"https:\/\/farenguakao.com\/debt-consolidation-process\/","title":{"rendered":"\u50b5\u52d9\u5354\u5546\u6d41\u7a0b\u53ca\u5982\u4f55\u7533\u8acb\u6e96\u5099\u8cc7\u6599\uff1f\u524d\u7f6e\u5354\u5546\u6ce8\u610f\u4e8b\u9805\uff11\u7bc7\u641e\u5b9a\uff01"},"content":{"rendered":"\n<p>\u50b5\u52d9\u5354\u5546\u5c31\u6703\u6c38\u4e45\u4fe1\u7528\u4e0d\u826f\uff1f\u4e0d\u662f\u7684\uff01\u53d6\u5f97\u6e05\u511f\u8b49\u660e\u5f8c\u53ea\u6703\u8a3b\u8a18\u4e09\u5e74\u3002 \u50b5\u52d9\u5354\u5546\u6d41\u7a0b 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href=\"https:\/\/farenguakao.com\/debtors-negotiation\/\">\u500b\u5225\u5354\u5546\u4e00\u81f4\u6027\u65b9\u6848<\/a>\uff09\uff0c\u5247\u53ef\u4ee5\u63d0\u51fa\u4e8c\u6b21\u5354\u5546\u91cd\u65b0\u5354\u5546\u9084\u6b3e\u65b9\u5f0f\u3002<\/p>\n\n\n\n<p>\u8981\u6ce8\u610f\u7684\u662f\uff0c\u82e5\u524d\u7f6e\u5354\u5546\u5931\u6557\uff0c\u5247\u5fc5\u9700\u518d\u7b49\u534a\u5e74\u5f8c\u624d\u53ef\u518d\u6b21\u63d0\u51fa\u5354\u5546\u3002\u800c\u82e5\u60f3\u9032\u884c\u4e8c\u6b21\u5354\u5546\uff0c\u4e5f\u5fc5\u9700\u5728\u524d\u7f6e\u5354\u5546\u6b63\u5e38\u7e73\u6b3e\u4e00\u5e74\u5f8c\u624d\u53ef\u7533\u8acb\uff01<\/p>\n\n\n\n<p>\u5047\u5982\u60a8\u76ee\u524d\u5c1a\u672a\u7e73\u6b3e\u6eff\u4e00\u5e74\uff0c\u537b\u5df2\u7121\u6cd5\u7e7c\u7e8c\u7e73\u7d0d\u8cb8\u6b3e\u3001\u751f\u6d3b\u56f0\u96e3\uff0c\u53ef\u4ee5\u5c0b\u6c42\u5e6b\u52a9\uff0c\u8b93\u60a8\u66ab\u6642\u6e21\u904e\u96e3\u95dc\u3002<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"900\" height=\"900\" src=\"https:\/\/farenguakao.com\/wp-content\/uploads\/debt-consolidation-process02051.jpg\" alt=\"\u9996\u6b21\u5354\u5546\u8ddf\u4e8c\u6b21\u5354\u5546\u7684\u5dee\u7570\" class=\"wp-image-88221\" srcset=\"https:\/\/farenguakao.com\/wp-content\/uploads\/debt-consolidation-process02051.jpg 900w, https:\/\/farenguakao.com\/wp-content\/uploads\/debt-consolidation-process02051-300x300.jpg 300w, https:\/\/farenguakao.com\/wp-content\/uploads\/debt-consolidation-process02051-150x150.jpg 150w, https:\/\/farenguakao.com\/wp-content\/uploads\/debt-consolidation-process02051-768x768.jpg 768w\" sizes=\"auto, (max-width: 900px) 100vw, 900px\" \/><figcaption class=\"wp-element-caption\">\u9996\u6b21\u5354\u5546\u8ddf\u4e8c\u6b21\u5354\u5546\u7684\u5dee\u7570<\/figcaption><\/figure>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table><tbody><tr><td>\u5354\u5546\u9805\u76ee<\/td><td>\u500b\u5225\u5354\u5546<\/td><td>\u524d\u7f6e\u5354\u5546\uff08\u524d\u7f6e\u8abf\u89e3\uff09<\/td><td>\u50b5\u52d9\u5354\u5546<\/td><\/tr><tr><td>\u5354\u5546\u5c0d\u8c61<\/td><td>\u50b5\u52d9\u4eba\u4e3b\u52d5\u5411\u55ae\u4e00\u9280\u884c\u63d0\u51fa\u7533\u8acb<\/td><td>\u50b5\u52d9\u4eba\u4e3b\u52d5\u5411\u6700\u5927\u50b5\u6b0a\u9280\u884c\u63d0\u51fa\u7533\u8acb<\/td><td>\u9280\u884c\u4e3b\u52d5\u5411\u50b5\u6b0a\u4eba\u8a62\u554f\u662f\u5426\u9700\u8981\u5354\u5546\uff0c\u81ea\u884c\u8a55\u4f30\u5f8c\u5411\u6700\u5927\u50b5\u6b0a\u9280\u884c\u63d0\u51fa\u7533\u8acb<\/td><\/tr><tr><td>\u9084\u6b3e\u5c0d\u8c61<\/td><td>\u5411\u5404\u9280\u884c\u500b\u5225\u9084\u6b3e<\/td><td>\u5411\u55ae\u4e00\u9280\u884c\u9084\u6b3e<\/td><td>\u5411\u55ae\u4e00\u9280\u884c\u9084\u6b3e<\/td><\/tr><tr><td>\u5354\u5546\u65b9\u6848<\/td><td>\u514d\u9664\u5229\u606f<br>\u8abf\u964d\u5229\u7387<br>\u5ef6\u9577\u9084\u6b3e\u671f\u9650<br>\u6216\u6709\u4e00\u6b21\u6e05\u511f\u65b9\u6848\uff08\u6b20\u6b3e2\uff5e3\u6210\uff09<\/td><td>\u5c07\u8ca0\u50b5\u6574\u5408\u6210\u4e00\u7b46<br>\u8abf\u964d\u5229\u7387<br>\u5ef6\u9577\u9084\u6b3e\u671f\u9650<\/td><td>\u63d0\u51fa\u53ef\u8ca0\u64d4\u7684\u7e73\u6b3e\u65b9\u6848\uff0c\u5f9e\u4e2d\u9032\u884c\u5354\u5546\u3002<\/td><\/tr><tr><td>\u5e74\u9650\uff0f\u5229\u7387<\/td><td><strong>\u5e74\u9650<\/strong>\uff1a\u4e0d\u8d85\u904e\u5269\u9918\u5e74\u96502\u500d\u3001\u6700\u957713\u5e74<br><strong>\u5229\u7387<\/strong>\uff1a\u4e0d\u4f4e\u65bc\u539f\u8cb8\u6b3e\u6216\u540c\u985e\u578b\u8cb8\u6b3e\u5e73\u5747\u5229\u7387<\/td><td><strong>\u5e74\u9650<\/strong>\uff1a\u6700\u957715\u5e74<br><strong>\u5229\u7387<\/strong>\uff1a\u6700\u4f4e\u964d\u81f30%<\/td><td>\u4f9d\u5354\u5546\u7d50\u679c<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-\u4ec0\u9ebc\u4eba\u9700\u8981\u50b5\u52d9\u5354\u5546-\u5354\u5546\u5f8c\u6c38\u9060\u4fe1\u7528\u4e0d\u826f\u4e0d\u80fd\u8cb8\u6b3e\u4e86\u55ce\"><span class=\"ez-toc-section\" id=\"%E4%BB%80%E9%BA%BC%E4%BA%BA%E9%9C%80%E8%A6%81%E5%82%B5%E5%8B%99%E5%8D%94%E5%95%86%EF%BC%9F%E5%8D%94%E5%95%86%E5%BE%8C%E6%B0%B8%E9%81%A0%E4%BF%A1%E7%94%A8%E4%B8%8D%E8%89%AF%E4%B8%8D%E8%83%BD%E8%B2%B8%E6%AC%BE%E4%BA%86%E5%97%8E%EF%BC%9F\"><\/span>\u4ec0\u9ebc\u4eba\u9700\u8981\u50b5\u52d9\u5354\u5546\uff1f\u5354\u5546\u5f8c\u6c38\u9060\u4fe1\u7528\u4e0d\u826f\u4e0d\u80fd\u8cb8\u6b3e\u4e86\u55ce\uff1f<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u6839\u64da\u3008\u6d88\u8cbb\u8005\u50b5\u52d9\u6e05\u7406\u689d\u4f8b\u3009\u898f\u5b9a\uff0c\u53ea\u8981\u672a\u66fe\u53c3\u8207\u524d\u7f6e\u5354\u5546\u3001\u66fe\u53c3\u8207\u9280\u884c\u516c\u6703\u5354\u5546\u6a5f\u5236\uff0c\u6216\u662f\u5354\u5546\u672a\u6210\u7acb\u30015\u5e74\u5167\u672a\u5f9e\u4e8b\u71df\u696d\u6d3b\u52d5\u3001\u71df\u696d\u984d\u5e73\u5747\u6bcf\u6708NT$20\u842c\u5143\u4ee5\u4e0b\u4e4b\u81ea\u7136\u4eba\uff0c\u7a4d\u6b20\u91d1\u878d\u6a5f\u69cb\u50b5\u52d9\uff08\u6d88\u8cbb\u501f\u8cb8\u3001\u81ea\u7528\u4f4f\u5b85\u501f\u6b3e\u3001\u4fe1\u7528\u5361\u6216\u73fe\u91d1\u5361\u50b5\u52d9\u4e4b\u4e00\uff09\uff0c\u90fd\u53ef\u7533\u8acb\u524d\u7f6e\u5354\u5546\u3002<\/p>\n\n\n\n<p><strong>\u63db\u53e5\u8a71\u8aaa\uff0c\u9069\u5408\u7533\u8acb\u50b5\u52d9\u5354\u5546\u7684\u4eba\uff0c\u4e0d\u5916\u4e4e\u662f\u8ca0\u50b5\u6574\u5408\u5931\u6557\u3001\u8ca0\u50b5\u6bd4\u9ad8\u65bc22\u500d\u3001\u7121\u6cd5\u518d\u5411\u9280\u884c\u8cb8\u6b3e\u7684\u4eba\u3002<\/strong><\/p>\n\n\n\n<p>\u800c\u7533\u8acb\u5354\u5546\u4e4b\u5f8c\uff0c\u7684\u78ba\u6703\u7acb\u523b\u5728\u806f\u5fb5\u8a18\u9304\u4e2d\u8a3b\u8a18\u7455\u75b5\u3002\u4e0d\u904e\u7db2\u8def\u4e0a\u5e38\u898b\u5230\u6709\u4eba\u8aaa\u300c\u5354\u5546\u4e4b\u5f8c\u5c31\u6703\u6c38\u9060\u4fe1\u7528\u4e0d\u826f\uff1f\u300d\u3002<\/p>\n\n\n\n<p>\u4e26\u4e0d\u662f\u7684\uff0c\u7576\u60a8\u4f9d\u7167\u5354\u5546\u5167\u5bb9\u6e05\u511f\u8cb8\u6b3e\u4e26\u53d6\u5f97\u6e05\u511f\u8b49\u660e\u5f8c\uff0c\u4fe1\u7528\u7455\u75b5\u8a3b\u8a18\u6703\u63ed\u9732\u4e09\u5e74\uff0c\u4e09\u5e74\u4e4b\u5f8c\u4fbf\u53ef\u4ee5\u5411\u9280\u884c\u9032\u884c\u8cb8\u6b3e\u3001\u7533\u8fa6\u4fe1\u7528\u5361\u4e86\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u50b5\u52d9\u5354\u5546\u7533\u8acb\u689d\u4ef6\u6709\u54ea\u4e9b\uff1f<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u6709\u56b4\u91cd\u4fe1\u7528\u7455\u75b5\uff0c\u5c62\u6b21\u7533\u8acb\u50b5\u52d9\u6574\u5408\u90fd\u4e0d\u901a\u904e\u3002<\/li>\n\n\n\n<li>\u8ca0\u50b5\u6bd4\u5df2\u8d85\u904e\u6708\u6536\u5165\u768422\u500d\u3002<\/li>\n\n\n\n<li>\u5f9e\u4f86\u6c92\u6709\u53c3\u52a0\u904e\u300c\u524d\u7f6e\u5354\u5546\u300d\u6216\u300c95\u5e74\u5ea6\u50b5\u52d9\u5354\u5546\u300d\u3001\u6216\u8005\u66fe\u53c3\u52a0\u300c95\u5e74\u5ea6\u50b5\u52d9\u5354\u5546\u300d\u4f46\u6c92\u6709\u6210\u7acb\u3002<\/li>\n\n\n\n<li>5\u5e74\u5167\u6c92\u6709\u5f9e\u4e8b\u71df\u696d\u6d3b\u52d5\u3001\u6216\u5f9e\u4e8b\u5c0f\u898f\u6a21\u71df\u696d\u6d3b\u52d5\u71df\u696d\u984d\u5e73\u5747\u6bcf\u6708\u65b0\u81fa\u5e63 20\u842c\u5143\u4ee5\u4e0b\u3002<\/li>\n\n\n\n<li>\u6709\u7a4d\u6b20\u91d1\u878d\u6a5f\u69cb\u50b5\u52d9\u4e14\u6309\u671f\u9084\u6b3e\u6709\u56f0\u96e3\u3002<\/li>\n<\/ul>\n\n\n\n<p>\u5ef6\u4f38\u95b1\u8b80\uff1a\u300a<a href=\"https:\/\/farenguakao.com\/debt-burden-ratio\/\">\u500b\u4eba\u8ca0\u50b5\u6bd4\u7387\u904e\u9ad8\u600e\u9ebc\u8fa6\uff1f\u8ca0\u50b5\u6bd4\u8d85\u904e22\u500d\uff0c\u50b5\u52d9\u5354\u5546\/\u8ca0\u50b5\u6574\u5408\u9078\u54ea\u500b\uff1f<\/a>\u300b<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-\u50b5\u52d9\u5354\u5546\u9700\u8981\u6e96\u5099\u54ea\u4e9b\u6587\u4ef6\u8cc7\u6599-\u5354\u5546\u6d41\u7a0b\u70ba\u4f55\"><span class=\"ez-toc-section\" id=\"%E5%82%B5%E5%8B%99%E5%8D%94%E5%95%86%E9%9C%80%E8%A6%81%E6%BA%96%E5%82%99%E5%93%AA%E4%BA%9B%E6%96%87%E4%BB%B6%E8%B3%87%E6%96%99%EF%BC%9F%E5%8D%94%E5%95%86%E6%B5%81%E7%A8%8B%E7%82%BA%E4%BD%95%EF%BC%9F\"><\/span>\u50b5\u52d9\u5354\u5546\u9700\u8981\u6e96\u5099\u54ea\u4e9b\u6587\u4ef6\u8cc7\u6599\uff1f\u5354\u5546\u6d41\u7a0b\u70ba\u4f55\uff1f<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"900\" height=\"900\" src=\"https:\/\/farenguakao.com\/wp-content\/uploads\/debt-consolidation-process0205.jpg\" alt=\"\u50b5\u52d9\u5354\u55465\u6b65\u9a5f\" class=\"wp-image-88222\" srcset=\"https:\/\/farenguakao.com\/wp-content\/uploads\/debt-consolidation-process0205.jpg 900w, https:\/\/farenguakao.com\/wp-content\/uploads\/debt-consolidation-process0205-300x300.jpg 300w, https:\/\/farenguakao.com\/wp-content\/uploads\/debt-consolidation-process0205-150x150.jpg 150w, https:\/\/farenguakao.com\/wp-content\/uploads\/debt-consolidation-process0205-768x768.jpg 768w\" sizes=\"auto, (max-width: 900px) 100vw, 900px\" \/><figcaption class=\"wp-element-caption\">\u50b5\u52d9\u5354\u55465\u6b65\u9a5f<\/figcaption><\/figure>\n\n\n\n<p>\u7533\u8acb\u524d\u7f6e\u5354\u5546\u6240\u9700\u8981\u6e96\u5099\u7684\u6587\u4ef6\u8cc7\u6599\u5982\u4e0b\uff1a<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table><tbody><tr><td>\u7533\u8acb\u6587\u4ef6<\/td><td>\u7533\u8acb\u6a5f\u69cb<\/td><\/tr><tr><td>\u524d\u7f6e\u5354\u5546\u7533\u8acb\u66f8<\/td><td><a aria-label=\"\u9ede\u6b64\u4e0b\u8f09 (\u5728\u65b0\u5206\u9801\u4e2d\u958b\u555f)\" href=\"https:\/\/www.twidrp.org.tw\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u9ede\u6b64\u4e0b\u8f09<\/a><\/td><\/tr><tr><td>\u8eab\u5206\u8b49\u6b63\u53cd\u9762\u5f71\u672c<\/td><td>\u81ea\u884c\u5f71\u5370<\/td><\/tr><tr><td>\u8ca1\u7522\u6536\u652f\u72c0\u6cc1\u8aaa\u660e\u66f8<\/td><td><a aria-label=\"\u9ede\u6b64\u4e0b\u8f09 (\u5728\u65b0\u5206\u9801\u4e2d\u958b\u555f)\" href=\"https:\/\/www.twidrp.org.tw\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u9ede\u6b64\u4e0b\u8f09<\/a><\/td><\/tr><tr><td>\u50b5\u6b0a\u4eba\u6e05\u518a\u6b63\u672c<br>  (1) \u91d1\u878d\u6a5f\u69cb\u50b5\u6b0a\u4eba\u6e05\u518a<br>  (2) \u5176\u4ed6\u50b5\u6b0a\u4eba\u6e05\u518a<\/td><td>(1)\u5411\u806f\u5408\u5fb5\u4fe1\u4e2d\u5fc3\u7533\u8acb\u8fd11\u500b\u6708\u8cc7\u6599<br> (2)\u50b5\u52d9\u4eba\u81ea\u884c\u586b\u5beb\u975e\u91d1\u878d\u6a5f\u69cb\u50b5\u52d9(\u542b\u6c11\u9593\u50b5\u52d9)\u6216\u91d1\u878d\u6a5f\u69cb\u50b5\u6b0a\u4eba\u6e05\u518a\u672a\u63ed\u9732\u4e4b\u91d1\u878d\u50b5\u52d9<\/td><\/tr><tr><td>\u8fd1\u5169\u5e74\u7d9c\u5408\u6240\u5f97\u7a05\u8cc7\u6599\u6e05\u55ae<\/td><td>\u5411\u5404\u5730\u570b\u7a05\u5c40\u7533\u8acb<\/td><\/tr><tr><td>\u4e00\u500b\u6708\u5167\u6838\u767c\u7684\u8ca1\u7522\u8cc7\u6599\u6e05\u55ae<\/td><td>\u5411\u5404\u5730\u570b\u7a05\u5c40\u7533\u8acb<\/td><\/tr><tr><td>\u8fd1\u4e09\u500b\u6708\u85aa\u8cc7\u8b49\u660e\u6587\u4ef6<\/td><td>\u85aa\u8cc7\u55ae\u6b63\u672c\u6216\u85aa\u8f49\u5b58\u647a\u5f71\u672c<\/td><\/tr><tr><td>\u52de\u4fdd\u8cc7\u6599\u53ca\u660e\u7d30\u6b63\u672c<\/td><td>\u5411\u5404\u5730\u52de\u4fdd\u5c40\u7533\u8acb<\/td><\/tr><tr><td>\u6709\u91d1\u878d\u6a5f\u69cb\u51fa\u552e\u4e88\u8cc7\u7522\u7ba1\u7406\u516c\u53f8\u4e4b\u50b5\u52d9\u8005\u9700\u63d0\u4f9b\u76f8\u95dc\u8b49\u660e\u6587\u4ef6<\/td><td>\u5411\u539f\u91d1\u878d\u6a5f\u69cb\u7533\u8acb<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>\u5099\u9f4a\u4ee5\u4e0a\u6587\u4ef6\uff0c\u4ee5\u639b\u865f\u5bc4\u4ea4\u6700\u5927\u50b5\u6b0a\u91d1\u878d\u6a5f\u69cb\u63d0\u51fa\u7533\u8acb\u5373\u53ef\u3002<\/p>\n\n\n\n<p>\u5bc4\u51fa\u6587\u4ef6\u3001\u63d0\u51fa\u5354\u5546\u8acb\u6c42\u4e4b\u7fcc\u65e5\u8d7725~30\u65e5\u958b\u59cb\u5354\u5546\uff0c\u81ea\u958b\u59cb\u5354\u5546\u4e4b\u7fcc\u65e5\u8d7745~90\u65e5\u5b8c\u6210\u5354\u5546\u4f5c\u696d\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-\u50b5\u52d9\u5354\u5546\u6d41\u7a0b-\u5982\u4e0b\"><span class=\"ez-toc-section\" id=\"%E5%82%B5%E5%8B%99%E5%8D%94%E5%95%86%E6%B5%81%E7%A8%8B_%E5%A6%82%E4%B8%8B\"><\/span>\u50b5\u52d9\u5354\u5546\u6d41\u7a0b \u5982\u4e0b<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-image\"><img loading=\"lazy\" decoding=\"async\" width=\"901\" height=\"901\" src=\"https:\/\/farenguakao.com\/wp-content\/uploads\/2019\/09\/2003.jpg\" alt=\"\u50b5\u52d9\u5354\u5546\u6d41\u7a0b\" class=\"wp-image-7418\" srcset=\"https:\/\/farenguakao.com\/wp-content\/uploads\/2019\/09\/2003.jpg 901w, https:\/\/farenguakao.com\/wp-content\/uploads\/2019\/09\/2003-150x150.jpg 150w, https:\/\/farenguakao.com\/wp-content\/uploads\/2019\/09\/2003-300x300.jpg 300w, https:\/\/farenguakao.com\/wp-content\/uploads\/2019\/09\/2003-768x768.jpg 768w\" sizes=\"auto, (max-width: 901px) 100vw, 901px\" \/><figcaption class=\"wp-element-caption\">\u50b5\u52d9\u5354\u5546\u6d41\u7a0b<\/figcaption><\/figure>\n\n\n\n<p>\u9280\u884c\u53ea\u63a5\u53d7\u672c\u4eba\u89aa\u81ea\u7533\u8acb\u50b5\u52d9\u5354\u5546\uff0c\u5982\u679c\u9700\u8981\u5c0b\u6c42\u6cd5\u5f8b\u5354\u52a9\uff0c\u4e5f\u53ef\u4ee5\u59d4\u8a17\u5f8b\u5e2b\u6216\u662f\u5411\u300c\u8ca1\u5718\u6cd5\u4eba\u6cd5\u5f8b\u6276\u52a9\u57fa\u91d1\u6c42\u52a9\u300d\u3002<\/p>\n\n\n\n<p>\u6574\u500b\u6d41\u7a0b\u7d04\u970090\u5929\u5de6\u53f3\u3002<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>\u63d0\u51fa\u50b5\u52d9\u5354\u5546\u7533\u8acb<\/strong>\uff1a\u4ee5\u66f8\u9762\u5f62\u5f0f\uff0c\u5411\u50b5\u6b0a\u4eba\u6e05\u518a\u4e2d\u6700\u5927\u7684\u50b5\u6b0a\u91d1\u878d\u6a5f\u69cb\u7533\u8acb\u524d\u7f6e\u5354\u5546\u3002\u53ef\u4ee5\u76f4\u63a5\u4ea4\u7d66\u6700\u8fd1\u7684\u5206\u884c\uff0c\u4e0d\u9700\u8981\u5411\u8a72\u9280\u884c\u7e3d\u884c\u7533\u8acb\u3002\u63d0\u4f9b\u53ef\u9023\u7d61\u4e4b\u96fb\u8a71\u5730\u5740\uff0c\u914d\u5408\u5354\u5546\u9762\u8ac7<\/li>\n\n\n\n<li><strong>\u958b\u59cb\u5354\u5546<\/strong>\uff1a\u6700\u5927\u50b5\u6b0a\u9280\u884c\u6536\u5230\u7533\u8acb\u5f8c25~30\u5929\u958b\u59cb\u5354\u5546\uff0c\u6240\u6709\u50b5\u6b0a\u9280\u884c\u6703\u572845~90\u5929\u5f8c\u5354\u5546\u5b8c\u6210\u3002<\/li>\n\n\n\n<li><strong>\u5354\u5546\u6210\u7acb<\/strong>\uff1a\u5354\u5546\u6210\u7acb\u3001\u9054\u6210\u5171\u8b58\uff0c\u64ec\u5b9a\u51fa\u4e00\u500b\u501f\u6b3e\u4eba\u53ef\u4ee5\u57f7\u884c\u7684\u9084\u6b3e\u65b9\u6848\u3002<\/li>\n\n\n\n<li><strong>\u9084\u6b3e\u5b8c\u7562<\/strong>\uff1a\u501f\u6b3e\u4eba\u4f9d\u6e05\u511f\u65b9\u6848\u9084\u6b3e\uff0c\u5982\u671f\u6e96\u6642\u7e73\u6b3e\uff0c\u4e26\u4e14\u5168\u90e8\u6e05\u511f\u5b8c\u7562\u3002<\/li>\n\n\n\n<li><strong>\u53d6\u5f97\u6e05\u511f\u8b49\u660e<\/strong>\uff1a\u6240\u6709\u6b20\u6b3e\u90fd\u6e05\u511f\u5b8c\u7562\u5f8c\u8a18\u5f97\u8981\u5411\u9280\u884c\u7533\u8acb\u6e05\u511f\u8b49\u660e\u3002<\/li>\n<\/ol>\n\n\n\n<p>\u5982\u679c\u50b5\u52d9\u5354\u5546\u4e0d\u6210\u7acb\uff0c\u5c31\u6703\u9032\u5165\u4e0b\u4e00\u500b\u968e\u6bb5\uff1a\u8072\u8acb\u66f4\u751f\u6216\u6e05\u7b97\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-\u50b5\u52d9\u5354\u5546\u512a\u7f3a\u9ede-\u6ce8\u610f\u4e8b\u9805\u5c0f\u53ee\u5680\"><span class=\"ez-toc-section\" id=\"%E5%82%B5%E5%8B%99%E5%8D%94%E5%95%86%E5%84%AA%E7%BC%BA%E9%BB%9E%E3%80%81%E6%B3%A8%E6%84%8F%E4%BA%8B%E9%A0%85%E5%B0%8F%E5%8F%AE%E5%9A%80%EF%BC%81\"><\/span>\u50b5\u52d9\u5354\u5546\u512a\u7f3a\u9ede\u3001\u6ce8\u610f\u4e8b\u9805\u5c0f\u53ee\u5680\uff01<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u96d6\u7136\u8aaa\u50b5\u52d9\u5354\u5546\u6703\u5728\u806f\u5fb5\u6a94\u6848\u4e0a\u7559\u4e0b\u4fe1\u7528\u7455\u75b5\u7684\u8a18\u9304\uff0c\u4e14\u9808\u5f85\u6e05\u511f\u5f8c\u4e09\u5e74\u624d\u6703\u62b9\u9664\uff0c\u7136\u800c\u7576\u50b5\u52d9\u8ca0\u64d4\u904e\u5927\uff0c\u4e14\u5df2\u4e0d\u80fd\u9032\u884c\u50b5\u52d9\u6574\u5408\u3001\u4e0d\u80fd\u518d\u5411\u9280\u884c\u8cb8\u6b3e\uff08\u4e5f\u4e0d\u5efa\u8b70\u4ee5\u50b5\u990a\u50b5\uff09\uff0c\u76e1\u65e9\u7533\u8fa6\u50b5\u52d9\u5354\u5546\u4fbf\u662f\u6700\u597d\u7684\u89e3\u6c7a\u8fa6\u6cd5\u3002<\/p>\n\n\n\n<p> \u53e6\u5916\uff0c\u82e5\u5df2\u6210\u529f\u8fa6\u7406\u904e\u524d\u7f6e\u5354\u5546\uff0c\u5728\u7e73\u6b3e\u6642\u537b\u53c8\u767c\u73fe\u6709\u56f0\u96e3\uff0c\u5343\u842c\u4e0d\u8981\u7b49\u5230\u7121\u6cd5\u7e73\u6b3e\u3001\u9020\u6210\u6bc0\u8afe\u624d\u6c42\u52a9\uff0c\u8a18\u5f97\u76e1\u65e9\u63d0\u51fa\u4e8c\u6b21\u5354\u5546\u7533\u8acb\uff01<\/p>\n\n\n\n<p>\u5728\u806f\u5fb5\u8a18\u9304\u4e0a\u524d\u7f6e\u5354\u5546\u3001\u66f4\u751f\u3001\u6e05\u7b97\u90fd\u6709\u4e0d\u540c\u7684\u8a3b\u8a18\u6a19\u6e96\u8207\u63ed\u9732\u5e74\u9650\u7684\uff01<\/p>\n\n\n\n<p>\u5728\u5354\u5546\u6642\u8ac7\u5230\u7684\u8cb8\u6b3e\u5229\u7387\u4e5f\u5f88\u5927\u7a0b\u5ea6\u5730\u5f71\u97ff\u5230\u63a5\u4e0b\u4f86\u7684\u9084\u6b3e\u9032\u5ea6\u8207\u751f\u6d3b\u54c1\u8cea\uff0c\u53ef\u4ee5\u900f\u904e\u8cb8\u6b3e\u901a\u5c08\u696d\u8aee\u8a62\u5e6b\u52a9\u4f60\u722d\u53d6\u5230\u66f4\u597d\u7684\u65b9\u6848\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-\u50b5\u52d9\u5354\u5546\u512a\u7f3a\u9ede\u6bd4\u8f03\"><span class=\"ez-toc-section\" id=\"%E5%82%B5%E5%8B%99%E5%8D%94%E5%95%86%E5%84%AA%E7%BC%BA%E9%BB%9E%E6%AF%94%E8%BC%83\"><\/span>\u50b5\u52d9\u5354\u5546\u512a\u7f3a\u9ede\u6bd4\u8f03<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"900\" height=\"900\" src=\"https:\/\/farenguakao.com\/wp-content\/uploads\/debt-consolidation-process01211.jpg\" alt=\"\u524d\u7f6e\u5354\u5546\u7684\u512a\u9ede\" class=\"wp-image-61701\" srcset=\"https:\/\/farenguakao.com\/wp-content\/uploads\/debt-consolidation-process01211.jpg 900w, https:\/\/farenguakao.com\/wp-content\/uploads\/debt-consolidation-process01211-300x300.jpg 300w, https:\/\/farenguakao.com\/wp-content\/uploads\/debt-consolidation-process01211-150x150.jpg 150w, https:\/\/farenguakao.com\/wp-content\/uploads\/debt-consolidation-process01211-768x768.jpg 768w\" sizes=\"auto, (max-width: 900px) 100vw, 900px\" \/><figcaption class=\"wp-element-caption\">\u524d\u7f6e\u5354\u5546\u7684\u512a\u9ede<\/figcaption><\/figure>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table><tbody><tr><td>\u512a\u9ede<\/td><td>\u7f3a\u9ede<\/td><\/tr><tr><td>\u6574\u5408\u8ca0\u50b5\u8cb8\u6b3e <\/td><td>\u6703\u6709\u806f\u5fb5\u8a3b\u8a18<\/td><\/tr><tr><td>\u964d\u4f4e\u6708\u7e73\u91d1\u984d<\/td><td>\u4e0d\u80fd\u7533\u8fa6\u8cb8\u6b3e<\/td><\/tr><tr><td>\u964d\u4f4e\u8cb8\u6b3e\u5229\u7387<\/td><td>\u4e0d\u80fd\u8fa6\u4fe1\u7528\u5361<\/td><\/tr><tr><td>\u7d71\u4e00\u6a5f\u69cb\u7e73\u6b3e<\/td><td><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E5%82%B5%E5%8B%99%E5%8D%94%E5%95%86%E6%B8%85%E5%AE%8C%E4%B9%8B%E5%BE%8C%E5%A4%9A%E4%B9%85%E6%81%A2%E5%BE%A9%E4%BF%A1%E7%94%A8%EF%BC%9F\"><\/span>\u50b5\u52d9\u5354\u5546\u6e05\u5b8c\u4e4b\u5f8c\u591a\u4e45\u6062\u5fa9\u4fe1\u7528\uff1f<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u50b5\u52d9\u5354\u5546\u8a3b\u8a18\u81ea\u5168\u90e8\u50b5\u52d9\u6e05\u511f\u65e5\u8d77\u52a01\u5e74\u6703\u6062\u5fa9\u7a7a\u767d\uff0c\u91cd\u65b0\u57f9\u990a\u4fe1\u7528\u3002<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table><tbody><tr><td>\u806f\u5fb5\u7d00\u9304\u4fe1\u7528\u8cc7\u6599 <\/td><td>\u63ed\u9732\u671f\u9650<\/td><\/tr><tr><td>\u5354\u5546\u4e0d\u6210\u7acb <\/td><td>\u7d50\u6848\u65e5\u8d77\u52a06\u500b\u6708<\/td><\/tr><tr><td>\u5354\u5546\u6210\u7acb <\/td><td>\u5168\u90e8\u50b5\u52d9\u6e05\u511f\u65e5\u8d77\u52a01\u5e74<\/td><\/tr><tr><td>\u6bc0\u8afe\u672a\u6e05\u511f <\/td><td>\u81ea\u6bc0\u8afe\u65e5\u8d77\u52a03\u5e74<\/td><\/tr><tr><td>\u66f4\u751f <\/td><td>\u5c65\u884c\u5b8c\u7562\u65e5\u8d77\u52a04\u5e74<\/td><\/tr><tr><td>\u7834\u7522\u5ba3\u544a\u7d00\u9304\u6216\u6e05\u7b97\u88c1\u5b9a\u8a3b\u8a18 <\/td><td>10\u5e74<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>\u5ef6\u4f38\u95b1\u8b80:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>&lt;<a href=\"https:\/\/farenguakao.com\/creditloans\/\">\u300a\u8ca0\u50b5\u6574\u5408\u8ddf\u50b5\u52d9\u5354\u5546\u5dee\u5225\u5728\u90a3?\u300b\u4fe1\u7528\u5361\u8ca0\u50b5\u6574\u5408\u7533\u8acb\u624b\u7e8c\u8cbb\u591a\u5c11\u9322<\/a>&gt;<\/li>\n\n\n\n<li><a href=\"https:\/\/farenguakao.com\/debt-consolidation\/\">\u8ca0\u50b5\u6574\u5408\u63a8\u85a6:\u5c07\u8cb8\u6b3e\u5361\u50b5\u6574\u5408\u6253\u5305,\u5229\u73871.88%\u8d77!\u7bc0\u7701\u5229\u606f\u62c9\u9577\u9084\u6b3e\u5e74\u9650<\/a><\/li>\n\n\n\n<li>\u300a<a href=\"https:\/\/farenguakao.com\/debtors-negotiation\/\">\u50b5\u52d9\u5354\u5546\u6216\u524d\u7f6e\u5354\u5546\u5f8c\uff0c\u53c8\u7121\u6cd5\u6309\u6642\u9084\u6b3e\uff0c\u8a72\u600e\u9ebc\u8fa6\uff1f<\/a>\u300b<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E5%82%B5%E5%8B%99%E5%8D%94%E5%95%86Q_A\"><\/span>\u50b5\u52d9\u5354\u5546Q&amp;A<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<div class=\"schema-faq wp-block-yoast-faq-block\"><div class=\"schema-faq-section\" id=\"faq-question-36\"><strong class=\"schema-faq-question\">\u50b5\u52d9\u5354\u5546\u591a\u4e45\u6062\u5fa9\u4fe1\u7528\uff1f<\/strong> <p class=\"schema-faq-answer\">\u50b5\u52d9\u5354\u5546\u8a3b\u8a18\u81ea\u5168\u90e8\u50b5\u52d9\u6e05\u511f\u65e5\u8d77\u52a01\u5e74\u6703\u6062\u5fa9\u7a7a\u767d\uff0c\u91cd\u65b0\u57f9\u990a\u4fe1\u7528\u3002<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-15\"><strong class=\"schema-faq-question\">\u5354\u5546\u5f8c\uff0c\u9084\u6b3e\u9084\u662f\u6709\u56f0\u96e3\u600e\u9ebc\u8fa6\uff1f<\/strong> <p class=\"schema-faq-answer\">\u82e5\u66fe\u53c3\u8207\u300c95 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class=\"schema-faq-answer\">\u6bc0\u8afe\uff08\u82e5\u5df2\u7121\u6b63\u5e38\u7e73\u6b3e\u5373\u70ba\u6bc0\u8afe\uff0c\u5c07\u9032\u884c\u500b\u5225\u5354\u5546\u4e00\u81f4\u6027\u65b9\u6848\uff09\uff0c\u537b\u4ecd\u6709\u9084\u6b3e\u610f\u9858\u53ca\u6709\u9084\u6b3e\u80fd\u529b\uff0c\u5247\u53ef\u4ee5\u63d0\u51fa\u4e8c\u6b21\u5354\u5546\u91cd\u65b0\u5354\u5546\u9084\u6b3e\u65b9\u5f0f\u3002<\/p> <\/div> 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