{"id":7099,"date":"2019-06-19T14:45:06","date_gmt":"2019-06-19T06:45:06","guid":{"rendered":"https:\/\/farenguakao.com\/?p=7099"},"modified":"2025-01-08T07:59:35","modified_gmt":"2025-01-07T23:59:35","slug":"comparative-mortgage-interest-rate","status":"publish","type":"post","link":"https:\/\/farenguakao.com\/comparative-mortgage-interest-rate\/","title":{"rendered":"\u623f\u8cb8\u5229\u7387\u600e\u9ebc\u9078\uff1f\u4e00\u6bb5\u5f0f\u5229\u7387\u53ca\u5206\u6bb5\u5f0f\u5229\u7387\uff0c\u9019\u6a23\u9078\u6700\u5212\u7b97\uff01"},"content":{"rendered":"\n<p>\u623f\u8cb8\u5229\u7387\u6bd4\u8f03:\u623f\u8cb8\u5229\u7387\u5206\u70ba\u300c<strong>\u4e00\u6bb5\u5f0f\u5229\u7387<\/strong>\u300d\u53ca\u300c<strong>\u5206\u6bb5\u5f0f\u5229\u7387<\/strong>\u300d\u3002<\/p>\n\n\n\n<p>\u4e00\u6bb5\u5f0f\u5229\u7387\u8cb8\u6b3e\u7e3d\u91d1\u984d\u8f03\u4f4e\uff0c\u9577\u671f\u5229\u606f\u7a69\u5b9a\u3002\u800c\u5206\u6bb5\u5f0f\u5229\u7387\u524d\u671f\u58d3\u529b\u5c0f\uff0c\u7136\u800c\u9084\u6b3e\u7e3d\u984d\u8f03\u9ad8\uff0c\u5169\u7a2e\u623f\u8cb8\u5229\u7387\u5404\u6709\u4e0d\u540c\u7684\u512a\u9ede\u53ca\u7f3a\u9ede\uff0c\u9069\u5408\u4e0d\u540c\u985e\u578b\u7684\u4eba\u5011\u4f7f\u7528\u3002<\/p>\n\n\n\n\n\n\n\n<div 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title=\"\u623f\u8cb8\u5229\u7387\u6bd4\u8f03Q&amp;A\">\u623f\u8cb8\u5229\u7387\u6bd4\u8f03Q&amp;A<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/farenguakao.com\/comparative-mortgage-interest-rate\/#%E6%9C%89%E6%9B%B4%E5%A4%9A_%E6%88%BF%E8%B2%B8%E5%88%A9%E7%8E%87%E6%AF%94%E8%BC%83_%E5%95%8F%E9%A1%8C%E6%83%B3%E8%AB%AE%E8%A9%A2%E8%A9%B2%E6%80%8E%E9%BA%BC%E5%81%9A%EF%BC%9F%E3%80%82\" title=\"\u6709\u66f4\u591a \u623f\u8cb8\u5229\u7387\u6bd4\u8f03 \u554f\u984c\u60f3\u8aee\u8a62\u8a72\u600e\u9ebc\u505a\uff1f\u3002\">\u6709\u66f4\u591a \u623f\u8cb8\u5229\u7387\u6bd4\u8f03 \u554f\u984c\u60f3\u8aee\u8a62\u8a72\u600e\u9ebc\u505a\uff1f\u3002<\/a><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\" id=\"h-\u623f\u8cb8\u5229\u7387\u600e\u9ebc\u9078\"><span class=\"ez-toc-section\" id=\"%E6%88%BF%E8%B2%B8%E5%88%A9%E7%8E%87%E6%80%8E%E9%BA%BC%E9%81%B8\"><\/span>\u623f\u8cb8\u5229\u7387\u600e\u9ebc\u9078?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u8cb7\u623f\u4e0d\u662f\u4e00\u4ef6\u5bb9\u6613\u7684\u4e8b\uff0c\u597d\u4e0d\u5bb9\u6613\u627e\u5230\u9069\u5408\u81ea\u5df1\u7684\u5c4b\u5b50\uff0c\u4e5f\u6e4a\u8db3\u982d\u671f\u6b3e\uff0c\u4f46\u7576\u9280\u884c\u5217\u51fa\u5bc6\u5bc6\u9ebb\u9ebb\u7684\u5408\u7d04\uff0c\u8981\u4f60\u9078\u64c7\u300c<strong>\u4e00\u6bb5\u5f0f\u5229\u7387<\/strong>\u300d\u6216\u300c<strong>\u5206\u6bb5\u5f0f\u5229\u7387<\/strong>\u300d\u6642\uff0c\u5e38\u5e38\u6703\u8b93\u4eba\u4e00\u982d\u9727\u6c34\u3002<\/p>\n\n\n\n<p>\u800c\u4e00\u6bb5\u5f0f\u5229\u7387\u8207\u5206\u6bb5\u5f0f\u5229\u7387\u6709\u4ec0\u9ebc\u5340\u5225\u3001\u8981\u600e\u9ebc\u9078\u624d\u5212\u7b97\uff0c\u9019\u7bc7\u6587\u7ae0\u8b93\u4f60\u4e00\u770b\u5c31\u61c2!\u4e8c\u7a2e\u623f\u8cb8\u5229\u7387\u6bd4\u8f03\u5927PK \u3002  <\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-\u623f\u8cb8\u5229\u7387-\u4e00\u6bb5\u5f0f\u5229\u7387-\u5206\u6bb5\u5f0f\u5229\u7387\u662f\u4ec0\u9ebc\"><span class=\"ez-toc-section\" id=\"%E6%88%BF%E8%B2%B8%E5%88%A9%E7%8E%87_%E4%B8%80%E6%AE%B5%E5%BC%8F%E5%88%A9%E7%8E%87%E3%80%81%E5%88%86%E6%AE%B5%E5%BC%8F%E5%88%A9%E7%8E%87%E6%98%AF%E4%BB%80%E9%BA%BC%EF%BC%9F\"><\/span>\u623f\u8cb8\u5229\u7387:\u4e00\u6bb5\u5f0f\u5229\u7387\u3001\u5206\u6bb5\u5f0f\u5229\u7387\u662f\u4ec0\u9ebc\uff1f<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u623f\u8cb8\u7684\u5229\u7387\u7b97\u6cd5\u773e\u591a\uff0c\u800c\u6700\u5e38\u898b\u7684\u7b97\u6cd5\u662f\u300c\u4e00\u6bb5\u5f0f\u5229\u7387\u300d\u8207\u300c\u5206\u6bb5\u5f0f\u5229\u7387\u300d\uff0c<strong>\u9019\u5169\u8005\u7684\u5dee\u5225\u5728\u65bc\u9084\u6b3e\u7684\u5229\u7387\u6703\u4e0d\u6703\u5206\u6bb5\u8a08\u7b97\u3002<\/strong><\/p>\n\n\n\n<h3 class=\"wp-block-heading\">1.\u4e00\u6bb5\u5f0f\u5229\u7387\uff1a<\/h3>\n\n\n\n<p>\u9867\u540d\u601d\u7fa9\uff0c\u4e00\u6bb5\u5f0f\u5229\u7387\u5728\u9084\u6b3e\u671f\u9593\u90fd\u662f\u4ee5\u76f8\u540c\u300c\u52a0\u78bc\u5229\u7387\u300d\u4f86\u7b97\u5229\u606f\uff0c\u800c\u8a08\u7b97\u516c\u5f0f\u662f\u300c\u6307\u6578\u5229\u7387\u300d\u8207\u300c\u52a0\u78bc\u5229\u7387\u300d\u5408\u4f75\u3002<\/p>\n\n\n\n<p>\u800c\u6307\u6578\u5229\u7387\u7684\u7b97\u6cd5\u4f9d\u5404\u9280\u884c\u4e0d\u540c\uff0c\u4f46\u4e00\u5b9a\u6703\u8207\u4e2d\u592e\u9280\u884c\u5ba3\u5e03\u8abf\u5347\u964d\u606f\u540c\u6b65\u8b8a\u52d5\uff1b\u52a0\u78bc\u5229\u7387\u5247\u662f\u8861\u91cf\u501f\u6b3e\u8005\u7684\u4fe1\u7528\u689d\u4ef6\u56e0\u4eba\u800c\u7570\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">2.\u5206\u6bb5\u5f0f\u5229\u7387\uff1a<\/h3>\n\n\n\n<p>\u7531\u65bc\u5c07\u52a0\u78bc\u5229\u7387\u4f9d\u7167\u6642\u9593\u5206\u6bb5\uff0c\u5c07\u76f8\u95dc\u6578\u64da\u756b\u6210\u8868\u683c\u6642\u5f88\u50cf\u968e\u68af\u72c0\uff0c\u56e0\u6b64\u5206\u6bb5\u5f0f\u5229\u7387\u53c8\u88ab\u7a31\u70ba\u300c\u968e\u68af\u578b\u623f\u8cb8\u300d\u3002<\/p>\n\n\n\n<p><strong>\u5206\u6bb5\u5229\u7387\u591a\u6578\u5206\u6210\u5169\u6bb5\u6216\u4e09\u6bb5\uff0c\u524d\u671f\u7684\u5229\u7387\u6bd4\u8f03\u4f4e\uff0c\u800c\u5f8c\u671f\u8f03\u9ad8\uff1b\u8a08\u7b97\u65b9\u5f0f\u662f\u300c\u6307\u6578\u5229\u7387\u300d\u52a0\u4e0a\u300c\u52a0\u78bc\u5229\u7387\u300d\uff0c\u800c\u52a0\u78bc\u5229\u7387\u6703\u96a8\u9084\u6b3e\u6642\u9593\u589e\u52a0\u3002<\/strong><\/p>\n\n\n\n<p>\u5ef6\u4f38\u95b1\u8b80:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u300a<a href=\"https:\/\/farenguakao.com\/annual-rate\/\">\u8cb8\u6b3e\u7684\u5e74\u5229\u7387\u662f\u600e\u9ebc\u8a08\u7b97\u7684?<\/a>\u300b<\/li>\n\n\n\n<li>\u300a<a href=\"https:\/\/farenguakao.com\/interest\/\">\u5229\u606f\u8a08\u7b97\u539f\u7406\u5927\u516c\u958b\uff01\u8cb8\u6b3e\u5229\u606f\u55ae\u5229\uff0f\u8907\u5229\u7b97\u6cd5\u600e\u9ebc\u7b97\uff1f\u8cb8\u6b3e\u9677\u9631\u4e0d\u53ef\u4e0d\u77e5<\/a>\u300b<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-\u4e00\u6bb5\u5f0f\u5229\u7387\u8207\u5206\u6bb5\u5f0f\u5229\u7387\u54ea\u500b\u6bd4\u8f03\u597d\"><span class=\"ez-toc-section\" id=\"%E4%B8%80%E6%AE%B5%E5%BC%8F%E5%88%A9%E7%8E%87%E8%88%87%E5%88%86%E6%AE%B5%E5%BC%8F%E5%88%A9%E7%8E%87%E5%93%AA%E5%80%8B%E6%AF%94%E8%BC%83%E5%A5%BD%EF%BC%9F\"><\/span>\u4e00\u6bb5\u5f0f\u5229\u7387\u8207\u5206\u6bb5\u5f0f\u5229\u7387\u54ea\u500b\u6bd4\u8f03\u597d\uff1f<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u4e00\u6bb5\u8207\u5206\u6bb5\u5229\u7387\u7684\u512a\u52a3\u5dee\u7570\uff0c\u53ef\u4ee5\u5f9e\u9084\u6b3e\u7e3d\u91d1\u984d\u8207\u8ca1\u52d9\u898f\u5283\u5169\u500b\u9762\u5411\u4f86\u8ac7\uff1a<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-\u4e00-\u9084\u6b3e\u7e3d\u91d1\u984d-\u4e00\u6bb5\u5f0f\u5229\u7387\u9084\u6b3e\u91d1\u984d\u4f4e\">\u4e00\u3001\u9084\u6b3e\u7e3d\u91d1\u984d\uff1a\u4e00\u6bb5\u5f0f\u5229\u7387\u9084\u6b3e\u91d1\u984d\u4f4e<\/h3>\n\n\n\n<p><strong>\u4e00\u6bb5\u5f0f\u5229\u7387\uff1a\u9084\u6b3e\u7e3d\u984d\u4f4e<\/strong><\/p>\n\n\n\n<p>\u8209\u4f8b\u800c\u8a00\uff0c\u5047\u8a2d\u4fe1\u7528\u826f\u597d\u7684\u8cb8\u6b3e\u4eba\u7533\u8acb 600 \u842c\u623f\u8cb8 20 \u5e74\uff0c\u4ee5\u5229\u7387 2\uff05 \u4e00\u6bb5\u5f0f\u8cb8\u6b3e\u3002\u6700\u5f8c\u9084\u6b3e\u7e3d\u984d\u6703\u662f 728 \u842c\u5143\u3002<\/p>\n\n\n\n<p><strong>\u5206\u6bb5\u5f0f\u5229\u7387\uff1a\u9084\u6b3e\u7e3d\u984d\u9ad8<\/strong><\/p>\n\n\n\n<p>\u5c0d\u6bd4\u4f86\u8aaa\uff0c\u76f8\u540c\u689d\u4ef6\u7684\u501f\u6b3e\u4eba\uff0c\u7533\u8acb 600 \u842c\u5143\u8cb8\u6b3e\uff0c\u53ef\u80fd\u4ee5\u5206\u6bb5\u9996\u671f\u5229\u7387\u524d\u516d\u500b\u6708 1.65% \uff0c\u7b2c\u4e03\u500b\u6708\u8d77 2.1% \u5206\u6bb5\u5229\u7387\u8cb8\u6b3e\u3002\u9084\u6b3e\u984d\u7e3d\u8a08 734 \u842c\u5143\uff0c\u6bd4\u8d77\u4e00\u6bb5\u5f0f\u5229\u7387\u9ad8\u51fa\u4e86 6 \u842c\u5143\u3002<\/p>\n\n\n\n<p>\u5ef6\u4f38\u95b1\u8b80\uff1a\u300a<a href=\"https:\/\/farenguakao.com\/mortgage-repayment-period\/\">\u623f\u8cb8\u61c9\u8a72\u8cb8 30 \u5e74\u9084\u662f 20 \u5e74\uff1f<\/a>\u300b<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-\u4e8c-\u8ca1\u52d9\u898f\u5283\u9762\u5411-\u4e00\u6bb5\u5f0f\u8cb8\u6b3e\u524d\u671f\u58d3\u529b\u5927\">\u4e8c\u3001\u8ca1\u52d9\u898f\u5283\u9762\u5411\uff1a\u4e00\u6bb5\u5f0f\u8cb8\u6b3e\u524d\u671f\u58d3\u529b\u5927<\/h3>\n\n\n\n<p><strong>\u4e00\u6bb5\u5f0f\u5229\u7387\uff1a\u524d\u671f\u9084\u6b3e\u58d3\u529b\u5927\uff1b\u9577\u671f\u5229\u606f\u7a69\u5b9a\u3002<\/strong><\/p>\n\n\n\n<p>\u5728\u9084\u6b3e\u524d\u671f\uff0c\u4e00\u6bb5\u5f0f\u5229\u7387\u6c92\u6709\u76f8\u61c9\u7684\u512a\u60e0\u63aa\u65bd\uff0c\u6703\u4f7f\u9084\u6b3e\u58d3\u529b\u8f03\u5927\u3002\u800c\u9577\u671f\u800c\u8a00\uff0c\u6708\u5229\u606f\u8b8a\u5316\u76f8\u8f03\u5e73\u7a69\uff0c\u5bb9\u6613\u63a7\u5236\u652f\u51fa\u3002<\/p>\n\n\n\n<p><strong>\u5206\u6bb5\u5f0f\u5229\u7387\uff1a\u524d\u671f\u9084\u6b3e\u58d3\u529b\u5c0f\uff1b\u9577\u671f\u5229\u606f\u7de9\u589e<\/strong><\/p>\n\n\n\n<p>\u7531\u65bc\u5206\u6bb5\u5f0f\u623f\u8cb8\u5728\u9996\u671f\u7684\u5e7e\u500b\u6708\u5229\u7387\u8f03\u4f4e\uff0c\u56e0\u6b64\u53ef\u4ee5\u6709\u6548\u7d13\u7de9\u525b\u6e4a\u5b8c\u982d\u671f\u6b3e\u7684\u7d93\u6fdf\u58d3\u529b\uff0c\u8b93\u8cfc\u5c4b\u7684\u5f8c\u6709\u5145\u8db3\u6e96\u5099\u7de9\u885d\u6642\u9593\uff0c\u4e0d\u6703\u99ac\u4e0a\u9762\u81e8\u9ad8\u984d\u9084\u6b3e\u3002<\/p>\n\n\n\n<p>\u4f46\u5f8c\u671f\u5229\u7387\u9010\u6f38\u8abf\u5347\uff0c\u9084\u6b3e\u4e5f\u6703\u589e\u591a\uff0c\u8981\u8b39\u614e\u505a\u597d\u8ca1\u52d9\u898f\u5283\u3002<\/p>\n\n\n\n<p>\u5ef6\u4f38\u95b1\u8b80:\u300a<a href=\"https:\/\/farenguakao.com\/mortgage-type-financial-or-adjustable\/\">\u6307\u6578\u578b\u623f\u8cb8\u8207\u7406\u8ca1\u578b\u623f\u8cb8\uff0c\u5dee\u5728\u54ea\u88e1\uff1f<\/a>\u300b<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-\u4e00\u6bb5\u5f0f\u5229\u7387\u8207\u5206\u6bb5\u5f0f\u5229\u7387\u5404\u9069\u5408\u4ec0\u9ebc\u4eba\"><span class=\"ez-toc-section\" id=\"%E4%B8%80%E6%AE%B5%E5%BC%8F%E5%88%A9%E7%8E%87%E8%88%87%E5%88%86%E6%AE%B5%E5%BC%8F%E5%88%A9%E7%8E%87%E5%90%84%E9%81%A9%E5%90%88%E4%BB%80%E9%BA%BC%E4%BA%BA%EF%BC%9F\"><\/span>\u4e00\u6bb5\u5f0f\u5229\u7387\u8207\u5206\u6bb5\u5f0f\u5229\u7387\u5404\u9069\u5408\u4ec0\u9ebc\u4eba\uff1f<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-1-\u4e00\u6bb5\u5f0f\u5229\u7387-\u9069\u5408\u6536\u5165\u7a69\u5b9a-\u6e96\u5099\u9577\u671f\u9084\u6b3e\u8005\">1.\u4e00\u6bb5\u5f0f\u5229\u7387\uff0c\u9069\u5408\u6536\u5165\u7a69\u5b9a\u3001\u6e96\u5099\u9577\u671f\u9084\u6b3e\u8005\uff1a<\/h3>\n\n\n\n<p>\u4e00\u6bb5\u5f0f\u7684\u5229\u7387\u9069\u5408\u6536\u5165\u7a69\u5b9a\u6e96\u5099\u9577\u671f\u9084\u6b3e\u7684\u4eba\uff0c\u5118\u7ba1\u8207\u5206\u6bb5\u5f0f\u5229\u7387\u76f8\u6bd4\uff0c\u4e00\u958b\u59cb\u7684\u5229\u7387\u9ad8\u3001\u6708\u9084\u6b3e\u91d1\u984d\u91cd\uff0c\u4f46\u5b8c\u6574\u9084\u5b8c 20\u300130 \u5e74\u5f8c\uff0c\u76f8\u8f03\u5206\u6bb5\u5229\u7387\u7701\u4e0b\u4e00\u7b46\u3002<\/p>\n\n\n\n<p>\u203b\u4f46\u8981\u6ce8\u610f\u7684\u662f\uff0c\u8ca8\u5e63\u6703\u56e0\u70ba\u901a\u8ca8\u81a8\u8139\u800c\u8b8a\u5f97\u66f4\u4e0d\u503c\u9322\uff0c\u800c\u524d\u671f\u591a\u7e73\u7684\u8cc7\u91d1\u4e0d\u80fd\u62ff\u53bb\u6295\u8cc7\uff0c\u96b1\u542b\u6295\u8cc7\u7372\u5229\u7684\u6a5f\u6703\u6210\u672c\u3002\u6240\u4ee5\u7701\u4e0b\u7684\u9322\u662f\u5426\u771f\u7684\u5212\u7b97\uff0c\u8981\u5be9\u614e\u8a55\u4f30\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-2-\u5206\u6bb5\u5f0f\u5229\u7387-\u77ed\u671f\u8cc7\u91d1\u4e0d\u8db3-\u6709\u610f\u9858\u63db\u5c4b\u8005\">2.\u5206\u6bb5\u5f0f\u5229\u7387\uff0c\u77ed\u671f\u8cc7\u91d1\u4e0d\u8db3\u3001\u6709\u610f\u9858\u63db\u5c4b\u8005\uff1a<\/h3>\n\n\n\n<p>\u5206\u6bb5\u5f0f\u5229\u7387\u5728\u9996\u671f\u80fd\u7528\u66f4\u4f4e\u7684\u5229\u7387\u9084\u6b3e\uff0c\u8b93\u8cfc\u5c4b\u8005\u80fd\u5faa\u5e8f\u6f38\u9032\u7684\u9084\u6b3e\u3002<\/p>\n\n\n\n<p>\u800c\u5982\u679c\u662f\u6709\u610f\u9858\u63db\u5c4b\u7684\u4eba\uff0c\u56e0\u70ba\u524d\u671f\u7684\u5229\u7387\u4f4e\uff0c\u5728\u63db\u8cfc\u5c4b\u6642\u4e5f\u6703\u63d0\u524d\u7e73\u6e05\u8cb8\u6b3e\uff0c\u4e0d\u9700\u8981\u4ed8\u5230\u5f8c\u671f\u8f03\u9ad8\u7684\u5229\u7387\uff0c\u4f7f\u63db\u8cfc\u5c4b\u7528\u5206\u6bb5\u5f0f\u5229\u7387\u53cd\u800c\u6bd4\u4e00\u6bb5\u5f0f\u5229\u7387\u4f86\u5f97\u5212\u7b97\u3002<\/p>\n\n\n\n<p>\u203b\u4f46\u6709\u4e9b\u5206\u6bb5\u5f0f\u5229\u7387\u6703\u5728\u5408\u7d04\u4e0a\u7981\u6b62\u6216\u9650\u5236\u63d0\u524d\u7e73\u6e05\uff0c\u8981\u6ce8\u610f\u6709\u6c92\u6709\u76f8\u95dc\u898f\u5b9a\u624d\u4e0d\u6703\u56e0\u6b64\u8ce0\u4e0a\u9055\u7d04\u91d1\u3002<\/p>\n\n\n\n<p>\u5ef6\u4f38\u95b1\u8b80\uff1a \u300a<a href=\"https:\/\/farenguakao.com\/mortgage-grace-period\/\">\u623f\u5c4b\u5bec\u9650\u671f\uff1a\u964d\u4f4e\u524d\u671f\u623f\u8cb8\u58d3\u529b\u7684\u5229\u5668\uff01<\/a>\u300b<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-\u623f\u8cb8\u5229\u7387\u6bd4\u8f03\u8868\"><span class=\"ez-toc-section\" id=\"%E6%88%BF%E8%B2%B8%E5%88%A9%E7%8E%87%E6%AF%94%E8%BC%83%E8%A1%A8\"><\/span>\u623f\u8cb8\u5229\u7387\u6bd4\u8f03\u8868<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"900\" height=\"900\" src=\"https:\/\/farenguakao.com\/wp-content\/uploads\/mortgage-interest-rate05261.jpg\" alt=\"\u623f\u8cb8\u5229\u7387\u6bd4\u8f03\u8868\" class=\"wp-image-78231\" srcset=\"https:\/\/farenguakao.com\/wp-content\/uploads\/mortgage-interest-rate05261.jpg 900w, https:\/\/farenguakao.com\/wp-content\/uploads\/mortgage-interest-rate05261-300x300.jpg 300w, https:\/\/farenguakao.com\/wp-content\/uploads\/mortgage-interest-rate05261-150x150.jpg 150w, https:\/\/farenguakao.com\/wp-content\/uploads\/mortgage-interest-rate05261-768x768.jpg 768w\" sizes=\"auto, (max-width: 900px) 100vw, 900px\" \/><figcaption class=\"wp-element-caption\">\u623f\u8cb8\u5229\u7387\u6bd4\u8f03\u8868<\/figcaption><\/figure>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table><tbody><tr><td>\u9805\u76ee<\/td><td>\u56fa\u5b9a\u5f0f<\/td><td>\u4e00\u6bb5\u5f0f<\/td><td>\u5206\u6bb5\u5f0f<\/td><\/tr><tr><td>\u623f\u8cb8\u5229\u7387<\/td><td>\u56fa\u5b9a<\/td><td>\u901a\u5e38\u8f03\u4f4e<\/td><td>\u5408\u8a08\u8f03\u9ad8<\/td><\/tr><tr><td>\u5167\u5bb9<\/td><td>\u5408\u7d04\u671f\u9593\u5747\u63a1\u56fa\u5b9a\u5229\u7387\u8a08\u606f<\/td><td>\u4f9d\u7167\u300c\u6307\u6a19\u5229\u7387\u300d\u642d\u914d\u4e00\u6bb5\u300c\u52a0\u78bc\u5229\u7387\u300d\u8a08\u606f    <\/td><td> \u4f9d\u7167\u300c\u6307\u6a19\u5229\u7387\u300d \u642d\u914d\u4e09\u6bb5\u300c\u52a0\u78bc\u5229\u7387\u300d\u8a08\u606f<\/td><\/tr><tr><td>\u4f7f\u7528\u9650\u5236<\/td><td>\u5229\u7387\u7a69\u5b9a<br>\u7121\u6cd5\u53cd\u6620\u5e02\u5834\u5229\u7387<br>\u627f\u4f5c\u9280\u884c\u8f03\u5c11<\/td><td>\u5229\u7387\u8b8a\u52d5\u5f48\u6027<br>\u9084\u6b3e\u6eab\u548c\u7a69\u5b9a<\/td><td>\u5229\u7387\u8b8a\u52d5\u5f48\u6027<br>\u4f46\u9047\u4e0a\u5347\u606f<br>\u5bb9\u6613\u611f\u53d7\u58d3\u529b<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-\u7d50\u8a9e\"><span class=\"ez-toc-section\" id=\"%E7%B5%90%E8%AA%9E\"><\/span>\u7d50\u8a9e<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u7e3d\u7d50\u800c\u8a00\uff0c\u4e00\u6bb5\u8207\u5206\u6bb5\u5229\u7387\u5404\u6709\u512a\u7f3a\uff0c\u5176\u5be6\u5f88\u96e3\u8ad6\u65b7\u54ea\u500b\u6bd4\u8f03\u597d\uff0c\u4f46\u4e5f\u6b63\u56e0\u70ba\u623f\u8cb8\u5546\u54c1\u4e4b\u9593\u6709\u5dee\u7570\uff0c\u6240\u4ee5\u624d\u5206\u5225\u9069\u5408\u4e0d\u540c\u7684\u4eba\uff0c\u5728\u9078\u5b9a\u5229\u7387\u65b9\u6848\u6642\uff0c\u4e0d\u59a8\u60f3\u60f3\u81ea\u5df1\u7684\u9700\u6c42\u662f\u4ec0\u9ebc\u3002<\/p>\n\n\n\n<p>\u5018\u82e5\u4e0a\u8ff0\u7684\u5167\u5bb9\u4f60\u9084\u6709\u56f0\u60d1\uff0c\u6216\u8005\u5c0d\u65bc\u5982\u4f55\u9078\u64c7\u9069\u5408\u81ea\u5df1\u7684\u623f\u5c4b\u8cb8\u6b3e\u6709\u6240\u7591\u554f\uff0c\u6b61\u8fce\u806f\u7e6b\u8cb8\u6b3e\u901a\uff0c\u8b93\u6211\u5011\u4f86\u66ff\u4f60\u89e3\u6c7a\u623f\u5c4b\u8cb8\u6b3e\u7684\u56f0\u64fe\uff01<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-\u623f\u5c4b\u8cb8\u6b3e\u65b9\u6848\u5167\u5bb9\u8aaa\u660e\"><span class=\"ez-toc-section\" id=\"%E6%88%BF%E5%B1%8B%E8%B2%B8%E6%AC%BE%E6%96%B9%E6%A1%88%E5%85%A7%E5%AE%B9%E8%AA%AA%E6%98%8E\"><\/span>\u623f\u5c4b\u8cb8\u6b3e\u65b9\u6848\u5167\u5bb9\u8aaa\u660e<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table><tbody><tr><td>\u9805\u76ee<\/td><td>\u623f\u5c4b\u8cb8\u6b3e<\/td><\/tr><tr><td>\u8cb8\u6b3e\u689d\u4ef6<\/td><td>1.\u5e74\u6eff18\u81f365\u6b72\u4e4b\u570b\u6c11<br>2.\u623f\u5b50\u576a\u657815\u576a\u4ee5\u4e0a\uff08\u5317\u5e0212\u576a\u4ee5\u4e0a\uff09<br>3.\u4e09\u5e74\u5167\u7121\u62d2\u7d55\u5f80\u4f86\u3001\u5446\u5e33\u3001\u903e\u50ac\u6216\u534a\u5e74\u5167\u6709\u5f37\u5236\u505c\u5361\u8005\uff1b<br>\u4f46\u82e5\u5df2\u6e05\u511f\u8005\u5247\u8996\u500b\u4eba\u60c5\u6cc1\u8fa6\u7406\u3002<\/td><\/tr><tr><td>\u8cb8\u6b3e\u984d\u5ea6<\/td><td>\u8cb8\u6b3e\u91d1\u984d\u8996\u623f\u5c4b\u5e02\u503c\u4f30\u50f9\u800c\u5b9a\u3002<br>\u4e00\u822c\u53ef\u8cb88\u6210\u5de6\u53f3<\/td><\/tr><tr><td>\u8cb8\u6b3e\u5e74\u9650<\/td><td>1-40\u5e74 \u672c\u5229\u6524\u9084\u578b\uff1a\u6700\u957740\u5e74\uff0c<br>\u63d0\u4f9b\u6700\u95773\u5e74\u7684\u7e73\u606f\u5bec\u9650\u671f(\u4f9d\u500b\u4eba\u60c5\u6cc1\u800c\u5b9a) \uff0c<br>\u5bec\u9650\u671f\u5167\u53ea\u9084\u5229\u606f\u4e0d\u7528\u6524\u9084\u672c\u91d1\uff0c\u8b93\u60a8\u9084\u6b3e\u66f4\u8f15\u9b06\u3002<\/td><\/tr><tr><td>\u8cb8\u6b3e\u5229\u7387<\/td><td>1.8%~2.5%&nbsp;&nbsp;(\u672c\u8cb8\u6b3e\u5229\u7387\u9700\u8996\u501f\u6b3e\u4eba\u76f8\u95dc\u689d\u4ef6\u800c\u6709\u4e0d\u540c )\u3002<\/td><\/tr><tr><td>\u6aa2\u9644\u6587\u4ef6<\/td><td>\u96d9\u8b49\u4ef6(\u8eab\u4efd\u8b49+\u5065\u4fdd\u5361\u6216\u99d5\u7167)<br>\u6536\u5165\u8b49\u660e<br>\u5728\u8077\u8b49\u660e<br>\u6236\u7c4d\u8b04\u672c<br>\u571f\u5730\u5efa\u7269\u6240\u6709\u6b0a\u72c0<br>\u5982\u679c\u662f\u8981\u8f49\u8cb8\u9700\u63d0\u4f9b\u623f\u8cb8\u6700\u8fd1\u4e00\u5e74\u7e73\u6b3e\u660e\u7d30<br>\uff08\u5b58\u647a\u5c01\u9762\u53ca\u5167\u9801\u8a18\u9304\u6216\u7e73\u6b3e\u6536\u64da\u6216\u9280\u884c\u5c0d\u5e33\u55ae\uff09<\/td><\/tr><tr><td>\u5c0d\u4fdd\u6240\u9700\u6587\u4ef6<\/td><td>\u623f\u8cb8\u5408\u7d04\u66f8\uff0c\u88e1\u9762\u6703\u8f09\u660e\u8cb8\u6b3e\u91d1\u984d\u3001\u5730\u5740\u3001\u623f\u8cb8\u5229\u7387\u8207\u5e74\u671f<br>\u62b5\u62bc\u6b0a\u8a2d\u5b9a\u540c\u610f\u66f8<br>\u64a5\u6b3e\u59d4\u8a17\u66f8<br>\u571f\u5730\u3001\u5efa\u7bc9\u6539\u826f\u7269\u62b5\u62bc\u6b0a\u8a2d\u5b9a\u5951\u7d04\u66f8<br>\u91d1\u878d\u6263\u6b3e\u59d4\u8a17\u66f8<br>\u706b\u96aa\u5730\u9707\u96aa\u8cfc\u8cb7<\/td><\/tr><tr><td>\u76f8\u95dc\u4e8b\u9805<\/td><td>\u4e09\u5e74\u5167\u6709\u62d2\u7d55\u5f80\u4f86\u3001\u5446\u5e33\u3001\u903e\u50ac\u6216<br>\u534a\u5e74\u5167\u6709\u5f37\u5236\u505c\u5361\u8005\u7121\u6cd5\u7533\u8acb\uff1b<br>\u4f46\u82e5\u5df2\u6e05\u511f\u8005\u5247\u8996\u500b\u4eba\u60c5\u6cc1\u8fa6\u7406\u3002<br>*\u4ee5\u4e0a\u63a8\u85a6\u4e4b\u9280\u884c\u6838\u767c\u91d1\u984d\u8207\u5229\u7387\u4f9d\u500b\u4eba\u689d\u4ef6\u6709\u6240\u4e0d\u540c<br><strong>\u203b\u9280\u884c\u4fdd\u7559\u6838\u8cb8\u8207\u5426\u4e4b\u6b0a\u5229<\/strong><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-\u7533\u8fa6\u623f\u8cb8\u8981\u6e96\u5099\u7684\u8cc7\u6599\"><span class=\"ez-toc-section\" id=\"%E7%94%B3%E8%BE%A6%E6%88%BF%E8%B2%B8%E8%A6%81%E6%BA%96%E5%82%99%E7%9A%84%E8%B3%87%E6%96%99\"><\/span>\u7533\u8fa6\u623f\u8cb8\u8981\u6e96\u5099\u7684\u8cc7\u6599<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p><strong>\u7533\u8acb\u623f\u8cb8\u6642\uff0c\u9700\u8981\u6e96\u5099\u9019\u4e9b\u8cc7\u6599<\/strong><\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>\u6536\u5165\u8cc7\u6599<\/strong>\uff1a\u6700\u8fd16\u500b\u6708\u7684\u85aa\u8f49\u5b58\u647a\u5c01\u9762\u548c\u5167\u9801\uff08\u9808\u5148\u88dc\u767b\u5b58\u647a\uff09\u6216\u662f\u53bb\u5e74\u7684\u6263\u7e73\u6191\u55ae\u3002<\/li>\n\n\n\n<li><strong>\u8ca1\u529b\u8b49\u660e<\/strong>\uff1a\u6700\u8fd11\u5e74\u5e38\u5f80\u4f86\u7684\u9280\u884c\u5b58\u647a\u5c01\u9762\u548c\u5167\u9801\uff08\u9808\u5148\u88dc\u767b\u5b58\u647a\uff0c\u7531\u65bc\u9280\u884c\u4e3b\u8981\u8981\u770b\u5b58\u647a\u9918\u984d\uff0c\u4e26\u78ba\u8a8d\u4e0d\u662f\u70ba\u4e86\u8cb8\u6b3e\u81e8\u6642\u5b58\u9032\u53bb\u7684\uff0c\u6240\u4ee5\u53ef\u4ee5\u63d0\u4f9b\u9918\u984d\u8f03\u591a\u4e14\u5f80\u4f863\u500b\u6708\u4ee5\u4e0a\u76841\uff5e2\u5bb6\u9280\u884c\u5b58\u647a\u5f71\u672c\uff09\u3001\u5b9a\u5b58\u8b49\u660e\u3001\u80a1\u7968\u548c\u57fa\u91d1\u660e\u7d30\uff08\u53ef\u4ee5\u7528\u7db2\u8def\u9280\u884c\u5217\u5370\u80a1\u7968\u548c\u57fa\u91d1\u7684\u6301\u80a1\u660e\u7d30\u7d66\u9280\u884c\u53c3\u8003\uff0c\u96d6\u7136\u56e0\u80a1\u50f9\u6ce2\u52d5\u8f03\u5927\uff0c\u9280\u884c\u901a\u5e38\u4e0d\u8a8d\u5217\u8cc7\u7522\uff0c\u4f46\u4ecd\u6709\u52a0\u5206\u4f5c\u7528\uff09\u3001\u4fdd\u96aa\u5408\u7d04\u5f71\u672c\u7b49\uff0c\u78ba\u8a8d\u4f60\u6709\u5b58\u6b3e\u548c\u53ef\u4f9b\u8b8a\u73fe\u7684\u6295\u8cc7\uff0c\u8b93\u9280\u884c\u63d0\u9ad8\u4f60\u7684\u9084\u6b3e\u80fd\u529b\u984d\u5ea6\u3002<\/li>\n\n\n\n<li><strong>\u8cb7\u8ce3\u8cc7\u6599<\/strong>(\u8cb7\u8ce3\u4ef6\u624d\u9700\u8981\u63d0\u4f9b)\uff1a\u8cb7\u8ce3\u5408\u7d04\u5f71\u672c\u3001\u8cb7\u8ce3\u5408\u7d04\u50f9\u91d1\u6d41\u7a0b\uff0c\u5982\u532f\u6b3e\u55ae\u548c\u652f\u7968\u5f71\u672c\uff0c\u8b49\u660e\u8cb7\u8ce3\u78ba\u5be6\u5b58\u5728\u3002<\/li>\n<\/ol>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-\u8fa6\u7406\u623f\u5c4b\u8cb8\u6b3e\u76847\u500b\u6b65\u9a5f\"><span class=\"ez-toc-section\" id=\"%E8%BE%A6%E7%90%86%E6%88%BF%E5%B1%8B%E8%B2%B8%E6%AC%BE%E7%9A%847%E5%80%8B%E6%AD%A5%E9%A9%9F\"><\/span>\u8fa6\u7406\u623f\u5c4b\u8cb8\u6b3e\u76847\u500b\u6b65\u9a5f:<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>\u8cc7\u6599\u5be9\u6838\u8207\u8abf\u95b1\u806f\u5408\u5fb5\u4fe1<\/strong>\u30023\u5e74\u5167\u6709\u62d2\u7d55\u5f80\u4f86\u8a18\u9304\u30013\u500b\u6708\u5167\u8cb8\u6b3e\u6216\u4fe1\u7528\u5361\u5ef6\u6eef30\u5929\u4ee5\u4e0a\u6216\u672a\u7e73\u4fe1\u7528\u5361\u6700\u4f4e\u61c9\u7e73\u91d1\u984d\u30016\u500b\u6708\u5167\u6709\u4fe1\u7528\u5361\u906d\u5f37\u5236\u505c\u5361\u30016\u500b\u6708\u5167\u6709\u9000\u88dc50\u842c\u4ee5\u4e0a\u8a18\u9304\u6216\u903e\u671f\u3001\u67e5\u5c01\u3001\u5446\u5e33\u8a18\u9304\u3001\u66fe\u505a\u4fdd\u4eba\u501f\u6b3e\u6709\u5446\u5e33\u60c5\u6cc1\u672a\u903e5\u5e74\u8005\uff0c\u7533\u8acb\u4eba\u5982\u6709\u4e0a\u8ff0\u60c5\u5f62\u80af\u5b9a\u6703\u88ab\u9280\u884c\u6253\u69cd\u3002<\/li>\n\n\n\n<li><strong>\u5be6\u969b\u9451\u50f9<\/strong>\u3002\u4e00\u822c\u4f86\u8aaa\u5c07\u53c3\u8003\u623f\u5c4b\u8cb7\u8ce3\u7684\u6210\u4ea4\u50f9\u683c\u4f86\u6c7a\u5b9a\u53ef\u4ee5\u7533\u8cb8\u7684\u91d1\u984d\u7d045~9\u6210\u3002\u6703\u770b\u5c4b\u6cc1\u2026\u7b49\u7b49\u4f30\u50f9\u8981\u7d20\u9032\u884c\u4f30\u50f9\u3002<\/li>\n\n\n\n<li><strong>\u5be9\u6838<\/strong>:\u7576\u9280\u884c\u53d6\u5f97\u501f\u6b3e\u4eba\u53ca\u4fdd\u8b49\u4eba\u7684\u57fa\u672c\u8cc7\u6599\u4e26\u5b8c\u6210\u4e0d\u52d5\u7522\u4f30\u50f9\u5f8c\uff0c\u5c07\u9032\u884c\u6848\u4ef6\u7684\u5be9\u6838\uff0c\u4e00\u822c\u4f86\u8aaa\uff0c\u806f\u5fb5\u8a18\u9304\u6703\u67e5\u8a62\u4f60\u5728\u6240\u6709\u884c\u5eab\u7684\u8cb8\u6b3e\u91d1\u984d\uff0c\u8207\u904e\u53bb 6 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class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"901\" height=\"901\" src=\"https:\/\/farenguakao.com\/wp-content\/uploads\/2019\/08\/20476.jpg\" alt=\"\u623f\u8cb8\u6d41\u7a0b\u5716\" class=\"wp-image-7295\" srcset=\"https:\/\/farenguakao.com\/wp-content\/uploads\/2019\/08\/20476.jpg 901w, https:\/\/farenguakao.com\/wp-content\/uploads\/2019\/08\/20476-150x150.jpg 150w, https:\/\/farenguakao.com\/wp-content\/uploads\/2019\/08\/20476-300x300.jpg 300w, https:\/\/farenguakao.com\/wp-content\/uploads\/2019\/08\/20476-768x768.jpg 768w\" sizes=\"auto, (max-width: 901px) 100vw, 901px\" \/><figcaption class=\"wp-element-caption\">\u623f\u8cb8\u6d41\u7a0b\u5716<\/figcaption><\/figure>\n\n\n\n<p>\u5ef6\u4f38\u95b1\u8b80:&lt;<a href=\"https:\/\/farenguakao.com\/loans-housing\/\">\u9ad8\u984d\u623f\u8cb8\u6210\u6578\u7533\u8acb\u3001\u4f4e\u5229\u7387\u623f\u5c4b\u8cb8\u6b3e\u8207\u9084\u6b3e\u5e74\u9650\u7b49\u5404\u7a2e\u623f\u8cb8\u554f\u984c\u5c31\u627e\u8cb8\u6b3e\u901a<\/a>&gt;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E6%88%BF%E8%B2%B8%E5%88%A9%E7%8E%87%E6%AF%94%E8%BC%83Q_A\"><\/span>\u623f\u8cb8\u5229\u7387\u6bd4\u8f03Q&amp;A<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<div class=\"schema-faq wp-block-yoast-faq-block\"><div class=\"schema-faq-section\" id=\"faq-question-08\"><strong class=\"schema-faq-question\">\u4e00\u6bb5\u5f0f\u5229\u7387\u3001\u5206\u6bb5\u5f0f\u5229\u7387\u662f\u4ec0\u9ebc\uff1f<\/strong> <p class=\"schema-faq-answer\">\u4e00\u6bb5\u5f0f\u5229\u7387\uff1a\u5728\u9084\u6b3e\u671f\u9593\u90fd\u662f\u4ee5\u76f8\u540c\u300c\u52a0\u78bc\u5229\u7387\u300d\u4f86\u7b97\u5229\u606f\uff0c\u800c\u8a08\u7b97\u516c\u5f0f\u662f\u300c\u6307\u6578\u5229\u7387\u300d\u8207\u300c\u52a0\u78bc\u5229\u7387\u300d\u5408\u4f75\u3002<br\/>\u5206\u6bb5\u5f0f\u5229\u7387\uff1a\u7531\u65bc\u5c07\u52a0\u78bc\u5229\u7387\u4f9d\u7167\u6642\u9593\u5206\u6bb5\uff0c\u5c07\u76f8\u95dc\u6578\u64da\u756b\u6210\u8868\u683c\u6642\u5f88\u50cf\u968e\u68af\u72c0\uff0c\u56e0\u6b64\u5206\u6bb5\u5f0f\u5229\u7387\u53c8\u88ab\u7a31\u70ba\u300c\u968e\u68af\u578b\u623f\u8cb8\u300d\u3002<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-30\"><strong class=\"schema-faq-question\">\u4e00\u6bb5\u5f0f\u5229\u7387\u8207\u5206\u6bb5\u5f0f\u5229\u7387\u90a3\u500b\u6bd4\u8f03\u597d\uff1f<\/strong> <p 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