{"id":6855,"date":"2019-05-01T13:38:12","date_gmt":"2019-05-01T05:38:12","guid":{"rendered":"https:\/\/farenguakao.com\/?p=6855"},"modified":"2024-12-24T06:42:50","modified_gmt":"2024-12-23T22:42:50","slug":"mortgage-repayment-period","status":"publish","type":"post","link":"https:\/\/farenguakao.com\/mortgage-repayment-period\/","title":{"rendered":"\u623f\u8cb8\u5e74\u965030\u5e74\u597d\u9084\u662f20\u5e74\u597d\uff1f\u623f\u5c4b\u8cb8\u6b3e\u539f\u4f86\u9019\u6a23\u9084\u6b3e\u6700\u5212\u7b97\uff01"},"content":{"rendered":"\n<p>\u5728\u9078\u64c7\u623f\u8cb8\u5e74\u9650\u511f\u9084\u65b9\u6848\u6642\uff0c\u7a76\u7adf\u8981 20 \u5e74\u6216\u662f 30 \u5e74\u9084\u6b3e\uff0c\u7e3d\u662f\u8a31\u591a\u4eba\u8a0e\u8ad6\u7684\u8b70\u984c\u3002<\/p>\n\n\n\n<p>\u672c\u7bc7\u6587\u7ae0\u5c31\u8981\u8a0e\u8ad6\u623f\u8cb8\u9084\u6b3e\u5e74\u9650 20 \u5e74\u53ca 30 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title=\"\u623f\u8cb8\u5e74\u9650\u9078\u64c7\u7684\u95dc\u9375\u300c\u63d0\u65e9\u9084\u6b3e\u300d\">\u623f\u8cb8\u5e74\u9650\u9078\u64c7\u7684\u95dc\u9375\u300c\u63d0\u65e9\u9084\u6b3e\u300d<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/farenguakao.com\/mortgage-repayment-period\/#%E6%88%BF%E8%B2%B8%E5%B9%B4%E9%99%90%E9%95%B7%E7%9F%AD%E6%AF%94%E8%BC%83%E8%A1%A8\" title=\"\u623f\u8cb8\u5e74\u9650\u9577\u77ed\u6bd4\u8f03\u8868\">\u623f\u8cb8\u5e74\u9650\u9577\u77ed\u6bd4\u8f03\u8868<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/farenguakao.com\/mortgage-repayment-period\/#%E6%88%BF%E5%B1%8B%E8%B2%B8%E6%AC%BE%E6%96%B9%E6%A1%88%E5%85%A7%E5%AE%B9%E8%AA%AA%E6%98%8E\" title=\"\u623f\u5c4b\u8cb8\u6b3e\u65b9\u6848\u5167\u5bb9\u8aaa\u660e\">\u623f\u5c4b\u8cb8\u6b3e\u65b9\u6848\u5167\u5bb9\u8aaa\u660e<\/a><\/li><li class='ez-toc-page-1 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href=\"https:\/\/farenguakao.com\/mortgage-repayment-period\/#%E6%9C%89%E6%9B%B4%E5%A4%9A_%E6%88%BF%E8%B2%B8%E5%B9%B4%E9%99%90_%E5%95%8F%E9%A1%8C%E6%83%B3%E8%AB%AE%E8%A9%A2%E8%A9%B2%E6%80%8E%E9%BA%BC%E5%81%9A%EF%BC%9F\" title=\"\u6709\u66f4\u591a \u623f\u8cb8\u5e74\u9650 \u554f\u984c\u60f3\u8aee\u8a62\u8a72\u600e\u9ebc\u505a\uff1f\">\u6709\u66f4\u591a \u623f\u8cb8\u5e74\u9650 \u554f\u984c\u60f3\u8aee\u8a62\u8a72\u600e\u9ebc\u505a\uff1f<\/a><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\" id=\"h-\u623f\u8cb8\u5e74\u9650\u9577\u77ed\u7684\u5dee\u5225\"><span class=\"ez-toc-section\" id=\"%E6%88%BF%E8%B2%B8%E5%B9%B4%E9%99%90%E9%95%B7%E7%9F%AD%E7%9A%84%E5%B7%AE%E5%88%A5\"><\/span>\u623f\u8cb8\u5e74\u9650\u9577\u77ed\u7684\u5dee\u5225<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u8cb7\u4e00\u68df\u9069\u5408\u7684\u623f\u5b50\u8981\u8003\u616e\u5468\u570d\u4ea4\u901a\u3001\u5c4b\u6cc1\u683c\u5c40\u7b49\u7b49\u773e\u591a\u7684\u56e0\u7d20\uff0c\u800c\u7d42\u65bc\u627e\u5230\u6709\u7de3\u7684\u623f\u5c4b\u8ac7\u5b9a\u50f9\u683c\u5f8c\uff0c\u5c31\u8981\u9032\u5230\u4e0b\u4e00\u500b\u95dc\u9375\u7684\u9078\u64c7\uff1a<strong>\u623f\u8cb8\u5e74\u9650\u61c9\u8a72\u8981\u9078\u64c7\u54ea\u4e00\u7a2e\u9084\u6b3e\u5e74\u9650\u65b9\u6848\uff1f<\/strong><\/p>\n\n\n\n<p>\u7531\u65bc\u5927\u591a\u6578\u4eba\u8cfc\u5c4b\u6642\uff0c\u90fd\u5fc5\u9808\u7533\u8acb\u623f\u8cb8\uff0c\u628a\u9ad8\u984d\u8cfc\u5c4b\u8cbb\u7528\u5206\u6210\u6578\u5e74\u4f86\u7e73\u6e05\u3002<\/p>\n\n\n\n<p>\u800c\u5e02\u9762\u4e0a\u7684\u623f\u8cb8\u6709\u773e\u591a\u65b9\u6848\uff0c<strong>\u5176\u4e2d\u9078\u64c7\u8cb8\u6b3e 20 \u5e74\u9084\u662f 30 \u5e74\u662f\u6642\u5e38\u88ab\u8a0e\u8ad6\u7684\u8a71\u984c\uff0c\u9019\u7bc7\u6587\u7ae0\u5c31\u8b93\u4f60\u4e86\u89e3\u6700\u5212\u7b97\u7684\u623f\u8cb8\u9084\u6b3e\u5e74\u9650\u662f\u54ea\u4e00\u7a2e\u5462\uff1f<\/strong><\/p>\n\n\n\n<p>\u5e38\u898b\u7684\u623f\u5c4b\u8cb8\u6b3e\u5e74\u9650\u662f 20 \u5e74\u8207 30 \u5e74\uff0c\u4e4b\u9593\u5341\u5e74\u7684\u5dee\u8ddd\uff0c\u5c0d\u65bc\u8cb8\u6b3e\u4eba\u4f86\u8aaa\u5230\u5e95\u6709\u4ec0\u9ebc\u5dee\u5225\uff1f\u6211\u5011\u4ee5\u4e00\u68df 1000 \u842c\u7684\u623f\u5b50\uff0c\u55ae\u4e00\u5229\u7387 2% \u5206\u5225\u4f86\u8a08\u7b97\u6bd4\u8f03\uff1a<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-\u65b9\u6848\u4e00-\u4e8c\u5341\u5e74\u7684\u9084\u6b3e\u5e74\u9650\">\u65b9\u6848\u4e00\uff1a\u4e8c\u5341\u5e74\u7684\u9084\u6b3e\u5e74\u9650<\/h3>\n\n\n\n<p> \u552e\u50f9 1000 \u842c\u7684\u623f\u5c4b\uff0c\u982d\u671f\u81ea\u5099\u6b3e\u6bd4\u4f8b 30% \uff0c\u5148\u4ed8\u6e05 300 \u842c\u5f8c\uff0c\u6bcf\u500b\u6708\u542b\u5229\u606f\u8981\u652f\u4ed8 35,412 \u5143\uff0c \u672c\u606f\u5408\u8a08 850 \u842c\u5143\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-\u65b9\u6848\u4e8c-\u4e09\u5341\u5e74\u7684\u9084\u6b3e\u5e74\u9650\">\u65b9\u6848\u4e8c\uff1a\u4e09\u5341\u5e74\u7684\u9084\u6b3e\u5e74\u9650<\/h3>\n\n\n\n<p> \u540c\u6a23\u662f\u552e\u50f9 1000 \u842c\u7684\u623f\u5c4b\uff0c\u982d\u671f\u81ea\u5099\u6b3e\u6bd4\u4f8b\u76f8\u7b49\u60c5\u6cc1\u4e0b\uff0830%\uff09\uff0c\u6bcf\u500b\u6708\u52a0\u4e0a\u5229\u606f\uff0c\u5e73\u5747\u652f\u4ed8 25,873 \u5143\uff0c\u672c\u606f\u5408\u8a08 931 \u842c\u5143\u3002<\/p>\n\n\n\n<p>\u65b9\u6848\u4e4b\u9593\u4e00\u773c\u53ef\u898b\u7684\u5dee\u7570\u9ede\u6709\u5169\u500b\uff0c\u5206\u5225\u662f\u300c\u6708\u4ed8\u91d1\u984d\u300d\u4ee5\u53ca\u300c\u672c\u606f\u7e3d\u548c\u300d\uff0c\u8cb8\u6b3e 20 \u5e74\u7684\u6708\u4ed8\u91d1\u984d\u96d6\u9ad8\uff0c\u4f46\u672c\u606f\u7e3d\u548c\u4f4e\uff1b\u800c\u8cb8\u6b3e 30 \u5e74\u76f8\u53cd\uff0c\u6708\u4ed8\u91d1\u984d\u4f4e\uff0c\u4f46\u672c\u606f\u7e3d\u548c\u9ad8\u3002<\/p>\n\n\n\n<p>\u5ef6\u4f38\u95b1\u8b80\uff1a \u300a<a href=\"https:\/\/farenguakao.com\/mortgage-trial\/\">\u9996\u8cfc\u65cf\u7684\u8cb7\u623f\u79d8\u8a23!<\/a>\u300b<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-\u53ea\u770b\u7e3d\u91d1\u984d\u5206\u8fa8\u4e0d\u51fa\u7684\u4e09\u500b\u5dee\u7570\"><span class=\"ez-toc-section\" id=\"%E5%8F%AA%E7%9C%8B%E7%B8%BD%E9%87%91%E9%A1%8D%E5%88%86%E8%BE%A8%E4%B8%8D%E5%87%BA%E7%9A%84%E4%B8%89%E5%80%8B%E5%B7%AE%E7%95%B0\"><\/span>\u53ea\u770b\u7e3d\u91d1\u984d\u5206\u8fa8\u4e0d\u51fa\u7684\u4e09\u500b\u5dee\u7570<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u6bd4\u8f03\u51fa\u4f86\u5f8c\uff0c\u6703\u767c\u73fe\u7684\u7b2c\u4e00\u4ef6\u4e8b\u60c5\u662f\uff0c\u4e8c\u5341\u5e74\u7684\u65b9\u6848\u672c\u606f\u7e3d\u984d\u662f 850 \u842c\u5143\uff0c\u800c\u4e09\u5341\u5e74\u7684\u65b9\u6848\u672c\u606f\u7e3d\u984d 931 \u842c\u5143\uff0c\u6574\u6574\u9ad8\u4e86 81 \u842c\uff0c\u65e2\u7136\u8981\u591a\u7e73\u9019\u9ebc\u591a\u9322\uff0c\u600e\u9ebc\u6703\u9078\u64c7\u4e09\u5341\u5e74\u7684\u65b9\u6848\u5462\uff1f<\/p>\n\n\n\n<p>\u539f\u56e0\u662f\u53ea\u770b\u8cb8\u6b3e\u6578\u5b57\u6703\u5ffd\u7565\u4e09\u4ef6\u4e8b\u60c5\uff1a<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-1-\u901a\u8ca8\u81a8\u8139\">1\/ \u901a\u8ca8\u81a8\u8139<\/h3>\n\n\n\n<p>\u7269\u50f9\u9010\u5e74\u4e0a\u6f32\uff0c\u4ee5\u524d\u8cb7\u96de\u6392\u7684\u9322\u73fe\u5728\u53ea\u80fd\u8cb7\u4e00\u676f\u624b\u6416\u98f2\u6599\uff0c\u9019\u4ee3\u8868\u540c\u6a23\u7684\u91d1\u9322\u80fd\u5920\u8cb7\u5230\u7684\u7269\u8cea\u8b8a\u5c11\uff0c\u4e5f\u5c31\u662f CPI (\u6d88\u8cbb\u8005\u7269\u50f9\u6307\u6578)\u4e0a\u5347\uff0c\u9019\u5c0e\u81f4\u4e00\u500b\u4e0d\u76f4\u89ba\u7684\u7d50\u679c\uff1a\u672a\u4f86\u7684\u9322\u6bd4\u8f03\u4e0d\u503c\u9322\u3002<\/p>\n\n\n\n<p>\u800c\u53f0\u7063\u8fd1\u5e74\u7684 CPI \u6210\u9577\u7387\u7d04\u5728 0.6%~2% \u5de6\u53f3\uff0c\u6240\u4ee5\u4e09\u5341\u5e74\u8207\u4e8c\u5341\u5e74\u7e3d\u984d\u5dee\u8ddd\u4e26\u6c92\u6709\u6578\u5b57\u4e0a\u7684\u90a3\u9ebc\u591a\uff0c\u9019\u662f\u9078\u64c7\u623f\u8cb8\u5e74\u9650\u6642\u8981\u8003\u616e\u7684\u7b2c\u4e00\u9ede\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-2-\u6295\u8cc7\u6a5f\u6703\u6210\u672c\">2\/ \u6295\u8cc7\u6a5f\u6703\u6210\u672c<\/h3>\n\n\n\n<p>\u623f\u8cb8\u7b97\u662f\u773e\u591a\u8cb8\u6b3e\u5546\u54c1\u4e2d\uff0c\u5229\u7387\u6578\u4e00\u6578\u4e8c\u4f4e\u7684\u3002<\/p>\n\n\n\n<p>\u800c\u5169\u65b9\u6848\u76f8\u6bd4\uff0c\u4e8c\u5341\u5e74\u7e73\u5b8c\u623f\u8cb8\u6642\uff0c\u9078\u64c7\u4e09\u5341\u5e74\u65b9\u6848\u7684\u4eba\u50c5\u7e73\u4e86\u7d04 620 \u842c\uff0c\u624b\u4e0a\u7684\u73fe\u91d1\u76f8\u5dee 230\u842c \uff0c\u800c\u9019\u7b46\u9322\u53ef\u4ee5\u9078\u64c7\u5831\u916c\u7387\u9ad8\u7684\u6295\u8cc7\uff0c\u8b93\u5229\u6f64\u53bb\u8ffd\u904e\u5229\u7387\uff1b\u6216\u81f3\u5c11\u53ef\u4ee5\u653e\u5728\u6d3b\u5b58\uff0c\u9818\u53d6\u6bcf\u5e74 0.8% ~1%\u7684\u5229\u606f\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-3-\u73fe\u91d1\u6d41\u98a8\u96aa\">3\/ \u73fe\u91d1\u6d41\u98a8\u96aa<\/h3>\n\n\n\n<p>\u9078\u64c7\u4e8c\u5341\u5e74\u9084\u8cb8\u7684\u65b9\u5f0f\uff0c\u6bcf\u6708\u4ed8\u91d1\u984d\u76f8\u5c0d\u9ad8\u6602\uff0c\u8981\u662f\u9762\u81e8\u5468\u8f49\u58d3\u529b\u3001\u66ab\u6642\u5931\u696d\uff0c\u7e73\u4e0d\u51fa\u623f\u8cb8\u4f86\uff0c\u90a3\u99ac\u4e0a\u8981\u627f\u64d4\u7684\u5f8c\u679c\u5c31\u662f\u6cd5\u62cd\u3002\u56e0\u6b64\u964d\u4f4e\u6bcf\u6708\u9084\u6b3e\u91d1\u984d\uff0c\u53ef\u4ee5\u4fdd\u6301\u624b\u982d\u73fe\u91d1\u5145\u88d5\uff0c\u540c\u6642\u907f\u514d\u7e73\u4e0d\u51fa\u623f\u8cb8\u7684\u98a8\u96aa\u3002<\/p>\n\n\n\n<p>\u5ef6\u4f38\u95b1\u8b80\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u300a<a href=\"https:\/\/farenguakao.com\/min-mortgage-interest-rate\/\">\u623f\u8cb8\u5229\u7387\u8d8a\u4f4e\u8d8a\u597d\u55ce\uff1f<\/a>\u300b<\/li>\n\n\n\n<li>\u300a<a href=\"https:\/\/farenguakao.com\/mortgage-repayment-method\/\">\u672c\u91d1\u5747\u6524\u8ddf\u672c\u5229\u5747\u6524\u5dee\u5728\u54ea\uff1f<\/a>\u300b<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-\u623f\u8cb8\u5e74\u9650\u9078\u64c7\u7684\u95dc\u9375-\u63d0\u65e9\u9084\u6b3e\"><span class=\"ez-toc-section\" id=\"%E6%88%BF%E8%B2%B8%E5%B9%B4%E9%99%90%E9%81%B8%E6%93%87%E7%9A%84%E9%97%9C%E9%8D%B5%E3%80%8C%E6%8F%90%E6%97%A9%E9%82%84%E6%AC%BE%E3%80%8D\"><\/span>\u623f\u8cb8\u5e74\u9650\u9078\u64c7\u7684\u95dc\u9375\u300c\u63d0\u65e9\u9084\u6b3e\u300d<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u5728\u6bd4\u8f03\u4e4b\u4e0b\uff0c\u6703\u767c\u73fe 20 \u5e74\u8207 30 \u5e74\u7684\u9084\u6b3e\u65b9\u5f0f\u5404\u6709\u512a\u52a3\uff0c\u662f\u5728\u6708\u4ed8\u91d1\u984d\u4ee5\u53ca\u672c\u606f\u7e3d\u548c\u4e4b\u9593\u53d6\u6368\uff0c<strong>\u4f46\u771f\u6b63\u7684\u95dc\u9375\u5728\u65bc\uff1a\u9078\u64c7 30 \u5e74\u65b9\u6848\u7684\u540c\u6642\uff0c\u4f60\u53ef\u4ee5\u63d0\u65e9\u9084\u6b3e\u3002<\/strong><\/p>\n\n\n\n<p>\u56e0\u70ba\u623f\u8cb8\u662f\u4ee5\u65e5\u606f\u8a08\u7b97\uff0c\u800c\u4e14\u5927\u90e8\u5206\u7684\u9280\u884c\u6c92\u6709\u5c0d\u65bc\u63d0\u65e9\u9084\u6b3e\u7684\u9650\u5236\uff0c\u5982\u679c\u73fe\u91d1\u5145\u88d5\u7684\u60c5\u6cc1\u4e0b\uff0c\u4f60\u4ecd\u53ef\u4ee5\u63d0\u524d\u511f\u9084\u672c\u91d1\u4f86\u907f\u514d\u5229\u606f\uff1b\u53cd\u4e4b\u9019\u500b\u6708\u73fe\u91d1\u58d3\u529b\u5927\uff0c\u5c31\u5c11\u9084\u4e00\u9ede\u3002<\/p>\n\n\n\n<p>\u6240\u4ee5\u7d50\u8ad6\u800c\u8a00\uff0c\u5728\u5229\u7387\u4e0d\u8b8a\u7684\u60c5\u6cc1\u4e4b\u4e0b\uff0c\u5982\u679c\u4f60\u80fd\u9078\u64c7\u8f03\u9577\u5e74\u9650\u7684\u65b9\u6848\uff0c\u5c31\u7121\u9808\u52c9\u5f37\uff0c\u4fdd\u6301\u6bcf\u6708\u6700\u4f4e\u9084\u6b3e\u7684\u5f48\u6027\uff0c\u518d\u5229\u7528\u63d0\u65e9\u9084\u6b3e\u7684\u65b9\u5f0f\u4f86\u907f\u514d\u5229\u606f\uff0c\u5c31\u80fd\u517c\u9867\u98a8\u96aa\u8207\u7bc0\u7d04\uff0c\u7528\u9069\u5408\u81ea\u5df1\u7684\u6b65\u8abf\u4f86\u9084\u8cb8\uff01<\/p>\n\n\n\n<p>\u6b64\u5916\uff0c\u5982\u679c\u4f60\u5c0d\u65bc\u623f\u8cb8\u9664\u4e86\u9084\u6b3e\u5e74\u9650\u5916\u9084\u6709\u8a31\u591a\u7591\u60d1\uff0c\u5305\u542b\u8981\u9078\u64c7\u54ea\u7a2e\u9084\u6b3e\u985e\u578b\uff08\u662f\u672c\u5229\u6524\u9084\u3001\u9084\u662f\u672c\u91d1\u6524\u9084\uff1f\uff09\uff0c\u623f\u8cb8\u7a2e\u985e\uff08\u7406\u8ca1\u578b\u623f\u8cb8\u3001\u6307\u6578\u578b\u623f\u8cb8\u2026\uff09\uff0c\u623f\u8cb8\u6d41\u7a0b\u8981\u5982\u4f55\u8fa6\u7406\uff0c\u4e5f\u6b61\u8fce\u4f60\u5c0b\u627e\u5c08\u696d\u7684\u8cb8\u6b3e\u516c\u53f8\uff0c\u5c0b\u6c42\u5c08\u696d\u7684\u610f\u898b\uff0c\u5e6b\u52a9\u4f60\u627e\u5230\u6700\u9069\u5408\u7684\u623f\u8cb8\uff0c\u9806\u5229\u6210\u5bb6\uff01<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E6%88%BF%E8%B2%B8%E5%B9%B4%E9%99%90%E9%95%B7%E7%9F%AD%E6%AF%94%E8%BC%83%E8%A1%A8\"><\/span>\u623f\u8cb8\u5e74\u9650\u9577\u77ed\u6bd4\u8f03\u8868<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table><tbody><tr><td>\u9805\u76ee<\/td><td>20\u5e74\u671f<\/td><td>30\u5e74\u671f<\/td><\/tr><tr><td>\u8cb8\u6b3e\u65b9\u5f0f<\/td><td>\u8cfc\u5c4b\u8cb8\u6b3e<br>\u623f\u5c4b\u589e\u8cb8<br>\u623f\u5c4b\u8f49\u8cb8<br>\u623f\u5c4b\u4e8c\u80ce<\/td><td>\u8cfc\u5c4b\u8cb8\u6b3e<br>\u623f\u5c4b\u589e\u8cb8<br>\u623f\u5c4b\u8f49\u8cb8<\/td><\/tr><tr><td>\u512a\u9ede<\/td><td>\u7e3d\u5229\u606f\u652f\u51fa\u6bd4\u8f03\u5c11<br>\u5f37\u8feb\u5132\u84c4<\/td><td>\u6bcf\u6708\u9084\u6b3e\u58d3\u529b\u964d\u4f4e<br>\u671f\u5f85\u623f\u5c4b\u672a\u4f86\u767c\u5c55<br>\u8cb8\u6b3e\u6210\u6578\u53ef\u80fd\u63d0\u9ad8<br>\u591a\u4e00\u7b46\u8cc7\u91d1\u53ef\u6d3b\u7528<\/td><\/tr><tr><td>\u7f3a\u9ede<\/td><td>\u53ef\u7528\u8cc7\u91d1\u8b8a\u5c11<br>\u6ce8\u610f\u73fe\u91d1\u6d41<\/td><td>\u8cb8\u6b3e\u689d\u4ef6\u8f03\u56b4\u82db<br>\u7e3d\u5229\u606f\u9ad8\u5f97\u9a5a\u4eba<br>\u7d81\u7d04\u689d\u4ef6\u8f03\u4e0d\u5229<br>\u5229\u7387\u6bd4\u8f03\u96e3\u58d3\u4f4e<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>\u5ef6\u4f38\u95b1\u8b80\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u300a<a href=\"https:\/\/farenguakao.com\/40years-homeloan\/\">\u623f\u8cb840\u5e74\uff0f9\u6210\u8cb8\u6b3e\u597d\u55ce\uff1f40\u5e74\u623f\u8cb8\u771f\u76f8\uff1a\u5229\u606f\u8a66\u7b97\u3001\u512a\u7f3a\u9ede\u4e00\u6b21\u770b\uff01<\/a>\u300b<\/li>\n\n\n\n<li>\u300a<a href=\"https:\/\/farenguakao.com\/mortgage-grace-period\/\">\u623f\u5c4b\u5bec\u9650\u671f\u662f\u4ec0\u9ebc\uff1f<\/a>\u300b<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-\u623f\u5c4b\u8cb8\u6b3e\u65b9\u6848\u5167\u5bb9\u8aaa\u660e\"><span class=\"ez-toc-section\" id=\"%E6%88%BF%E5%B1%8B%E8%B2%B8%E6%AC%BE%E6%96%B9%E6%A1%88%E5%85%A7%E5%AE%B9%E8%AA%AA%E6%98%8E\"><\/span>\u623f\u5c4b\u8cb8\u6b3e\u65b9\u6848\u5167\u5bb9\u8aaa\u660e<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table><tbody><tr><td>\u9805\u76ee<\/td><td>\u623f\u5c4b\u8cb8\u6b3e<\/td><\/tr><tr><td>\u8cb8\u6b3e\u689d\u4ef6<\/td><td>1.\u5e74\u6eff18\u81f365\u6b72\u4e4b\u570b\u6c11<br>2.\u623f\u5b50\u576a\u657815\u576a\u4ee5\u4e0a\uff08\u5317\u5e0212\u576a\u4ee5\u4e0a\uff09<br>3.\u4e09\u5e74\u5167\u7121\u62d2\u7d55\u5f80\u4f86\u3001\u5446\u5e33\u3001\u903e\u50ac\u6216\u534a\u5e74\u5167\u6709\u5f37\u5236\u505c\u5361\u8005\uff1b<br>\u4f46\u82e5\u5df2\u6e05\u511f\u8005\u5247\u8996\u500b\u4eba\u60c5\u6cc1\u8fa6\u7406\u3002<\/td><\/tr><tr><td>\u8cb8\u6b3e\u984d\u5ea6<\/td><td>\u8cb8\u6b3e\u91d1\u984d\u8996\u623f\u5c4b\u5e02\u503c\u4f30\u50f9\u800c\u5b9a\u3002<br>\u4e00\u822c\u53ef\u8cb88\u6210\u5de6\u53f3<\/td><\/tr><tr><td>\u8cb8\u6b3e\u5e74\u9650<\/td><td>1-40\u5e74 \u672c\u5229\u6524\u9084\u578b\uff1a\u6700\u957740\u5e74\uff0c<br>\u63d0\u4f9b\u6700\u95773\u5e74\u7684\u7e73\u606f\u5bec\u9650\u671f(\u4f9d\u500b\u4eba\u60c5\u6cc1\u800c\u5b9a) \uff0c<br>\u5bec\u9650\u671f\u5167\u53ea\u9084\u5229\u606f\u4e0d\u7528\u6524\u9084\u672c\u91d1\uff0c\u8b93\u60a8\u9084\u6b3e\u66f4\u8f15\u9b06\u3002<\/td><\/tr><tr><td>\u8cb8\u6b3e\u5229\u7387<\/td><td>2%~3%\u00a0\u00a0(\u672c\u8cb8\u6b3e\u5229\u7387\u9700\u8996\u501f\u6b3e\u4eba\u76f8\u95dc\u689d\u4ef6\u800c\u6709\u4e0d\u540c )\u3002<\/td><\/tr><tr><td>\u6aa2\u9644\u6587\u4ef6<\/td><td>\u96d9\u8b49\u4ef6(\u8eab\u4efd\u8b49+\u5065\u4fdd\u5361\u6216\u99d5\u7167)<br>\u6536\u5165\u8b49\u660e<br>\u5728\u8077\u8b49\u660e<br>\u6236\u7c4d\u8b04\u672c<br>\u571f\u5730\u5efa\u7269\u6240\u6709\u6b0a\u72c0<br>\u5982\u679c\u662f\u8981\u8f49\u8cb8\u9700\u63d0\u4f9b\u623f\u8cb8\u6700\u8fd1\u4e00\u5e74\u7e73\u6b3e\u660e\u7d30<br>\uff08\u5b58\u647a\u5c01\u9762\u53ca\u5167\u9801\u8a18\u9304\u6216\u7e73\u6b3e\u6536\u64da\u6216\u9280\u884c\u5c0d\u5e33\u55ae\uff09<\/td><\/tr><tr><td>\u5c0d\u4fdd\u6240\u9700\u6587\u4ef6<\/td><td>\u623f\u8cb8\u5408\u7d04\u66f8\uff0c\u88e1\u9762\u6703\u8f09\u660e\u8cb8\u6b3e\u91d1\u984d\u3001\u5730\u5740\u3001\u623f\u8cb8\u5229\u7387\u8207\u5e74\u671f<br>\u62b5\u62bc\u6b0a\u8a2d\u5b9a\u540c\u610f\u66f8<br>\u64a5\u6b3e\u59d4\u8a17\u66f8<br>\u571f\u5730\u3001\u5efa\u7bc9\u6539\u826f\u7269\u62b5\u62bc\u6b0a\u8a2d\u5b9a\u5951\u7d04\u66f8<br>\u91d1\u878d\u6263\u6b3e\u59d4\u8a17\u66f8<br>\u706b\u96aa\u5730\u9707\u96aa\u8cfc\u8cb7<\/td><\/tr><tr><td>\u76f8\u95dc\u4e8b\u9805<\/td><td>\u4e09\u5e74\u5167\u6709\u62d2\u7d55\u5f80\u4f86\u3001\u5446\u5e33\u3001\u903e\u50ac\u6216<br>\u534a\u5e74\u5167\u6709\u5f37\u5236\u505c\u5361\u8005\u7121\u6cd5\u7533\u8acb\uff1b<br>\u4f46\u82e5\u5df2\u6e05\u511f\u8005\u5247\u8996\u500b\u4eba\u60c5\u6cc1\u8fa6\u7406\u3002<br>*\u4ee5\u4e0a\u63a8\u85a6\u4e4b\u9280\u884c\u6838\u767c\u91d1\u984d\u8207\u5229\u7387\u4f9d\u500b\u4eba\u689d\u4ef6\u6709\u6240\u4e0d\u540c<br><strong>\u203b\u9280\u884c\u4fdd\u7559\u6838\u8cb8\u8207\u5426\u4e4b\u6b0a\u5229<\/strong><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-\u7533\u8acb\u623f\u8cb8\u6642-\u9700\u8981\u6e96\u5099\u9019\u4e9b\u8cc7\u6599\"><span class=\"ez-toc-section\" id=\"%E7%94%B3%E8%AB%8B%E6%88%BF%E8%B2%B8%E6%99%82%EF%BC%8C%E9%9C%80%E8%A6%81%E6%BA%96%E5%82%99%E9%80%99%E4%BA%9B%E8%B3%87%E6%96%99\"><\/span>\u7533\u8acb\u623f\u8cb8\u6642\uff0c\u9700\u8981\u6e96\u5099\u9019\u4e9b\u8cc7\u6599<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>1.&nbsp;<strong>\u6536\u5165\u8cc7\u6599<\/strong>\uff1a\u6700\u8fd16\u500b\u6708\u7684\u85aa\u8f49\u5b58\u647a\u5c01\u9762\u548c\u5167\u9801\uff08\u9808\u5148\u88dc\u767b\u5b58\u647a\uff09\u6216\u662f\u53bb\u5e74\u7684\u6263\u7e73\u6191\u55ae\u3002<\/li>\n\n\n\n<li>2.&nbsp;<strong>\u8ca1\u529b\u8b49\u660e<\/strong>\uff1a\u6700\u8fd11\u5e74\u5e38\u5f80\u4f86\u7684\u9280\u884c\u5b58\u647a\u5c01\u9762\u548c\u5167\u9801\uff08\u9808\u5148\u88dc\u767b\u5b58\u647a\uff0c\u7531\u65bc\u9280\u884c\u4e3b\u8981\u8981\u770b\u5b58\u647a\u9918\u984d\uff0c\u4e26\u78ba\u8a8d\u4e0d\u662f\u70ba\u4e86\u8cb8\u6b3e\u81e8\u6642\u5b58\u9032\u53bb\u7684\uff0c\u6240\u4ee5\u53ef\u4ee5\u63d0\u4f9b\u9918\u984d\u8f03\u591a\u4e14\u5f80\u4f863\u500b\u6708\u4ee5\u4e0a\u76841\uff5e2\u5bb6\u9280\u884c\u5b58\u647a\u5f71\u672c\uff09\u3001\u5b9a\u5b58\u8b49\u660e\u3001\u80a1\u7968\u548c\u57fa\u91d1\u660e\u7d30\uff08\u53ef\u4ee5\u7528\u7db2\u8def\u9280\u884c\u5217\u5370\u80a1\u7968\u548c\u57fa\u91d1\u7684\u6301\u80a1\u660e\u7d30\u7d66\u9280\u884c\u53c3\u8003\uff0c\u96d6\u7136\u56e0\u80a1\u50f9\u6ce2\u52d5\u8f03\u5927\uff0c\u9280\u884c\u901a\u5e38\u4e0d\u8a8d\u5217\u8cc7\u7522\uff0c\u4f46\u4ecd\u6709\u52a0\u5206\u4f5c\u7528\uff09\u3001\u4fdd\u96aa\u5408\u7d04\u5f71\u672c\u7b49\uff0c\u78ba\u8a8d\u4f60\u6709\u5b58\u6b3e\u548c\u53ef\u4f9b\u8b8a\u73fe\u7684\u6295\u8cc7\uff0c\u8b93\u9280\u884c\u63d0\u9ad8\u4f60\u7684\u9084\u6b3e\u80fd\u529b\u984d\u5ea6\u3002<\/li>\n\n\n\n<li>3.&nbsp;<strong>\u8cb7\u8ce3\u8cc7\u6599<\/strong>\uff1a\u8cb7\u8ce3\u5408\u7d04\u5f71\u672c\u3001\u8cb7\u8ce3\u5408\u7d04\u50f9\u91d1\u6d41\u7a0b\uff0c\u5982\u532f\u6b3e\u55ae\u548c\u652f\u7968\u5f71\u672c\uff0c\u8b49\u660e\u8cb7\u8ce3\u78ba\u5be6\u5b58\u5728\u3002<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-\u8fa6\u7406\u623f\u8cb8\u76847\u500b\u6b65\u9a5f\">\u8fa6\u7406\u623f\u8cb8\u76847\u500b\u6b65\u9a5f:<\/h3>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>\u8cc7\u6599\u5be9\u6838\u8207\u8abf\u95b1\u806f\u5408\u5fb5\u4fe1<\/strong>\u30023\u5e74\u5167\u6709\u62d2\u7d55\u5f80\u4f86\u8a18\u9304\u30013\u500b\u6708\u5167\u8cb8\u6b3e\u6216\u4fe1\u7528\u5361\u5ef6\u6eef30\u5929\u4ee5\u4e0a\u6216\u672a\u7e73\u4fe1\u7528\u5361\u6700\u4f4e\u61c9\u7e73\u91d1\u984d\u30016\u500b\u6708\u5167\u6709\u4fe1\u7528\u5361\u906d\u5f37\u5236\u505c\u5361\u30016\u500b\u6708\u5167\u6709\u9000\u88dc50\u842c\u4ee5\u4e0a\u8a18\u9304\u6216\u903e\u671f\u3001\u67e5\u5c01\u3001\u5446\u5e33\u8a18\u9304\u3001\u66fe\u505a\u4fdd\u4eba\u501f\u6b3e\u6709\u5446\u5e33\u60c5\u6cc1\u672a\u903e5\u5e74\u8005\uff0c\u7533\u8acb\u4eba\u5982\u6709\u4e0a\u8ff0\u60c5\u5f62\u80af\u5b9a\u6703\u88ab\u9280\u884c\u6253\u69cd\u3002<\/li>\n\n\n\n<li><strong>\u5be6\u969b\u9451\u50f9\u3002<\/strong>\u4e00\u822c\u4f86\u8aaa\u5c07\u53c3\u8003\u623f\u5c4b\u8cb7\u8ce3\u7684\u6210\u4ea4\u50f9\u683c\u4f86\u6c7a\u5b9a\u53ef\u4ee5\u7533\u8cb8\u7684\u91d1\u984d\u7d045~9\u6210\u3002\u6703\u770b\u5c4b\u6cc1\u2026\u7b49\u7b49\u4f30\u50f9\u8981\u7d20\u9032\u884c\u4f30\u50f9\u3002<\/li>\n\n\n\n<li><strong>\u5be9\u6838:<\/strong>\u7576\u9280\u884c\u53d6\u5f97\u501f\u6b3e\u4eba\u53ca\u4fdd\u8b49\u4eba\u7684\u57fa\u672c\u8cc7\u6599\u4e26\u5b8c\u6210\u4e0d\u52d5\u7522\u4f30\u50f9\u5f8c\uff0c\u5c07\u9032\u884c\u6848\u4ef6\u7684\u5be9\u6838\uff0c\u4e00\u822c\u4f86\u8aaa\uff0c\u806f\u5fb5\u8a18\u9304\u6703\u67e5\u8a62\u4f60\u5728\u6240\u6709\u884c\u5eab\u7684\u8cb8\u6b3e\u91d1\u984d\uff0c\u8207\u904e\u53bb 6 \u500b\u6708\u7684\u9084\u6b3e\u8a18\u9304(\u5305\u542b\u4fe1\u7528\u5361\u7e73\u6b3e\u7d00\u9304)\uff0c\u6c7a\u5b9a\u8cb8\u6b3e\u6848\u4ef6\u7684\u51c6\u99c1\u8207\u5426\u3002<\/li>\n\n\n\n<li><strong>\u78ba\u8a8d\u6838\u8cb8\u91d1\u984d\u3001\u5229\u606f\u689d\u4ef6\uff0c\u4e26\u8207\u8cb8\u6b3e\u4eba\u548c\u4fdd\u4eba\u7167\u6703\u3002<\/strong><\/li>\n\n\n\n<li><strong>\u7c3d\u7d04\u5c0d\u4fdd<\/strong>\u3002\u300c\u5c0d\u4fdd\u300d\uff0c\u5c31\u662f\u8207\u9280\u884c\u7c3d\u8a02\u501f\u6b3e\u5951\u7d04\u7684\u610f\u601d\u3002<\/li>\n\n\n\n<li><strong>\u623f\u5c4b\u8a2d\u5b9a<\/strong>:\u5c0d\u4fdd\u5b8c\u6210\u81f3\u64a5\u6b3e\u524d\uff0c\u9084\u9700\u8981\u7d93\u904e\u62b5\u62bc\u6b0a\u8a2d\u5b9a\u7684\u7a0b\u5e8f\uff0c\u62b5\u62bc\u6b0a\u8a2d\u5b9a\u7684\u91d1\u984d\u70ba\u8cb8\u6b3e\u91d1\u984d\u76841.2\u500d\uff0c\u4e26\u5f37\u5236\u6295\u4fdd\u706b\u96aa\u8207\u5730\u9707\u96aa\uff0c\u4fdd\u8cbb\u8ca0\u64d4\u7531\u501f\u6b3e\u4eba\u652f\u4ed8\uff0c\u4e00\u5e74\u4e00\u671f\u76f4\u5230\u8cb8\u6b3e\u9084\u6e05\u70ba\u6b62\u3002<\/li>\n\n\n\n<li><strong>\u64a5\u6b3e\uff1a<\/strong>\u4ea4\u6613\u4e5f\u5373\u5c07\u5b8c\u6210\u56c9\uff01\u62b5\u62bc\u6b0a\u8a2d\u5b9a\u5b8c\u6210\u5f8c\uff0c\u8cb7\u8ce3\u4ef6\u5373\u53ef\u96a8\u6642\u6e96\u5099\u64a5\u6b3e\uff0c\u571f\u5730\u878d\u8cc7\u6216\u8f49\u589e\u8cb8\u4ef6\u518d\u8abf\u95b1\u8a2d\u5b9a\u5b8c\u6210\u4e4b\u8b04\u672c\u7d66\u8207\u9280\u884c\u5373\u53ef\u64a5\u6b3e\u8207\u4ee3\u511f\u5728\u64a5\u6b3e\u524d\uff0c\u9280\u884c\u6703\u5e6b\u9867\u5ba2\u78ba\u8a8d\u662f\u5426\u5df2\u70ba\u4e0d\u52d5\u7522\u6295\u4fdd\u706b\u96aa\u8207\u5730\u9707\u96aa\uff0c\u5982\u679c\u5df2\u7d93\u6295\u4fdd\u5373\u53ef\u96a8\u6642\u6e96\u5099\u64a5\u6b3e\uff0c\u5982\u679c\u5c1a\u672a\u6295\u4fdd\u9280\u884c\u6703\u7b49\u6295\u4fdd\u5b8c\u6210\u5f8c\u624d\u64a5\u6b3e\u3002<\/li>\n<\/ol>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"901\" height=\"901\" src=\"https:\/\/farenguakao.com\/wp-content\/uploads\/2019\/08\/20476.jpg\" alt=\"\u623f\u8cb8\u6d41\u7a0b\u5716\" class=\"wp-image-7295\" srcset=\"https:\/\/farenguakao.com\/wp-content\/uploads\/2019\/08\/20476.jpg 901w, https:\/\/farenguakao.com\/wp-content\/uploads\/2019\/08\/20476-150x150.jpg 150w, https:\/\/farenguakao.com\/wp-content\/uploads\/2019\/08\/20476-300x300.jpg 300w, https:\/\/farenguakao.com\/wp-content\/uploads\/2019\/08\/20476-768x768.jpg 768w\" sizes=\"auto, (max-width: 901px) 100vw, 901px\" \/><figcaption class=\"wp-element-caption\">\u623f\u8cb8\u6d41\u7a0b\u5716<\/figcaption><\/figure>\n\n\n\n<p>\u5ef6\u4f38\u95b1\u8b80:&lt;<a href=\"https:\/\/farenguakao.com\/loans-housing\/\">\u300a\u9ad8\u984d\u623f\u8cb8\u7533\u8acb\u300b\u4f4e\u5229\u7387\u623f\u5c4b\u8cb8\u6b3e\u8207\u9084\u6b3e\u5e74\u9650\u7b49\u5404\u7a2e\u623f\u8cb8\u554f\u984c\u627e\u8cb8\u6b3e\u901a<\/a>&gt;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E6%88%BF%E8%B2%B8%E5%B9%B4%E9%99%90Q_A\"><\/span>\u623f\u8cb8\u5e74\u9650Q&amp;A<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<div class=\"schema-faq wp-block-yoast-faq-block\"><div class=\"schema-faq-section\" id=\"faq-question-10\"><strong class=\"schema-faq-question\">\u9078\u64c7\u623f\u8cb8\u5e74\u9650\u9577\u77ed\u8981\u5217\u5165\u8a55\u4f30\u7684\u9ede\u662f\uff1f<\/strong> <p class=\"schema-faq-answer\">1\/ \u9084\u6b3e\u91d1\u984d\u591a\u6216\u5c11<br\/>2\/ \u901a\u8ca8\u81a8\u8139\u672a\u4f86\u7684\u9322\u6bd4\u8f03\u4e0d\u503c\u9322<br\/>3\/ \u5e74\u9650\u77ed\u53ef\u80fd\u932f\u904e\u6295\u8cc7\u6a5f\u6703\u6210\u672c<br\/>4\/ 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