{"id":6830,"date":"2019-04-24T15:23:42","date_gmt":"2019-04-24T07:23:42","guid":{"rendered":"https:\/\/farenguakao.com\/?p=6830"},"modified":"2024-12-21T07:34:19","modified_gmt":"2024-12-20T23:34:19","slug":"mortgage-early-repayment","status":"publish","type":"post","link":"https:\/\/farenguakao.com\/mortgage-early-repayment\/","title":{"rendered":"\u623f\u8cb8\u6108\u65e9\u9084\u5b8c\u6108\u597d\u55ce\uff1f\u623f\u8cb8\u63d0\u524d\u9084\u6b3e\u90193\u9ede\u53ef\u4ee5\u5e6b\u4f60\u7701\u4e0b\u9055\u7d04\u91d1\uff01"},"content":{"rendered":"\n<p>\u8a31\u591a\u4eba\u5728\u6709\u4e86\u623f\u5c4b\u8cb8\u6b3e\u4e4b\u5f8c\uff0c\u5e0c\u671b\u80fd\u76e1\u901f\u9084\u6b3e\uff0c\u9664\u4e86\u6bcf\u6708\u7e73\u4ea4\u7684\u623f\u8cb8\u4e4b\u5916\uff0c\u9084\u5e0c\u671b\u80fd\u63d0\u524d\u511f\u9084\u623f\u8cb8\u3002<\/p>\n\n\n\n<p>\u672c\u6587\u5373\u8aaa\u660e\u623f\u5c4b\u8cb8\u6b3e\u662f\u5426\u80fd\u63d0\u524d\u511f\u9084\uff0c\u4ee5\u53ca\u53c8\u6709\u4ec0\u9ebc\u65b9\u6cd5\u53ef\u4ee5\u907f\u514d\u56e0\u63d0\u524d\u511f\u9084\u623f\u5c4b\u8cb8\u6b3e\u800c\u7522\u751f\u7684\u9055\u7d04\u91d1\u5462\u3002<\/p>\n\n\n\n\n\n\n\n<div 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\u623f\u8cb8\u63d0\u524d\u9084\u6b3e\u554f\u984c\u60f3\u8aee\u8a62\u8a72\u600e\u9ebc\u505a\uff1f\">\u6709\u66f4\u591a \u623f\u8cb8\u63d0\u524d\u9084\u6b3e\u554f\u984c\u60f3\u8aee\u8a62\u8a72\u600e\u9ebc\u505a\uff1f<\/a><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\" id=\"h-\u623f\u8cb8\u63d0\u524d\u9084\u6b3e-\u6613\u6709\u9055\u7d04\u91d1\u767c\u751f\"><span class=\"ez-toc-section\" id=\"%E6%88%BF%E8%B2%B8%E6%8F%90%E5%89%8D%E9%82%84%E6%AC%BE%EF%BC%8C%E6%98%93%E6%9C%89%E9%81%95%E7%B4%84%E9%87%91%E7%99%BC%E7%94%9F\"><\/span>\u623f\u8cb8\u63d0\u524d\u9084\u6b3e\uff0c\u6613\u6709\u9055\u7d04\u91d1\u767c\u751f<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u8a31\u591a\u4eba\u70ba\u4e86\u8cb7\u4e0b\u5c6c\u65bc\u81ea\u5df1\u7684\u623f\u5b50\u6210\u5bb6\u7acb\u696d\uff0c\u65bc\u662f\u63f9\u8d77\u4e86\u9ad8\u984d\u7684\u623f\u5c4b\u8cb8\u6b3e\uff1b\u540c\u6642\uff0c\u7531\u65bc\u8fd1\u5e74\u623f\u50f9\u9ad8\u6f32\uff0c\u6d88\u8cbb\u8005\u7684\u623f\u8cb8\u52d5\u8f12\u6578\u767e\u842c\u8d77\u8df3\uff0c\u8cb8\u6b3e\u5e74\u6578\u4e5f\u9577\u9054\u6578\u5341\u5e74\u3002<\/p>\n\n\n\n<p>\u6b64\u6642\uff0c\u6709\u4e9b\u4eba\u56e0\u70ba\u60f3\u8981\u63d0\u524d\u511f\u9084\u623f\u8cb8\u3001\u6216\u8005\u904e\u7a0b\u4e2d\u6709\u4e00\u7b46\u610f\u5916\u7684\u6536\u5165\uff0c\u65bc\u662f\u6709\u4e00\u500b\u5171\u540c\u7684\u7591\u554f\uff1a\u300c\u623f\u8cb8\u53ef\u4ee5\u63d0\u524d\u9084\u6b3e\u55ce\uff1f\u300d<\/p>\n\n\n\n<p>\u4eca\u5929\u5c31\u8b93\u6211\u5011\u4f86\u89e3\u7b54\u9019\u500b\u554f\u984c\uff0c\u623f\u8cb8\u53ef\u4ee5\u63d0\u524d\u9084\u6b3e\u55ce\uff1f\u5728\u54ea\u4e9b\u60c5\u6cc1\u4e0b\u53ef\u4ee5\u5462\uff1f<\/p>\n\n\n\n<p>\u623f\u8cb8\u80fd\u5426\u63d0\u524d\u511f\u9084\uff1f\u9019\u5176\u5be6\u8981\u5f9e\u6d88\u8cbb\u8005\u7576\u521d\u9078\u64c7\u7684\u623f\u8cb8\u65b9\u6848\u8aaa\u8d77\u3002<\/p>\n\n\n\n<p>\u4e00\u822c\u623f\u8cb8\u6703\u6709\u5169\u7a2e\u65b9\u6848\uff0c\u4e00\u7a2e\u70ba\u300c\u5229\u7387\u8f03\u9ad8\uff0c\u4f46\u53ef\u96a8\u6642\u63d0\u524d\u511f\u9084\u672c\u91d1\u300d\uff0c\u53e6\u4e00\u7a2e\u5247\u70ba\u300c\u5229\u7387\u8f03\u4f4e\uff0c\u4f46\u7d04\u5b9a\u56fa\u5b9a\u5e74\u9650\u5167\u4e0d\u53ef\u511f\u9084\u672c\u91d1\u300d\u3002<\/p>\n\n\n\n<p><strong>\u8cfc\u8cb7\u623f\u5b50\u6642\u52d9\u5fc5\u6ce8\u610f\u5404\u5bb6\u9280\u884c\u9055\u7d04\u91d1\u7684\u9650\u5236\u689d\u4ef6,<\/strong>\u5404\u5bb6\u9280\u884c\u9055\u7d04\u91d1\u7684\u8a08\u7b97\u898f\u5247\u5176\u5be6\u4e0d\u4e00\u6a23<\/p>\n\n\n\n<p>\u82e5\u6d88\u8cbb\u8005\u9078\u64c7\u5f8c\u8005\uff0c\u5728\u898f\u5b9a\u5e74\u9650\u5167\u511f\u9084\u672c\u91d1\uff08\u4e00\u822c\u70ba 2~3 \u5e74\u5167\uff09\uff0c\u5247\u6703\u6709\u9055\u7d04\u91d1\u767c\u751f\uff0c\u5176\u8a08\u7b97\u65b9\u5f0f\u5404\u9280\u884c\u7686\u4e0d\u540c\uff0c\u6211\u5011\u8209\u53f0\u7063\u9280\u884c\u5148\u524d\u7684\u623f\u8cb8\u8aaa\u660e\u70ba\u4f8b\uff1a<\/p>\n\n\n\n<p>\u300c\u81ea\u501f\u7528\u65e5\u8d77\u4e00\u5e74\u5167\u63d0\u524d\u6e05\u511f\u5168\u90e8\u501f\u6b3e\u8005\uff0c\u52a0\u6536\u63d0\u524d\u511f\u9084\u672c\u91d1\u4e4b 1% \u9055\u7d04\u91d1\uff1b<br>\n\u903e\u4e00\u5e74\u672a\u6eff\u4e8c\u5e74\u63d0\u524d\u6e05\u511f\u5168\u90e8\u501f\u6b3e\u8005\uff0c\u52a0\u6536\u63d0\u524d\u511f\u9084\u672c\u91d1\u4e4b 0.7% \u9055\u7d04\u91d1\uff1b<br>\n\u903e\u4e8c\u5e74\u672a\u6eff\u4e09\u5e74\u63d0\u524d\u6e05\u511f\u5168\u90e8\u501f\u6b3e\u8005\uff0c\u52a0\u6536\u63d0\u524d\u511f\u9084\u672c\u91d1\u4e4b 0.5% \u9055\u7d04\u91d1\u3002\u300d<\/p>\n\n\n\n<p>\u800c\u7b2c\u4e00\u9280\u884c\u7684\u4e00\u822c\u623f\u8cb8\u5247\u898f\u5b9a\uff1a<\/p>\n\n\n\n<p>\u300c\u81ea\u501f\u6b3e\u65e5\u8d77\u7b97 3 \u5e74\u5167\uff0c\u65bc\u4e0b\u5217\u671f\u9593\u5167\u63d0\u524d\u511f\u9084\u90e8\u5206\u6216\u5168\u90e8\u501f\u6b3e\u8005\uff0c\u4f9d\u63d0\u524d\u6e05\u511f\u4e4b\u501f\u6b3e\u672c\u91d1\uff0c\u6309\u4e0b\u5217\u898f\u5b9a\u8a08\u4ed8\u63d0\u524d\u6e05\u511f\u9055\u7d04\u91d1\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li> 1.\u81ea\u501f\u6b3e\u65e5\u8d77\u7b97 1 \u5e74\u4ee5\u5167\uff0c\u4f9d 1% \u8a08\u4ed8\u3002 <\/li>\n\n\n\n<li> 2.\u81ea\u501f\u6b3e\u65e5\u8d77\u7b97\u8d85\u904e 1 \u5e74\u800c\u5728 2 \u5e74\u4ee5\u5167\uff0c\u4f9d 0.8% \u8a08\u4ed8\u3002 <\/li>\n\n\n\n<li> 3.\u81ea\u501f\u6b3e\u65e5\u8d77\u7b97\u8d85\u904e 2 \u5e74\u800c\u5728 3 \u5e74\u4ee5\u5167\uff0c\u4f9d 0.6% \u8a08\u4ed8\u3002 \u300d<\/li>\n<\/ul>\n\n\n\n<p>\u6b64\u90e8\u5206\u6578\u64da\u5404\u9280\u884c\u6709\u6240\u5dee\u7570\uff0c\u6d88\u8cbb\u8005\u4e00\u5b9a\u8981\u5728\u8cb8\u6b3e\u524d\u5c31\u641e\u6e05\u695a\u6b64\u9805\u76ee\u7684\u898f\u5b9a\uff0c\u82e5\u5df2\u7d93\u7c3d\u7f72\u623f\u8cb8\u5408\u7d04\uff0c\u5728\u9084\u6b3e\u524d\u4e5f\u8981\u5148\u4e86\u89e3\u9055\u7d04\u91d1\u7684\u76f8\u95dc\u898f\u5b9a\u3002<\/p>\n\n\n\n<p>\u4ee5\u7b2c\u4e00\u9280\u884c\u7684\u898f\u5b9a\u4f86\u8aaa\uff0c\u82e5\u5728\u7b2c\u4e00\u5e74\u63d0\u524d\u511f\u9084\u4e86 800 \u842c\u672c\u91d1\uff0c\u5c31\u9808\u652f\u4ed8\u7d04 8 \u842c\u5143\u7684\u6e05\u511f\u9055\u7d04\u91d1\uff0c\u4e5f\u4e26\u975e\u4e00\u7b46\u5c0f\u6578\u5b57\u3002<\/p>\n\n\n\n<p>\u5ef6\u4f38\u95b1\u8b80\uff1a\u300a<a href=\"https:\/\/farenguakao.com\/min-mortgage-interest-rate\/\">\u623f\u8cb8\u5229\u7387\u8d8a\u4f4e\u8d8a\u597d\u55ce?<\/a>\u300b<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-\u9055\u7d04\u91d1\u8a08\u7b97\u65b9\u5f0f\u5927\u81f4\u52063\u7a2e\">\u9055\u7d04\u91d1\u8a08\u7b97\u65b9\u5f0f\u5927\u81f4\u52063\u7a2e<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li> \u7b2c\u4e00\u7a2e\u662f\u73fe\u6b20\u9918\u984d\u00d7\u9055\u7d04\u91d1%\u6578<\/li>\n\n\n\n<li> \u7b2c\u4e8c\u7a2e3~6\u500b\u6708\u5e73\u5747\u73fe\u6b20\u9918\u984d\u00d7\u9055\u7d04\u91d1%\u6578<\/li>\n\n\n\n<li> \u7b2c\u4e09\u7a2e\u539f\u501f\u8cb8\u91d1\u984d\u00d7\u9055\u7d04\u91d1%\u6578(\u9019\u7a2e\u662f\u6700\u56b4\u683c\u7684\u53ea\u8981\u63d0\u524d\u9084\u6b3e\u5c31\u9700\u652f\u4ed8\u9055\u7d04\u91d1)<\/li>\n<\/ul>\n\n\n\n<p> <strong>(\u5404\u9280\u884c\u8a08\u7b97\u65b9\u5f0f\u4e0d\u540c)<\/strong><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-\u623f\u8cb8\u63d0\u524d\u9084\u6b3e\u76843\u500b\u8a23\u7ac5\"><span class=\"ez-toc-section\" id=\"%E6%88%BF%E8%B2%B8%E6%8F%90%E5%89%8D%E9%82%84%E6%AC%BE%E7%9A%843%E5%80%8B%E8%A8%A3%E7%AB%85\"><\/span>\u623f\u8cb8\u63d0\u524d\u9084\u6b3e\u76843\u500b\u8a23\u7ac5<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u5be6\u969b\u4e0a\uff0c\u96d6\u7136\u623f\u8cb8\u63d0\u524d\u9084\u6b3e\u5f80\u5f80\u6709\u9055\u7d04\u91d1\u7684\u554f\u984c\uff0c\u7136\u800c\u6709\u4e00\u4e9b\u5c0f\u6280\u5de7\u80fd\u8b93\u6d88\u8cbb\u8005\u5728\u63d0\u524d\u9084\u6b3e\u6642\u66f4\u52a0\u9806\u5229\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-1-\u4e0d\u8981\u5b8c\u5168\u9084\u5b8c\u672c\u91d1-\u800c\u662f\u5269\u4e0b\u4e00\u767e\u5143-\u6216\u4e00\u5143\u7684\u672c\u91d1\">1.\u4e0d\u8981\u5b8c\u5168\u9084\u5b8c\u672c\u91d1\uff0c\u800c\u662f\u5269\u4e0b\u4e00\u767e\u5143\u3001\u6216\u4e00\u5143\u7684\u672c\u91d1\uff1a<\/h3>\n\n\n\n<p>\u76f8\u4fe1\u5f88\u591a\u4eba\u5728\u574a\u9593\u807d\u904e\u9019\u7a2e\u8aaa\u6cd5\uff0c\u7136\u800c\u9019\u500b\u8aaa\u6cd5\u662f\u6709\u6210\u7acb\u524d\u63d0\u7684\u3002<\/p>\n\n\n\n<p>\u4ee5\u4e0a\u9762\u4f8b\u5b50\u4f86\u8aaa\uff0c\u9019\u50c5\u9650\u65bc\u53f0\u7063\u9280\u884c\u7684\u898f\u5247\uff0c\u56e0\u70ba\u5b83\u6a19\u793a\u7684\u9055\u7d04\u91d1\u689d\u4ef6\u70ba\u300c\u81ea\u501f\u7528\u65e5\u8d77<strong>\u4e00\u5e74\u5167<\/strong>\u63d0\u524d\u6e05\u511f<strong>\u300e\u5168\u90e8\u300f<\/strong>\u501f\u6b3e\u8005\u300d\uff0c\u6545\u610f\u4e0d\u9084\u5b8c\u672c\u91d1\uff0c\u5c31\u662f\u70ba\u4e86\u907f\u514d\u89f8\u72af\u5230\u300c\u6e05\u511f\u5168\u90e8\u501f\u6b3e\u300d\u7684\u689d\u4f8b\uff0c\u56e0\u6b64\u6709\u6548\u3002<\/p>\n\n\n\n<p><strong>\u5982\u679c\u623f\u8cb8\u8981\u63d0\u65e9\u9084\u6b3e\u5efa\u8b70\u5148\u63d0\u524d\u511f\u9084\u90e8\u4efd\u672c\u91d1\u6216\u662f\u62d6\u5ef6\u8d85\u904e\u4e00\u5e74\u3002 <\/strong><\/p>\n\n\n\n<p>\u7136\u800c\uff0c\u5982\u679c\u662f\u4e0a\u8ff0\u7b2c\u4e00\u9280\u884c\u7684\u898f\u5247\uff0c\u5247\u8a3b\u660e\u4e86\u300c <strong>\u81ea\u501f\u6b3e\u65e5\u8d77\u7b97 3 \u5e74\u5167<\/strong>\uff0c \u65bc\u4e0b\u5217\u671f\u9593\u5167\u300e<strong>\u63d0\u524d\u511f\u9084\u90e8\u5206\u6216\u5168\u90e8\u501f\u6b3e\u8005<\/strong>\u300f\uff0c\u4f9d\u63d0\u524d\u6e05\u511f\u4e4b\u501f\u6b3e\u672c\u91d1\uff0c\u6309\u4e0b\u5217\u898f\u5b9a\u8a08\u4ed8\u63d0\u524d\u6e05\u511f\u9055\u7d04\u91d1\u300d\uff0c\u6b64\u6642\u5269\u4e0b\u4e00\u767e\u5143\u7684\u672c\u91d1\u5247\u6beb\u7121\u7528\u8655\uff0c\u524d\u9762\u511f\u9084\u7684 799 \u842c 900 \u5143\uff0c\u4f9d\u7136\u8981\u8ce0\u511f\u4e00\u5b9a\u6bd4\u4f8b\u7684\u9055\u7d04\u91d1\u3002<\/p>\n\n\n\n<p><strong>\u5982\u679c\u623f\u8cb8\u8981\u63d0\u65e9\u9084\u6b3e\u5efa\u8b70\u662f\u62d6\u5ef6\u8d85\u904e\u4e09\u5e74\u3002  <\/strong><\/p>\n\n\n\n<p class=\"has-text-color\" style=\"color:#a30014\"> \u5404\u5bb6\u9280\u884c\u9055\u7d04\u91d1\u7684\u8a08\u7b97\u898f\u5247\u90fd\u662f\u4e0d\u4e00\u6a23\u7684\uff0c\u8acb\u4ed4\u7d30\u4e86\u89e3 <\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-2-\u8207\u9280\u884c\u5354\u8abf\u5ef6\u671f\u5857\u92b7\">2.\u8207\u9280\u884c\u5354\u8abf\u5ef6\u671f\u5857\u92b7<\/h3>\n\n\n\n<p>\u53e6\u4e00\u500b\u65b9\u6cd5\uff0c\u5247\u662f\u9280\u884c\u5354\u5546\u5ef6\u671f\u4e0d\u52d5\u7522\u7684\u5857\u92b7\u3002<\/p>\n\n\n\n<p>\u6709\u90e8\u5206\u7684\u9280\u884c\u623f\u8cb8\u689d\u6b3e\uff0c\u6d88\u8cbb\u8005\u5728\u6e05\u511f\u7d50\u675f\u5f8c\uff0c\u53ea\u8981\u4e0d\u5230\u5730\u653f\u4e8b\u52d9\u6240\u8fa6\u7406\u8a72\u4e0d\u52d5\u7522\u7684\u5857\u92b7\uff0c\u8b93\u9280\u884c\u7e7c\u7e8c\u4fdd\u6709\u6b64\u4e0d\u52d5\u7522\u7684\u50b5\u6b0a\uff0c\u7b49\u5230\u898f\u7bc4\u671f\u9593\u904e\u53bb\uff0c\u6d88\u8cbb\u8005\u518d\u53bb\u8fa6\u7406\u5857\u92b7\uff0c\u4fbf\u4e0d\u6703\u6709\u9055\u7d04\u91d1\u554f\u984c\u7522\u751f\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-3-\u82e5\u5fc5\u9808\u5857\u92b7\u62b5\u62bc\u6b0a\u767b\u8a18-\u8f49\u8ce3-\u53ef\u8207\u9280\u884c\u5617\u8a66\u5354\u5546\">3.\u82e5\u5fc5\u9808\u5857\u92b7\u62b5\u62bc\u6b0a\u767b\u8a18\uff08\u8f49\u8ce3\uff09\uff0c\u53ef\u8207\u9280\u884c\u5617\u8a66\u5354\u5546<\/h3>\n\n\n\n<p>\u5018\u82e5\u623f\u5c4b\u8f49\u8ce3\uff0c\u6b64\u6642\u4fbf\u4e00\u5b9a\u5f97\u9032\u884c\u4e0d\u52d5\u7522\u7684\u5857\u92b7\u3002\u82e5\u5728\u9019\u6a23\u7684\u72c0\u6cc1\uff0c\u53ef\u8207\u9280\u884c\u5354\u8abf\uff0c\u8b93\u8cb7\u53d7\u4eba\uff08\u65b0\u7684\u8cb7\u4e3b\uff09\u7e7c\u7e8c\u8207\u6b64\u9593\u9280\u884c\u8cb8\u6b3e\uff0c\u5247\u6709\u6a5f\u6703\u6e1b\u5c11\u3001\u751a\u81f3\u907f\u514d\u9055\u7d04\u91d1\u7522\u751f\u3002<\/p>\n\n\n\n<p>\u5ef6\u4f38\u95b1\u8b80\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u300a<a href=\"https:\/\/farenguakao.com\/housingsecondloans\/\">\u4ec0\u9ebc\u662f\u4e8c\u9806\u4f4d\u623f\u5c4b\u8cb8\u6b3e\uff1f<\/a>\u300b<\/li>\n\n\n\n<li>\u300a<a href=\"https:\/\/farenguakao.com\/youth-house-loan\/\">\u5e74\u8f15\u9996\u8cfc\u65cf\u4e00\u5b9a\u8981\u4e86\u89e3\u7684\u9752\u5e74\u8cfc\u5c4b\u8cb8\u6b3e<\/a>\u300b<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-\u7d50\u8ad6-\u8cb7\u623f\u8cb8\u6b3e\u689d\u7d04\u9700\u5c0f\u5fc3\u8b39\u614e\"><span class=\"ez-toc-section\" id=\"%E7%B5%90%E8%AB%96%EF%BC%9A%E8%B2%B7%E6%88%BF%E8%B2%B8%E6%AC%BE%E6%A2%9D%E7%B4%84%E9%9C%80%E5%B0%8F%E5%BF%83%E8%AC%B9%E6%85%8E\"><\/span>\u7d50\u8ad6\uff1a\u8cb7\u623f\u8cb8\u6b3e\u689d\u7d04\u9700\u5c0f\u5fc3\u8b39\u614e<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u5f9e\u4e0a\u8ff0\u72c0\u6cc1\u6211\u5011\u53ef\u4ee5\u767c\u73fe\uff0c\u6c7a\u5b9a\u300c\u623f\u8cb8\u63d0\u524d\u9055\u7d04\u91d1\u300d\u7684\u4e8b\u60c5\uff0c\u5176\u5be6\u5728\u8cb8\u6b3e\u4e00\u958b\u59cb\u5c31\u6c7a\u5b9a\u4e86\uff0c\u662f\u5426\u9700\u8981\u5857\u92b7\u3001\u662f\u5426\u80fd\u90e8\u5206\u9084\u6b3e\uff0c\u9019\u4e9b\u90fd\u662f\u623f\u5c4b\u8cb8\u6b3e\u300c\u4e00\u958b\u59cb\u300d\u5c31\u8981\u597d\u597d\u4e86\u89e3\u7684\u4e8b\u60c5\u3002<\/p>\n\n\n\n<p>\u6240\u4ee5\uff0c\u5982\u679c\u6d88\u8cbb\u8005\u5c1a\u672a\u8cfc\u8cb7\u623f\u8cb8\uff0c\u5728\u8cb8\u6b3e\u524d\u4e00\u5b9a\u8981\u4ed4\u7d30\u7814\u7a76\u88e1\u9762\u7684\u7d30\u5247\uff0c\u4e26\u8003\u91cf\u5404\u7a2e\u72c0\u6cc1\uff0c\u800c\u5982\u679c\u4f60\u5df2\u7d93\u6709\u4e86\u623f\u8cb8\uff0c\u4f46\u53c8\u60f3\u63d0\u524d\u9084\u6b3e\uff0c\u4e5f\u8981\u91cd\u65b0\u5be9\u8996\u7576\u521d\u7c3d\u7f72\u7684\u5408\u7d04\uff0c\u4e26\u8a08\u7b97\u4e00\u4e0b\u9055\u7d04\u91d1\u662f\u5426\u5212\u7b97\uff0c\u540c\u6642\u5617\u8a66\u8207\u9280\u884c\u5354\u5546\u3002<\/p>\n\n\n\n<p>\u5018\u82e5\u4f60\u5c0d\u65bc\u623f\u5c4b\u8cb8\u6b3e\u4e26\u4e0d\u4e86\u89e3\uff0c\u6216\u662f\u6709\u7279\u6b8a\u72c0\u6cc1\u9700\u8981\u89e3\u6c7a\uff0c\u4e0d\u59a8\u6c42\u52a9\u65bc\u5c08\u696d\u7684\u8cb8\u6b3e\u516c\u53f8\uff0c\u8b93\u8cb8\u6b3e\u901a\u900f\u904e\u8cb8\u6b3e\u7684\u5c08\u696d\uff0c\u66ff\u4f60\u8f15\u9b06\u5730\u8fc5\u901f\u627e\u5230\u5408\u9069\u7684\u8cb8\u6b3e\u65b9\u6848\uff01<\/p>\n\n\n\n<p>\u5ef6\u4f38\u95b1\u8b80\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u300a<a href=\"https:\/\/farenguakao.com\/housing-loans-trading\/\">\u4e86\u89e3\u512a\u60e0\u7684\u623f\u5c4b\u8cb8\u6b3e\u53ca\u8cb8\u6b3e\u8a66\u7b97<\/a>\u300b<\/li>\n\n\n\n<li>\u300a<a href=\"https:\/\/farenguakao.com\/mortgage-grace-period\/\">\u623f\u8cb8\u4e2d\u7684\u5bec\u9650\u671f\u662f\u4ec0\u9ebc\uff1f<\/a>\u300b<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"\u623f\u5c4b\u8cb8\u6b3e\u7279\u8272\"><span class=\"ez-toc-section\" id=\"%E6%88%BF%E5%B1%8B%E8%B2%B8%E6%AC%BE%E6%96%B9%E6%A1%88%E5%85%A7%E5%AE%B9%E8%AA%AA%E6%98%8E\"><\/span>\u623f\u5c4b\u8cb8\u6b3e\u65b9\u6848\u5167\u5bb9\u8aaa\u660e<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table><tbody><tr><td>\u9805\u76ee<\/td><td>\u623f\u5c4b\u8cb8\u6b3e<\/td><\/tr><tr><td>\u8cb8\u6b3e\u689d\u4ef6<\/td><td>1.\u5e74\u6eff18\u81f365\u6b72\u4e4b\u570b\u6c11<br>2.\u623f\u5b50\u576a\u657815\u576a\u4ee5\u4e0a\uff08\u5317\u5e0212\u576a\u4ee5\u4e0a\uff09<br>3.\u4e09\u5e74\u5167\u7121\u62d2\u7d55\u5f80\u4f86\u3001\u5446\u5e33\u3001\u903e\u50ac\u6216\u534a\u5e74\u5167\u6709\u5f37\u5236\u505c\u5361\u8005\uff1b<br>\u4f46\u82e5\u5df2\u6e05\u511f\u8005\u5247\u8996\u500b\u4eba\u60c5\u6cc1\u8fa6\u7406\u3002<\/td><\/tr><tr><td>\u8cb8\u6b3e\u984d\u5ea6<\/td><td>\u8cb8\u6b3e\u91d1\u984d\u8996\u623f\u5c4b\u5e02\u503c\u4f30\u50f9\u800c\u5b9a\u3002<br>\u4e00\u822c\u53ef\u8cb88\u6210\u5de6\u53f3<\/td><\/tr><tr><td>\u8cb8\u6b3e\u5e74\u9650<\/td><td>1-40\u5e74 \u672c\u5229\u6524\u9084\u578b\uff1a\u6700\u957740\u5e74\uff0c<br>\u63d0\u4f9b\u6700\u95773\u5e74\u7684\u7e73\u606f\u5bec\u9650\u671f(\u4f9d\u500b\u4eba\u60c5\u6cc1\u800c\u5b9a) \uff0c<br>\u5bec\u9650\u671f\u5167\u53ea\u9084\u5229\u606f\u4e0d\u7528\u6524\u9084\u672c\u91d1\uff0c\u8b93\u60a8\u9084\u6b3e\u66f4\u8f15\u9b06\u3002<\/td><\/tr><tr><td>\u8cb8\u6b3e\u5229\u7387<\/td><td>2%~3%\u00a0\u00a0(\u672c\u8cb8\u6b3e\u5229\u7387\u9700\u8996\u501f\u6b3e\u4eba\u76f8\u95dc\u689d\u4ef6\u800c\u6709\u4e0d\u540c )\u3002<\/td><\/tr><tr><td>\u6aa2\u9644\u6587\u4ef6<\/td><td>\u96d9\u8b49\u4ef6(\u8eab\u4efd\u8b49+\u5065\u4fdd\u5361\u6216\u99d5\u7167)<br>\u6536\u5165\u8b49\u660e<br>\u5728\u8077\u8b49\u660e<br>\u6236\u7c4d\u8b04\u672c<br>\u571f\u5730\u5efa\u7269\u6240\u6709\u6b0a\u72c0<br>\u5982\u679c\u662f\u8981\u8f49\u8cb8\u9700\u63d0\u4f9b\u623f\u8cb8\u6700\u8fd1\u4e00\u5e74\u7e73\u6b3e\u660e\u7d30<br>\uff08\u5b58\u647a\u5c01\u9762\u53ca\u5167\u9801\u8a18\u9304\u6216\u7e73\u6b3e\u6536\u64da\u6216\u9280\u884c\u5c0d\u5e33\u55ae\uff09<\/td><\/tr><tr><td>\u5c0d\u4fdd\u6240\u9700\u6587\u4ef6<\/td><td>\u623f\u8cb8\u5408\u7d04\u66f8\uff0c\u88e1\u9762\u6703\u8f09\u660e\u8cb8\u6b3e\u91d1\u984d\u3001\u5730\u5740\u3001\u623f\u8cb8\u5229\u7387\u8207\u5e74\u671f<br>\u62b5\u62bc\u6b0a\u8a2d\u5b9a\u540c\u610f\u66f8<br>\u64a5\u6b3e\u59d4\u8a17\u66f8<br>\u571f\u5730\u3001\u5efa\u7bc9\u6539\u826f\u7269\u62b5\u62bc\u6b0a\u8a2d\u5b9a\u5951\u7d04\u66f8<br>\u91d1\u878d\u6263\u6b3e\u59d4\u8a17\u66f8<br>\u706b\u96aa\u5730\u9707\u96aa\u8cfc\u8cb7<\/td><\/tr><tr><td>\u76f8\u95dc\u4e8b\u9805<\/td><td>\u4e09\u5e74\u5167\u6709\u62d2\u7d55\u5f80\u4f86\u3001\u5446\u5e33\u3001\u903e\u50ac\u6216<br>\u534a\u5e74\u5167\u6709\u5f37\u5236\u505c\u5361\u8005\u7121\u6cd5\u7533\u8acb\uff1b<br>\u4f46\u82e5\u5df2\u6e05\u511f\u8005\u5247\u8996\u500b\u4eba\u60c5\u6cc1\u8fa6\u7406\u3002<br>*\u4ee5\u4e0a\u63a8\u85a6\u4e4b\u9280\u884c\u6838\u767c\u91d1\u984d\u8207\u5229\u7387\u4f9d\u500b\u4eba\u689d\u4ef6\u6709\u6240\u4e0d\u540c<br><strong>\u203b\u9280\u884c\u4fdd\u7559\u6838\u8cb8\u8207\u5426\u4e4b\u6b0a\u5229<\/strong><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-\u7533\u8acb\u623f\u5c4b\u8cb8\u6b3e\u6642-\u9700\u8981\u6e96\u5099\u9019\u4e9b\u8cc7\u6599\"><span class=\"ez-toc-section\" id=\"%E7%94%B3%E8%AB%8B%E6%88%BF%E5%B1%8B%E8%B2%B8%E6%AC%BE%E6%99%82%EF%BC%8C%E9%9C%80%E8%A6%81%E6%BA%96%E5%82%99%E9%80%99%E4%BA%9B%E8%B3%87%E6%96%99\"><\/span>\u7533\u8acb\u623f\u5c4b\u8cb8\u6b3e\u6642\uff0c\u9700\u8981\u6e96\u5099\u9019\u4e9b\u8cc7\u6599<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>1. <strong>\u6536\u5165\u8cc7\u6599<\/strong>\uff1a\u6700\u8fd16\u500b\u6708\u7684\u85aa\u8f49\u5b58\u647a\u5c01\u9762\u548c\u5167\u9801\uff08\u9808\u5148\u88dc\u767b\u5b58\u647a\uff09\u6216\u662f\u53bb\u5e74\u7684\u6263\u7e73\u6191\u55ae\u3002<\/li>\n\n\n\n<li>2. <strong>\u8ca1\u529b\u8b49\u660e<\/strong>\uff1a\u6700\u8fd11\u5e74\u5e38\u5f80\u4f86\u7684\u9280\u884c\u5b58\u647a\u5c01\u9762\u548c\u5167\u9801\uff08\u9808\u5148\u88dc\u767b\u5b58\u647a\uff0c\u7531\u65bc\u9280\u884c\u4e3b\u8981\u8981\u770b\u5b58\u647a\u9918\u984d\uff0c\u4e26\u78ba\u8a8d\u4e0d\u662f\u70ba\u4e86\u8cb8\u6b3e\u81e8\u6642\u5b58\u9032\u53bb\u7684\uff0c\u6240\u4ee5\u53ef\u4ee5\u63d0\u4f9b\u9918\u984d\u8f03\u591a\u4e14\u5f80\u4f863\u500b\u6708\u4ee5\u4e0a\u76841\uff5e2\u5bb6\u9280\u884c\u5b58\u647a\u5f71\u672c\uff09\u3001\u5b9a\u5b58\u8b49\u660e\u3001\u80a1\u7968\u548c\u57fa\u91d1\u660e\u7d30\uff08\u53ef\u4ee5\u7528\u7db2\u8def\u9280\u884c\u5217\u5370\u80a1\u7968\u548c\u57fa\u91d1\u7684\u6301\u80a1\u660e\u7d30\u7d66\u9280\u884c\u53c3\u8003\uff0c\u96d6\u7136\u56e0\u80a1\u50f9\u6ce2\u52d5\u8f03\u5927\uff0c\u9280\u884c\u901a\u5e38\u4e0d\u8a8d\u5217\u8cc7\u7522\uff0c\u4f46\u4ecd\u6709\u52a0\u5206\u4f5c\u7528\uff09\u3001\u4fdd\u96aa\u5408\u7d04\u5f71\u672c\u7b49\uff0c\u78ba\u8a8d\u4f60\u6709\u5b58\u6b3e\u548c\u53ef\u4f9b\u8b8a\u73fe\u7684\u6295\u8cc7\uff0c\u8b93\u9280\u884c\u63d0\u9ad8\u4f60\u7684\u9084\u6b3e\u80fd\u529b\u984d\u5ea6\u3002<\/li>\n\n\n\n<li>3. <strong>\u8cb7\u8ce3\u8cc7\u6599<\/strong>\uff1a\u8cb7\u8ce3\u5408\u7d04\u5f71\u672c\u3001\u8cb7\u8ce3\u5408\u7d04\u50f9\u91d1\u6d41\u7a0b\uff0c\u5982\u532f\u6b3e\u55ae\u548c\u652f\u7968\u5f71\u672c\uff0c\u8b49\u660e\u8cb7\u8ce3\u78ba\u5be6\u5b58\u5728\u3002<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-\u8fa6\u7406\u623f\u8cb8\u76847\u500b\u6b65\u9a5f\"><span class=\"ez-toc-section\" id=\"%E8%BE%A6%E7%90%86%E6%88%BF%E8%B2%B8%E7%9A%847%E5%80%8B%E6%AD%A5%E9%A9%9F\"><\/span>\u8fa6\u7406\u623f\u8cb8\u76847\u500b\u6b65\u9a5f:<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>\u8cc7\u6599\u5be9\u6838\u8207\u8abf\u95b1\u806f\u5408\u5fb5\u4fe1<\/strong>\u30023\u5e74\u5167\u6709\u62d2\u7d55\u5f80\u4f86\u8a18\u9304\u30013\u500b\u6708\u5167\u8cb8\u6b3e\u6216\u4fe1\u7528\u5361\u5ef6\u6eef30\u5929\u4ee5\u4e0a\u6216\u672a\u7e73\u4fe1\u7528\u5361\u6700\u4f4e\u61c9\u7e73\u91d1\u984d\u30016\u500b\u6708\u5167\u6709\u4fe1\u7528\u5361\u906d\u5f37\u5236\u505c\u5361\u30016\u500b\u6708\u5167\u6709\u9000\u88dc50\u842c\u4ee5\u4e0a\u8a18\u9304\u6216\u903e\u671f\u3001\u67e5\u5c01\u3001\u5446\u5e33\u8a18\u9304\u3001\u66fe\u505a\u4fdd\u4eba\u501f\u6b3e\u6709\u5446\u5e33\u60c5\u6cc1\u672a\u903e5\u5e74\u8005\uff0c\u7533\u8acb\u4eba\u5982\u6709\u4e0a\u8ff0\u60c5\u5f62\u80af\u5b9a\u6703\u88ab\u9280\u884c\u6253\u69cd\u3002<\/li>\n\n\n\n<li><strong>\u5be6\u969b\u9451\u50f9<\/strong>\u3002\u4e00\u822c\u4f86\u8aaa\u5c07\u53c3\u8003\u623f\u5c4b\u8cb7\u8ce3\u7684\u6210\u4ea4\u50f9\u683c\u4f86\u6c7a\u5b9a\u53ef\u4ee5\u7533\u8cb8\u7684\u91d1\u984d\u7d045~9\u6210\u3002\u6703\u770b\u5c4b\u6cc1\u2026\u7b49\u7b49\u4f30\u50f9\u8981\u7d20\u9032\u884c\u4f30\u50f9\u3002<\/li>\n\n\n\n<li><strong>\u5be9\u6838<\/strong>:\u7576\u9280\u884c\u53d6\u5f97\u501f\u6b3e\u4eba\u53ca\u4fdd\u8b49\u4eba\u7684\u57fa\u672c\u8cc7\u6599\u4e26\u5b8c\u6210\u4e0d\u52d5\u7522\u4f30\u50f9\u5f8c\uff0c\u5c07\u9032\u884c\u6848\u4ef6\u7684\u5be9\u6838\uff0c\u4e00\u822c\u4f86\u8aaa\uff0c\u806f\u5fb5\u8a18\u9304\u6703\u67e5\u8a62\u4f60\u5728\u6240\u6709\u884c\u5eab\u7684\u8cb8\u6b3e\u91d1\u984d\uff0c\u8207\u904e\u53bb 6 \u500b\u6708\u7684\u9084\u6b3e\u8a18\u9304(\u5305\u542b\u4fe1\u7528\u5361\u7e73\u6b3e\u7d00\u9304)\uff0c\u6c7a\u5b9a\u8cb8\u6b3e\u6848\u4ef6\u7684\u51c6\u99c1\u8207\u5426\u3002<\/li>\n\n\n\n<li><strong>\u78ba\u8a8d\u6838\u8cb8\u91d1\u984d\u3001\u5229\u606f\u689d\u4ef6<\/strong>\uff0c\u4e26\u8207\u8cb8\u6b3e\u4eba\u548c\u4fdd\u4eba\u7167\u6703\u3002<\/li>\n\n\n\n<li><strong>\u7c3d\u7d04\u5c0d\u4fdd<\/strong>\u3002\u300c\u5c0d\u4fdd\u300d\uff0c\u5c31\u662f\u8207\u9280\u884c\u7c3d\u8a02\u501f\u6b3e\u5951\u7d04\u7684\u610f\u601d\u3002<\/li>\n\n\n\n<li><strong>\u8a2d\u5b9a<\/strong>:\u5c0d\u4fdd\u5b8c\u6210\u81f3\u64a5\u6b3e\u524d\uff0c\u9084\u9700\u8981\u7d93\u904e\u62b5\u62bc\u6b0a\u8a2d\u5b9a\u7684\u7a0b\u5e8f\uff0c\u62b5\u62bc\u6b0a\u8a2d\u5b9a\u7684\u91d1\u984d\u70ba\u8cb8\u6b3e\u91d1\u984d\u76841.2\u500d\uff0c\u4e26\u5f37\u5236\u6295\u4fdd\u706b\u96aa\u8207\u5730\u9707\u96aa\uff0c\u4fdd\u8cbb\u8ca0\u64d4\u7531\u501f\u6b3e\u4eba\u652f\u4ed8\uff0c\u4e00\u5e74\u4e00\u671f\u76f4\u5230\u8cb8\u6b3e\u9084\u6e05\u70ba\u6b62\u3002<\/li>\n\n\n\n<li><strong>\u64a5\u6b3e\u4ea4\u6613\u4e5f\u5373\u5c07\u5b8c\u6210\u56c9<\/strong>\uff01\u62b5\u62bc\u6b0a\u8a2d\u5b9a\u5b8c\u6210\u5f8c\uff0c\u8cb7\u8ce3\u4ef6\u5373\u53ef\u96a8\u6642\u6e96\u5099\u64a5\u6b3e\uff0c\u571f\u5730\u878d\u8cc7\u6216\u8f49\u589e\u8cb8\u4ef6\u518d\u8abf\u95b1\u8a2d\u5b9a\u5b8c\u6210\u4e4b\u8b04\u672c\u7d66\u8207\u9280\u884c\u5373\u53ef\u64a5\u6b3e\u8207\u4ee3\u511f\u5728\u64a5\u6b3e\u524d\uff0c\u9280\u884c\u6703\u5e6b\u9867\u5ba2\u78ba\u8a8d\u662f\u5426\u5df2\u70ba\u4e0d\u52d5\u7522\u6295\u4fdd\u706b\u96aa\u8207\u5730\u9707\u96aa\uff0c\u5982\u679c\u5df2\u7d93\u6295\u4fdd\u5373\u53ef\u96a8\u6642\u6e96\u5099\u64a5\u6b3e\uff0c\u5982\u679c\u5c1a\u672a\u6295\u4fdd\u9280\u884c\u6703\u7b49\u6295\u4fdd\u5b8c\u6210\u5f8c\u624d\u64a5\u6b3e\u3002<\/li>\n<\/ol>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E6%88%BF%E8%B2%B8%E6%8F%90%E5%89%8D%E9%82%84%E6%AC%BEQA\"><\/span>\u623f\u8cb8\u63d0\u524d\u9084\u6b3eQA<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<div class=\"schema-faq wp-block-yoast-faq-block\"><div class=\"schema-faq-section\" id=\"faq-question-00\"><strong class=\"schema-faq-question\">\u623f\u8cb8\u53ef\u4ee5\u90e8\u4efd\u91d1\u984d\u7684\u63d0\u65e9\u9084\u6b3e\u55ce?<\/strong> <p class=\"schema-faq-answer\">\u7576\u7136\u53ef\u4ee5\uff0c\u672c\u91d1\u90e8\u5206\u9032\u884c\u63d0\u524d\u9084\u6b3e\uff0c\u5728\u8cb8\u6b3e\u671f\u9650\u4e0d\u8b8a\u4e0b\uff0c\u5c31\u80fd\u964d\u4f4e\u672a\u4f86\u6bcf\u6708\u9084\u6b3e\u91d1\u984d\u3002<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-58\"><strong class=\"schema-faq-question\">\u53ef\u4ee5\u63d0\u65e9\u5168\u90e8\u7d50\u6e05\u623f\u8cb8\u55ce?<\/strong> <p class=\"schema-faq-answer\">\u7576\u7136\u53ef\u4ee5\uff0c\u5982\u679c\u8981\u9032\u884c\u5168\u90e8\u9084\u6b3e\uff0c\u8981\u7279\u5225\u6ce8\u610f\u7576\u521d\u7c3d\u8a02\u7684\u623f\u8cb8\u5408\u7d04\u6709\u6c92\u6709\u8a3b\u660e\u7d81\u7d04\u7684\u671f\u9593\uff0c\u76ee\u524d\u5927\u591a\u90fd\u662f\u6709\u7d81\u4e00\u5e74\u7d04\uff0c\u5728\u7d81\u7d04\u671f\u9593\u5168\u90e8\u63d0\u524d\u9084\u6b3e\uff0c\u6703\u8981\u6c42\u4ed8\u9055\u7d04\u91d1\u3002<\/p> <\/div> <\/div>\n\n\n\n<p>\u5ef6\u4f38\u95b1\u8b80:&lt;<a href=\"https:\/\/farenguakao.com\/loans-housing\/\">\u300a\u9ad8\u984d\u623f\u8cb8\u7533\u8acb\u300b\u4f4e\u5229\u7387\u623f\u5c4b\u8cb8\u6b3e\u8207\u9084\u6b3e\u5e74\u9650\u7b49\u5404\u7a2e\u623f\u8cb8\u554f\u984c\u627e\u8cb8\u6b3e\u901a<\/a>&gt;<\/p>\n\n\n\n<p>\u4ee5\u4e0a\u662f\u623f\u8cb8\u6108\u65e9\u9084\u5b8c\u6108\u597d\u55ce?\u623f\u8cb8\u53ef\u4ee5\u63d0\u524d\u9084\u6b3e\u55ce?\u9019 3 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