{"id":57536,"date":"2021-12-22T07:03:41","date_gmt":"2021-12-21T23:03:41","guid":{"rendered":"https:\/\/farenguakao.com\/?p=57536"},"modified":"2024-05-10T11:37:26","modified_gmt":"2024-05-10T03:37:26","slug":"repayment-plan","status":"publish","type":"post","link":"https:\/\/farenguakao.com\/repayment-plan\/","title":{"rendered":"\u9084\u6b3e\u8a08\u756b\u5982\u4f55\u64ec\u5b9a\uff1f\u8cb8\u6b3e\u4e4b\u524d\u5fc5\u770b\uff0c\u8cb8\u6b3e\u5229\u7387\u3001\u9084\u6b3e\u65b9\u5f0f\u5927\u4e0d\u540c\uff01"},"content":{"rendered":"\n<p>\u9084\u6b3e\u8a08\u756b\u66f8\u662f\u4ec0\u9ebc\uff1f\u8cb8\u6b3e\u524d\u4e00\u5b9a\u90fd\u8981\u898f\u5283\u55ce\uff1f\u5176\u5be6\u8cb8\u6b3e\u4e0d\u50cf\u5927\u5bb6\u60f3\u7684\u53ea\u662f\u300c\u8ca0\u50b5\u300d\uff0c\u59a5\u5584\u898f\u5283\u904b\u7528\u8cb8\u6b3e\uff0c\u6216\u8a31\u80fd\u9054\u5230\u826f\u597d\u7684\u7406\u8ca1\u6548\u679c\uff01<\/p>\n\n\n\n<p>\u4e0d\u8ad6\u662f\u8cb7\u623f\u3001\u8cfc\u8eca\u3001\u7559\u5b78\u3001\u7d50\u5a5a\u7b49\uff0c\u90fd\u6709\u8cb8\u6b3e\u7684\u53ef\u80fd\u6027\uff01\u5728\u8cb8\u6b3e\u4e4b\u524d\uff0c\u4e00\u8d77\u4f86\u770b\u9019\u7bc7\u300c\u8cb8\u6b3e\u9084\u6b3e\u8a08\u756b\u300d\u7e3d\u6574\u7406\uff01<\/p>\n\n\n\n\n\n\n\n<div 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class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E8%B2%B8%E6%AC%BE%E5%88%A9%E7%8E%87%E6%84%9B%E6%B3%A8%E6%84%8F%EF%BC%9A%E5%9B%BA%E5%AE%9A%EF%BC%8F%E6%B5%AE%E5%8B%95%E5%88%A9%E7%8E%87%E3%80%81%E6%94%A4%E9%82%84%E6%96%B9%E5%BC%8F%E5%B7%AE%E5%BE%88%E5%A4%A7%EF%BC%81\"><\/span>\u8cb8\u6b3e\u5229\u7387\u611b\u6ce8\u610f\uff1a\u56fa\u5b9a\uff0f\u6d6e\u52d5\u5229\u7387\u3001\u6524\u9084\u65b9\u5f0f\u5dee\u5f88\u5927\uff01<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u5e02\u9762\u4e0a\u7684\u8cb8\u6b3e\u65b9\u6848\u7d93\u5e38\u796d\u51fa\u8d85\u4f4e\u5229\u7387\u5f15\u767c\u71b1\u8b70\uff0c\u96d6\u7136\u770b\u4f3c\u5229\u7387\u6975\u4f4e\uff0c\u4f46\u53ef\u5225\u5ffd\u7565\u5f8c\u671f\u8abf\u52d5\u5f8c\u7684\u5229\u7387\u53ef\u80fd\u6bd4\u5e73\u5747\u503c\u66f4\u9ad8\u51fa\u6578\u500d\uff01<\/p>\n\n\n\n<p>\u4e00\u822c\u4fe1\u8cb8\u5229\u7387\u4f86\u8aaa\uff0c\u5f9e\u6700\u4f4e 1.66% \u81f3 8.99% \u90fd\u6642\u6709\u53ef\u805e\uff0c\u5efa\u8b70\u5728\u7533\u8fa6\u8cb8\u6b3e\u524d\u8981\u8a73\u7d30\u8a66\u7b97\u904e\u518d\u884c\u8fa6\u7406\uff01<\/p>\n\n\n\n<p>\u6b64\u5916\uff0c\u8cb8\u6b3e\u7684\u6524\u9084\u65b9\u5f0f\u4e5f\u5f71\u97ff\u751a\u9245\uff01\u5c31\u4ee5\u8cb8\u6b3e500\u842c\u4f86\u8209\u4f8b\uff0c\u672c\u91d1\u6524\u9084\u8207\u672c\u606f\u6524\u9084\u5169\u7a2e\u9084\u6b3e\u65b9\u5f0f\u7e3d\u984d\u5c31\u53ef\u80fd\u6709\u5341\u842c\u5143\u7684\u5dee\u8ddd\uff01<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E9%82%84%E6%AC%BE%E8%A8%88%E7%95%AB%E8%A6%8F%E5%8A%83%E5%A5%BD%EF%BC%8C%E9%80%90%E6%AD%A5%E9%82%84%E5%82%B5%E6%B2%92%E7%85%A9%E6%83%B1%EF%BC%81\"><\/span>\u9084\u6b3e\u8a08\u756b\u898f\u5283\u597d\uff0c\u9010\u6b65\u9084\u50b5\u6c92\u7169\u60f1\uff01<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u9084\u6b3e\u8a08\u756b\u6700\u91cd\u8981\u7684\u5c31\u662f\u6e96\u78ba\u4f30\u7b97\u81ea\u5df1\u7684\u6536\u5165\u8207\u652f\u51fa\u6bd4\u4f8b\uff0c\u4e26\u5728\u5982\u671f\u6e05\u511f\u8cb8\u6b3e\u7684\u524d\u63d0\u4e0b\u9032\u884c\u6bcf\u500b\u6708\u7684\u9084\u6b3e\u8a08\u756b\u3002<\/p>\n\n\n\n<p>\u4ee5\u4fe1\u8cb8\u800c\u8a00\uff0c\u76ee\u524d\u6700\u9577\u7684\u8cb8\u6b3e\u671f\u9650\u70ba 7 \u5e74 ( 84 \u671f )\uff0c\u4e14\u591a\u6578\u4fe1\u8cb8\u9700\u7d81\u7d04\u81f31\u5e74 ( 12 \u671f )\uff0c\u671f\u9650\u904e\u5f8c\u5982\u6709\u591a\u9918\u8cc7\u91d1\u5373\u53ef\u5168\u6578\u6e05\u511f\u3002<\/p>\n\n\n\n<p>\u5982\u4f55\u5728\u9650\u5b9a\u7684\u6642\u9593\u5167\u59a5\u5584\u6295\u8cc7\u3001\u958b\u6e90\u7bc0\u6d41\uff0c\u70ba\u81ea\u5df1\u5275\u9020\u66f4\u591a\u6a5f\u6703\uff0c\u624d\u662f\u8cb8\u6b3e\u771f\u6b63\u8981\u8457\u58a8\u7684\uff01<\/p>\n\n\n\n<p>\u898f\u5283\u9084\u6b3e\u8a08\u756b\u6642\uff0c\u5148\u4e86\u89e3\u5408\u9069\u7684\u8cb8\u6b3e\u65b9\u5f0f \uff0c\u5728\u4f9d\u8cb8\u6b3e\u65b9\u5f0f\u9032\u884c\u9084\u6b3e\u7684\u898f\u5283\u3002 <\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"901\" height=\"901\" src=\"https:\/\/farenguakao.com\/wp-content\/uploads\/repayment-plan122233.jpg\" alt=\"\u5408\u9069\u7684\u8cb8\u6b3e\u65b9\u5f0f\" class=\"wp-image-57745\" srcset=\"https:\/\/farenguakao.com\/wp-content\/uploads\/repayment-plan122233.jpg 901w, https:\/\/farenguakao.com\/wp-content\/uploads\/repayment-plan122233-300x300.jpg 300w, https:\/\/farenguakao.com\/wp-content\/uploads\/repayment-plan122233-150x150.jpg 150w, https:\/\/farenguakao.com\/wp-content\/uploads\/repayment-plan122233-768x768.jpg 768w\" sizes=\"auto, (max-width: 901px) 100vw, 901px\" \/><figcaption class=\"wp-element-caption\">\u898f\u5283\u9084\u6b3e\u8a08\u756b\u6642\uff0c\u5148\u4e86\u89e3\u5408\u9069\u7684\u8cb8\u6b3e\u65b9\u5f0f \uff0c\u5728\u4f9d\u8cb8\u6b3e\u65b9\u5f0f\u9032\u884c\u9084\u6b3e\u7684\u898f\u5283\u3002 <\/figcaption><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E8%A6%8F%E5%8A%83%E6%88%BF%E8%B2%B8%E9%82%84%E6%AC%BE%E8%A8%88%E7%95%AB%E5%8F%AF%E7%94%A8%E6%89%80%E5%BE%973%E6%88%905%E6%88%90%E4%BE%86%E8%A6%8F%E5%8A%83\"><\/span>\u898f\u5283\u623f\u8cb8\u9084\u6b3e\u8a08\u756b\u53ef\u7528\u6240\u5f973\u6210~5\u6210\u4f86\u898f\u5283<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u5f9e\u300c\u73fe\u6709\u6536\u5165\u300d\u958b\u59cb\uff0c\u53bb\u53cd\u5411\u63a8\u7b97\u51fa\u300c\u4ed8\u5f97\u8d77\u300d\u7684\u623f\u8cb8\u91d1\u984d\u3002&nbsp;<strong>\u623f\u8cb8\u85aa\u6c34\u6bd4<\/strong>\u57283\u62105\u4ee5\u4e0b\u6700\u5408\u9069!<\/p>\n\n\n\n<p>\u4e00\u822c\u4f86\u8aaa\uff0c\u5982\u679c\u6bcf\u500b\u6708\u7684\u623f\u8cb8\u91d1\u984d\uff0c\u8d85\u904e\u5bb6\u5ead\u6708\u6536\u5165\u768435\uff05\uff0c\u5c31\u6703\u958b\u59cb\u660e\u986f\u7684\u5f71\u97ff\u5bb6\u8a08\uff0c\u9019\u5c31\u662f\u300c\u623f\u8cb8\u8ca0\u64d4\u7387\u300d\u3002<\/p>\n\n\n\n<p>\u623f\u8cb8\u8ca0\u64d4\u7387\u5982\u679c\u8d85\u904e55\uff05\uff0c\u5c31\u662f\u8b8a\u6210\u5bb6\u5ead\u975e\u5e38\u6c89\u91cd\u7684\u8ca0\u64d4\uff0c\u5bb6\u5ead\u6536\u5165\u5982\u679c\u4e00\u65e6\u51fa\u72c0\u6cc1\uff0c\u5c31\u53ef\u80fd\u6703\u900f\u652f\u3002\u6240\u4ee5\u6211\u5011\u5efa\u8b70\uff0c\u6700\u597d\u4ee5\u5bb6\u6236\u6536\u5165\u768435\uff05\u4ee5\u5167\uff0c\u4f5c\u70ba\u6bcf\u500b\u6708\u623f\u8cb8\u652f\u51fa\u7684\u4e0a\u9650\u3002<\/p>\n\n\n\n<p>\u7b2c\u4e00\u6b65\uff0c\u8981\u7b97\u51fa\u5bb6\u88e1\u7684\u300c\u6708\u6536\u5165\u300d\u3002\uff08\u4f8b\u5982\uff1a\u592b\u59bb\u6708\u85aa\u5408\u8a089\u842c\u5143\u3002\uff09<\/p>\n\n\n\n<p>\u7b2c\u4e8c\u6b65\uff0c\u8981\u8a66\u7b97\u6bcf\u6708\u7684\u623f\u8cb8\u652f\u51fa\u3002\uff08\u4f8b\u5982\uff1a 9\u842c\u5143X 35% =31500\u5143\u3002\uff09<\/p>\n\n\n\n<p>\u7b2c\u4e09\u6b65\uff0c\u8a2d\u5b9a\u76ee\u524d\u7684\u623f\u8cb8\u5229\u7387\u3002\uff08\u4f8b\u5982\uff1a\u4fdd\u5b88\u4f30\u8a08\uff0c\u4ee5 2\uff05 \u70ba\u8a08\u7b97\u57fa\u790e\u3002\uff09<\/p>\n\n\n\n<p>\u7b2c\u56db\u6b65\uff0c\u53cd\u63a8\u51fa\u53ef\u4ee5\u8ca0\u64d4\u7684\u623f\u8cb8\u7e3d\u984d\u3002<\/p>\n\n\n\n<p>\u7b2c\u4e94\u6b65\uff0c\u7528\u300c\u7b2c\u56db\u6b65\u300d\u7b97\u51fa\u4f86\u7684\u623f\u8cb8\u7e3d\u984d\uff0c\u52a0\u4e0a\u76ee\u524d\u624b\u4e0a\u6709\u7684\u81ea\u5099\u6b3e\uff0c\u7b97\u51fa\u6211\u5011\u53ef\u4ee5\u8cb7\u7684\u623f\u5c4b\u7e3d\u50f9\u3002\u4f8b\u5982\uff0c\u5982\u679c\u7b97\u51fa\u4f86\u7684\u53ef\u4ee5\u8ca0\u64d4\u7684\u623f\u8cb8\u7e3d\u984d\u662f\u672c\u91d1800\u842c\u5143\uff0c\u52a0\u4e0a\u6211\u5011\u624b\u4e0a\u6709200\u842c\u5143\u81ea\u5099\u6b3e\u3002<\/p>\n\n\n\n<p>\u6211\u5011\u5c31\u53ef\u4ee5\u78ba\u5b9a\uff0c\u7e3d\u50f91000\u842c\u5143\u4ee5\u5167\u7684\u623f\u5b50\uff0c\u624d\u662f\u6211\u5011\u8cb7\u5f97\u8d77\u7684\u623f\u5b50\u3002\u7136\u5f8c\u8a08\u5283\u662f\u7528\u6bcf\u500b\u6708\u6536\u5165\u768435%\u4ee5\u4e0b\u7576\u6210\u9084\u6b3e\u4f86\u6e90\u3002<\/p>\n\n\n\n<p><strong>\u7531\u65bc\u623f\u8cb8\u5e74\u9650\u90fd\u662f\u975e\u5e38\u9577\u5e74\u9650\uff0c\u6703\u8de8\u8d8a\u5230\u4eba\u751f\u4e0d\u540c\u7684\u6642\u671f\uff0c\u751f\u6d3b\u4e0a\u9084\u6709\u5176\u4ed6\u7684\u958b\u92b7\u3001\u5c0f\u5b69\u7684\u6559\u80b2\u8cbb\u3001\u4fdd\u96aa\u7b49\u652f\u51fa\uff0c\u52d9\u5fc5\u8981\u8b39\u614e\u898f\u5283\u601d\u8003\uff0c\u5c0d\u623f\u8cb8\u4f54\u6536\u5165\u7684\u4f54\u6bd4\u4e0a\u5efa\u8b70\u4fdd\u5b88\u4e00\u9ede\u6bd4\u8f03\u597d\u3002<\/strong><\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p>\u5efa\u8b70\u8cc7\u91d1\u61c9\u7528\u7684\u65b9\u5f0f\uff1a<\/p>\n\n\n\n<p>\u6536\u5165\uff0d\u623f\u8cb8\u652f\u51fa\uff1d\u5176\u4ed6\u53ef\u4ee5\u82b1\u7528\u7684\u6b3e\u9805 <\/p>\n<\/blockquote>\n\n\n\n<p>\u5ef6\u4f38\u95b1\u8b80\uff1a<a href=\"https:\/\/farenguakao.com\/mortgage-repayment\/\">\u623f\u8cb8\u600e\u9ebc\u7e73\uff1f\u623f\u8cb8\u9084\u6b3e\u6709\u6280\u5de7\uff014\u7a2e\u7e73\u623f\u8cb8\u66f4\u5212\u7b97\u7684\u65b9\u6cd5\u7e3d\u6574\u7406\uff01<\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E8%A6%8F%E5%8A%83%E4%BF%A1%E8%B2%B8%E9%82%84%E6%AC%BE%E8%A8%88%E7%95%AB%E5%8F%AF%E7%94%A8%E8%B2%A0%E5%82%B5%E6%AF%94%E7%9A%843%E5%80%8B%E5%85%AC%E5%BC%8F%E4%BE%86%E9%80%B2%E8%A1%8C%E8%A6%8F%E5%8A%83\"><\/span>\u898f\u5283\u4fe1\u8cb8\u9084\u6b3e\u8a08\u756b\u53ef\u7528\u8ca0\u50b5\u6bd4\u76843\u500b\u516c\u5f0f\u4f86\u9032\u884c\u898f\u5283<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"900\" height=\"900\" src=\"https:\/\/farenguakao.com\/wp-content\/uploads\/repayment-plan122222.jpg\" alt=\"\u898f\u5283\u4fe1\u8cb8\u9084\u6b3e\u8a08\u756b\u53ef\u7528\u8ca0\u50b5\u6bd4\u76843\u500b\u516c\u5f0f\u4f86\u9032\u884c\u898f\u5283\" class=\"wp-image-57537\" srcset=\"https:\/\/farenguakao.com\/wp-content\/uploads\/repayment-plan122222.jpg 900w, https:\/\/farenguakao.com\/wp-content\/uploads\/repayment-plan122222-300x300.jpg 300w, https:\/\/farenguakao.com\/wp-content\/uploads\/repayment-plan122222-150x150.jpg 150w, https:\/\/farenguakao.com\/wp-content\/uploads\/repayment-plan122222-768x768.jpg 768w\" sizes=\"auto, (max-width: 900px) 100vw, 900px\" \/><figcaption class=\"wp-element-caption\">\u898f\u5283\u4fe1\u8cb8\u9084\u6b3e\u8a08\u756b\u53ef\u7528\u8ca0\u50b5\u6bd4\u76843\u500b\u516c\u5f0f\u4f86\u9032\u884c\u898f\u5283<\/figcaption><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-\u7b2c\u4e00\u500b\u516c\u5f0f-\u6708\u8ca0\u50b5\u6bd4\u4e0d\u9ad8\u65bc-70\">\u7b2c\u4e00\u500b\u516c\u5f0f\uff1a\u6708\u8ca0\u50b5\u6bd4\u4e0d\u9ad8\u65bc 70%<\/h3>\n\n\n\n<p><strong>\u8cb8\u6b3e\u984d\u5ea6\u4e0a\u9650\u7684\u7b2c\u4e00\u500b\u516c\u5f0f\u662f\u300c\u6708\u8ca0\u50b5\u6bd4\u300d\uff0c\u610f\u601d\u662f\u6bcf\u6708\u8981\u511f\u9084\u7684\u50b5\u52d9\u4f54\u6708\u5747\u6536\u5165\u7684\u6bd4\u4f8b\u3002<\/strong><\/p>\n\n\n\n<p>\u4f8b\u5982\uff1a\u4e00\u4f4d\u6708\u5747\u6536\u5165 4 \u842c\u5143\u7684\u516c\u52d9\u54e1\uff0c\u623f\u8cb8\u3001\u8eca\u8cb8\u52a0\u7e3d\u5f8c\uff0c\u6bcf\u6708\u8981\u511f\u9084\u7684\u50b5\u52d9\u662f 2 \u842c\u5143\uff0c\u90a3\u4ed6\u7684\u6708\u8ca0\u50b5\u6bd4\u5c31\u662f 50%\u3002<\/p>\n\n\n\n<p>\u800c\u70ba\u4e86\u907f\u514d\u501f\u6b3e\u4eba\u6bcf\u500b\u6708\u7684\u6536\u5165\u90fd\u62ff\u53bb\u9084\u8cb8\u6b3e\u3001\u58d3\u57ae\u751f\u6d3b\u54c1\u8cea\uff0c<strong>\u9280\u884c\u65b9\u8a2d\u5b9a\u7684\u6708\u8ca0\u50b5\u6bd4\u901a\u5e38\u662f 70%<\/strong>&nbsp;\uff0c\u501f\u6b3e\u6642\u7121\u6cd5\u8d85\u904e\u9019\u500b\u6bd4\u4f8b\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-\u7b2c\u4e8c\u500b\u516c\u5f0f-\u7e3d\u8cc7\u7522\u8ca0\u50b5\u6bd4\u5927\u65bc-1-5\">\u7b2c\u4e8c\u500b\u516c\u5f0f\uff1a\u7e3d\u8cc7\u7522\u8ca0\u50b5\u6bd4\u5927\u65bc 1.5<\/h3>\n\n\n\n<p>\u7b2c\u4e8c\u500b\u516c\u5f0f\u4e2d\u662f\u7e3d\u8cc7\u7522\u8ca0\u50b5\u6bd4\uff0c<strong>\u9019\u9805\u516c\u5f0f\u8003\u91cf\u7684\u9ede\u5728\u65bc\u6709\u4e9b\u4eba\u7684\u6536\u5165\u96d6\u7136\u66ab\u6642\u4e0d\u591a\uff0c\u4f46\u64c1\u6709\u7684\u7e3d\u8cc7\u7522\u8b93\u4ed6\u6709\u8db3\u5920\u7684\u9084\u6b3e\u80fd\u529b\u3002<\/strong><\/p>\n\n\n\n<p>\u800c\u9019\u500b\u516c\u5f0f\u7684\u7b97\u6cd5\u662f\u300c\u7e3d\u8cc7\u7522\u91d1\u984d\u300d\u9664\u4ee5\u300c\u8ca0\u50b5\u7e3d\u91d1\u984d\u300d\u8981\u5927\u65bc 1.5\u3002\u5176\u4e2d\u7e3d\u8cc7\u7522\u4e0d\u53ea\u662f\u73fe\u91d1\u3001\u5b9a\u5b58\uff0c\u9084\u5305\u62ec\u4e0d\u52d5\u7522\u3001\u6709\u50f9\u8b49\u5238\u7b49\u7b49\u3002 <\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-\u7b2c\u4e09\u500b\u516c\u5f0f-\u8ca0\u50b5\u6bd4-dbr-\u4f4e\u65bc-22-\u500d\">\u7b2c\u4e09\u500b\u516c\u5f0f\uff1a\u8ca0\u50b5\u6bd4\uff08DBR\uff09\u4f4e\u65bc 22 \u500d<\/h3>\n\n\n\n<p>\u7b2c\u4e09\u500b\u516c\u5f0f\u662f\u8ca0\u50b5\u6bd4\uff08DBR\uff09\u3002<\/p>\n\n\n\n<p>\u5982\u679c\u8aaa\u300c\u6708\u8ca0\u50b5\u6bd4\u300d\u548c\u300c\u7e3d\u8cc7\u7522\u8ca0\u50b5\u6bd4\u300d\u662f\u9280\u884c\u653e\u6b3e\u6642\u7684\u53c3\u8003\u516c\u5f0f\uff0c\u90a3<a href=\"https:\/\/law.fsc.gov.tw\/LawContent.aspx?id=FE052046\" target=\"_blank\" rel=\"noreferrer noopener\">\u8ca0\u50b5\u6bd4\uff08DBR<\/a>\uff09\u5c31\u662f\u8cb8\u6b3e\u984d\u5ea6\u7684\u5e1d\u738b\u689d\u6b3e\u3002<\/p>\n\n\n\n<p>\u7e3d\u7d50\u800c\u8a00\uff0c\u9019\u4e09\u500b\u516c\u5f0f\u5206\u5225\u8003\u616e\u5230\u50b5\u52d9\u5728\u6bcf\u6708\u652f\u51fa\u6536\u5165\u3001\u7e3d\u8cc7\u7522\u6bd4\u4f8b\u4ee5\u53ca\u653f\u5e9c\u6cd5\u898f\u4e0b\u7684\u60c5\u6cc1\uff0c\u5176\u4e2d\u53c8\u4ee5\u8ca0\u50b5\u6bd4\uff08DBR\uff09\u6700\u70ba\u512a\u5148\u3002<\/p>\n\n\n\n<p><strong>\u5efa\u8b70\u7531\u65bc\u4fe1\u8cb8\u8cb8\u6b3e\u5e74\u9650\u90fd\u662f5\u5e74\u6216\u662f7\u5e74\u5167\u7684\uff0c\u7533\u8acb\u8cb8\u6b3e\u6642\u8acb\u659f\u914c\u5229\u606f\u3002 <\/strong><\/p>\n\n\n\n<p>\u5ef6\u4f38\u95b1\u8b80:&lt;<a href=\"https:\/\/farenguakao.com\/dbr22-loan-amount\/\">\u4fe1\u8cb8\u6709\u6708\u6536\u516522\u500d\u9650\u5236\uff1f\u4e86\u89e33\u500b\u5f71\u97ff\u4fe1\u7528\u8cb8\u6b3e\u984d\u5ea6\u7684\u5e38\u898b\u516c\u5f0f!<\/a>&gt;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E9%82%84%E6%AC%BE%E8%A8%88%E5%8A%83%E5%8F%AF%E4%BB%A5%E6%87%89%E7%94%A8%E4%B8%89%E7%AD%89%E5%88%86%E8%B3%87%E9%87%91%E5%88%86%E9%85%8D%E6%B3%95\"><\/span>\u9084\u6b3e\u8a08\u5283\u53ef\u4ee5\u61c9\u7528\u4e09\u7b49\u5206\u8cc7\u91d1\u5206\u914d\u6cd5<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"900\" height=\"900\" src=\"https:\/\/farenguakao.com\/wp-content\/uploads\/repayment-plan11101.jpg\" alt=\"\u4e09\u7b49\u5206\u8cc7\u91d1\u5206\u914d\u6cd5\" class=\"wp-image-85756\" srcset=\"https:\/\/farenguakao.com\/wp-content\/uploads\/repayment-plan11101.jpg 900w, https:\/\/farenguakao.com\/wp-content\/uploads\/repayment-plan11101-300x300.jpg 300w, https:\/\/farenguakao.com\/wp-content\/uploads\/repayment-plan11101-150x150.jpg 150w, https:\/\/farenguakao.com\/wp-content\/uploads\/repayment-plan11101-768x768.jpg 768w\" sizes=\"auto, (max-width: 900px) 100vw, 900px\" \/><figcaption class=\"wp-element-caption\">\u4e09\u7b49\u5206\u8cc7\u91d1\u5206\u914d\u6cd5<\/figcaption><\/figure>\n\n\n\n<p>\u53ef\u4ee5\u5728\u85aa\u6c34\u5165\u5e33\u6642\u5206\u6210\u5132\u84c4\u3001\u65e5\u5e38\u82b1\u8cbb\u53ca\u6295\u8cc7\u7b49\u4e09\u90e8\u5206<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u5132\u84c4\uff1a\u8a02\u5b9a\u597d\u6bcf\u500b\u6708\u7684\u6700\u4f4e\u5132\u84c4\u91d1\u984d\uff0c\u990a\u6210\u5132\u84c4\u7684\u7fd2\u6163\uff0c\u9019\u90e8\u5206\u7684\u8cc7\u91d1\u5e73\u6642\u4e0d\u53ef\u52d5\u7528\uff0c\u4ee5\u5099\u4e0d\u6642\u4e4b\u9700\u3002<\/li>\n\n\n\n<li>\u65e5\u5e38\u82b1\u8cbb\uff1a\u65e5\u5e38\u958b\u92b7\uff0c\u5efa\u8b70\u662f\u7528\u8a18\u5e33\u8edf\u9ad4\u8a18\u9304\u8cc7\u91d1\u6d41\u5411\uff0c\u505a\u597d\u8ca1\u52d9\u7ba1\u7406\u3002<\/li>\n\n\n\n<li>\u6295\u8cc7\uff1a\u5275\u9020\u88ab\u52d5\u6536\u5165\u3002<\/li>\n<\/ul>\n\n\n\n<p>\u5982\u679c\u60a8\u60f3\u5c0d\u8cc7\u91d1\u9032\u884c\u898f\u5283\uff0c\u751a\u81f3\u9032\u4e00\u6b65\u5be6\u73fe\u4eba\u751f\u7684\u968e\u6bb5\u76ee\u6a19\uff0c\u4e00\u5b9a\u8981\u505a\u597d\u9084\u6b3e\u7684\u8a08\u5283\u8b93\u81ea\u5df1\u6709\u5065\u5eb7\u7684\u73fe\u91d1\u6d41\u3002<\/p>\n\n\n\n<p>\u4e5f\u5c31\u662f\u8aaa\uff0c\u8981\u4e00\u9762\u6e1b\u5c11\u4e0d\u5fc5\u8981\u7684\u300c\u6301\u7e8c\u6027\u652f\u51fa\u300d\uff0c\u4e00\u9762\u8981\u589e\u52a0\u300c\u6301\u7e8c\u6027\u6536\u5165\u300d\u3002<\/p>\n\n\n\n<p>\u4e00\u65b9\u9762\u662f\u300c\u6e1b\u5c11\u4e0d\u5fc5\u8981\u7684\u6301\u7e8c\u6027\u652f\u51fa\u300d\uff0c\u4f8b\u5982\uff0c\u7fd2\u6163\u6bcf\u5929\u8cb7\u4e00\u676f\u5496\u5561\uff0c\u4e0b\u5348\u8cb7\u4e00\u5305\u96f6\u98df\uff0c\u4e0b\u73ed\u53bb\u593e\u5a03\u5a03\u6a5f\u6295\u500b\uff04100\u7576\u4f5c\u58d3\u529b\u6292\u767c\uff0c\u9019\u4e9b\u90fd\u7b97\u662f\u975e\u5fc5\u8981\u652f\u51fa\uff0c\u7a0d\u5fae\u7bc0\u7701\u4e00\u9ede\uff0c\u6bcf\u500b\u6708\u7701\u4e0b\u5e7e\u5343\u5143\u4e0d\u662f\u554f\u984c\u3002<\/p>\n\n\n\n<p>\u9084\u6709\uff0c\u6e1b\u5c11\u4e0d\u5fc5\u8981\u7684\u5229\u606f\u652f\u51fa\uff0c\u4e5f\u5f88\u91cd\u8981\u3002\u5c07\u8cb8\u6b3e\u8a2d\u6cd5\u8f49\u63db\u5230\u5229\u606f\u66f4\u4f4e\u7684\u65b9\u6848\uff0c\u6bcf\u500b\u6708\u5c31\u80fd\u7701\u4e0b\u4e0d\u5c11\u9322\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E7%B5%90%E8%AA%9E%EF%BC%9A\"><\/span>\u7d50\u8a9e\uff1a<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u5584\u7528\u9084\u6b3e\u8a08\u5283\uff0c\u4eba\u751f\u771f\u7684\u4e0d\u7528\u9019\u9ebc\u8907\u96dc\uff01\u8cb8\u6b3e\u7684\u521d\u8877\uff0c\u662f\u7528\u6642\u9593\u63db\u6a5f\u6703\u3001\u722d\u53d6\u6642\u6a5f\u9ede\u3002<\/p>\n\n\n\n<p>\u6709\u501f\u7e3d\u662f\u8981\u6709\u9084\uff0c\u7533\u8acb\u8cb8\u6b3e\u6642\u8acb\u659f\u914c\u5229\u606f\uff0c\u800c\u5982\u679c\u501f\u4e86\u9019\u7b46\u9322\uff0c\u60a8\u80fd\u5920\u6709\u6548\u5229\u7528\u3001\u9054\u6210\u5922\u60f3\uff0c\u90a3\u9ebc\u9019\u7b46\u50b5\u52d9\u5373\u662f\u5fc5\u8981\u7684\u826f\u6027\u50b5\u52d9\u3002<\/p>\n\n\n\n<p>\u53cd\u4e4b\uff0c\u5018\u82e5\u501f\u8cb8\u53ea\u662f\u70ba\u4e86\u6eff\u8db3\u77ed\u66ab\u7684\u79c1\u617e\u3001\u8cfc\u8cb7\u5962\u4f88\u54c1\uff0c\u90a3\u9ebc\u9019\u6a23\u7684\u7406\u8ca1\u89c0\u5ff5\u662f\u5982\u4f55\u4e5f\u7121\u6cd5\u8ca1\u5bcc\u81ea\u7531\u7684\uff01<\/p>\n\n\n\n<p>\u5ef6\u4f38\u95b1\u8b80:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>&lt;<a href=\"https:\/\/farenguakao.com\/mortgage-salary-ratio\/\">\u623f\u8cb8\u85aa\u6c34\u6bd4\u5927\u89e3\u6790\uff01 \u8ca0\u64d4\u5f97\u8d77\u591a\u5c11\u9322\u7684\u623f\u5b50\uff1f\u5f9e\u6536\u5165\u4f86\u8a66\u7b97,\u8cb8\u5f97\u525b\u525b\u597d!<\/a>&gt;<\/li>\n\n\n\n<li>&lt;<a href=\"https:\/\/farenguakao.com\/mortgage-debt-ratio\/\">\u623f\u8cb8\u8ca0\u50b5\u6bd4\u600e\u9ebc\u7b97\uff1f\u7533\u8acb\u623f\u8cb8\u5fc5\u77e5\u500b\u4eba\u8ca1\u529b\u53ca\u8cb8\u6b3e\u6536\u652f\u6bd4\u4f8b\uff13\u5927\u539f\u5247\uff01<\/a>&gt;<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E9%82%84%E6%AC%BE%E8%A8%88%E5%8A%83QA\"><\/span>\u9084\u6b3e\u8a08\u5283QA<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<div class=\"schema-faq wp-block-yoast-faq-block\"><div class=\"schema-faq-section\" id=\"faq-question-02\"><strong class=\"schema-faq-question\">\u898f\u5283\u623f\u8cb8\u9084\u6b3e\u8a08\u756b\u8981\u600e\u9ebc\u6293\u8cb8\u6b3e\u984d\u5ea6?<\/strong> <p class=\"schema-faq-answer\"> \u5f9e\u300c\u73fe\u6709\u6536\u5165\u300d\u958b\u59cb\uff0c\u53bb\u53cd\u5411\u63a8\u7b97\u51fa\u300c\u4ed8\u5f97\u8d77\u300d\u7684\u623f\u8cb8\u91d1\u984d\u3002\u00a0<strong>\u623f\u8cb8\u85aa\u6c34\u6bd4<\/strong>\u57283\u62105\u4ee5\u4e0b\u6700\u5408\u9069! <\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-64\"><strong class=\"schema-faq-question\">\u898f\u5283\u4fe1\u8cb8\u9084\u6b3e\u8a08\u756b\u8981\u600e\u9ebc\u8a55\u4f30\u9084\u6b3e\u80fd\u529b<\/strong> <p class=\"schema-faq-answer\">\u53ef\u7528\u8ca0\u50b5\u6bd4\u76843\u500b\u516c\u5f0f\u4f86\u9032\u884c\u898f\u5283<br\/>\u7b2c\u4e00\u500b\u516c\u5f0f\uff1a\u6708\u8ca0\u50b5\u6bd4\u4e0d\u9ad8\u65bc 70%<br\/>\u7b2c\u4e8c\u500b\u516c\u5f0f\uff1a\u7e3d\u8cc7\u7522\u8ca0\u50b5\u6bd4\u5927\u65bc 1.5<br\/>\u7b2c\u4e09\u500b\u516c\u5f0f\uff1a\u8ca0\u50b5\u6bd4\uff08DBR\uff09\u4f4e\u65bc 22 \u500d<\/p> <\/div> <\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-\u5982\u679c\u6709\u8cc7\u91d1\u9700\u6c42-\u53ef\u4ee5\u53c3\u8003\u4fe1\u7528\u8cb8\u6b3e\u65b9\u6848\u8aaa\u660e\"><span class=\"ez-toc-section\" id=\"%E5%A6%82%E6%9E%9C%E6%9C%89%E8%B3%87%E9%87%91%E9%9C%80%E6%B1%82%EF%BC%8C%E5%8F%AF%E4%BB%A5%E5%8F%83%E8%80%83%E4%BF%A1%E7%94%A8%E8%B2%B8%E6%AC%BE%E6%96%B9%E6%A1%88%E8%AA%AA%E6%98%8E\"><\/span>\u5982\u679c\u6709\u8cc7\u91d1\u9700\u6c42\uff0c\u53ef\u4ee5\u53c3\u8003\u4fe1\u7528\u8cb8\u6b3e\u65b9\u6848\u8aaa\u660e<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p id=\"h-1-7\"><strong>\u8cb8\u6b3e\u5e74\u9650:1-7\u5e74<\/strong><\/p>\n\n\n\n<p>\u4fe1\u8cb8 \u5e74\u6eff18-65\u6b72\u4fe1\u7528\u6b63\u5e38\u4e4b\u570b\u6c11 \uff0c\u5177\u6b63\u8077\u5de5\u4f5c\u6eff3\u500b\u6708\u6216\u52a0\u8a08\u524d\u8077\u6eff2\u5e74\u6709\u56fa\u5b9a\u6536\u5165\u8005\u3002\u6b64\u70ba\u672c\u5229\u6524\u9084\u578b\u8cb8\u6b3e\uff0c\u5e74\u9650\u53ef\u52061~7\u5e74<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table><tbody><tr><td>\u8cb8\u6b3e\u7279\u8272\uff1a<\/td><td>\u514d\u64d4\u4fdd\u54c1\u3001\u514d\u4fdd\u8b49\u4eba\uff0c\u63d0\u524d\u9084\u6b3e\u514d\u6536\u300c\u63d0\u524d\u6e05\u511f\u9055\u7d04\u91d1\u300d(\u4f9d\u5404\u5bb6\u9280\u884c\u65b9\u6848\u800c\u5b9a)\u30023-5\u500b\u5de5\u4f5c\u5929\u5373\u53ef\u6838\u8cb8\u64a5\u6b3e\u3002<\/td><\/tr><tr><td>\u8cb8\u6b3e\u689d\u4ef6\uff1a<\/td><td>\u5e74\u6eff18-65\u6b72\u4fe1\u7528\u6b63\u5e38\u4e4b\u570b\u6c11 \uff0c\u5177\u6b63\u8077\u5de5\u4f5c\u6eff3\u500b\u6708\u4ee5\u4e0a\u6709\u85aa\u8f49\u53ca\u52de\u4fdd\u4fdd\u5728\u516c\u53f8\u4e14\u56fa\u5b9a\u6536\u5165\u8005\u3002<\/td><\/tr><tr><td>\u670d\u52d9\u984d\u5ea6\uff1a<\/td><td>\u6700\u9ad8\u984d\u5ea6\u53ef\u8cb8300\u842c\uff0c\u5be6\u969b\u984d\u5ea6\u4f9d\u9280\u884c\u5be9\u6838\u500b\u4eba\u4fe1\u7528\u689d\u4ef6\u800c\u5b9a\u3002<\/td><\/tr><tr><td>\u8cb8\u6b3e\u5e74\u9650\uff1a<\/td><td>\u672c\u5229\u6524\u9084\u578b\uff1a\u53ef\u52061~7\u5e74<\/td><\/tr><tr><td>\u8cb8\u6b3e\u5229\u7387\uff1a<\/td><td>2.68%(\u512a\u60e0\u524d6\u500b\u6708)\uff0c\u7b2c\u4e03\u500b\u67085.99%\u8d77(\u6a5f\u52d5\u8a08\u606f)\u3002\u5be6\u969b\u6838\u51c6\u5229\u7387\u7686\u4f9d\u9280\u884c\u5be9\u6838\u500b\u4eba\u4fe1\u7528\u689d\u4ef6\u800c\u5b9a\u3002<\/td><\/tr><tr><td>\u8cb8\u6b3e\u6aa2\u9644\u6587\u4ef6\uff1a<\/td><td>\u96d9\u8b49\u4ef6\u3001\u52de\u4fdd\u5361\/\u660e\u7d30 \u3001\u6536\u5165\u8b49\u660e(\u85aa\u8f49\u5b58\u647a\u6216\u5bc6\u5c01\u5f0f\u85aa\u8cc7\u55ae\u6216\u6263\u7e73\u6191\u55ae)\u3001\u5df2\u5a5a\u8005\u52a0\u9644\u914d\u5076\u8eab\u5206\u8b49\u6216\u6236\u53e3\u540d\u7c3f\u3002<br>(\u767e\u5927\u4f01\u696d\/\u4e0a\u5e02\u6ac3\u516c\u53f8\u54e1\u5de5\u53ef\u63d0\u4f9b\u8b58\u5225\u8b49\u3001\u540d\u7247\u3001\u5de5\u4f5c\u8b49\u660e)<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-\u4fe1\u8cb8\u7533\u8acb\u6d41\u7a0b\">\u4fe1\u8cb8\u7533\u8acb\u6d41\u7a0b<\/h3>\n\n\n\n<p>\u7533\u8acb\u6d41\u7a0b:<\/p>\n\n\n\n<ol 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id=\"h-\u4fe1\u7528\u8cb8\u6b3e\u61c9\u5099\u8cc7\u6599\">\u4fe1\u7528\u8cb8\u6b3e\u61c9\u5099\u8cc7\u6599:<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u96d9\u8b49\u4ef6\u5f71\u672c<\/li>\n\n\n\n<li>\u8fd16\u500b\u6708\u9280\u884c\u5b58\u647a\u5f80\u4f86\u5167\u9801(\u6709\u85aa\u8cc7\u8f49\u5e33\u5c24\u4f73)\u53ca\u5b58\u647a\u5c01\u9762,<\/li>\n\n\n\n<li>\u52de\u4fdd\u7570\u52d5\u660e\u7d30<\/li>\n<\/ul>\n\n\n\n<p>\u6ce8\u610f:\u5408\u6cd5\u7684\u8cb8\u6b3e\u516c\u53f8\u5728\u64a5\u6b3e\u524d\u662f\u4e0d\u6703\u8ddf\u4f60\u6536\u53d6\u4efb\u4f55\u8cbb\u7528\u7684\u3002\u5408\u6cd5\u7684\u8cb8\u6b3e\u516c\u53f8\u5728\u5c0d\u4fdd\u524d\u662f\u4e0d\u6703\u9700\u8981\u4f60\u7684\u8eab\u5206\u8b49\u8b49\u4ef6\u7684\u4e5f\u4e0d\u9700\u63d0\u4f9b\u5b58\u647a\u57f9\u990a\u9032\u51fa\u8a18\u9304\u7684\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E6%9C%89%E6%9B%B4%E5%A4%9A_%E8%B2%B8%E6%AC%BE_%E5%95%8F%E9%A1%8C%E6%83%B3%E8%AB%AE%E8%A9%A2%E8%A9%B2%E6%80%8E%E9%BA%BC%E5%81%9A%EF%BC%9F\"><\/span>\u6709\u66f4\u591a \u8cb8\u6b3e \u554f\u984c\u60f3\u8aee\u8a62\u8a72\u600e\u9ebc\u505a\uff1f<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<div class=\"wp-block-group\"><div class=\"wp-block-group__inner-container is-layout-flow wp-block-group-is-layout-flow\">\n<p class=\"has-pale-cyan-blue-background-color has-background\" id=\"block-33df63c6-1afd-4313-b5e0-a25b99c87a3d\">\u5982\u6709\u5176\u4ed6\u60f3\u8981\u4e86\u89e3\u7684\u6b61\u8fce\u4f86\u96fb\u514d\u8cbb\u8aee\u8a62\u6216\u586b\u5beb\u7dda\u4e0a\u8868\u55ae\u7531\u5c08\u4eba\u70ba\u60a8\u670d\u52d9\uff01\u64a5\u6253\u5c08\u7dda\u6216\u52a0LINE@ ID: @a580 \u514d\u8cbb\u8aee\u8a62\u5c08\u7dda0975751798\u8cf4\u7d93\u7406\u3002<\/p>\n\n\n\n<figure class=\"wp-block-image is-resized\" id=\"block-1070a2ab-4264-4f16-a29f-2c8f880e38f7\"><a href=\"https:\/\/lin.ee\/1jxNIc3ZA\" 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