{"id":350,"date":"2016-09-02T09:25:19","date_gmt":"2016-09-02T01:25:19","guid":{"rendered":"https:\/\/farenguakao.com\/?p=350"},"modified":"2024-05-30T10:18:55","modified_gmt":"2024-05-30T02:18:55","slug":"car-loan-interest-rate-appropriate","status":"publish","type":"post","link":"https:\/\/farenguakao.com\/car-loan-interest-rate-appropriate\/","title":{"rendered":"\u8eca\u8cb8\u5229\u7387\u591a\u5c11\u624d\u7b97\u662f\u5408\u7406\u5462\uff1f\u65b0\u8eca\u8ddf\u4e8c\u624b\u8eca\u8cb8\u6b3e\u5229\u7387\u662f\u5dee\u5e7e%\uff1f"},"content":{"rendered":"\n<p>\u8eca\u8cb8\u5229\u7387\u591a\u5c11\u624d\u5408\u7406\uff1f\u65b0\u8eca\u3001\u4e8c\u624b\u8eca(\u4e2d\u53e4\u8eca)\u7684\u5229\u7387\u5340\u9593\u7d93\u9a57\u8ac7\uff0c\u574a\u9593\u7684\u8eca\u8cb8\u65b9\u6848\u5229\u7387\u5f9e\u65b0\u8eca3%-14%\uff0c\u6703\u4f9d\u7167\u6bcf\u4f4d\u7533\u8cb8\u4eba\u7684\u72c0\u6cc1\u8a55\u4f30\u5229\u7387\u3002<\/p>\n\n\n\n<p>\u8eca\u8cb8\u5229\u7387\u53d6\u6c7a\u65bc<strong>\u8cb8\u6b3e\u4eba\u689d\u4ef6<\/strong>\u3001<strong>\u8eca\u6cc1<\/strong>(\u8eca\u9f61\u3001\u65b0\/\u4e2d\u53e4\u8eca)\uff0c<strong>\u7533\u8acb\u5c0d\u8c61<\/strong>\u662f\uff08\u9280\u884c\u3001\u8eca\u884c\/\u8eca\u5546\u3001\u878d\u8cc7\u516c\u53f8\uff09\u4e5f\u6703\u6709\u5229\u7387\u9ad8\u4f4e\u5dee\u5225\u3002<\/p>\n\n\n\n<p>\u4ee5\u4e0b\u6982\u62ec\u8ac7\u8ad6\u8cfc\u8eca\u8cb8\u6b3e\u3001\u4ee5\u8eca\u8cb8\u6b3e\u5229\u7387\u8a08\u7b97\u3001\u5f71\u97ff\u8eca\u8cb8\u5229\u7387\u91cd\u8981\u56e0\u7d20\u3002<\/p>\n\n\n\n\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_72 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">\u672c\u6587\u91cd\u9ede\u6bb5\u843d<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" 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title=\"\u8eca\u8cb8\uff10\u5229\u7387\u3001\uff10\u982d\u6b3e\u662f\u771f\u7684\u55ce\uff1f\u96b1\u85cf\u7709\u89d2\u5831\u4f60\u77e5\">\u8eca\u8cb8\uff10\u5229\u7387\u3001\uff10\u982d\u6b3e\u662f\u771f\u7684\u55ce\uff1f\u96b1\u85cf\u7709\u89d2\u5831\u4f60\u77e5<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/farenguakao.com\/car-loan-interest-rate-appropriate\/#%E8%BB%8A%E8%B2%B8%E6%96%B9%E6%A1%88%E8%A1%A8%E3%80%81%E7%94%B3%E8%AB%8B%E6%A2%9D%E4%BB%B6\" title=\"\u8eca\u8cb8\u65b9\u6848\u8868\u3001\u7533\u8acb\u689d\u4ef6\">\u8eca\u8cb8\u65b9\u6848\u8868\u3001\u7533\u8acb\u689d\u4ef6<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/farenguakao.com\/car-loan-interest-rate-appropriate\/#%E5%90%84%E5%AE%B6%E9%8A%80%E8%A1%8C%E3%80%81%E8%9E%8D%E8%B3%87%E5%85%AC%E5%8F%B8%E6%B1%BD%E8%BB%8A%E8%B2%B8%E6%AC%BE%E5%88%A9%E7%8E%87%E6%AF%94%E8%BC%83%EF%BC%8C%E6%89%BE%E8%AA%B0%E8%BE%A6%E6%9C%80%E5%88%92%E7%AE%97%EF%BC%9F\" title=\"\u5404\u5bb6\u9280\u884c\u3001\u878d\u8cc7\u516c\u53f8\u6c7d\u8eca\u8cb8\u6b3e\u5229\u7387\u6bd4\u8f03\uff0c\u627e\u8ab0\u8fa6\u6700\u5212\u7b97\uff1f\">\u5404\u5bb6\u9280\u884c\u3001\u878d\u8cc7\u516c\u53f8\u6c7d\u8eca\u8cb8\u6b3e\u5229\u7387\u6bd4\u8f03\uff0c\u627e\u8ab0\u8fa6\u6700\u5212\u7b97\uff1f<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/farenguakao.com\/car-loan-interest-rate-appropriate\/#%E7%94%B3%E8%AB%8B%E6%B1%BD%E8%BB%8A%E8%B2%B8%E6%AC%BE%E6%B5%81%E7%A8%8B\" title=\"\u7533\u8acb\u6c7d\u8eca\u8cb8\u6b3e\u6d41\u7a0b:\">\u7533\u8acb\u6c7d\u8eca\u8cb8\u6b3e\u6d41\u7a0b:<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/farenguakao.com\/car-loan-interest-rate-appropriate\/#%E7%94%B3%E8%AB%8B%E8%BB%8A%E8%B2%B8%E6%89%80%E9%9C%80%E7%9A%84%E6%96%87%E4%BB%B6\" title=\"\u7533\u8acb\u8eca\u8cb8\u6240\u9700\u7684\u6587\u4ef6\">\u7533\u8acb\u8eca\u8cb8\u6240\u9700\u7684\u6587\u4ef6<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/farenguakao.com\/car-loan-interest-rate-appropriate\/#%E8%BB%8A%E8%B2%B8%E5%88%A9%E7%8E%87QA\" title=\"\u8eca\u8cb8\u5229\u7387QA\">\u8eca\u8cb8\u5229\u7387QA<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/farenguakao.com\/car-loan-interest-rate-appropriate\/#%E6%9C%89%E6%9B%B4%E5%A4%9A_%E8%BB%8A%E8%B2%B8%E5%88%A9%E7%8E%87_%E5%95%8F%E9%A1%8C%E6%83%B3%E8%AB%AE%E8%A9%A2%E8%A9%B2%E6%80%8E%E9%BA%BC%E5%81%9A%EF%BC%9F\" title=\"\u6709\u66f4\u591a \u8eca\u8cb8\u5229\u7387 \u554f\u984c\u60f3\u8aee\u8a62\u8a72\u600e\u9ebc\u505a\uff1f\">\u6709\u66f4\u591a \u8eca\u8cb8\u5229\u7387 \u554f\u984c\u60f3\u8aee\u8a62\u8a72\u600e\u9ebc\u505a\uff1f<\/a><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E8%BB%8A%E8%B2%B8%E5%88%A9%E7%8E%87%E6%80%8E%E9%BA%BC%E7%AE%97%EF%BC%9F\"><\/span>\u8eca\u8cb8\u5229\u7387\u600e\u9ebc\u7b97\uff1f<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio\"><div class=\"wp-block-embed__wrapper\">\n<\/iframe>\n<\/div><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\">\u9280\u884c\u5982\u4f55\u6c7a\u5b9a\u6211\u7684\u5229\u7387\uff1f \u6211\u7684\u8cb8\u6b3e\u5229\u7387\u5408\u7406\u55ce\uff1f<\/h3>\n\n\n\n<p>\u6bcf\u500b\u4eba\u7684\u689d\u4ef6\u6703\u5f71\u97ff\uff0c\u5f9e\u8eca\u6cc1\u3001\u500b\u4eba\u4fe1\u7528\u5230\u8cb8\u6b3e\u984d\u5ea6\u3001\u7e73\u6b3e\u91d1\u984d\u3001\u9084\u6b3e\u5e74\u9650\u90fd\u6703\u5f71\u97ff\uff0c\u9280\u884c\u6216\u878d\u8cc7\u516c\u53f8\u90fd\u6709\u56fa\u5b9a\u7684\u8a55\u4f30\u6a19\u6e96\uff0c\u5e73\u5747\u4f86\u8aaa\uff0c\u8cb8\u6b3e\u4eba\u689d\u4ef6\u597d\u7684\u60c5\u6cc1\u5229\u7387\u7d04\u843d\u5728 3%~12%\uff0c\u5c0f\u767d\u6216\u5de5\u4f5c\u5e74\u8cc7\u77ed\u3001\u4e00\u822c\u5de5\u85aa\u968e\u7d1a\u5229\u7387\u7d04\u843d\u5728 8%~14%\u3002<\/p>\n\n\n\n<p><strong>\u82e5\u8981\u5148\u8a66\u7b97\u8eca\u8cb8\u5229\u7387\uff0c\u53ef\u7528\u300cRATE\u300d\u516c\u5f0f\uff1a=RATE\uff08\u7e73\u6b3e\u671f\u6578 , -\u6bcf\u6708\u7e73\u6b3e\u91d1\u984d , \u8cb8\u6b3e\u91d1\u984d\uff09*12\u300d\u6216RATE(\u671f\u6578, \u6bcf\u671f\u652f\u4ed8\u91d1\u984d, \u73fe\u503c, [\u672a\u4f86\u503c], [\u671f\u672b\u6216\u671f\u521d], [\u731c\u6e2c\u5229\u7387])<\/strong><\/p>\n\n\n\n<p>\u5047\u8a2d\u4eca\u5929\u8981\u8cb890\u842c\u5143\u7684\u8cc7\u91d1\uff0c\u520660\u671f\u511f\u9084\uff0c\u6bcf\u671f\u9084\u6b3e\u91d1\u984d18,000\u5143\uff0c\u4ee5\u6b64\u70ba\u4f8b\u5b50\u7b97\u51fa\u4f86\u7684\u984d\u5ea6\u662f7.4%\uff0c\u8a08\u7b97\u516c\u5f0f\u5c31\u662f= RATE\uff0860,-18000,900000\uff09*12 = 7.4%\uff0c\u4f46\u9019\u662f\u6982\u7565\u8a08\u7b97\uff0c\u5be6\u969b\u5229\u7387\u4ecd\u6703\u6309\u7167\u500b\u4eba\u4fe1\u7528\u3001\u8a55\u4f30\u98a8\u96aa\u8abf\u6574\u3002<\/p>\n\n\n\n<p>\u63d0\u9192\uff1a\u6c92\u6709\u6b63\u5f0f\u9001\u4ef6\u6216\u5c1a\u672a\u78ba\u8a8d\u8981\u7533\u8fa6\u54ea\u9593\u9280\u884c\u4e4b\u524d\uff0c\u8eca\u8cb8\u5229\u7387\u8ddf\u984d\u5ea6\u90fd\u53ea\u662f\u5927\u6982\u4f30\u503c\u3002<\/p>\n\n\n\n<p><strong>\u8aee\u8a62\u6848\u4f8b &#8211; \u5c0f\u767d\u7533\u8cb8\u4e2d\u53e4\u8eca60\u842c\u520660\u671f\uff0c\u4e00\u500b\u6708\u7e731\u842c4\u5343\u591a\uff0c\u9019\u6a23\u5229\u7387\u5408\u7406\u55ce\uff1f<\/strong><\/p>\n\n\n\n<p>\u8cb860\u842c60\u671f\uff0c\u7b49\u65bc\u6bcf\u500b\u6708\u672c\u91d11\u842c\uff0c4\u5343\u5229\u606f\uff0c\u4ee5\u672c\u6848\u4f8b\u4f86\u8aaa\uff0c\u63db\u7b97\u8d77\u4f86\u5229\u7387\u7d04 8% \uff0c\u5728 3%~12%\u7684\u5229\u7387\u5340\u9593\u5167\u5c6c\u65bc\u4e2d\u9593\uff0c\u662f\u5f88\u5e38\u898b\u7684\u7684\u5229\u7387\u3002<\/p>\n\n\n\n<p><strong>\u8eca\u8cb8\u8aee\u8a62\u6848\u4f8b\uff0c\u5c0f\u8cc7\u65cf\u8cb8\u6b3e60\u842c60\u671f\uff0c\u6708\u7e731\u842c4\u5343\u5408\u7406\u55ce\uff1f<\/strong><\/p>\n\n\n\n<p>\u76ee\u524d\u4efb\u8077\u91ab\u9662\u8b77\u58eb\u4e09\u500b\u6708\uff0c\u6708\u85aa3\u842c6\u5de6\u53f3\u3002\u6c92\u4f7f\u7528\u4fe1\u7528\u5361\uff0c\u4e5f\u6c92\u6709\u8cb8\u6b3e\uff0c\u5b58\u6b3e\u67096\u842c\u5143\u5de6\u53f3\uff0c\u60f3\u8cb7\u53f060\u842c\u7684\u8eca\u5b50\u4f86\u958b\u3002\u8acb\u554f\u6211\u9019\u6a23\u5b50\u7684\u72c0\u6cc1\u662f\u53ef\u4ee5\u7533\u8acb\u4fe1\u8cb8\u55ce?\u9084\u662f\u53ea\u80fd\u7533\u8acb<a class=\"rank-math-link\" href=\"https:\/\/farenguakao.com\/carloan\/\">\u8eca\u8cb8<\/a>\u5462? \u800c&nbsp;<strong>\u8eca\u8cb8\u5229\u7387<\/strong> \u591a\u5c11\u624d\u7b97\u662f\u5408\u7406\u5462??<\/p>\n\n\n\n<p>\u4e4b\u524d\u6709\u554f\u904e\u8eca\u8cb8\u516c\u53f8&nbsp;\u4e2d\u53e4\u8eca60\u842c\u520660\u671f\u4e00\u500b\u6708\u7e731\u842c4\u5343\u591a \u9019\u6a23\u5b50\u7684&nbsp;\u8eca\u8cb8\u5229\u7387&nbsp;\u5408\u7406\u55ce??<\/p>\n\n\n\n<p><strong>\u8cb8\u6b3e\u901a\u7684\u56de\u8986\u5982\u4e0b\uff1a<\/strong><\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"900\" height=\"900\" src=\"https:\/\/farenguakao.com\/wp-content\/uploads\/car-loan-interest-rate-appropriate120122.jpg\" alt=\"\u8eca\u8cb8\u7684\u512a\u9ede\" class=\"wp-image-55111\" srcset=\"https:\/\/farenguakao.com\/wp-content\/uploads\/car-loan-interest-rate-appropriate120122.jpg 900w, https:\/\/farenguakao.com\/wp-content\/uploads\/car-loan-interest-rate-appropriate120122-300x300.jpg 300w, https:\/\/farenguakao.com\/wp-content\/uploads\/car-loan-interest-rate-appropriate120122-150x150.jpg 150w, https:\/\/farenguakao.com\/wp-content\/uploads\/car-loan-interest-rate-appropriate120122-768x768.jpg 768w\" sizes=\"auto, (max-width: 900px) 100vw, 900px\" \/><figcaption class=\"wp-element-caption\">\u8eca\u8cb8\u7684\u512a\u9ede\uff1a\u7533\u8fa6\u6d41\u7a0b\u7c21\u55ae\u3001\u689d\u4ef6\u5bec\u9b06\u3001\u8cb8\u6b3e\u984d\u5ea6\u9ad8\u3001\u4e0d\u9650\u8eca\u7a2e\u3001\u64a5\u6b3e\u5feb\u901f<\/figcaption><\/figure>\n\n\n\n<p>1.\u6c92\u6709\u4f7f\u7528\u4fe1\u7528\u5361\u53ca\u6c92\u6709\u8cb8\u6b3e\u4e00\u822c\u662f\u6240\u8b02\u7684\u4fe1\u7528\u7a7a\u767d\uff0c\u52a0\u4e0a\u73fe\u8077\u5de5\u4f5c\u5e74\u8cc73\u500b\u6708\u662f\u6bd4\u8f03\u77ed\u7684\uff0c\u5982\u679c\u662f\u60f3\u8981\u7533\u8acb\u4fe1\u8cb8\u78ba\u5be6\u6709\u96e3\u5ea6\u3002\u4e00\u822c\u9280\u884c\u6bd4\u8f03\u4e0d\u6613\u904e\u4ef6\u3002\u5efa\u8b70\u662f\u5148\u8fa6\u5f35\u4fe1\u7528\u5361\u7d2f\u7a4d\u4fe1\u7528\u53ca\u5728\u5728\u80776\u500b\u6708\u5f8c\u624d\u53bb\u7533\u8acb\u4fe1\u8cb8\uff0c\u9019\u6a23\u5b50\u6703\u6bd4\u8f03OK\u7684\u3002<\/p>\n\n\n\n<p>2.\u4e2d\u53e4\u8eca\u8cb8\u6b3e&nbsp;\u56e0\u70ba\u6709\u8eca\u5b50\u7576\u6210\u62b5\u62bc\u54c1\u6240\u4ee5\u5be9\u6838\u6a19\u6e96\u6703\u6bd4\u8f03\u4f4e\uff0c\u53ea\u8981\u4f60\u7684\u6c7d\u8eca\u6709\u6b98\u503c\u4e14\u672c\u8eab\u6c92\u6709\u4fe1\u7528\u4e0d\u826f\u7d00\u9304\uff0c\u6536\u5165\u6709\u7a69\u5b9a\u9280\u884c\u61c9\u8a72\u5c31\u6703\u9806\u5229\u6838\u51c6\u3002\u4f8b\u5982\u9019\u53f0\u8eca\u9451\u50f9\u662f60\u842c\u800c\u4f60\u7533\u8cb8\u7684\u91d1\u984d\u662f50\u842c\u3002\u5c31\u6bd4\u8f03\u6c92\u554f\u984c!<\/p>\n\n\n\n<p>3.&nbsp;\u8eca\u8cb8\u5229\u7387\u5408\u4e0d\u5408\u7406\u7684\u554f\u984c\u662f\u5982\u679c\u8cb8\u6b3e\u4eba\u689d\u4ef6\u597d(\u4fe1\u7528\u6b63\u5e38\u3001\u5de5\u4f5c\u5e74\u8cc7\u9577\u3001\u85aa\u8cc7\u8f03\u9ad8\u3001\u516c\u53f8\u898f\u6a21\u8f03\u5927)\uff0c&nbsp;\u8eca\u8cb8\u5229\u7387&nbsp;\u7d045%-12%\u3002<\/p>\n\n\n\n<p>\u5982\u679c\u662f\u4fe1\u7528\u7a7a\u767d\u53ca\u5de5\u4f5c\u7684\u5e74\u8cc7\u8f03\u77ed \u85aa\u8cc7\u6bd4\u8f03\u4f4e\uff0c\u9280\u884c\u56e0\u70ba\u98a8\u96aa\u6bd4\u8f03\u9ad8\u5229\u7387\u81ea\u7136\u6703\u63d0\u9ad8\uff0c\u8eca\u8cb8\u5229\u7387 \u7d048%-14%\u3002\u5229\u7387\u56e0\u70ba\u6bcf\u500b\u4eba\u7684\u689d\u4ef6\u4e0d\u540c\uff0c\u9280\u884c\u56e0\u70ba\u98a8\u96aa\u7684\u4e0d\u540c\u800c\u6709\u6240\u8abf\u6574\u7684\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-\u8eca\u8cb8\u5229\u7387\u591a\u5c11\u624d\u7b97\u662f\u5408\u7406\u5462-\u65b0\u8eca-\u4e2d\u53e4\u8eca-\u8cb8\u6b3e\u4eba\u689d\u4ef6\u7684\u5229\u7387\u5dee\u5225\"><span class=\"ez-toc-section\" id=\"%E8%BB%8A%E8%B2%B8%E5%88%A9%E7%8E%87%E5%A4%9A%E5%B0%91%E6%89%8D%E7%AE%97%E6%98%AF%E5%90%88%E7%90%86%E5%91%A2%E6%96%B0%E8%BB%8A%E3%80%81_%E4%B8%AD%E5%8F%A4%E8%BB%8A%E3%80%81%E8%B2%B8%E6%AC%BE%E4%BA%BA%E6%A2%9D%E4%BB%B6%E7%9A%84%E5%88%A9%E7%8E%87%E5%B7%AE%E5%88%A5\"><\/span>\u8eca\u8cb8\u5229\u7387\u591a\u5c11\u624d\u7b97\u662f\u5408\u7406\u5462?\u65b0\u8eca\u3001 \u4e2d\u53e4\u8eca\u3001\u8cb8\u6b3e\u4eba\u689d\u4ef6\u7684\u5229\u7387\u5dee\u5225<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"900\" height=\"900\" src=\"https:\/\/farenguakao.com\/wp-content\/uploads\/car-loan-interest02271.jpg\" alt=\"\u8eca\u8cb8\u5229\u7387\u6bd4\u8f03\" class=\"wp-image-89196\" srcset=\"https:\/\/farenguakao.com\/wp-content\/uploads\/car-loan-interest02271.jpg 900w, https:\/\/farenguakao.com\/wp-content\/uploads\/car-loan-interest02271-300x300.jpg 300w, https:\/\/farenguakao.com\/wp-content\/uploads\/car-loan-interest02271-150x150.jpg 150w, https:\/\/farenguakao.com\/wp-content\/uploads\/car-loan-interest02271-768x768.jpg 768w\" sizes=\"auto, (max-width: 900px) 100vw, 900px\" \/><figcaption class=\"wp-element-caption\">\u8eca\u8cb8\u5229\u7387\u6bd4\u8f03<\/figcaption><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\">\u65b0\u8eca VS \u4e2d\u53e4\u8eca \u8cb8\u6b3e\u5229\u7387\u6bd4\u8f03<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u4e00\u822c\u65b0\u8eca\u8eca\u8cb8\u5229\u7387\u7d042%-5%\uff0c\u4e2d\u53e4\u6c7d\u8eca\u8cb8\u6b3e\u5229\u7387\u7d045%-14%\u3002<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">\u8cb7\u8eca\u8cb8\u6b3e\u5229\u7387\u591a\u5c11\u624d\u7b97\u662f\u5408\u7406\u5462?<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u8cb8\u6b3e\u4eba\u689d\u4ef6\u597d\u5229\u7387\u7d04\u843d\u5728 3%~12%\uff0c\u5c0f\u767d\u6216\u5de5\u4f5c\u5e74\u8cc7\u77ed\u3001\u4e00\u822c\u5de5\u85aa\u968e\u7d1a\u5229\u7387\u7d04\u843d\u5728 8%~14%\u3002<\/li>\n<\/ul>\n\n\n\n<p>\u7d50\u8ad6\u4f86\u8b1b\uff0c\u4e0a\u8ff0\u8eca\u8cb8\u5229\u7387\u90fd\u662f\u5408\u7406\u7684\uff0c\u82e5\u60f3\u8981\u66f4\u4f4e\u7684\u5229\u7387\u53ef\u8003\u616e\u4fe1\u8cb8\uff08\u4fe1\u7528\u8cb8\u6b3e\uff09\uff0c\u90a3\u6703\u5efa\u8b70\u5148\u990a\u4fe1\u7528\uff08\u5148\u7533\u8acb\u4fe1\u7528\u5361\u7d2f\u7a4d\u4fe1\u7528\u8a55\u5206\uff09\uff0c\u4e26\u7b49\u5de5\u4f5c\u5e74\u8cc7\u6eff6\u500b\u6708\u518d\u7533\u8acb\uff0c\u624d\u80fd\u63d0\u9ad8\u4fe1\u8cb8\u904e\u4ef6\u7387\u3002<\/p>\n\n\n\n<p>\u82e5\u4f60\u5c0d\u8eca\u8cb8\u5229\u7387\u9084\u6709\u4e00\u4e9b\u7591\u616e\uff0c\u6216\u4e0d\u66c9\u5f97\u81ea\u5df1\u672c\u8eab\u7684\u689d\u4ef6\u8a72\u7533\u8acb\u8eca\u8cb8\u597d\u9084\u662f\u4fe1\u8cb8\u597d\u7684\uff0c\u53ef\u4ee5\u76f4\u63a5\u627e\u8cb8\u6b3e\u901a\u6d3d\u8a62\u3002\u53ea\u662f\u6c92\u6709\u6b63\u5f0f\u9001\u4ef6\u5c1a\u672a\u78ba\u8a8d\u8981\u7533\u8fa6\u54ea\u9593\u9280\u884c\u4e4b\u524d\uff0c\u8eca\u8cb8\u5229\u7387\u8ddf\u984d\u5ea6\u90fd\u53ea\u662f\u5927\u6982\u4f30\u503c\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-\u5f71\u97ff\u8eca\u8cb8\u5229\u7387\u91cd\u8981\u56e0\u7d20-\u6536\u5165\u72c0\u6cc1-\u4fe1\u7528\u8a55\u5206-\u8eca\u6cc1-\u65b0\u8eca\u6216\u4e2d\u53e4\u8eca\"><span class=\"ez-toc-section\" id=\"%E5%BD%B1%E9%9F%BF%E8%BB%8A%E8%B2%B8%E5%88%A9%E7%8E%87%E9%87%8D%E8%A6%81%E5%9B%A0%E7%B4%A0%EF%BC%9A%E6%94%B6%E5%85%A5%E7%8B%80%E6%B3%81%E3%80%81%E4%BF%A1%E7%94%A8%E8%A9%95%E5%88%86%E3%80%81%E8%BB%8A%E6%B3%81%EF%BC%88%E6%96%B0%E8%BB%8A%E6%88%96%E4%B8%AD%E5%8F%A4%E8%BB%8A%EF%BC%89\"><\/span>\u5f71\u97ff\u8eca\u8cb8\u5229\u7387\u91cd\u8981\u56e0\u7d20\uff1a\u6536\u5165\u72c0\u6cc1\u3001\u4fe1\u7528\u8a55\u5206\u3001\u8eca\u6cc1\uff08\u65b0\u8eca\u6216\u4e2d\u53e4\u8eca\uff09<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"900\" height=\"900\" src=\"https:\/\/farenguakao.com\/wp-content\/uploads\/car-loan-interest03261.jpg\" alt=\"\u5f71\u97ff\u8eca\u8cb8\u5229\u7387\u76842\u5927\u56e0\u7d20\" class=\"wp-image-70023\" srcset=\"https:\/\/farenguakao.com\/wp-content\/uploads\/car-loan-interest03261.jpg 900w, https:\/\/farenguakao.com\/wp-content\/uploads\/car-loan-interest03261-300x300.jpg 300w, https:\/\/farenguakao.com\/wp-content\/uploads\/car-loan-interest03261-150x150.jpg 150w, https:\/\/farenguakao.com\/wp-content\/uploads\/car-loan-interest03261-768x768.jpg 768w\" sizes=\"auto, (max-width: 900px) 100vw, 900px\" \/><figcaption class=\"wp-element-caption\">\u5f71\u97ff\u8eca\u8cb8\u5229\u7387\u76842\u5927\u56e0\u7d20<\/figcaption><\/figure>\n\n\n\n<p>\u6536\u5165\u72c0\u6cc1\u3001\u4fe1\u7528\u8a55\u5206\u6703\u5f88\u76f4\u63a5\u7684\u5f71\u97ff\u8eca\u8cb8\u5229\u7387\uff0c\u4f46\u70ba\u4ec0\u9ebc\u5229\u7387\u90fd\u662f\u4e00\u500b\u5340\u9593\u7684\u7bc4\u570d\u5462? \u65b0\u8eca\u8cb8\u6b3e\u5229\u7387\u7d042%-5%\uff0c\u4e2d\u53e4\u6c7d\u8eca\u8cb8\u6b3e\u5229\u7387\u7d045%-14%\u3002 \u70ba\u4ec0\u9ebc\u4e0d\u4e7e\u8106\u662f\u8a02\u65b0\u8eca2%\u800c\u4e2d\u53e4\u8eca\u662f5%\u5462?<\/p>\n\n\n\n<p>\u5229\u7387\u9ad8\u4f4e\u53cd\u6620\u4e86\u9280\u884c\u6216\u662f\u878d\u8cc7\u516c\u53f8\u8003\u91cf\u98a8\u96aa\u9ad8\uff0c\u98a8\u96aa\u9ad8\u5229\u7387\u5c31\u9ad8\uff0c\u98a8\u96aa\u4f4e\u5229\u7387\u5c31\u4f4e\u3002\u8a55\u4f30\u56e0\u7d20\u5206\u6210\u8cb8\u6b3e\u4eba\u7684\u6536\u5165\u72c0\u6cc1\u53ca\u4fe1\u7528\u8a55\u5206\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u5f71\u97ff\u5229\u7387\u4e3b\u8981\u56e0\u7d20\u4e00\u662f\uff1a\u6536\u5165\u72c0\u6cc1\u3001\u884c\u696d\u3001\u85aa\u8f49\u8b49\u660e(\u5e74\u5ea6\u6263\u7e73\u6191\u55ae)<\/h3>\n\n\n\n<p>\u6536\u5165\u6108\u9ad8\u9084\u6b3e\u80fd\u529b\u6108\u597d\uff0c\u6108\u662f\u5c6c\u65bc\u7a69\u5b9a\u6536\u5165\u3001\u9ad8\u6536\u5165\u884c\u696d\uff0c\u5c24\u5176\u662f\u91ab\u5e2b\u3001\u5f8b\u5e2b\u3001\u516c\u52d9\u54e1\u3001\u4e0a\u5e02\u6ac3\u516c\u53f8\u54e1\u5de5\u4e4b\u985e\u7684\u884c\u696d\u3002<\/p>\n\n\n\n<p>\u662f\u5426\u6709\u6bcf\u6708\u56fa\u5b9a\u85aa\u8cc7\u8f49\u5e33\u6216\u5e74\u5ea6\u6263\u7e73\u6191\u55ae\uff0c\u8b49\u660e\u6709\u7a69\u5b9a\u6536\u5165\uff0c\u53ef\u4ee5\u7a69\u5b9a\u9084\u6b3e\uff0c\u6c92\u6709\u56fa\u5b9a\u85aa\u8f49\u7684\u884c\u696d\uff08\u5c0f\u5403\u3001\u6524\u8ca9\uff09\uff0c\u9280\u884c\u4e0d\u8a8d\u70ba\u4f60\u6bcf\u500b\u6708\u6709\u7a69\u5b9a\u6536\u5165\uff0c\u6703\u64d4\u5fc3\u4f60\u6709\u6c92\u6709\u80fd\u529b\u6bcf\u500b\u6708\u9084\u9322\uff0c\u9019\u6642\u53ef\u80fd\u5c31\u9700\u8981\u63d0\u51fa\u5b58\u6b3e\u8ca1\u529b\u8b49\u660e\u6216\u63a1\u53d6\u4fdd\u4eba\u65b9\u5f0f\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u5f71\u97ff\u5229\u7387\u4e3b\u8981\u56e0\u7d20\u4e8c\u662f:\u4fe1\u7528\u8a55\u5206\u3001\u6536\u652f\u72c0\u6cc1\u3001\u806f\u5fb5\u5206\u6578<\/h3>\n\n\n\n<p>\u500b\u4eba\u4fe1\u7528\u8a55\u5206\u7684\u5206\u6578\u7bc4\u570d\uff0c\u5176\u5206\u6578\u4ecb\u65bc 200 ~ 800 \u5206\u4e4b\u9593\u3002<strong>\u4fe1\u7528\u8a55\u5206\u9ad8\u4f4e\u5728\u52a0\u4e0a\u500b\u4eba\u7684\u6536\u652f\u72c0\u6cc1<\/strong>\u5c31\u53ef\u4ee5\u6c7a\u5b9a\u8eca\u8cb8\u5229\u7387\u662f\u8981\u75285%\u9084\u662f6%\u751a\u81f314%\u4e86\u3002\u4fe1\u7528\u8a55\u5206\u4e0d\u80fd\u4f4e\u65bc\u5e73\u5747\u503c\uff0c\u5426\u5247\u8cb8\u6b3e\u51fa\u4f86\u7684\u5229\u7387\u6703\u6bd4\u8f03\u9ad8\u3002 <\/p>\n\n\n\n<p>\u57fa\u672c\u4e0a\u4f86\u8aaa\u806f\u5fb5\u5206\u6578500\u5206\u4ee5\u4e0a\u5e7e\u4e4e\u662f\u4e00\u500b\u8cb8\u6b3e\u6210\u529f\u8207\u5426\u7684\u5206\u6c34\u5dba\uff0c\u8eca\u8cb8\u662f\u6240\u6709\u8cb8\u6b3e\u4e2d\u6bd4\u8f03\u7279\u6b8a\u7684\uff0c\u662f\u56e0\u70ba\u8eca\u8cb8\u53ef\u4ee5\u63a5\u53d7\u4e00\u9ede\u4fe1\u7528\u4e0a\u7684\u7455\u75b5\u3002\u5982\u679c\u6709\u8eca\uff0c\u56e0\u70ba\u4fe1\u7528\u7455\u75b5\u800c\u9020\u6210\u4fe1\u8cb8\u88ab\u9000\u4ef6\u6642\u53ef\u4ee5\u8f49\u5f80\u8eca\u8cb8\u8a66\u8a66\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u5f71\u97ff\u5229\u7387\u4e3b\u8981\u56e0\u7d20\u4e09\u662f\uff1a\u8eca\u6cc1\uff08\u65b0\u8eca\u6216\u4e2d\u53e4\u8eca\uff09<\/h3>\n\n\n\n<p>\u65b0\u8eca\u7684\u5229\u7387\u901a\u5e38\u6bd4\u4e2d\u53e4\u8eca\u8981\u6f02\u4eae\uff0c\u9019\u662f\u56e0\u70ba\u8eca\u5b50\u5e74\u4efd\u5c11\u3001\u6298\u820a\u5c11\u3001\u6b98\u503c\u9ad8\uff0c\u95dc\u65bc\u9019\u90e8\u5206\u6211\u5011\u4e0b\u500b\u6bb5\u843d\u4f86\u548c\u8eca\u8cb8\u3001\u4fe1\u8cb8\u5229\u4e00\u8d77\u8aaa\u660e\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-\u8eca\u8cb8-\u4fe1\u8cb8\u5229\u7387\u597d\u50cf\u5dee\u4e0d\u591a-\u7533\u8acb\u54ea\u500b\u8f03\u5212\u7b97\"><span class=\"ez-toc-section\" id=\"%E8%BB%8A%E8%B2%B8%E3%80%81%E4%BF%A1%E8%B2%B8%E5%88%A9%E7%8E%87%E5%A5%BD%E5%83%8F%E5%B7%AE%E4%B8%8D%E5%A4%9A%EF%BC%9F%E7%94%B3%E8%AB%8B%E5%93%AA%E5%80%8B%E8%BC%83%E5%88%92%E7%AE%97%EF%BC%9F\"><\/span>\u8eca\u8cb8\u3001\u4fe1\u8cb8\u5229\u7387\u597d\u50cf\u5dee\u4e0d\u591a\uff1f\u7533\u8acb\u54ea\u500b\u8f03\u5212\u7b97\uff1f<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"726\" height=\"425\" src=\"https:\/\/farenguakao.com\/wp-content\/uploads\/table.png\" alt=\"\u8eca\u8cb8\u8207\u4fe1\u8cb8\u53ca\u4fe1\u7528\u5361\u7684\u6bd4\u8f03\" class=\"wp-image-970\" srcset=\"https:\/\/farenguakao.com\/wp-content\/uploads\/table.png 726w, https:\/\/farenguakao.com\/wp-content\/uploads\/table-300x176.png 300w, https:\/\/farenguakao.com\/wp-content\/uploads\/table-649x380.png 649w, https:\/\/farenguakao.com\/wp-content\/uploads\/table-600x351.png 600w\" sizes=\"auto, (max-width: 726px) 100vw, 726px\" \/><figcaption class=\"wp-element-caption\">\u8eca\u8cb8\u8207\u4fe1\u8cb8\u53ca\u4fe1\u7528\u5361\u7684\u6bd4\u8f03<\/figcaption><\/figure>\n\n\n\n<p>\u8eca\u8cb8\u548c\u4fe1\u8cb8\u7684\u8a55\u4f30\u4e0d\u80fd\u53ea\u770b\u5229\u7387\u5566\uff0c\u9084\u8981\u770b\u662f\u65b0\u8eca\u9084\u662f\u4e2d\u53e4\u8eca\u3001\u9700\u8981\u984d\u5ea6\u662f\u591a\u5c11\u3001\u9084\u6b3e\u671f\u9650\u60f3\u8981\u62c9\u591a\u9577\uff0c\u4ee5\u53ca\u904e\u4ef6\u7387\u7b49\u4f86\u6c7a\u5b9a\u3002<\/p>\n\n\n\n<p>\u50cf\u8eca\u8cb8\u662f\u4ee5\u8eca\u5b50\u7576\u64d4\u4fdd\u54c1\uff0c\u4fe1\u8cb8\u7684\u64d4\u4fdd\u54c1\u5247\u662f\u500b\u4eba\u4fe1\u7528\uff0c\u7b26\u5408\u7279\u5b9a\u689d\u4ef6\u4e0b\u8eca\u8cb8\u548c\u4fe1\u8cb8\u7684\u8cb8\u6b3e\u5229\u7387\u6703\u770b\u8d77\u4f86\u5dee\u4e0d\u591a\uff0c\u6700\u660e\u986f\u5f71\u97ff\u5229\u7387\u7684\u5dee\u7570\u5c31\u662f\u65b0\u8eca\u6216\u4e2d\u53e4\u8eca\u3002<\/p>\n\n\n\n<p>\u5982\u679c\u662f\u65b0\u8eca\uff0c\u90a3\u8eca\u8cb8\u4f86\u7533\u8acb\u8cb8\u6b3e\u6703\u6bd4\u4fe1\u8cb8\u5229\u7387\u4f86\u7684\u512a\u60e0\uff0c\u4f46\u5047\u5982\u8cb7\u7684\u662f\u4e2d\u53e4\u8eca\uff0c\u56e0\u70ba\u8eca\u5b50\u7684\u6298\u820a\u5f88\u5feb\uff0c\u6709\u53ef\u80fd\u4f60\u7533\u8acb\u8eca\u8cb8\u5229\u7387\u6703\u6bd4\u4fe1\u8cb8\u5229\u7387\u9084\u8981\u4f86\u7684\u9ad8\uff0c\u82e5\u8981\u8cb7\u7684\u8eca\u5b50\u8cb8\u6b3e\u689d\u4ef6\u4e0d\u4f73\uff0c\u9019\u6642\u5c31\u53ef\u8003\u616e\u4fe1\u8cb8\u4e86\u3002<\/p>\n\n\n\n<p>\u4fe1\u8cb8\u662f\u770b\u672c\u8eab\u7684\u4fe1\u7528\u689d\u4ef6\uff0c\u6538\u95dc\u4f60\u7684<strong>\u8077\u696d<\/strong>\u3001<strong>\u5e74\u8cc7<\/strong>\u3001<strong>\u516c\u53f8\u898f\u6a21<\/strong>\u3001<strong>\u6536\u5165\u6240\u5f97<\/strong>\u4ee5\u53ca\u5e38\u5f80\u4f86\u7684\u9019\u4e9b\u9280\u884c\u7b49\u8fd1\u671f\u662f\u5426\u5c0d\u4fe1\u8cb8\u5229\u7387\u6709\u820a\u5ba2\u6236\u7684\u512a\u60e0\u65b9\u6848\u3002<\/p>\n\n\n\n<p>\u4fe1\u8cb8\u5229\u7387\u7d043%~14%\uff0c\u7b26\u5408\u9280\u884c\u7684\u512a\u8cea\u5ba2\u6236\uff0c\u624d\u6709\u6a5f\u6703\u62ff\u52303%\u4ee5\u4e0b\u4f4e\u5229\u7387\uff0c\u4e00\u822c\u90fd\u5728\u843d\u57283%~10%\u4e4b\u9593\u3002<\/p>\n\n\n\n<p>\u4e0d\u904e\u8cb8\u6b3e\u901a\u4e5f\u662f\u8981\u63d0\u9192\u4e00\u4e0b\uff0c\u9280\u884c\u8cb8\u6b3e\u5e38\u5e38\u7528\u8f03\u4f4e\u7684\u8cb8\u6b3e\u5229\u7387\u5438\u5f15\u6d88\u8cbb\u8005\uff0c\u524d\u5e7e\u671f\u514d\u5229\u606f\u6216\u662f\u975e\u5e38\u4f4e\u7684\u5229\u606f\uff0c\u6216\u662f\u63a8\u51fa\u8907\u96dc\u7684\u5c08\u6848\uff0c\u8b93\u6d88\u8cbb\u8005\u7121\u6cd5\u7c21\u55ae\u8a66\u7b97\u51fa\u771f\u6b63\u7684\u5229\u7387\u3002\u9019\u90e8\u5206\u5c31\u9700\u8981\u4f60\u591a\u65b9\u6bd4\u8f03\uff0c\u8ca8\u6bd4\u4e09\u5bb6\u4e0d\u5403\u8667\u3002<\/p>\n\n\n\n<p>\u6b64\u5916\u4e5f\u53ef\u4ee5\u8003\u616e\u8fa6\u7406\u623f\u5c4b\u8cb8\u6b3e\u4f86\u8cb7\u8eca\uff1a\u623f\u8cb8\u5229\u7387\u76ee\u524d\u662f1.4%~2.5%\u5de6\u53f3\uff0c\u5982\u679c\u60a8\u6709\u623f\u5c4b\u4e5f\u53ef\u4ee5\u8003\u616e\u7528\u623f\u5c4b\u589e\u8cb8\u8cb7\u8eca\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-\u8eca\u8cb8\uff10\u5229\u7387-\uff10\u982d\u6b3e\u662f\u771f\u7684\u55ce-\u96b1\u85cf\u7709\u89d2\u5831\u4f60\u77e5\"><span class=\"ez-toc-section\" id=\"%E8%BB%8A%E8%B2%B8%EF%BC%90%E5%88%A9%E7%8E%87%E3%80%81%EF%BC%90%E9%A0%AD%E6%AC%BE%E6%98%AF%E7%9C%9F%E7%9A%84%E5%97%8E%EF%BC%9F%E9%9A%B1%E8%97%8F%E7%9C%89%E8%A7%92%E5%A0%B1%E4%BD%A0%E7%9F%A5\"><\/span>\u8eca\u8cb8\uff10\u5229\u7387\u3001\uff10\u982d\u6b3e\u662f\u771f\u7684\u55ce\uff1f\u96b1\u85cf\u7709\u89d2\u5831\u4f60\u77e5<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"900\" height=\"900\" src=\"https:\/\/farenguakao.com\/wp-content\/uploads\/car-loan-interest-rate04011.jpg\" alt=\"\u8eca\u8cb8\u96f6\u5229\u7387\u6709\u53ef\u80fd\u55ce?\" class=\"wp-image-70947\" srcset=\"https:\/\/farenguakao.com\/wp-content\/uploads\/car-loan-interest-rate04011.jpg 900w, https:\/\/farenguakao.com\/wp-content\/uploads\/car-loan-interest-rate04011-300x300.jpg 300w, https:\/\/farenguakao.com\/wp-content\/uploads\/car-loan-interest-rate04011-150x150.jpg 150w, https:\/\/farenguakao.com\/wp-content\/uploads\/car-loan-interest-rate04011-768x768.jpg 768w\" sizes=\"auto, (max-width: 900px) 100vw, 900px\" \/><figcaption class=\"wp-element-caption\">\u8eca\u8cb8\u96f6\u5229\u7387\u6709\u53ef\u80fd\u55ce?<\/figcaption><\/figure>\n\n\n\n<p>\u8cfc\u8cb7\u65b0\u8eca\u5e38\u770b\u5230\u96f6\u5229\u7387\u65b9\u6848\u3001\u96f6\u982d\u671f\u65b9\u6848\uff0c\u611f\u89ba\u597d\u512a\u60e0\uff0c\u4f46\u771f\u7684\u53ef\u4ee5\u8fa6\u55ce\uff1f<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u8cfc\u8eca\u8cb8\u6b3e 0 \u5229\u7387\u7834\u89e3\u3001\u8b8a\u76f8\u52a0\u5728\u8eca\u50f9\u88e1<\/h3>\n\n\n\n<p>\u96f6\u5229\u7387\u901a\u5e38\u662f\u7531\u8eca\u5546\u4f86\u8ca0\u64d4\u8eca\u8cb8\u5229\u606f\u7684\u90e8\u5206\uff0c\u5c0d\u8eca\u5546\u4f86\u8aaa\u53ea\u662f\u628a\u5229\u606f\u52a0\u5728\u7e3d\u8eca\u50f9\u88e1\uff0c\u4e5f\u5c31\u662f\u6e1b\u5c11\u6298\u6263\u5e45\u5ea6\uff0c\u4f8b\u5982\u4e00\u8f1b80\u842c\u7684\u65b0\u8eca\uff0c\u672c\u4f86\u53ef\u80fd\u6703\u67095\u842c\u7684\u6298\u50f9\u7a7a\u9593\uff0c\u5982\u679c\u9078\u64c7\u96f6\u5229\u7387\u65b9\u6848\u5f8c\uff0c\u6298\u50f9\u7a7a\u9593\u5c31\u6703\u8b8a\u62102\u842c\uff0c\u9019\u6a23\u5212\u7b97\u55ce\uff1f\u5c31\u770b\u81ea\u5df1\u7684\u9078\u64c7\u4e86!<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u300c<strong>\u96f6\u5229\u7387<\/strong>\u300d\u65b9\u6848\uff1a\u9700\u81ea\u5099\u8eca\u50f9\u76841~2\u6210\u982d\u671f\u6b3e\uff0c\u4e14\u6c7d\u8eca\u964d\u50f9\u7a7a\u9593\u5c0f\u3002\u9053\u7406\u5f88\u7c21\u55ae\uff0c\u4eca\u5929\u8eca\u5546\u8ce3\u7684\u662f\u8eca\u5b50\uff0c\u8cfa\u7684\u662f\u8eca\u5b50\u7684\u50f9\u5dee\uff0c\u800c\u5927\u90e8\u5206\u7684\u8eca\u5546\u672c\u8eab\u6c92\u6709\u653e\u8cb8\u7684\u696d\u52d9\uff0c\u8eca\u5546\u4e0d\u662f\u7d66\u4f60\u9322\u8cb7\u8eca\u5b50\u7684\u4eba\uff0c\u90a3\u8ab0\u5e6b\u4f60\u51fa\u9322\u8cb7\u8eca\u5b50\u5462 ? <br>\u5176\u5be6\u5c31\u662f\u8cb8\u6b3e\u516c\u53f8\uff0c\u8cb8\u6b3e\u516c\u53f8\u5230\u5e95\u8981\u8cfa\u4ec0\u9ebc?\u7576\u7136\u662f\u5229\u606f\uff0c\u8cb8\u6b3e\u516c\u53f8\u4e0d\u53ef\u80fd\u5e73\u767d\u7121\u6545\u628a\u9322\u501f\u7d66\u4f60\uff0c\u6240\u4ee5\u5206\u671f\u7684\u5229\u606f\u5c31\u52a0\u5728\u7576\u521d\u7684\u8cb7\u8eca\u5b50\u7684\u50f9\u683c\u4e0a\u9762\u3002<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">\u8cb7\u8eca 0 \u982d\u6b3e\u597d\u8f15\u9b06\u771f\u76f8\uff0c\u5229\u7387\u9ad8\u3001\u904e\u4ef6\u7387\u4f4e<\/h3>\n\n\n\n<p>\u53e6\u4e00\u5f88\u8a98\u4eba\u7684\u512a\u60e0\u96f6\u982d\u671f\u6b3e\uff0c\u9023\u4e00\u958b\u59cb10%\u7684\u982d\u671f\u6b3e\u90fd\u4e0d\u7528\u6e96\u5099\uff0c\u865f\u7a31\u9023\u70ba\u793e\u6703\u65b0\u9bae\u4eba\u90fd\u80fd\u8f15\u9b06\u8cb7\u8eca\uff0c\u4f46\u96f6\u982d\u671f\u7684\u4ee3\u50f9\u5c31\u662f\u66f4\u9ad8\u7684\u8cb8\u6b3e\u3001\u66f4\u9ad8\u7684\u5229\u7387\uff0c\u52a0\u4e0a\u66f4\u56b4\u683c\u7684\u5be9\u6838\u3002<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u300c<strong>\u96f6\u982d\u6b3e<\/strong>\u300d\u65b9\u6848\uff1a\u8981\u5168\u8cb8\u96d6\u7136\u4e0d\u7528\u7e73\u982d\u671f\u6b3e\uff0c\u4e0d\u50c5\u5229\u7387\u9ad8\uff0c\u6838\u8cb8\u4e5f\u4e0d\u5bb9\u6613\u3002<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-\u7d81\u9577\u7d04\u8981\u6ce8\u610f\">\u7d81\u9577\u7d04\u8981\u6ce8\u610f<\/h3>\n\n\n\n<p>\u4e0d\u7ba1\u662f\u9280\u884c\u9084\u662f\u878d\u8cc7\u516c\u53f8\u7684\u6c7d\u8eca\u8cb8\u6b3e\uff0c\u90fd\u6703\u8a2d\u5b9a\u300c\u7d81\u7d04\u671f\uff08\u4e5f\u7a31\u70ba\u9650\u5236\u6e05\u511f\u671f\uff09\u300d\uff0c\u5728\u9019\u6bb5\u671f\u9593\u5167\u90fd\u4e0d\u53ef\u4ee5\u63d0\u524d\u9084\u6b3e\uff0c\u82e5\u7533\u8cb8\u4eba\u63d0\u524d\u9084\u8cb8\u5c31\u7b49\u65bc\u516c\u53f8\u5c11\u6536\u5229\u606f\u4e86\uff0c\u6240\u4ee5\u6bcf\u4e00\u5bb6\u9280\u884c\u6216\u662f\u878d\u8cc7\u516c\u53f8\u90fd\u6703\u898f\u5b9a\uff1a\u8eca\u8cb8\u8981\u7d81\u7d04\u3002\u5982\u679c\u60f3\u8981\u7d50\u6e05\u81f3\u5c11\u8981\u7e73\u8db3\u4e00\u5b9a\u671f\u6578\uff0c\u4ee5\u514d\u6709\u9055\u7d04\u91d1\u7684\u7522\u751f\u3002<\/p>\n\n\n\n<p>\u901a\u5e38\u7d81\u7d04\u671f\u6703\u843d\u572818~24\u671f\uff0c\u4e5f\u5c31\u662f1\u5e74\u534a~2\u5e74\u7684\u6642\u9593\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-\u8eca\u8cb8\u65b9\u6848\u8868-\u7533\u8acb\u689d\u4ef6\"><span class=\"ez-toc-section\" id=\"%E8%BB%8A%E8%B2%B8%E6%96%B9%E6%A1%88%E8%A1%A8%E3%80%81%E7%94%B3%E8%AB%8B%E6%A2%9D%E4%BB%B6\"><\/span>\u8eca\u8cb8\u65b9\u6848\u8868\u3001\u7533\u8acb\u689d\u4ef6<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table><tbody><tr><td>\u9805\u76ee<\/td><td>\u8eca\u8cb8<\/td><\/tr><tr><td>\u5e74\u9f61<\/td><td>\u53ea\u8981\u60a8\u5e74\u6eff18\u6b72~65\u6b72\u7686\u53ef\u8fa6\u7406 \u3002<\/td><\/tr><tr><td>\u5ba2\u6236\u5de5\u4f5c\u985e\u5225<\/td><td>\u5404\u884c\u5404\u696d\u7686\u53ef\u8fa6\u7406\u4e0d\u9650\u8077\u696d\u985e\u5225\u3002<\/td><\/tr><tr><td>\u5ba2\u6236\u4fe1\u7528\u72c0\u6cc1<\/td><td>\u4fe1\u7528\u6b63\u5e38\u8005 (\u7455\u75b5\u4ea6\u53ef\u5354\u52a9)\u3002<\/td><\/tr><tr><td>\u8cb8\u6b3e\u984d\u5ea6<\/td><td>10-350\u842c\u5143 (\u4f9d\u64da\u6b0a\u5a01\u96dc\u8a8c\u9451\u50f9)\u3002<\/td><\/tr><tr><td>\u8cb8\u6b3e\u671f\u9650<\/td><td>\u4e00\u822c\u662f5\u5e74\u3001\u6700\u95777\u5e74<\/td><\/tr><tr><td>\u9084\u6b3e\u65b9\u5f0f<\/td><td>\u6309\u6708\u672c\u606f\u6524\u9084<\/td><\/tr><tr><td>\u8cb8\u6b3e\u5229\u7387<\/td><td>\u5e74\u5229\u73875%\u8d77 (\u4f9d\u500b\u4eba\u4fe1\u7528\u3001\u689d\u4ef6\u8a55\u7b49\u800c\u5b9a)\u3002<\/td><\/tr><tr><td>\u9069\u7528\u8eca\u8f1b\u7bc4\u570d<\/td><td>\u81ea\u7528\u8eca\u3001\u8ca8\u8eca\u3001\u516c\u53f8\u8eca\u3001\u8a08\u7a0b\u8eca (\u500b\u4eba\u3001\u5408\u4f5c\u793e\u2026) \u4e09\u5678\u534a\u4ee5\u4e0b\u7686\u53ef\u3002<\/td><\/tr><tr><td>\u8eca\u9f61\u9650\u5236<\/td><td>\u51fa\u5ee015\u5e74\u5167\u8eca\u7a2e<\/td><\/tr><tr><td>\u7533\u8acb\u8cbb\u7528<\/td><td>\u52d5\u4fdd\u8a2d\u5b9a\u8cbb3500\u5143<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"901\" height=\"901\" src=\"https:\/\/farenguakao.com\/wp-content\/uploads\/2020022622210654.jpg\" alt=\"\u8eca\u8cb8\" class=\"wp-image-10365\" srcset=\"https:\/\/farenguakao.com\/wp-content\/uploads\/2020022622210654.jpg 901w, https:\/\/farenguakao.com\/wp-content\/uploads\/2020022622210654-300x300.jpg 300w, https:\/\/farenguakao.com\/wp-content\/uploads\/2020022622210654-150x150.jpg 150w, https:\/\/farenguakao.com\/wp-content\/uploads\/2020022622210654-768x768.jpg 768w\" sizes=\"auto, (max-width: 901px) 100vw, 901px\" \/><figcaption class=\"wp-element-caption\">\u8eca\u8cb8\u65b9\u6848\u5167\u5bb9<\/figcaption><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-\u5404\u5bb6\u9280\u884c-\u878d\u8cc7\u516c\u53f8\u6c7d\u8eca\u8cb8\u6b3e\u5229\u7387\u6bd4\u8f03-\u627e\u8ab0\u8fa6\u6700\u5212\u7b97\"><span class=\"ez-toc-section\" id=\"%E5%90%84%E5%AE%B6%E9%8A%80%E8%A1%8C%E3%80%81%E8%9E%8D%E8%B3%87%E5%85%AC%E5%8F%B8%E6%B1%BD%E8%BB%8A%E8%B2%B8%E6%AC%BE%E5%88%A9%E7%8E%87%E6%AF%94%E8%BC%83%EF%BC%8C%E6%89%BE%E8%AA%B0%E8%BE%A6%E6%9C%80%E5%88%92%E7%AE%97%EF%BC%9F\"><\/span>\u5404\u5bb6\u9280\u884c\u3001\u878d\u8cc7\u516c\u53f8\u6c7d\u8eca\u8cb8\u6b3e\u5229\u7387\u6bd4\u8f03\uff0c\u627e\u8ab0\u8fa6\u6700\u5212\u7b97\uff1f<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u6b63\u898f\u7684\u8eca\u8cb8\u5206\u70ba\u300c<strong>\u9280\u884c<\/strong>\u300d\u9ad4\u7cfb\u548c\u300c<strong>\u6c7d\u8eca\u878d\u8cc7\u516c\u53f8<\/strong>\u300d\u9ad4\u7cfb\u5169\u7a2e\u6848\u4ef6\uff0c\u5169\u8005\u5404\u6709\u7279\u9ede\uff0c\u8981\u7d00\u9304\u4f9d\u7533\u8cb8\u4eba\u7684\u72c0\u6cc1\u9078\u64c7\u3002<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u9280\u884c\u63d0\u4f9b\u7684\u8eca\u8cb8\u65b9\u6848\uff1a\u5229\u7387\u8f03\u4f4e\u3001\u5be9\u6838\u8f03\u56b4\u683c<\/li>\n\n\n\n<li>\u878d\u8cc7\u516c\u53f8\u63d0\u4f9b\u7684\u8eca\u8cb8\u65b9\u6848\uff1a\u4e0d\u9650\u8077\u696d\u985e\u5225\u3001\u984d\u5ea6\u6700\u9ad8350\u842c\u3001\u53ef\u5354\u52a9\u4fe1\u7528\u7455\u75b5\u8005\u7533\u8fa6\u300140\u842c\u4ee5\u5167\u514d\u4fdd\u4eba<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">\u6709\u4fe1\u7528\u3001\u7a69\u5b9a\u5de5\u4f5c\u8005\uff0c\u9069\u5408\u5411\u9280\u884c\u7533\u8acb\u8eca\u8cb8<\/h3>\n\n\n\n<p>\u60a8\u672c\u8eab\u7684\u4fe1\u7528\u7d00\u9304\u826f\u597d\uff0c\u4e5f\u6709\u7a69\u5b9a\u7684\u85aa\u8cc7\u6536\u5165\u8b49\u660e\uff0c\u60a8\u4e5f\u662f\u5c6c\u65bc\u9280\u884c\u5fc3\u76ee\u4e2d\u7684\u512a\u8cea\u5ba2\u6236\uff0c\u901a\u5e38\u80fd\u9806\u5229\u7533\u8fa6\u9280\u884c\u8eca\u8cb8\u3002\u9280\u884c\u8eca\u8cb8\u6210\u6578\u6700\u9ad8\u662f\u8eca\u50f9\u7684100%\u3002<\/p>\n\n\n\n<p>\u8981\u8ad6\u5be6\u8cea\u5229\u7387\uff0c\u7576\u7136\u9280\u884c\u8eca\u8cb8\u6703\u4f4e\u65bc\u878d\u8cc7\u516c\u53f8\u8eca\u8cb8\u3002\u4f9d\u5ba2\u6236\u7684\u300c\u689d\u4ef6\u300d\u548c\u300c\u9700\u6c42\u300d\u80fd\u8fa6\u9280\u884c\u4ef6\uff0c\u7576\u7136\u6703\u4ee5\u9280\u884c\u70ba\u9996\u9078\u3002\u878d\u8cc7\u4ef6\u7684\u5229\u7387\uff0c\u6703\u6bd4\u9280\u884c\u4ef6\u4f86\u5f97\u9ad8\u4e00\u9ede\u9ede\u3002<\/p>\n\n\n\n<p>\u82e5\u4f60\u672c\u4f86\u8981\u8cb8\u7684\u6210\u6578\u5c31\u4e0d\u9ad8\uff0c\u53c8\u975e\u5e38\u5728\u4e4e\u5229\u7387\uff0c\u6211\u5011\u5efa\u8b70\u6d88\u8cbb\u8005\u8d70\u9280\u884c\u4ef6\u6703\u6bd4\u8f03\u597d\uff0c\u56e0\u70ba\u4ea4\u7d66\u9280\u884c\u8fa6\uff0c\u9451\u5b9a\u7684\u984d\u5ea6\u4e00\u5b9a\u6703\u4e0b\u4fee\uff0c\u4e0d\u6703\u50cf\u878d\u8cc7\u4ef6\u90a3\u9ebc\u9ad8\u3002<\/p>\n\n\n\n<p>\u5929\u4e0b\u6c92\u6709\u767d\u5403\u7684\u5348\u9910\uff0c\u6c92\u6709\u90a3\u7a2e\u8cb8\u597d\u8cb8\u6eff\uff0c\u800c\u4e14\u5229\u7387\u4f4e\uff0c\u5be9\u6838\u689d\u4ef6\u7c21\u55ae\u7684\u4ef6\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u81ea\u71df\u696d\u8005\u3001\u9700\u8f03\u9ad8\u984d\u5ea6\u6216\u4fe1\u7528\u7455\u75b5\u8005\uff0c\u9069\u5408\u5411\u878d\u8cc7\u516c\u53f8\u7533\u8acb\u8eca\u8cb8<\/h3>\n\n\n\n<p>\u4f46\u5982\u679c\u60a8\u7684\u8077\u696d\uff0c\u662f<strong>\u81ea\u7531\u5de5\u4f5c\u8005<\/strong>\u3001<strong>\u7d93\u71df\u5c0f\u751f\u610f<\/strong>\uff0c\u6216\u662f<strong>\u6536\u5165\u6bd4\u8f03\u4e0d\u7a69\u5b9a\u7684\u8077\u696d\u5225<\/strong>\uff0c\u9280\u884c\u6838\u8cb8\u7684\u6a5f\u7387\u4e5f\u6703\u6bd4\u8f03\u4f4e\uff0c\u9019\u6642\uff0c\u878d\u8cc7\u516c\u53f8\u7684\u6c7d\u8eca\u8cb8\u6b3e\uff0c\u53ef\u80fd\u5c31\u662f\u6bd4\u8f03\u9069\u5408\u60a8\u7684\u8cb8\u6b3e\u7ba1\u9053\u4e86\u3002\u878d\u8cc7\u516c\u53f8\u8eca\u8cb8\u6210\u6578\u6700\u9ad8\u662f\u8eca\u50f9\u7684150%~250%\u3002<\/p>\n\n\n\n<p>\u53c8\u6216\u662f<strong>\u6709\u4fe1\u7528\u4e0a\u7684\u554f\u984c\u5c31\u53ea\u80fd\u6311\u9078\u6c11\u9593\u878d\u8cc7\u696d\u8005<\/strong>\u3002<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"900\" height=\"900\" src=\"https:\/\/farenguakao.com\/wp-content\/uploads\/car-loan-interest0227.jpg\" alt=\"\u6c7d\u8eca\u8cb8\u6b3e\u7ba1\u9053\u6bd4\u8f03\u8868\" class=\"wp-image-89197\" srcset=\"https:\/\/farenguakao.com\/wp-content\/uploads\/car-loan-interest0227.jpg 900w, https:\/\/farenguakao.com\/wp-content\/uploads\/car-loan-interest0227-300x300.jpg 300w, https:\/\/farenguakao.com\/wp-content\/uploads\/car-loan-interest0227-150x150.jpg 150w, https:\/\/farenguakao.com\/wp-content\/uploads\/car-loan-interest0227-768x768.jpg 768w\" sizes=\"auto, (max-width: 900px) 100vw, 900px\" \/><figcaption class=\"wp-element-caption\">\u6c7d\u8eca\u8cb8\u6b3e\u7ba1\u9053\u6bd4\u8f03\u8868<\/figcaption><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\">\u5404\u5bb6\u9280\u884c\u3001\u878d\u8cc7\u516c\u53f8\u6c7d\u8eca\u8cb8\u6b3e\u5229\u7387\u6bd4\u8f03\u8868<\/h3>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table><tbody><tr><td>\u9280\u884c<\/td><td>\u8eca\u8cb8\u5229\u7387<\/td><\/tr><tr><td>\u7389\u5c71\u9280\u884c<\/td><td>\u524d3\u500b\u67081.68%~2.58%\uff0c\u7b2c4\u500b\u6708\u8d772.58%~14.88%\u3002<\/td><\/tr><tr><td>\u5143\u5927\u9280\u884c<\/td><td>\u4f9d\u6848\u4ef6\u689d\u4ef6\u524d\u4e09\u500b\u67081.88%\u8d77\uff0c\u7b2c\u56db\u500b\u6708\u8d773.63%%~10.88%<\/td><\/tr><tr><td>\u6c38\u8c50\u9280\u884c<\/td><td>2.3%\u8d77<\/td><\/tr><tr><td>\u53f0\u65b0\u9280\u884c<\/td><td>2.88%\u8d77<\/td><\/tr><tr><td>\u65b0\u5149\u9280\u884c<\/td><td>2.8%\u8d77<\/td><\/tr><tr><td> \u570b\u6cf0\u4e16\u83ef <\/td><td>3.5%\u8d77<\/td><\/tr><tr><td>\u571f\u5730\u9280\u884c<\/td><td>3.5%\u8d77 <\/td><\/tr><tr><td>\u65e5\u76db\u9280\u884c<\/td><td>7.5%\u8d77<\/td><\/tr><tr><td>\u967d\u4fe1\u9280\u884c<\/td><td>3.75%\u8d77<\/td><\/tr><tr><td>\u806f\u90a6\u9280\u884c<\/td><td>3.75%\u8d77 <\/td><\/tr><tr><td>\u88d5\u878d\u8eca\u8cb8<\/td><td>5%\u8d77<\/td><\/tr><tr><td>\u548c\u6f64\u8eca\u8cb8<\/td><td>5%\u8d77<\/td><\/tr><tr><td>\u4e2d\u79df\u8eca\u8cb8<\/td><td> 5%\u8d77 <\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p><strong>(\u8a3b\uff1a\u5be6\u969b\u5229\u7387\u4ee5\u5404\u5bb6\u9280\u884c\u516c\u5e03\u70ba\u4e3b)<\/strong><\/p>\n\n\n\n<p>\u5ef6\u4f38\u95b1\u8b80:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u300a<a href=\"https:\/\/farenguakao.com\/car-loan-pipeline\/\">\u8eca\u8cb8\u7ba1\u9053\u627e\u8ab0\u6700\u5212\u7b97?\u9280\u884c?\u878d\u8cc7\u516c\u53f8?\u6216\u8eca\u5546?\u6c7d\u8eca\u8cb8\u6b3e\u65b9\u5f0f\u6bd4\u4e00\u6bd4!<\/a>\u300b<\/li>\n\n\n\n<li>\u300a<a href=\"https:\/\/farenguakao.com\/buycarloan\/\">\u60f3\u8cb7\u8eca\uff0c\u8a72\u7528\u4fe1\u8cb8\u9084\u662f\u8eca\u8cb8\u5462\uff1f<\/a>\u300b<\/li>\n\n\n\n<li>\u300a<a href=\"https:\/\/farenguakao.com\/pawnshop-carloan\/\">\u7576\u92ea\u6c7d\u8eca\u501f\u6b3e\u548c\u9280\u884c\u8eca\u8cb8\u5dee\u5225\u5728\u54ea\u88e1?\u9700\u4e0d\u9700\u8981\u806f\u5fb5\u6216\u6536\u5165\u8b49\u660e\u53ca\u7559\u8eca\u5462\uff1f<\/a>\u300b<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-\u7533\u8acb\u6c7d\u8eca\u8cb8\u6b3e\u6d41\u7a0b\"><span class=\"ez-toc-section\" id=\"%E7%94%B3%E8%AB%8B%E6%B1%BD%E8%BB%8A%E8%B2%B8%E6%AC%BE%E6%B5%81%E7%A8%8B\"><\/span>\u7533\u8acb\u6c7d\u8eca\u8cb8\u6b3e\u6d41\u7a0b:<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"900\" height=\"500\" src=\"https:\/\/farenguakao.com\/wp-content\/uploads\/car-loan-interest-rate-appropriate092822.png\" alt=\"\u8eca\u8cb8\u6d41\u7a0b\" class=\"wp-image-46660\" srcset=\"https:\/\/farenguakao.com\/wp-content\/uploads\/car-loan-interest-rate-appropriate092822.png 900w, https:\/\/farenguakao.com\/wp-content\/uploads\/car-loan-interest-rate-appropriate092822-300x167.png 300w, https:\/\/farenguakao.com\/wp-content\/uploads\/car-loan-interest-rate-appropriate092822-768x427.png 768w\" sizes=\"auto, (max-width: 900px) 100vw, 900px\" \/><figcaption class=\"wp-element-caption\">\u8eca\u8cb8\u6d41\u7a0b:1.\u9001\u51fa\u7533\u8acb 2.\u9280\u884c\u7167\u6703 3.\u6838\u51c6\u5c0d\u4fdd 4.\u8a2d\u5b9a\u64d4\u4fdd 5.\u6838\u8cb8\u64a5\u6b3e<\/figcaption><\/figure>\n\n\n\n<p>\u7533\u8acb\u8eca\u8cb8\u53ea\u8981 5 \u6b65\u9a5f\uff0c\u7533\u8acb\u3001\u7167\u6703\u3001\u5c0d\u4fdd\u8a2d\u5b9a\u3001\u64ad\u6b3e\uff0c\u6703\u5148\u7531\u8cb8\u6b3e\u901a\u5c08\u696d\u4eba\u54e1\u63d0\u4f9b\u8aee\u8a62\u4f30\u50f9\u670d\u52d9\uff0c\u5f8c\u7e8c\u9032\u884c\u6aa2\u8996\u7533\u8cb8\u689d\u4ef6\u3001\u6838\u7b97\u3001\u7c3d\u7d04\u3001\u52d5\u4fdd\u8a2d\u5b9a\u7b49\u68df\u6700\uff0c\u90fd\u5b8c\u6210\u5f8c\u64ad\u6b3e\u6700\u5feb24\u5c0f\u6642\u5167\u64a5\u6b3e\u3002<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>\u9001\u51fa\u7533\u8acb<\/strong>: \u9078\u64c7\u81ea\u5df1\u6240\u9700\u8981\u7684\u6c7d\u8eca\u8cb8\u6b3e\u985e\u578b\uff0c\u5efa\u8b70\u53ef\u4ee5\u900f\u904e\u5c08\u696d\u7684\u8cb8\u6b3e\u516c\u53f8\u5e6b\u52a9\u81ea\u5df1\u4e86\u89e3\u5404\u5bb6\u65b9\u6848\uff0c\u6709\u6548\u627e\u5230\u6700\u5408\u9069\u7684\u6c7d\u8eca\u8cb8\u6b3e\uff01<\/li>\n\n\n\n<li><strong>\u9280\u884c\u7167\u6703<\/strong>: \u9001\u51fa\u7533\u8acb\u5f8c\uff0c\u9280\u884c\u6216\u878d\u8cc7\u516c\u53f8\u5c07\u6703\u900f\u904e\u806f\u5fb5\u67e5\u8a62\u5ba2\u6236\u7684\u4fe1\u7528\u72c0\u6cc1\uff0c\u4e26\u4e14\u8207\u7533\u8cb8\u4eba\u9023\u7d61\uff0c\u4e86\u89e3\u7533\u8cb8\u4eba\u7684\u689d\u4ef6\u662f\u5426\u7b26\u5408\u9700\u6c42\u3002<\/li>\n\n\n\n<li><strong>\u6838\u51c6\u5c0d\u4fdd:<\/strong>&nbsp;\u7167\u6703\u5f8c\uff0c\u9280\u884c\u6216\u662f\u878d\u8cc7\u516c\u53f8\u6703\u4f9d\u7167\u7533\u8cb8\u4eba\u7684\u5be6\u969b\u689d\u4ef6\u9032\u884c\u65b9\u6848\u5be9\u6838\uff0c\u4e26\u544a\u77e5\u7533\u8cb8\u4eba\u53ef\u8cb8\u984d\u5ea6\u8207\u5229\u7387\uff0c\u82e5\u7533\u8cb8\u4eba\u78ba\u5b9a\u7533\u8cb8\uff0c\u5c31\u6703\u8207\u7533\u8cb8\u4eba\u7d04\u5b9a\u5c0d\u4fdd\u6642\u9593\u8207\u5730\u9ede\uff0c\u7576\u9762\u78ba\u8a8d\u8207\u7c3d\u8a02\u8cb8\u6b3e\u5408\u7d04\uff0c\u4ee5\u5229\u4fdd\u969c\u501f\u8cb8\u4eba\u8207\u7533\u8cb8\u4eba\u4e4b\u6a5f\u7684\u6b0a\u5229\u8207\u7fa9\u52d9\u3002<\/li>\n\n\n\n<li><strong>\u8a2d\u5b9a\u64d4\u4fdd<\/strong>: \u7c3d\u8a02\u8eca\u8cb8\u5408\u7d04\u5f8c\uff0c\u501f\u8cb8\u4eba\u5c07\u81f3\u76e3\u7406\u7ad9\u505a\u6c7d\u8eca\u52d5\u4fdd\u8a2d\u5b9a\uff0c\u78ba\u8a8d\u8eca\u5b50\u7684\u8ca1\u7522\u6b78\u5c6c\u662f\u5426\u70ba\u7533\u8cb8\u4eba\uff0c\u4e26\u907f\u514d\u7533\u8cb8\u4eba\u5728\u8cb8\u6b3e\u904e\u7a0b\u4e2d\u5c07\u8eca\u5b50\u8b8a\u8ce3\u3002<\/li>\n\n\n\n<li><strong>\u6838\u8cb8\u64a5\u6b3e<\/strong>: \u5b8c\u6210\u4ee5\u4e0a\u6b65\u9a5f\u4e4b\u5f8c\uff0c \u9280\u884c\u6216\u878d\u8cc7\u516c\u53f8\u5c31\u6703\u9032\u884c\u64a5\u6b3e\u7684\u52d5\u4f5c\uff0c\u6700\u5feb24\u5c0f\u6642\u5167\u5373\u53ef\u64a5\u6b3e\u3002<\/li>\n<\/ol>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-\u7533\u8acb\u8eca\u8cb8\u6240\u9700\u7684\u6587\u4ef6\"><span class=\"ez-toc-section\" id=\"%E7%94%B3%E8%AB%8B%E8%BB%8A%E8%B2%B8%E6%89%80%E9%9C%80%E7%9A%84%E6%96%87%E4%BB%B6\"><\/span>\u7533\u8acb\u8eca\u8cb8\u6240\u9700\u7684\u6587\u4ef6<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-\u6c7d\u8eca\u8cb8\u6b3e-\u500b\u4eba\u81ea\u7528\u8eca-\u6240\u9700\u7684\u6587\u4ef6\">\u6c7d\u8eca\u8cb8\u6b3e\u3010\u500b\u4eba\u81ea\u7528\u8eca\u3011\u6240\u9700\u7684\u6587\u4ef6<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>1.\u8eca\u4e3b\u8eab\u5206\u8b49\u5f71\u672c<\/li>\n\n\n\n<li>2.\u884c\u8eca\u57f7\u7167<\/li>\n\n\n\n<li>3.\u7b2c\u4e8c\u8b49\u4ef6<\/li>\n\n\n\n<li>4.\u500b\u4eba\u5370\u9451<\/li>\n\n\n\n<li>5.\u6c7d\u8eca\u65b0\u9818\u724c\u7167\u767b\u8a18\u66f8(\u8eca\u4e3b\u806f)<\/li>\n\n\n\n<li>\u8a3b\uff1a\u5982\u679c\u662f\u8cb8\u6b3e\u4e2d\u7684\u8a71\uff0c\u9700\u53e6\u9644\u6700\u8fd1\u4e00\u671f\u7684\u7e73\u6b3e\u8b49\u660e<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-\u6c7d\u8eca\u8cb8\u6b3e-\u516c\u53f8\u8eca-\u6240\u9700\u7684\u6587\u4ef6\">\u6c7d\u8eca\u8cb8\u6b3e\u3010\u516c\u53f8\u8eca\u3011\u6240\u9700\u7684\u6587\u4ef6<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>1.\u516c\u53f8\u8ca0\u8cac\u4eba\u8eab\u5206\u8b49<\/li>\n\n\n\n<li>2.\u516c\u53f8\u71df\u5229\u4e8b\u696d\u767b\u8a18\u8b49<\/li>\n\n\n\n<li>3.\u6700\u8fd1\u4e00\u671f\u71df\u696d\u7a05\u55ae(401\u5831\u8868)<\/li>\n\n\n\n<li>4.\u516c\u53f8\u5927\u5c0f\u5370\u7ae0<\/li>\n\n\n\n<li>5.\u6c7d\u8eca\u884c\u7167<\/li>\n\n\n\n<li>6.\u6c7d\u8eca\u65b0\u9818\u724c\u7167\u767b\u8a18\u66f8(\u8eca\u4e3b\u806f)<\/li>\n\n\n\n<li>\u8a3b\uff1a\u5982\u679c\u662f\u8cb8\u6b3e\u4e2d\u7684\u6c7d\u8eca\u7684\u8a71\uff0c\u9700\u53e6\u9644\u6700\u8fd1\u4e00\u671f\u7684\u7e73\u6b3e\u8b49\u660e<\/li>\n<\/ul>\n\n\n\n<figure class=\"wp-block-image size-full\"><a href=\"https:\/\/lin.ee\/1jxNIc3ZA\" target=\"_blank\" rel=\"noopener\"><img loading=\"lazy\" decoding=\"async\" width=\"900\" height=\"900\" src=\"https:\/\/farenguakao.com\/wp-content\/uploads\/car-loan-interest-rate092833.jpg\" alt=\"\u6c7d\u8eca\u8cb8\u6b3e\u6700\u9ad8300\u842c\uff01\u6700\u5feb\u7576\u65e5\u64a5\u6b3e!\" class=\"wp-image-46662\" srcset=\"https:\/\/farenguakao.com\/wp-content\/uploads\/car-loan-interest-rate092833.jpg 900w, https:\/\/farenguakao.com\/wp-content\/uploads\/car-loan-interest-rate092833-300x300.jpg 300w, https:\/\/farenguakao.com\/wp-content\/uploads\/car-loan-interest-rate092833-150x150.jpg 150w, https:\/\/farenguakao.com\/wp-content\/uploads\/car-loan-interest-rate092833-768x768.jpg 768w\" sizes=\"auto, (max-width: 900px) 100vw, 900px\" \/><\/a><figcaption class=\"wp-element-caption\">\u6c7d\u8eca\u8cb8\u6b3e\u6700\u9ad8300\u842c\uff01\u6700\u5feb\u7576\u65e5\u64a5\u6b3e!<\/figcaption><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E8%BB%8A%E8%B2%B8%E5%88%A9%E7%8E%87QA\"><\/span>\u8eca\u8cb8\u5229\u7387QA<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<div class=\"schema-faq wp-block-yoast-faq-block\"><div class=\"schema-faq-section\" id=\"faq-question-66\"><strong class=\"schema-faq-question\">\u8eca\u8cb8\u5229\u7387\u4e00\u822c\u662f\u591a\u5c11?<\/strong> <p class=\"schema-faq-answer\">\u9280\u884c\u8eca\u8cb8\uff1a\u5e74\u5229\u73872%~5%\uff1b\u878d\u8cc7\u8eca\u8cb8\uff1a\u5e74\u5229\u73875%\u8d77\uff1b\u8eca\u5546\u7ba1\u9053\uff1a\u4f9d\u64da\u8eca\u5546\u63a8\u51fa\u7684\u884c\u92b7\u65b9\u6848\u800c\u6240\u6709\u4e0d\u540c<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-64\"><strong class=\"schema-faq-question\">\u5f71\u97ff\u8eca\u8cb8\u5229\u7387\u7684\u56e0\u7d20\u6709\u54ea\u4e9b?<\/strong> <p class=\"schema-faq-answer\">\u5f9e\u500b\u4eba\u7684\u4fe1\u7528\u72c0\u6cc1\u3001\u6536\u5165\u72c0\u6cc1\u53ca\u5404\u7a2e\u8cb8\u6b3e\u7ba1\u9053\u7b49\u90fd\u6703\u5f71\u97ff\u8eca\u8cb8\u5229\u7387\u3002<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-32\"><strong class=\"schema-faq-question\">\u8eca\u8cb8\uff10\u5229\u7387\u662f\u6709\u53ef\u80fd\u55ce\uff1f<\/strong> <p class=\"schema-faq-answer\">\uff10\u5229\u7387\u7684\u8eca\u8cb8\u5c08\u6848\uff0c\u5229\u606f\u5c31\u52a0\u5728\u8eca\u5b50\u7684\u50f9\u683c\u4e0a\u9762\uff0c\u6c7d\u8eca\u7684\u50f9\u683c\u76f8\u5c0d\u6703\u6bd4\u8f03\u9ad8\u3002<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-19\"><strong class=\"schema-faq-question\">\u6211\u7684\u8eca\u5b50\u53ef\u4ee5\u8cb8\u5230\u591a\u5c11\uff1f<\/strong> <p 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