{"id":33098,"date":"2021-06-22T07:49:42","date_gmt":"2021-06-21T23:49:42","guid":{"rendered":"https:\/\/farenguakao.com\/?p=33098"},"modified":"2024-05-06T09:09:18","modified_gmt":"2024-05-06T01:09:18","slug":"homeowner-and-the-lender-different","status":"publish","type":"post","link":"https:\/\/farenguakao.com\/homeowner-and-the-lender-different\/","title":{"rendered":"\u623f\u5b50\u767b\u8a18\u8cb8\u6b3e\u4eba\u4e0d\u540c\u53ef\u4ee5\u55ce\uff1f\u767b\u8a18\u5728\u8001\u5a46\u3001\u672a\u6210\u5e74\u5c0f\u5b69\u540d\u4e0b\u6ce8\u610f\u4e8b\u9805"},"content":{"rendered":"\n<p>\u8cb7\u623f\u5b50\u767b\u8a18 \u6240\u6709\u6b0a\u4eba \u8207\u8cb8\u6b3e\u4eba 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id=\"h-q3-\u5c4b\u4e3b\u548c\u8cb8\u6b3e\u4eba\u4e0d\u540c-\u7531\u8ab0\u4f86\u8cb8\u6b3e\u6bd4\u8f03\u597d\u5462\">Q3\u3001\u5c4b\u4e3b\u548c\u8cb8\u6b3e\u4eba\u4e0d\u540c\uff0c\u7531\u8ab0\u4f86\u8cb8\u6b3e\u6bd4\u8f03\u597d\u5462\uff1f<\/h3>\n\n\n\n<p>\u5982\u679c\u662f\u524d\u6bb5\u6240\u8ff0\u7684\u72c0\u6cc1\uff0c\u70ba\u4e86\u65e5\u5f8c\u8655\u7f6e\u8ca1\u7522\u7684\u4fbf\u5229\u6027\u56e0\u6b64\u6c7a\u5b9a\u53ea\u767b\u8a18\u65bc\u5176\u4e2d\u4e00\u4eba\u540d\u4e0b\uff0c\u90a3\u9ebc\u5c0d\u65bc\u8cb8\u6b3e\u4eba\uff0c\u5247\u5efa\u8b70\u9078\u64c7\u689d\u4ef6\u8f03\u512a\u8d8a\u7684\u4e00\u65b9\u9032\u884c\u623f\u5c4b\u8cb8\u6b3e\u3002<\/p>\n\n\n\n<p>\u53ef\u4ee5\u5f9e\u6536\u5165\u72c0\u6cc1\u3001\u5de5\u4f5c\u60c5\u5f62\u3001\u4fe1\u7528\u5206\u6578\u3001\u4efb\u8077\u516c\u53f8\u7b49\u5404\u56e0\u7d20\u8a55\u4f30\uff0c\u76e1\u91cf\u6311\u9078\u7b26\u5408\u9996\u8cfc\u8cc7\u683c\u3001\u4e14\u5de5\u4f5c\u6536\u5165\u7a69\u5b9a\u3001\u85aa\u8cc7\u6709\u4fdd\u969c\u3001\u4e0a\u5e02\u4e0a\u6ac3\u516c\u53f8\u6216\u8ecd\u516c\u6559\u4eba\u54e1\uff0c\u9019\u4e9b\u90fd\u662f\u76f8\u7576\u52a0\u5206\u7684\u8cb8\u6b3e\u689d\u4ef6\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E6%88%BF%E5%B1%8B%E6%89%80%E6%9C%89%E6%AC%8A%E4%BA%BAQA\"><\/span>\u623f\u5c4b\u6240\u6709\u6b0a\u4ebaQA<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<div class=\"schema-faq wp-block-yoast-faq-block\"><div class=\"schema-faq-section\" id=\"faq-question-34\"><strong class=\"schema-faq-question\">\u623f\u5c4b\u767b\u8a18\u6240\u6709\u6b0a\u4eba\u8207\u8cb8\u6b3e\u4eba\u4e0d\u540c\u53ef\u4ee5\u55ce\uff1f<\/strong> <p class=\"schema-faq-answer\">\u623f\u5b50\u767b\u8a18\u540d\u5b57\u548c\u623f\u8cb8\u50b5\u52d9\u4eba\u4e0d\u540c\u662f\u53ef\u4ee5\u7684\u5537\uff01<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-63\"><strong class=\"schema-faq-question\">\u623f\u5c4b\u767b\u8a18\u65bc\u5176\u4e2d\u4e00\u4eba\u540d\u4e0b\uff0c\u53e6\u5916\u51fa\u8cc7\u4eba\u8981\u5982\u4f55\u4fdd\u969c\u81ea\u8eab\u6b0a\u5229?<\/strong> <p class=\"schema-faq-answer\">\u53ef\u63a1\u53d6\u300c\u9810\u544a\u767b\u8a18\u300d\u7684\u65b9\u5f0f\u56c9\uff01\u96d9\u65b9\u5171\u540c\u7c3d\u8a02\u300c\u9810\u544a\u767b\u8a18\u540c\u610f\u66f8\u300d\uff0c\u5c07\u4f86\u5728\u623f\u5c4b\u6240\u6709\u6b0a\u4eba\u8981\u5c07\u623f\u5b50\u8f49\u8ce3\u6216\u8f49\u79fb\u3001\u62b5\u62bc\u524d\uff0c\u5fc5\u9808\u5148\u7d93\u904e\u53e6\u4e00\u65b9\u540c\u610f\u3001\u4e26\u4e14\u5857\u92b7\u9810\u544a\u767b\u8a18\u624d\u80fd\u57f7\u884c\uff01<\/p> <\/div> <\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"\u623f\u5c4b\u8cb8\u6b3e\u7279\u8272\"><span class=\"ez-toc-section\" id=\"%E5%A6%82%E6%9E%9C%E6%9C%89%E8%B3%87%E9%87%91%E9%9C%80%E6%B1%82%EF%BC%8C%E5%8F%AF%E4%BB%A5%E5%8F%83%E8%80%83%E6%88%BF%E5%B1%8B%E8%B2%B8%E6%AC%BE%E6%96%B9%E6%A1%88%E5%85%A7%E5%AE%B9%E8%AA%AA%E6%98%8E\"><\/span>\u5982\u679c\u6709\u8cc7\u91d1\u9700\u6c42\uff0c\u53ef\u4ee5\u53c3\u8003\u623f\u5c4b\u8cb8\u6b3e\u65b9\u6848\u5167\u5bb9\u8aaa\u660e<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table><tbody><tr><td>\u9805\u76ee<\/td><td>\u623f\u5c4b\u8cb8\u6b3e<\/td><\/tr><tr><td>\u8cb8\u6b3e\u689d\u4ef6<\/td><td>1.\u5e74\u6eff18\u81f365\u6b72\u4e4b\u570b\u6c11<br>2.\u623f\u5b50\u576a\u657815\u576a\u4ee5\u4e0a\uff08\u5317\u5e0212\u576a\u4ee5\u4e0a\uff09<br>3.\u4e09\u5e74\u5167\u7121\u62d2\u7d55\u5f80\u4f86\u3001\u5446\u5e33\u3001\u903e\u50ac\u6216\u534a\u5e74\u5167\u6709\u5f37\u5236\u505c\u5361\u8005\uff1b<br>\u4f46\u82e5\u5df2\u6e05\u511f\u8005\u5247\u8996\u500b\u4eba\u60c5\u6cc1\u8fa6\u7406\u3002<\/td><\/tr><tr><td>\u8cb8\u6b3e\u984d\u5ea6<\/td><td>\u8cb8\u6b3e\u91d1\u984d\u8996\u623f\u5c4b\u5e02\u503c\u4f30\u50f9\u800c\u5b9a\u3002<br>\u4e00\u822c\u53ef\u8cb88\u6210\u5de6\u53f3<\/td><\/tr><tr><td>\u8cb8\u6b3e\u5e74\u9650<\/td><td>1-40\u5e74 \u672c\u5229\u6524\u9084\u578b\uff1a\u6700\u957740\u5e74\uff0c<br>\u63d0\u4f9b\u6700\u95773\u5e74\u7684\u7e73\u606f\u5bec\u9650\u671f(\u4f9d\u500b\u4eba\u60c5\u6cc1\u800c\u5b9a) \uff0c<br>\u5bec\u9650\u671f\u5167\u53ea\u9084\u5229\u606f\u4e0d\u7528\u6524\u9084\u672c\u91d1\uff0c\u8b93\u60a8\u9084\u6b3e\u66f4\u8f15\u9b06\u3002<\/td><\/tr><tr><td>\u8cb8\u6b3e\u5229\u7387<\/td><td>1.8%~2.5%&nbsp;&nbsp;(\u672c\u8cb8\u6b3e\u5229\u7387\u9700\u8996\u501f\u6b3e\u4eba\u76f8\u95dc\u689d\u4ef6\u800c\u6709\u4e0d\u540c )\u3002<\/td><\/tr><tr><td>\u6aa2\u9644\u6587\u4ef6<\/td><td>\u96d9\u8b49\u4ef6(\u8eab\u4efd\u8b49+\u5065\u4fdd\u5361\u6216\u99d5\u7167)<br>\u6536\u5165\u8b49\u660e<br>\u5728\u8077\u8b49\u660e<br>\u6236\u7c4d\u8b04\u672c<br>\u571f\u5730\u5efa\u7269\u6240\u6709\u6b0a\u72c0<br>\u5982\u679c\u662f\u8981\u8f49\u8cb8\u9700\u63d0\u4f9b\u623f\u8cb8\u6700\u8fd1\u4e00\u5e74\u7e73\u6b3e\u660e\u7d30<br>\uff08\u5b58\u647a\u5c01\u9762\u53ca\u5167\u9801\u8a18\u9304\u6216\u7e73\u6b3e\u6536\u64da\u6216\u9280\u884c\u5c0d\u5e33\u55ae\uff09<\/td><\/tr><tr><td>\u5c0d\u4fdd\u6240\u9700\u6587\u4ef6<\/td><td>\u623f\u8cb8\u5408\u7d04\u66f8\uff0c\u88e1\u9762\u6703\u8f09\u660e\u8cb8\u6b3e\u91d1\u984d\u3001\u5730\u5740\u3001\u623f\u8cb8\u5229\u7387\u8207\u5e74\u671f<br>\u62b5\u62bc\u6b0a\u8a2d\u5b9a\u540c\u610f\u66f8<br>\u64a5\u6b3e\u59d4\u8a17\u66f8<br>\u571f\u5730\u3001\u5efa\u7bc9\u6539\u826f\u7269\u62b5\u62bc\u6b0a\u8a2d\u5b9a\u5951\u7d04\u66f8<br>\u91d1\u878d\u6263\u6b3e\u59d4\u8a17\u66f8<br>\u706b\u96aa\u5730\u9707\u96aa\u8cfc\u8cb7<\/td><\/tr><tr><td>\u76f8\u95dc\u4e8b\u9805<\/td><td>\u4e09\u5e74\u5167\u6709\u62d2\u7d55\u5f80\u4f86\u3001\u5446\u5e33\u3001\u903e\u50ac\u6216<br>\u534a\u5e74\u5167\u6709\u5f37\u5236\u505c\u5361\u8005\u7121\u6cd5\u7533\u8acb\uff1b<br>\u4f46\u82e5\u5df2\u6e05\u511f\u8005\u5247\u8996\u500b\u4eba\u60c5\u6cc1\u8fa6\u7406\u3002<br>*\u4ee5\u4e0a\u63a8\u85a6\u4e4b\u9280\u884c\u6838\u767c\u91d1\u984d\u8207\u5229\u7387\u4f9d\u500b\u4eba\u689d\u4ef6\u6709\u6240\u4e0d\u540c<br><strong>\u203b\u9280\u884c\u4fdd\u7559\u6838\u8cb8\u8207\u5426\u4e4b\u6b0a\u5229<\/strong><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-\u8fa6\u7406\u623f\u8cb8\u9700\u8981\u6e96\u5099\u4ec0\u9ebc\u8cc7\u6599\"><span class=\"ez-toc-section\" id=\"%E8%BE%A6%E7%90%86%E6%88%BF%E8%B2%B8%E9%9C%80%E8%A6%81%E6%BA%96%E5%82%99%E4%BB%80%E9%BA%BC%E8%B3%87%E6%96%99\"><\/span>\u8fa6\u7406\u623f\u8cb8\u9700\u8981\u6e96\u5099\u4ec0\u9ebc\u8cc7\u6599?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<ol class=\"wp-block-list\">\n<li>\u96d9\u8b49\u4ef6:\u8eab\u4efd\u8b49\/\u5065\u4fdd\u5361<\/li>\n\n\n\n<li>\u6536\u5165\u8b49\u660e(\u85aa\u8f49\u5b58\u647a\u8fd16\u500b\u6708\u7684\u51fa\u5165\u660e\u7d30\u53ca\u5c01\u9762)<\/li>\n\n\n\n<li>\u5728\u8077\u8b49\u660e\u6216\u662f\u52de\u4fdd\u7570\u52d5\u660e\u7d30<\/li>\n\n\n\n<li>\u6236\u7c4d\u8b04\u672c<\/li>\n\n\n\n<li>\u571f\u5730\u5efa\u7269\u6240\u6709\u6b0a\u72c0<\/li>\n\n\n\n<li>\u623f\u8cb8\u6700\u8fd1\u4e00\u5e74\u7e73\u6b3e\u660e\u7d30\uff08\u5b58\u647a\u5c01\u9762\u53ca\u5167\u9801\u8a18\u9304\u6216\u7e73\u6b3e\u6536\u64da\u6216\u9280\u884c\u5c0d\u5e33\u55ae\uff09<\/li>\n<\/ol>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-\u8fa6\u7406\u623f\u8cb8\u76847\u500b\u6b65\u9a5f\"><span class=\"ez-toc-section\" id=\"%E8%BE%A6%E7%90%86%E6%88%BF%E8%B2%B8%E7%9A%847%E5%80%8B%E6%AD%A5%E9%A9%9F\"><\/span>\u8fa6\u7406\u623f\u8cb8\u76847\u500b\u6b65\u9a5f:<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>\u8cc7\u6599\u5be9\u6838\u8207\u8abf\u95b1\u806f\u5408\u5fb5\u4fe1<\/strong>\u30023\u5e74\u5167\u6709\u62d2\u7d55\u5f80\u4f86\u8a18\u9304\u30013\u500b\u6708\u5167\u8cb8\u6b3e\u6216\u4fe1\u7528\u5361\u5ef6\u6eef30\u5929\u4ee5\u4e0a\u6216\u672a\u7e73\u4fe1\u7528\u5361\u6700\u4f4e\u61c9\u7e73\u91d1\u984d\u30016\u500b\u6708\u5167\u6709\u4fe1\u7528\u5361\u906d\u5f37\u5236\u505c\u5361\u30016\u500b\u6708\u5167\u6709\u9000\u88dc50\u842c\u4ee5\u4e0a\u8a18\u9304\u6216\u903e\u671f\u3001\u67e5\u5c01\u3001\u5446\u5e33\u8a18\u9304\u3001\u66fe\u505a\u4fdd\u4eba\u501f\u6b3e\u6709\u5446\u5e33\u60c5\u6cc1\u672a\u903e5\u5e74\u8005\uff0c\u7533\u8acb\u4eba\u5982\u6709\u4e0a\u8ff0\u60c5\u5f62\u80af\u5b9a\u6703\u88ab\u9280\u884c\u6253\u69cd\u3002<\/li>\n\n\n\n<li><strong>\u5be6\u969b\u9451\u50f9\u3002<\/strong>\u4e00\u822c\u4f86\u8aaa\u5c07\u53c3\u8003\u623f\u5c4b\u8cb7\u8ce3\u7684\u6210\u4ea4\u50f9\u683c\u4f86\u6c7a\u5b9a\u53ef\u4ee5\u7533\u8cb8\u7684\u91d1\u984d\u7d045~9\u6210\u3002\u6703\u770b\u5c4b\u6cc1\u2026\u7b49\u7b49\u4f30\u50f9\u8981\u7d20\u9032\u884c\u4f30\u50f9\u3002<\/li>\n\n\n\n<li><strong>\u5be9\u6838:<\/strong>\u7576\u9280\u884c\u53d6\u5f97\u501f\u6b3e\u4eba\u53ca\u4fdd\u8b49\u4eba\u7684\u57fa\u672c\u8cc7\u6599\u4e26\u5b8c\u6210\u4e0d\u52d5\u7522\u4f30\u50f9\u5f8c\uff0c\u5c07\u9032\u884c\u6848\u4ef6\u7684\u5be9\u6838\uff0c\u4e00\u822c\u4f86\u8aaa\uff0c\u806f\u5fb5\u8a18\u9304\u6703\u67e5\u8a62\u4f60\u5728\u6240\u6709\u884c\u5eab\u7684\u8cb8\u6b3e\u91d1\u984d\uff0c\u8207\u904e\u53bb 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