{"id":24988,"date":"2014-06-08T20:09:46","date_gmt":"2014-06-08T12:09:46","guid":{"rendered":"https:\/\/farenguakao.com\/?p=24988"},"modified":"2024-05-28T13:50:32","modified_gmt":"2024-05-28T05:50:32","slug":"home-loans","status":"publish","type":"post","link":"https:\/\/farenguakao.com\/home-loans\/","title":{"rendered":"\u5e38\u898b6\u500b\u623f\u8cb8\u8ff7\u601d\u8aaa\u660e\uff01\u623f\u5c4b\u8cb8\u6b3e\u7e73\u6b3e\u689d\u4ef6\u600e\u9ebc\u8cb8\u6700\u5212\u7b97\uff01"},"content":{"rendered":"\n<p>\u623f\u8cb8 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ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/farenguakao.com\/home-loans\/#%E8%BE%A6%E7%90%86%E6%88%BF%E8%B2%B8%E5%B8%B8%E6%9C%89%E7%9A%846%E5%80%8B%E8%BF%B7%E6%80%9D%EF%BC%9F\" title=\"\u8fa6\u7406\u623f\u8cb8\u5e38\u6709\u76846\u500b\u8ff7\u601d\uff1f\">\u8fa6\u7406\u623f\u8cb8\u5e38\u6709\u76846\u500b\u8ff7\u601d\uff1f<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/farenguakao.com\/home-loans\/#%E6%88%BF%E8%B2%B8%E6%88%90%E6%95%B8_%E6%9C%80%E9%AB%988%E6%88%90\" title=\"\u623f\u8cb8\u6210\u6578&nbsp;\u6700\u9ad88\u6210\">\u623f\u8cb8\u6210\u6578&nbsp;\u6700\u9ad88\u6210<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/farenguakao.com\/home-loans\/#%E7%94%B3%E8%BE%A6%E6%88%BF%E8%B2%B8%E6%B5%81%E7%A8%8B%E5%A6%82%E4%B8%8B\" title=\"\u7533\u8fa6\u623f\u8cb8\u6d41\u7a0b\u5982\u4e0b\">\u7533\u8fa6\u623f\u8cb8\u6d41\u7a0b\u5982\u4e0b<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/farenguakao.com\/home-loans\/#%E7%9B%AE%E5%89%8D%E5%B7%B2%E7%B6%93%E6%8C%81%E6%9C%89%E6%88%BF%E5%B1%8B%EF%BC%8C%E6%83%B3%E8%BE%A6%E8%B2%B8%E6%AC%BE%E9%82%84%E6%9C%89%E9%82%A3%E4%BA%9B%E7%AE%A1%E9%81%93%E5%91%A2%EF%BC%9A\" title=\"\u76ee\u524d\u5df2\u7d93\u6301\u6709\u623f\u5c4b\uff0c\u60f3\u8fa6\u8cb8\u6b3e\u9084\u6709\u90a3\u4e9b\u7ba1\u9053\u5462\uff1a\">\u76ee\u524d\u5df2\u7d93\u6301\u6709\u623f\u5c4b\uff0c\u60f3\u8fa6\u8cb8\u6b3e\u9084\u6709\u90a3\u4e9b\u7ba1\u9053\u5462\uff1a<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/farenguakao.com\/home-loans\/#%E6%88%BF%E8%B2%B8QA\" title=\"\u623f\u8cb8QA\">\u623f\u8cb8QA<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/farenguakao.com\/home-loans\/#%E6%9C%89%E6%9B%B4%E5%A4%9A_%E6%88%BF%E8%B2%B8_%E5%95%8F%E9%A1%8C%E6%83%B3%E8%AB%AE%E8%A9%A2%E8%A9%B2%E6%80%8E%E9%BA%BC%E5%81%9A%EF%BC%9F\" title=\"\u6709\u66f4\u591a \u623f\u8cb8 \u554f\u984c\u60f3\u8aee\u8a62\u8a72\u600e\u9ebc\u505a\uff1f\">\u6709\u66f4\u591a \u623f\u8cb8 \u554f\u984c\u60f3\u8aee\u8a62\u8a72\u600e\u9ebc\u505a\uff1f<\/a><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\" id=\"h-\u8fa6\u7406\u623f\u8cb8\u5e38\u6709\u76846\u500b\u8ff7\u601d\"><span class=\"ez-toc-section\" id=\"%E8%BE%A6%E7%90%86%E6%88%BF%E8%B2%B8%E5%B8%B8%E6%9C%89%E7%9A%846%E5%80%8B%E8%BF%B7%E6%80%9D%EF%BC%9F\"><\/span>\u8fa6\u7406\u623f\u8cb8\u5e38\u6709\u76846\u500b\u8ff7\u601d\uff1f<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio\"><div class=\"wp-block-embed__wrapper\">\n<\/iframe>\n<\/div><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-1-\u8cb7\u8ce3\u7684\u5408\u7d04\u50f9\u7b49\u65bc\u9280\u884c\u4f30\u50f9\">1.\u8cb7\u8ce3\u7684\u5408\u7d04\u50f9\u7b49\u65bc\u9280\u884c\u4f30\u50f9\uff1f<\/h3>\n\n\n\n<p>\u8fa6\u7406\u623f\u8cb8\u7684\u4eba\u5728\u6e96\u5099\u81ea\u5099\u6b3e\u6642\u901a\u5e38\u6703\u4ee5\u70ba\u300c\u623f\u8cb8\u91d1\u984d\uff1d\u623f\u5c4b\u7e3d\u50f9x\u623f\u8cb8\u6210\u6578\u300d\uff0c\u7528\u9019\u500b\u4f86\u8a08\u7b97\u81ea\u5099\u6b3e\u7684\u91d1\u984d\uff0c\u9019\u500b\u89c0\u5ff5\u4e0d\u4e00\u5b9a\u662f\u6b63\u78ba\u7684\u3002<\/p>\n\n\n\n<p>\u53bb\u9280\u884c\u7533\u8fa6\u623f\u8cb8\u4e4b\u5f8c\uff0c\u9280\u884c\u5167\u90e8\u4f30\u50f9\u4eba\u54e1\u6703\u89c0\u5bdf\u623f\u5b50\u5c4b\u6cc1\u5f8c\uff0c\u9032\u884c\u4f30\u50f9\u7684\u52d5\u4f5c\u3002\u4f46\u9019\u500b\u4f30\u50f9\u4e26\u4e0d\u4e00\u5b9a\u5c31\u662f\u623f\u5c4b\u8cfc\u8cb7\u6642\u7684\u50f9\u683c\u3002<\/p>\n\n\n\n<p>\u9280\u884c\u56e0\u70ba\u8981\u964d\u4f4e\u653e\u6b3e\u98a8\u96aa\uff0c\u4f30\u50f9\u901a\u5e38\u6703\u6bd4\u5e02\u50f9\u4f4e1~2\u6210\u5de6\u53f3\uff08\u8996\u5404\u5730\u5340\u4e0d\u7b49\uff09\u3002<\/p>\n\n\n\n<p>\u6240\u4ee5\u8cfc\u5c4b\u6642\u8acb\u591a\u6e96\u5099\u4e9b\u81ea\u5099\u6b3e\uff0c\u4ee5\u514d\u9280\u884c\u7684\u4f30\u50f9\u6bd4\u4f60\u7684\u8cb7\u5c4b\u50f9\u683c\u4f4e\u592a\u591a\uff0c\u9020\u6210\u81ea\u5099\u6b3e\u4e0d\u8db3\u7684\u60c5\u6cc1\u3002<\/p>\n\n\n\n<p>\u8cfc\u5c4b\u524d\u4e86\u89e3\u623f\u5c4b\u8cb8\u6b3e\u6d41\u7a0b\u548c\u8a55\u4f30\u6280\u5de7\uff0c\u7b97\u51fa\u4f60\u76ee\u524d\u8ca1\u529b\u5982\u679c\u8981\u8cb7\u623f\u5b50\uff0c\u6700\u597d\u8cb7\u5728\u54ea\u7a2e\u623f\u50f9\u5340\u9593\uff1f\u6700\u597d\u4f7f\u7528\u54ea\u7a2e\u8cb8\u6b3e\u6a21\u5f0f\uff1f<\/p>\n\n\n\n<p>\u81f3\u5c11\u672a\u4f86\u5728\u9762\u5c0d\u8cb7\u623f\u5b50\u8cb8\u6b3e\u6642\u5019\u53ef\u4ee5\u4e0d\u6703\u58d3\u529b\u592a\u91cd\u548c\u80cc\u8ca0\u5f88\u591a\u9280\u884c\u81ea\u5099\u6b3e\u3002<\/p>\n\n\n\n<p>\u5ef6\u4f38\u95b1\u8b80&lt;<a href=\"https:\/\/farenguakao.com\/real-estate-appraisal\/\">\u3010\u623f\u5c4b\u9451\u50f9\u3011\u9280\u884c\u9451\u50f9\u6d41\u7a0b\u3001\u9805\u76ee\u8cbb\u7528\u61f6\u4eba\u5305<\/a>!&gt;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-2-\u8fa6\u623f\u8cb8\u4e00\u5b9a\u8981\u6709\u4fdd\u8b49\u4eba\">2.\u8fa6\u623f\u8cb8\u4e00\u5b9a\u8981\u6709\u4fdd\u8b49\u4eba?<\/h3>\n\n\n\n<p>\u9700\u4e0d\u9700\u8981\u4fdd\u8b49\u4eba\u8ddf\u9084\u6b3e\u80fd\u529b\u6709\u95dc\uff0c\u623f\u8cb8\u7533\u8fa6\u6236\u672c\u8eab\u7684\u8ca1\u529b\u689d\u4ef6\u4e0d\u8db3\uff08\u4f8b\u5982\u5e74\u6536\u5165\u592a\u4f4e\uff09\uff0c\u9019\u6642\u5019\u9280\u884c\u624d\u80fd\u8996\u60c5\u6cc1\u8981\u6c42\u623f\u8cb8\u7533\u8fa6\u6236\u518d\u627e\u500b\u9023\u5e36\u4fdd\u8b49\u4eba\u3002<\/p>\n\n\n\n<p>\u5982\u679c\u6709\u4e0b\u5217\u72c0\u6cc1\u5c31\u9700\u8981\u63d0\u4f9b\u4fdd\u4eba<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>(1) \u5c4b\u4e3b\u975e\u672c\u6b21\u8cb8\u6b3e\u7533\u8acb\u4eba\uff0c\u5c4b\u4e3b\u5c31\u5fc5\u9808\u64d4\u4efb\u4fdd\u4eba\u624d\u80fd\u7533\u8acb\u3002\u4f8b\u5982\u623f\u5b50\u662f\u7238\u7238\u7684\uff0c\u8cb8\u6b3e\u7533\u8acb\u4eba\u662f\u5152\u5b50\u3002<\/li>\n\n\n\n<li>(2) \u7533\u8acb\u4eba\u7121\u6cd5\u63d0\u4f9b\u85aa\u8cc7\u8ca1\u529b\u8b49\u660e\u3001\u6216\u8005\u8ca1\u529b\u8b49\u660e\u4e26\u4e0d\u660e\u78ba\u3002\u4f8b\u5982\u5de5\u4f5c\u9818\u73fe\u91d1\uff0c\u537b\u4e5f\u6c92\u6709\u9280\u884c\u51fa\u5165\u3002<\/li>\n\n\n\n<li>(3) \u7533\u8acb\u4eba\u4fe1\u7528\u7e73\u6b3e\u7d00\u9304\u6709\u9072\u7e73\uff0c\u4e14\u9072\u7e73\u6709\u4e0a\u806f\u5fb5\u3002<\/li>\n\n\n\n<li>(4) \u7533\u8acb\u4eba\u7684\u8ca0\u50b5\u8207\u6536\u652f\u6bd4\u91cd\u56b4\u91cd\u4e0d\u5e73\u8861\uff08\u6536\u652f\u6bd4\u3001\u8ca0\u50b5\u6bd4\u504f\u9ad8\uff09\u3002<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-3-\u6536\u5165\u8d8a\u9ad8-\u623f\u8cb8\u5229\u7387\u8d8a\u4f4e\">3.\u6536\u5165\u8d8a\u9ad8\u3001\u623f\u8cb8\u5229\u7387\u8d8a\u4f4e\uff1f<\/h3>\n\n\n\n<p>\u623f\u8cb8\u5229\u7387\u9ad8\u4f4e\u4e3b\u8981\u662f\u4f9d\u64da\u300c\u6536\u5165\u7a69\u5b9a\u5ea6\u300d\u8ddf\u6536\u5165\u9ad8\u4f4e\u6bd4\u8f03\u6c92\u6709\u95dc\u9023\u6027\u3002<\/p>\n\n\n\n<p>\u61c9\u8a72\u662f\u8aaa\u9280\u884c\u5728\u4e4e\u5e38\u614b\u6027\u7684\u6536\u5165\uff0c\u4e0d\u5728\u4e4e\u4e00\u6b21\u6027\u7684\u6536\u5165\uff0c\u5982\u679c\u6bcf\u500b\u6708\u6708\u85aa\u90fd\u670910\u591a\u842c\u4ee5\u4e0a\u4e14\u6536\u652f\u6bd4\u5408\u7406\uff0c\u7576\u7136\u5217\u5165\u9280\u884c\u7684\u512a\u8cea\u7684\u5ba2\u6236\u3002<\/p>\n\n\n\n<p>\u4f8b\u5982\u5f9e\u4e8b\u696d\u52d9\u7684\u4eba\u54e1\u53ef\u80fd\u9019\u500b\u6708\u696d\u7e3e\u734e\u91d110\u591a\u842c\uff0c\u4e0b\u500b\u6708\u6c92\u696d\u7e3e\u734e\u91d1\u53ea\u9818\u5230\u5e95\u85aa2\u842c\u591a\u5143\uff0c\u5e74\u6536\u5165\u52a0\u7e3d\u8d77\u4f86\u8aaa\u4e0d\u5b9a\u5e74\u6536\u4e0a\u767e\u842c\uff0c\u4f46\u623f\u8cb8\u5229\u7387\u4e0d\u4e00\u5b9a\u6bd4\u6bcf\u500b\u6708\u7a69\u5b9a\u98184~5\u842c\u7684\u4eba\u54e1\u4f4e\uff0c\u9280\u884c\u7d66\u8ecd\u516c\u6559\u4eba\u54e1\u3001\u4e0a\u5e02\u6ac3\u516c\u53f8\u54e1\u5de5\u3001\u9280\u884c\u8001\u5ba2\u6236\u7684\u623f\u8cb8\u5229\u7387\u6703\u6bd4\u4e00\u822c\u4e0a\u73ed\u65cf\u9084\u4f4e\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-4-\u984d\u5ea6-\u5229\u7387-\u9084\u6b3e\u5e74\u9650-\u90a3\u500b\u91cd\u8981\">4.\u984d\u5ea6\u3001 \u5229\u7387\u3001\u9084\u6b3e\u5e74\u9650\uff0c\u90a3\u500b\u91cd\u8981\uff1f<\/h3>\n\n\n\n<p>\u8fa6\u7406\u623f\u8cb8\u8acb\u512a\u5148\u8003\u91cf\u984d\u5ea6\u5920\u4e0d\u5920\uff0c\u518d\u4f86\u8003\u91cf\u9084\u6b3e\u5e74\u9650\u9577\u77ed\u4e5f\u662f\u6c7a\u5b9a\u6708\u9084\u91d1\u984d\u6700\u5f8c\u624d\u662f\u5229\u7387\u3002<\/p>\n\n\n\n<p>\u56e0\u70ba\u623f\u8cb8\u5229\u7387\u7d042%\u5de6\u53f3 \u5dee\u500b0.1%\u30010.2% \u6708\u9084\u91d1\u984d\u4e5f\u662f\u6c92\u5dee\u591a\u5c11\u3002\u4e0d\u8981\u65a4\u65a4\u8a08\u8f03\u592a\u4f4e\u7684\u5229\u7387\u5e7e%\u4e4b\u5f8c\uff0c\u537b\u9020\u6210\u6838\u8cb8\u7684\u6210\u6578\u4e0b\u964d\u3002<\/p>\n\n\n\n<p>\u5ef6\u4f38\u95b1\u8b80:&lt;<a href=\"https:\/\/farenguakao.com\/lowest-mortgage-rates\/\">\u300a\u9280\u884c\u623f\u8cb8\u5229\u7387\u6700\u4f4e\u5e7e\uff05\uff1f\u300b<\/a>&gt;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-5-\u8fa6\u7406\u623f\u8cb8\u7522\u751f\u7684\u8cbb\u7528\">5.\u8fa6\u7406\u623f\u8cb8\u7522\u751f\u7684\u8cbb\u7528\uff1f<\/h3>\n\n\n\n<p>\u9451\u50f9\u8cbb\u3001\u5e33\u7ba1\u8cbb\u3001\u958b\u8fa6\u8cbb\u3001\u5fb5\u4fe1\u8cbb\u3001\u624b\u7e8c\u8cbb\u3001\u571f\u5730\u767b\u8a18\u898f\u8cbb\u3001\u66f8\u72c0\u8cbb(\u6bcf\u5f3580\u5143)\u3001\u8b04\u672c\u8cbb(\u6bcf\u5f3520\u5143)\u3001\u4ee3\u66f8\u8cbb\u3001\u4f4f\u5b85\u4fdd\u96aa\u8cbb\u2013\u706b\u96aa\u3001\u4f4f\u5b85\u4fdd\u96aa\u8cbb\u2013\u5730\u9707\u96aa\u3001\u8f49\u8cb8\u4ee3\u511f\u8cbb\u3001\u8f49\u8cb8\u5857\u92b7\u8cbb\u3002<br>\u8a3b\uff1a\u7533\u8cb8\u5be6\u969b\u8cbb\u7528\u4f9d\u5404\u9280\u884c\u898f\u5b9a\u3002<\/p>\n\n\n\n<p>\u5ef6\u4f38\u95b1\u8b80:&lt;<a href=\"https:\/\/farenguakao.com\/mortgage-fee\/\">\u623f\u8cb8\u958b\u8fa6\u8cbb\u662f\u4ec0\u9ebc\uff1f\u623f\u5c4b\u8cb8\u6b3e\u624b\u7e8c\u8cbb\u6709\u54ea\u4e9b\uff1f\u623f\u8cb8\u5e33\u7ba1\u8cbb\u3001\u5fb5\u4fe1\u8cbb\u7b49\u540d\u8a5e\u6574\u7406\uff01<\/a>&gt;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-6-\u76ee\u524d\u6c92\u5de5\u4f5c\u53ef\u62ff\u623f\u5b50\u53bb\u8cb8\u6b3e\u55ce\">6.\u76ee\u524d\u6c92\u5de5\u4f5c\u53ef\u62ff\u623f\u5b50\u53bb\u8cb8\u6b3e\u55ce\uff1f<\/h3>\n\n\n\n<p>\u5f88\u591a\u4eba\u8a8d\u70ba\u623f\u5c4b\u7684\u64d4\u4fdd\u50f9\u503c\u9060\u5927\u65bc\u8cb8\u6b3e\u91d1\u984d\uff0c\u5c31\u7b97\u662f\u6c92\u6709\u5de5\u4f5c\u9280\u884c\u4e5f\u6703\u8cb8\u6b3e\u7d66\u6211\uff0c\u6b8a\u4e0d\u77e5\u9280\u884c\u9700\u8981\u80cc\u8ca0\u300e\u5446\u5e33\u7387\u300f\u3002<\/p>\n\n\n\n<p>\u96d6\u7136\u64d4\u4fdd\u50b5\u6b0a\u9060\u5927\u65bc\u8cb8\u6b3e\u91d1\u984d\uff0c\u4f46\u662f\u9280\u884c\u4e26\u4e0d\u5e0c\u671b\u4f60\u9084\u4e0d\u51fa\u4f86\u800c\u9032\u5165\u62cd\u8ce3\uff0c\u6240\u4ee5\u7533\u8acb\u623f\u5c4b\u8f49\u589e\u8cb8\u6b3e\u4e4b\u524d\u9084\u662f\u8981\u6709\u5de5\u4f5c\u6536\u5165\u8b49\u660e\u7533\u8acb\u624d\u6703\u9806\u5229\u3002<\/p>\n\n\n\n<p>\u623f\u8cb8\u96d6\u7136\u7d66\u9280\u884c\u8a2d\u5b9a\u62b5\u62bc\u50b5\u6b0a\uff0c\u4f46\u662f\u56e0\u70ba\u9280\u884c\u501f\u6b3e\u7d66\u4e88\u7533\u8acb\u7684\u4eba\u4e3b\u8981\u76ee\u7684\u662f\u300e\u7a69\u5b9a\u6536\u53d6\u5229\u606f\u300f\uff0c\u5982\u679c\u662f\u88ab\u8981\u6c42\u300c\u589e\u63d0\u4fdd\u4eba\u300d\uff0c\u4ee3\u8868\u9280\u884c\u8a8d\u70ba\u4f60\u7684\u98a8\u96aa\u8d85\u51fa\u8a72\u884c\u53ef\u627f\u53d7\u7684\u9650\u5236\u3002<\/p>\n\n\n\n<p>\u56e0\u70ba\u9280\u884c\u81ea\u6709\u4e00\u5957\u5be9\u6838\u6a19\u6e96\uff0c\u9280\u884c\u5fc5\u9808\u9032\u884c\u98a8\u96aa\u8a55\u4f30\u8861\u91cf\u501f\u6b3e\u4eba\u7684\u511f\u50b5\u80fd\u529b\uff0c\u4ee5\u907f\u514d\u501f\u6b3e\u4eba\u7121\u6cd5\u6309\u6642\u511f\u9084\u8cb8\u6b3e\uff0c\u800c\u5c0e\u81f4\u5446\u5e33\u62cd\u8ce3\u623f\u5c4b\u60c5\u4e8b\u767c\u751f\u3002<\/p>\n\n\n\n<p>\u5ef6\u4f38\u95b1\u8b80&lt;<a href=\"https:\/\/farenguakao.com\/house-loan-tax-offset\/\">\u623f\u8cb8\u5229\u606f\u62b5\u7a05\u65b9\u6cd5\u53ca\u6ce8\u610f\u4e8b\u9805<\/a>&gt;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-\u623f\u8cb8\u6210\u6578-nbsp-\u6700\u9ad88\u6210\"><span class=\"ez-toc-section\" id=\"%E6%88%BF%E8%B2%B8%E6%88%90%E6%95%B8_%E6%9C%80%E9%AB%988%E6%88%90\"><\/span>\u623f\u8cb8\u6210\u6578&nbsp;\u6700\u9ad88\u6210<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table><tbody><tr><td>\u9805\u76ee<\/td><td>\u623f\u8cb8<\/td><\/tr><tr><td>\u8cb8\u6b3e\u689d\u4ef6 <\/td><td>1.\u5e74\u6eff18\u81f365\u6b72\u4e4b\u570b\u6c11<br>2.\u623f\u5b50\u576a\u657815\u576a\u4ee5\u4e0a\uff08\u5317\u5e0212\u576a\u4ee5\u4e0a\uff09<br>3.\u4fe1\u7528\u6b63\u5e38\u8005<br>4.\u4e09\u5e74\u5167\u7121\u62d2\u7d55\u5f80\u4f86\u3001\u5446\u5e33\u3001\u903e\u50ac\u6216\u534a\u5e74\u5167\u6709\u5f37\u5236\u505c\u5361\u8005\uff1b<br>\u4f46\u82e5\u5df2\u6e05\u511f\u8005\u5247\u8996\u500b\u4eba\u60c5\u6cc1\u8fa6\u7406\u3002<\/td><\/tr><tr><td>\u8cb8\u6b3e\u984d\u5ea6<\/td><td>\u6700\u9ad88\u6210!\u8cb8\u6b3e\u91d1\u984d\u8996\u623f\u5c4b\u5e02\u503c\u4f30\u50f9\u800c\u5b9a\u3002<\/td><\/tr><tr><td>\u8cb8\u6b3e\u5e74\u9650<\/td><td>\u672c\u5229\u6524\u9084\u578b\uff1a1~30\u5e74\uff0c<br>\u63d0\u4f9b\u6700\u95773\u5e74\u7684\u7e73\u606f\u5bec\u9650\u671f(\u4f9d\u500b\u4eba\u60c5\u6cc1\u800c\u5b9a) \uff0c\u5bec\u9650\u671f\u5167\u53ea\u9084\u5229\u606f\u4e0d\u7528\u6524\u9084\u672c\u91d1\uff0c\u8b93\u60a8\u9084\u6b3e\u66f4\u8f15\u9b06\u3002<\/td><\/tr><tr><td>\u8cb8\u6b3e\u5229\u7387<\/td><td>2%~2.5%  (\u672c\u8cb8\u6b3e\u5229\u7387\u9700\u8996\u501f\u6b3e\u4eba\u76f8\u95dc\u689d\u4ef6\u800c\u6709\u4e0d\u540c )\u3002<\/td><\/tr><tr><td>\u76f8\u95dc\u4e8b\u9805\uff1a<\/td><td>\u4e09\u5e74\u5167\u6709\u62d2\u7d55\u5f80\u4f86\u3001\u5446\u5e33\u3001\u903e\u50ac\u6216\u534a\u5e74\u5167\u6709\u5f37\u5236\u505c\u5361\u8005\u7121\u6cd5\u7533\u8acb\uff1b<br>\u4f46\u82e5\u5df2\u6e05\u511f\u8005\u5247\u8996\u500b\u4eba\u60c5\u6cc1\u8fa6\u7406\u3002<br>\u4ee5\u4e0a\u63a8\u85a6\u4e4b\u9280\u884c\u6838\u767c\u623f\u5c4b\u8cb8\u6b3e\u91d1\u984d\u8207\u5229\u7387\u4f9d\u500b\u4eba\u689d\u4ef6\u6709\u6240\u4e0d\u540c<\/td><\/tr><tr><td><\/td><td>\u203b\u9280\u884c\u4fdd\u7559\u623f\u8cb8\u6838\u8cb8\u8207\u5426\u4e4b\u6b0a\u5229<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-\u8fa6\u7406\u623f\u8cb8\u9700\u8981\u6e96\u5099\u4ec0\u9ebc\u8cc7\u6599\">\u8fa6\u7406\u623f\u8cb8\u9700\u8981\u6e96\u5099\u4ec0\u9ebc\u8cc7\u6599?<\/h3>\n\n\n\n<ol class=\"wp-block-list\">\n<li>\u96d9\u8b49\u4ef6:\u8eab\u4efd\u8b49\/\u5065\u4fdd\u5361<\/li>\n\n\n\n<li>\u6536\u5165\u8b49\u660e(\u85aa\u8f49\u5b58\u647a\u8fd1\u4e00\u5e74\u7684\u51fa\u5165\u660e\u7d30\u53ca\u5c01\u9762)<\/li>\n\n\n\n<li>\u5728\u8077\u8b49\u660e\u6216\u662f\u52de\u4fdd\u7570\u52d5\u660e\u7d30<\/li>\n\n\n\n<li>\u6236\u7c4d\u8b04\u672c<\/li>\n\n\n\n<li>\u571f\u5730\u5efa\u7269\u6240\u6709\u6b0a\u72c0<\/li>\n\n\n\n<li>\u623f\u8cb8\u6700\u8fd1\u4e00\u5e74\u7e73\u6b3e\u660e\u7d30\uff08\u5b58\u647a\u5c01\u9762\u53ca\u5167\u9801\u8a18\u9304\u6216\u7e73\u6b3e\u6536\u64da\u6216\u9280\u884c\u5c0d\u5e33\u55ae\uff09<\/li>\n<\/ol>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-\u7533\u8fa6\u623f\u8cb8\u6d41\u7a0b\u5982\u4e0b\"><span class=\"ez-toc-section\" id=\"%E7%94%B3%E8%BE%A6%E6%88%BF%E8%B2%B8%E6%B5%81%E7%A8%8B%E5%A6%82%E4%B8%8B\"><\/span>\u7533\u8fa6\u623f\u8cb8\u6d41\u7a0b\u5982\u4e0b<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u623f\u8cb8\u7533\u8acb\u53ef\u4ee5\u5206\u70ba8\u5927\u6b65\u9a5f\uff0c\u4f9d\u5e8f\u662f\u7533\u8acb\u2192\u7167\u6703\u2192\u4f30\u50f9\u2192\u5be9\u6838\u2192\u6838\u8cb8\u7d50\u679c\u901a\u77e5\u8207\u7533\u8986\u2192\u5c0d\u4fdd\u2192\u8a2d\u5b9a\u2192\u64a5\u6b3e\uff0c\u6bcf\u4e00\u968e\u6bb5\u6240\u9700\u8981\u7684\u4f5c\u696d\u6642\u9593\u7686\u4e0d\u76f8\u540c\uff0c\u5404\u7d041-5\u5929\u4e0d\u7b49\uff0c\u662f\u6545\u52a0\u7e3d\u8d77\u4f86\uff0c\u5feb\u7684\u8a71\u81f3\u5c11\u4e5f\u9700\u89811\u5468\uff0c\u6162\u5247\u751a\u81f33\u5468\u3002<\/p>\n\n\n\n<p>\u4e0b\u9762\u5c07\u4e00\u4e00\u8aaa\u660e\u3002<\/p>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"h-step-1-\u7533\u8acb-1\u500b\u5de5\u4f5c\u65e5\">STEP 1 \u7533\u8acb\uff1a1\u500b\u5de5\u4f5c\u65e5<\/h4>\n\n\n\n<p>\u4e00\u65e6\u9001\u51fa\u7533\u8acb\u9280\u884c\u5c31\u6703\u8abf\u95b1\u806f\u5fb5\u6aa2\u8996\u500b\u4eba\u4fe1\u7528\u72c0\u6cc1\uff0c3\u500b\u6708\u5167\u806f\u5fb5\u8abf\u95b1\u6b21\u6578\u5c07\u6703\u5f71\u97ff\u5f8c\u7e8c\u8ddf\u4ed6\u884c\u7533\u8cb8\u7684\u689d\u4ef6\uff0c\u5efa\u8b70\u505a\u597d\u529f\u8ab2\u518d\u7533\u8acb\u3002<\/p>\n\n\n\n<p>\u4fe1\u7528\u72c0\u6cc1\u8d8a\u826f\u597d\u8d8a\u5bb9\u6613\u904e\u4ef6\uff0c\u540c\u6642\u4e5f\u6bd4\u8f03\u80fd\u7533\u8acb\u5230\u8f03\u591a\u7684\u8cb8\u6b3e\u91d1\u984d\u8ddf\u8f03\u4f4e\u7684\u5229\u7387\u3002<\/p>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"h-step-2-\u7167\u6703-1\u500b\u5de5\u4f5c\u65e5-\u901a\u5e38\u70ba\u7576\u65e5\u6216\u9694\u65e5\u9032\u884c\">STEP 2 \u7167\u6703\uff1a1\u500b\u5de5\u4f5c\u65e5\uff08\u901a\u5e38\u70ba\u7576\u65e5\u6216\u9694\u65e5\u9032\u884c\uff09<\/h4>\n\n\n\n<p>\u9001\u51fa\u7533\u8acb\u5f8c\uff0c\u9280\u884c\u53ef\u80fd\u6703\u5148\u96fb\u8a71\u7167\u6703\u4e00\u6b21\uff0c\u78ba\u8a8d\u662f\u5426\u7531\u672c\u4eba\u9001\u4ef6\u4e26\u6838\u5c0d\u7533\u8acb\u8cc7\u6599\uff0c\u6709\u4e9b\u9084\u6703\u6253\u5230\u7533\u8cb8\u4eba\u4efb\u8077\u516c\u53f8\u78ba\u8a8d\uff0c\u8a18\u5f97\u56de\u7b54\u5167\u5bb9\u8acb\u4ee5\u771f\u5be6\u6b63\u78ba\u70ba\u539f\u5247\uff0c\u4ee5\u514d\u7533\u8acb\u88ab\u62d2\u3002<\/p>\n\n\n\n<p>\u5ef6\u4f38\u95b1\u8b80:&lt;<a href=\"https:\/\/farenguakao.com\/bank-note\/\">\u300a\u9280\u884c\u7167\u6703\u554f\u4ec0\u9ebc\uff1f\u300b\u8fa6\u8cb8\u6b3e\u9280\u884c\u7167\u6703\u5167\u5bb9\u3001\u6642\u9593\u3001\u6d41\u7a0b\u3001\u904e\u4ef6\u7387\u7e3d\u6574\u7406\uff01<\/a>&gt;<\/p>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"h-step-3-\u4f30\u50f9-2-4\u500b\u5de5\u4f5c\u65e5\">STEP 3 \u4f30\u50f9\uff1a2~4\u500b\u5de5\u4f5c\u65e5<\/h4>\n\n\n\n<p>\u63a5\u8457\u9280\u884c\u5c07\u5c0d\u623f\u5c4b\u9032\u884c\u9451\u50f9\uff0c\u8a55\u4f30\u50f9\u503c\u5f8c\u624d\u80fd\u6c7a\u5b9a\u8cb8\u6b3e\u984d\u5ea6\u3002<\/p>\n\n\n\n<p>\u4e00\u822c\u81ea\u4f4f\u5b85\u53ef\u8cb8\u984d\u5ea6\u7d04\u662f\u9451\u50f9\u91d1\u984d\u76848\u6210\uff0c\u82e5\u975e\u81ea\u4f4f\u5b85\u6216\u662f\u5c6c\u65bc\u653f\u5e9c\u5b9a\u7fa9\u7684\u8c6a\u5b85\u5247\u662f6-7\u6210\u3002<\/p>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"h-step-4-\u5be9\u6838-1-3\u500b\u5de5\u4f5c\u65e5\">STEP 4 \u5be9\u6838\uff1a1~3\u500b\u5de5\u4f5c\u65e5<\/h4>\n\n\n\n<p>\u9280\u884c\u901a\u5e38\u6703\u5229\u75281\u52303\u500b\u5de5\u4f5c\u5929\u5be9\u6838\uff0c\u4e26\u6c7a\u5b9a\u6838\u767c\u7684\u984d\u5ea6\u53ca\u5229\u7387\uff0c\u6642\u9593\u9577\u77ed\u53d6\u6c7a\u65bc\u662f\u4ea4\u7531\u4eba\u5de5\u9084\u662f\u7cfb\u7d71\uff0c\u7576\u7136\u5982\u679c\u7533\u8cb8\u4eba\u7684\u8cc7\u6599\u8f03\u7279\u6b8a\u4e5f\u53ef\u80fd\u6703\u8f03\u4e45\u3002<\/p>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"h-step-5-\u6838\u8cb8\u7d50\u679c\u901a\u77e5\u8207\u7533\u8986-1-5\u500b\u5de5\u4f5c\u65e5-\u5982\u6709\u9700\u8981\u624d\u9032\u884c\">STEP 5 \u6838\u8cb8\u7d50\u679c\u901a\u77e5\u8207\u7533\u8986\uff1a1~5\u500b\u5de5\u4f5c\u65e5\uff08\u5982\u6709\u9700\u8981\u624d\u9032\u884c\uff09<\/h4>\n\n\n\n<p>\u5be9\u6838\u5b8c\u6210\u5f8c\u6703\u901a\u77e5\u7533\u8cb8\u8005\u662f\u5426\u6838\u8cb8\u3002<\/p>\n\n\n\n<p>\u5982\u5c0d\u689d\u4ef6\u6eff\u610f\u6216\u7121\u7533\u8986\u7a7a\u9593\uff0c\u5247\u53ef\u4ee5\u76f4\u63a5\u9032\u884c\u4e0b\u4e00\u6b65\uff1b\u5982\u679c\u89ba\u5f97\u689d\u4ef6\u7121\u6cd5\u63a5\u53d7\uff0c\u53ef\u8207\u5c08\u54e1\u5546\u91cf\u5354\u52a9\u9032\u884c\u7533\u8986\uff0c\u9019\u500b\u904e\u7a0b\u901a\u5e38\u6703\u9032\u5165\u9280\u884c\u7684\u4eba\u5de5\u5be9\u6838\u6d41\u7a0b\uff0c\u7d50\u679c\u8f03\u96e3\u9810\u6599\u3002<\/p>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"h-step-6-\u5c0d\u4fdd-1\u500b\u5de5\u4f5c\u65e5\">STEP 6 \u5c0d\u4fdd\uff1a1\u500b\u5de5\u4f5c\u65e5<\/h4>\n\n\n\n<p>\u5c0d\u4fdd\u7684\u76ee\u7684\u662f\u8b93\u7533\u8cb8\u4eba\u80fd\u5920\u7576\u9762\u8207\u9280\u884c\u7c3d\u8a02\u501f\u8cb8\u5408\u7d04\uff0c\u78ba\u4fdd\u9280\u884c\u8207\u8cb8\u6b3e\u8005\u7684\u6b0a\u5229\u7fa9\u52d9\u3002\u8acb\u6ce8\u610f\u4ee5\u4e0b\u586b\u5beb\u7684\u689d\u4ef6\u662f\u5426\u8207\u8aaa\u660e\u7b26\u5408\uff0c\u4e26\u4e14\u7c3d\u5b8c\u7d04\u8a18\u5f97\u5411\u9280\u884c\u62ff\u53d6\u5408\u7d04\u526f\u672c\u7559\u5b58\u3002<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u7e3d\u91d1\u984d\u662f\u5426\u6b63\u78ba<\/li>\n\n\n\n<li>\u8cb8\u6b3e\u5229\u7387\u3001\u53ca\u8cb8\u6b3e\u5229\u7387\u53ef\u80fd\u7684\u8b8a\u5316<\/li>\n\n\n\n<li>\u8cb8\u6b3e\u5e74\u9650<\/li>\n\n\n\n<li>\u9644\u52a0\u529f\u80fd\u662f\u5426\u6e05\u695a \uff0c \u4f8b\u5982\u62b5\u5229\u578b\u3001\u7406\u8ca1\u578b<\/li>\n\n\n\n<li>\u9055\u7d04\u91d1\u7684\u5e74\u9650\u3001\u7f70\u5247\u6bd4\u4f8b<\/li>\n<\/ul>\n\n\n\n<p>\u5ef6\u4f38\u95b1\u8b80:&lt;<a href=\"https:\/\/farenguakao.com\/loan-considerations\/\">\u8cb8\u6b3e\u6642\u5c0d\u4fdd\u662f\u4ec0\u9ebc\u610f\u601d?\u6709\u4ec0\u9ebc\u8981\u6ce8\u610f\u7684?\u5c0d\u4fdd\u5b8c\u6210\u5f8c\u591a\u4e45\u6703\u64a5\u6b3e?<\/a>&gt;<\/p>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"h-step-7\u4e0d\u52d5\u7522\u62b5\u62bc\u6b0a\u8a2d\u5b9a-1-2\u500b\u5de5\u4f5c\u65e5-\u901a\u5e38\u70ba\u5c0d\u4fdd\u7576\u65e5\u6216\u9694\u65e5\u9032\u884c\">STEP 7\u4e0d\u52d5\u7522\u62b5\u62bc\u6b0a\u8a2d\u5b9a\uff1a1~2\u500b\u5de5\u4f5c\u65e5\uff08\u901a\u5e38\u70ba\u5c0d\u4fdd\u7576\u65e5\u6216\u9694\u65e5\u9032\u884c\uff09<\/h4>\n\n\n\n<p>\u9280\u884c\u5728\u7c3d\u7d04\u5c0d\u4fdd\u5f8c\u6703\u7acb\u5373\u8fa6\u7406\u4e0d\u52d5\u7522\u62b5\u62bc\u6b0a\u8a2d\u5b9a\uff0c\u9019\u90e8\u5206\u6703\u7531\u4ee3\u66f8\u4f86\u8655\u7406\u3002<\/p>\n\n\n\n<p>\u5728\u623f\u5b50\u904e\u6236\u5f8c\uff0c\u4ee3\u66f8\u6703\u5e6b\u4f60\u5e36\u8457\u5efa\u7269\u53ca\u571f\u5730\u6b0a\u72c0\u6b63\u672c\u53bb\u5730\u653f\u4e8b\u52d9\u6240\u8fa6\u7406\uff0c\u628a\u623f\u5b50\u8a2d\u5b9a\u7d66\u9280\u884c\uff0c\u62b5\u62bc\u6b0a\u8a2d\u5b9a\u91d1\u984d\u70ba\u4f60\u623f\u8cb8\u91d1\u984d\u76841.2\u500d \u3002<\/p>\n\n\n\n<p>\u9280\u884c\u6703\u4e00\u4f75\u5e6b\u4f60\u8fa6\u7406\u706b\u96aa\u53ca\u5730\u9707\u96aa\uff0c\u9019\u90e8\u5206\u9700\u8981\u623f\u8cb8\u7533\u8acb\u4eba\u7e73\u7d0d\uff0c\u4e00\u5e74\u7e73\u8cbb\u4e00\u6b21\uff0c\u76f4\u5230\u8cb8\u6b3e\u7e73\u6e05\u70ba\u6b62 \u3002<\/p>\n\n\n\n<p>\u5ef6\u4f38\u95b1\u8b80:&lt;<a href=\"https:\/\/farenguakao.com\/setting-the-pledge\/\">\u300a\u70ba\u4ec0\u9ebc\u8981\u62b5\u62bc\u6b0a\u8a2d\u5b9a\u767b\u8a18?\u300b<\/a>&gt;<\/p>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"h-step-8\u64a5\u6b3e-1\u500b\u5de5\u4f5c\u65e5-\u901a\u5e38\u70ba\u7576\u65e5\u6216\u9694\u65e5\u9032\u884c\">STEP 8\u64a5\u6b3e\uff1a1\u500b\u5de5\u4f5c\u65e5\uff08\u901a\u5e38\u70ba\u7576\u65e5\u6216\u9694\u65e5\u9032\u884c\uff09<\/h4>\n\n\n\n<p>\u5927\u90e8\u5206\u7684\u9280\u884c\u6703\u8981\u6c42\u7533\u8cb8\u4eba\u958b\u7acb\u8a72\u884c\u7684\u53f0\u5e63\u6236\u982d\uff0c\u4e26\u628a\u9322\u64a5\u5230\u8a72\u6236\u982d\u3002\u5982\u679c\u662f\u5728\u5206\u884c\u5c0d\u4fdd\uff0c\u6709\u6a5f\u6703\u53ef\u4ee5\u4e00\u6b21\u5b8c\u6210\u958b\u6236\u8ddf\u64a5\u6b3e\uff0c\u4f46\u82e5\u5c0d\u4fdd\u6642\u9593\u662f\u5728\u4e0b\u5348\uff0c\u53ef\u80fd\u8981\u9694\u65e5\u624d\u80fd\u64a5\u6b3e\u5230\u6236\u982d\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-\u623f\u5c4b\u8cb8\u6b3e\u6d41\u7a0b\u5716\">\u623f\u5c4b\u8cb8\u6b3e\u6d41\u7a0b\u5716<\/h3>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"901\" height=\"901\" src=\"https:\/\/farenguakao.com\/wp-content\/uploads\/2019\/08\/20476.jpg\" alt=\"\u623f\u8cb8\u6d41\u7a0b\u5716\" class=\"wp-image-7295\" srcset=\"https:\/\/farenguakao.com\/wp-content\/uploads\/2019\/08\/20476.jpg 901w, https:\/\/farenguakao.com\/wp-content\/uploads\/2019\/08\/20476-150x150.jpg 150w, https:\/\/farenguakao.com\/wp-content\/uploads\/2019\/08\/20476-300x300.jpg 300w, https:\/\/farenguakao.com\/wp-content\/uploads\/2019\/08\/20476-768x768.jpg 768w\" sizes=\"auto, (max-width: 901px) 100vw, 901px\" \/><figcaption class=\"wp-element-caption\">\u623f\u8cb8\u6d41\u7a0b\u5716<\/figcaption><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-\u623f\u5c4b\u8cb8\u6b3e\u5728\u8a2d\u5b9a\u6642\u70ba\u4ec0\u9ebc\u9700\u8981\u8a2d\u5b9a\u8cb8\u6b3e\u91d1\u984d\u76841-2\u500d\u5462\">\u623f\u5c4b\u8cb8\u6b3e\u5728\u8a2d\u5b9a\u6642\u70ba\u4ec0\u9ebc\u9700\u8981\u8a2d\u5b9a\u8cb8\u6b3e\u91d1\u984d\u76841.2\u500d\u5462?<\/h3>\n\n\n\n<p>\u591a\u8a2d\u5b9a\u4e8c\u6210\u662f\u56e0\u70ba\u64d4\u5fc3\u672a\u4f86\u82e5\u501f\u6b3e\u4eba\u7121\u6cd5\u6b63\u5e38\u7e73\u6b3e\u6642\uff0c\u6709\u884d\u751f\u7684\u9055\u7d04\u7f70\u6b3e\u3001\u9055\u7d04\u5229\u606f\u53ca\u5411\u6cd5\u9662\u8072\u8acb\u5f37\u5236\u57f7\u884c\u7b49\u8cbb\u7528..\u7b49\u7b49\u7522\u751f\uff0c\u82e5\u50b5\u6b0a\u9280\u884c\u8981\u62ff\u56de\u672c\u91d1\uff0c\u5fc5\u9808\u7d93\u904e\u62cd\u8ce3\u7a0b\u5e8f\uff0c\u9019\u671f\u9593\u6240\u884d\u751f\u7684\u5229\u606f\u9055\u7d04\u91d1\u8cbb\u7528\u5c31\u6703\u5f9e\u9019\u4e8c\u6210\u4e2d\u53bb\u8a08\u7b97\uff0c\u512a\u5148\u53d7\u511f\u91d1\u984d\u4e0d\u80fd\u8d85\u904e\u8a2d\u5b9a\u91d1\u984d\uff0c\u4f9d\u5be6\u969b\u91d1\u984d\u8a08\u7b97\uff0c\u9280\u884c\u4e26\u4e0d\u80fd\u76f4\u63a5\u5168\u90e8\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E7%9B%AE%E5%89%8D%E5%B7%B2%E7%B6%93%E6%8C%81%E6%9C%89%E6%88%BF%E5%B1%8B%EF%BC%8C%E6%83%B3%E8%BE%A6%E8%B2%B8%E6%AC%BE%E9%82%84%E6%9C%89%E9%82%A3%E4%BA%9B%E7%AE%A1%E9%81%93%E5%91%A2%EF%BC%9A\"><\/span>\u76ee\u524d\u5df2\u7d93\u6301\u6709\u623f\u5c4b\uff0c\u60f3\u8fa6\u8cb8\u6b3e\u9084\u6709\u90a3\u4e9b\u7ba1\u9053\u5462\uff1a<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"900\" height=\"900\" src=\"https:\/\/farenguakao.com\/wp-content\/uploads\/home-loans111822.jpg\" alt=\"\u623f\u5c4b\u8cb8\u6b3e\u7684\u4e09\u7a2e\u7ba1\u9053\" class=\"wp-image-53342\" srcset=\"https:\/\/farenguakao.com\/wp-content\/uploads\/home-loans111822.jpg 900w, https:\/\/farenguakao.com\/wp-content\/uploads\/home-loans111822-300x300.jpg 300w, https:\/\/farenguakao.com\/wp-content\/uploads\/home-loans111822-150x150.jpg 150w, https:\/\/farenguakao.com\/wp-content\/uploads\/home-loans111822-768x768.jpg 768w\" sizes=\"auto, (max-width: 900px) 100vw, 900px\" \/><figcaption class=\"wp-element-caption\">\u623f\u5c4b\u8cb8\u6b3e\u7684\u4e09\u7a2e\u7ba1\u9053\u4e3b\u8981\u6709\uff1a\u9280\u884c\u3001\u878d\u8cc7\u516c\u53f8\u3001\u6c11\u9593\u3002<\/figcaption><\/figure>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u627e\u9280\u884c<\/li>\n\n\n\n<li>\u627e\u878d\u8cc7\u516c\u53f8<\/li>\n\n\n\n<li>\u627e\u6c11\u9593\u8cb8\u6b3e<\/li>\n<\/ul>\n\n\n\n<p>\u9280\u884c\u3001\u6c11\u9593\u3001\u878d\u8cc7\u516c\u53f8\u96d6\u7136\u90fd\u6709\u8fa6\u7406\u623f\u5c4b\u8cb8\u6b3e\uff0c\u4f46\u662f\u7531\u65bc\u63d0\u4f9b\u7684\u5229\u7387\u689d\u4ef6\u3001\u8cb8\u6b3e\u6210\u6578\u4e0d\u540c\uff0c\u4e5f\u6703\u6709\u5bec\u56b4\u5ea6\u4e0d\u540c\u7684\u9650\u5b9a\u8cc7\u683c\u689d\u4ef6\uff01<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u9280\u884c\u623f\u5c4b\u8cb8\u6b3e<\/h3>\n\n\n\n<p>\u689d\u4ef6\u8f03\u56b4\u683c\uff0c\u6210\u6578\u4e0d\u4e00\u5b9a\u8db3\u5920\u3002\u9280\u884c\u8003\u91cf\u9ede\u9664\u4e86\u8cb8\u6b3e\u4eba\u7684\u6536\u5165\u53ca\u4fe1\u7528\u72c0\u6cc1\u4e4b\u5916\uff0c\u672a\u4f86\u5047\u8a2d\u8981\u9032\u884c\u62cd\u8ce3\u623f\u5c4b\u6642\uff0c\u9084\u662f\u4ee5\u6bd4\u8f03\u5bb9\u6613\u812b\u624b\u7684\u7cbe\u83ef\u5340\u623f\u5b50\u70ba\u4e3b\u8981\u6838\u8cb8\u5c0d\u8c61\u3002\u623f\u5c4b\u9032\u884c\u9451\u50f9\u6642\u800c\u4e14\u9280\u884c\u9451\u50f9\u4eba\u53ea\u4e5f\u6703\u9032\u884c\u73fe\u52d8\u623f\u5c4b\u73fe\u6cc1\uff0c\u53ef\u4ee5\u900f\u904e\u5916\u7246\u62c9\u76ae\u6216\u662f\u88dd\u6f62\u4f86\u63d0\u9ad8\u623f\u5c4b\u50f9\u503c\u3002<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"900\" height=\"900\" src=\"https:\/\/farenguakao.com\/wp-content\/uploads\/home-loans111833.jpg\" alt=\"\u9280\u884c\u623f\u5c4b\u8cb8\u6b3e\u7684\u512a\u7f3a\u9ede\" class=\"wp-image-53343\" srcset=\"https:\/\/farenguakao.com\/wp-content\/uploads\/home-loans111833.jpg 900w, https:\/\/farenguakao.com\/wp-content\/uploads\/home-loans111833-300x300.jpg 300w, https:\/\/farenguakao.com\/wp-content\/uploads\/home-loans111833-150x150.jpg 150w, https:\/\/farenguakao.com\/wp-content\/uploads\/home-loans111833-768x768.jpg 768w\" sizes=\"auto, (max-width: 900px) 100vw, 900px\" \/><figcaption class=\"wp-element-caption\">\u9280\u884c\u623f\u5c4b\u8cb8\u6b3e\u7684\u512a\u7f3a\u9ede<\/figcaption><\/figure>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table><tbody><tr><td>\u9805\u76ee<\/td><td>\u9280\u884c\u623f\u5c4b\u8cb8\u6b3e<\/td><\/tr><tr><td>\u8cb8\u6b3e\u5229\u7387<\/td><td>2%\u52302.7%(\u5e74\u5229\u7387)<\/td><\/tr><tr><td>\u8cb8\u6b3e\u5e74\u9650<\/td><td>20\u5e74<\/td><\/tr><tr><td>\u8cb8\u6b3e\u984d\u5ea6<\/td><td>\u6700\u9ad8\u70ba\u9451\u50f9\u91d1\u984d*80%<\/td><\/tr><tr><td>\u9084\u6b3e\u65b9\u5f0f<\/td><td>\u5206\u671f\u6bcf\u6708\u6524\u9084(\u672c\u606f\u6524\u9084)<\/td><\/tr><tr><td>\u7533\u8acb\u9650\u5236<\/td><td>\u4fe1\u7528\u53ca\u6536\u5165\u6b63\u5e38\u8005\u53ef\u7533\u8acb<\/td><\/tr><tr><td>\u9069\u5408\u5c0d\u8c61<\/td><td>(1)\u4f60\u6240\u64c1\u6709\u7684\u623f\u5c4b\u7121\u4efb\u4f55\u623f\u5c4b\u8cb8\u6b3e<br>(2)\u623f\u5c4b\u6240\u6709\u4eba\u9700\u70ba\u4f60\u672c\u4eba\u3001\u914d\u5076\u6216\u4e8c\u7b49\u8840\u3001\u59fb\u89aa\u4e4b\u4e00<\/td><\/tr><tr><td>\u7533\u8cb8\u8cbb\u7528<\/td><td>\u5e33\u7ba1\u8cbb\u3001\u958b\u8fa6\u8cbb\u3001\u4ee3\u66f8\u8cbb \u3001\u898f\u8cbb<\/td><\/tr><tr><td>\u8cb8\u6b3e\u6aa2\u9644\u6587\u4ef6<\/td><td>\u8eab\u5206\u8b49\/\u5065\u4fdd\u5361\u6216\u662f\u99d5\u7167(\u64c7\u4e00)<br>\u623f\u5c4b\u53ca\u571f\u5730\u6240\u6709\u6b0a\u72c0<br>\u8ca1\u529b\u8b49\u660e(\u85aa\u8f49\u5b58\u647a\u8fd16\u500b\u6708\u7684\u51fa\u5165\u660e\u7d30\u53ca\u5c01\u9762)<br>\u5370\u9451\u7ae0\u3001 \u5370\u9451\u8b49\u660e\u3001 \u6236\u7c4d\u8b04\u672c<br>\u9280\u884c\u5b58\u8936\u5c01\u9762\u5f71\u672c(\u64a5\u6b3e\u7528)<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\">\u878d\u8cc7\u516c\u53f8\u623f\u5c4b\u8cb8\u6b3e<\/h3>\n\n\n\n<p>\u689d\u4ef6\uff1a\u8f03\u5bec\u9b06\uff0c\u76ee\u524d\u5e02\u9762\u4e0a\u6bd4\u8f03\u5927\u578b\u7684\u878d\u8cc7\u516c\u53f8\u6709\u4e2d\u79df\u8fea\u548c\u3001\u548c\u6f64\u4f01\u696d\u3001\u88d5\u878d\u4f01\u696d\u7b49\u878d\u8cc7\u516c\u53f8\uff0c\u91dd\u5c0d\u623f\u5c4b\u8cb8\u6b3e\u4f86\u8aaa\u878d\u8cc7\u516c\u53f8\u7684\u5c08\u6848\u689d\u4ef6\u8f03\u70ba\u5bec\u9b06\uff0c\u53ea\u8981\u623f\u5c4b\u6709\u50f9\u503c\uff0c\u57fa\u672c\u4e0a\u5bb9\u6613\u904e\u4ef6\u3002\u7136\u800c\u7f3a\u9ede\u662f\u5229\u7387\u901a\u5e38\u6bd4\u8f03\u9280\u884c\u9ad8\u3002<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"900\" height=\"900\" src=\"https:\/\/farenguakao.com\/wp-content\/uploads\/home-loans111844.jpg\" alt=\"\u878d\u8cc7\u516c\u53f8\u623f\u5c4b\u8cb8\u6b3e\u7684\u512a\u7f3a\u9ede\" class=\"wp-image-53344\" srcset=\"https:\/\/farenguakao.com\/wp-content\/uploads\/home-loans111844.jpg 900w, https:\/\/farenguakao.com\/wp-content\/uploads\/home-loans111844-300x300.jpg 300w, https:\/\/farenguakao.com\/wp-content\/uploads\/home-loans111844-150x150.jpg 150w, https:\/\/farenguakao.com\/wp-content\/uploads\/home-loans111844-768x768.jpg 768w\" sizes=\"auto, (max-width: 900px) 100vw, 900px\" \/><figcaption class=\"wp-element-caption\">\u878d\u8cc7\u516c\u53f8\u623f\u5c4b\u8cb8\u6b3e\u7684\u512a\u7f3a\u9ede<\/figcaption><\/figure>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table><tbody><tr><td>\u9805\u76ee<\/td><td>\u878d\u8cc7\u516c\u53f8\u623f\u5c4b\u8cb8\u6b3e<\/td><\/tr><tr><td>\u8cb8\u6b3e\u5229\u7387<\/td><td>7%\u523014%(\u5e74\u5229\u7387)<\/td><\/tr><tr><td>\u8cb8\u6b3e\u5e74\u9650<\/td><td>10\u5e74\uff08120\u671f\uff09\u4e00\u822c\u662f\u52067\u5e74\/84\u671f\u3002<\/td><\/tr><tr><td>\u8cb8\u6b3e\u984d\u5ea6<\/td><td>\u6700\u9ad8300\u842c\u3002\u623f\u5c4b\u6240\u5728\u5730\u70ba\u53f0\u7063\u672c\u5cf6\uff0c\u6700\u9ad8\u984d\u5ea6\u70ba\u9451\u50f9110%\uff0c\u5916\u5cf6\u4e0d\u4e88\u627f\u4f5c\u3002\u4f30\u50f9\u91d1\u984d\u6bd4\u9280\u884c\u9ad8\uff0c\u8cb8\u6b3e\u6210\u6578\u6bd4\u9280\u884c\u9ad8\uff0c<\/td><\/tr><tr><td>\u9084\u6b3e\u65b9\u5f0f<\/td><td>\u5206\u671f\u6bcf\u6708\u6524\u9084(\u672c\u606f\u6524\u9084)<\/td><\/tr><tr><td>\u7533\u8acb\u9650\u5236<\/td><td>\u9580\u6abb\u8f03\u9280\u884c\u4f4e\u3002\u6838\u8cb8\u9580\u6abb\u6bd4\u9280\u884c\u4f4e\uff0c\u5229\u606f\u6bd4\u6c11\u9593\u653e\u6b3e\u4f4e<\/td><\/tr><tr><td>\u9069\u5408\u5c0d\u8c61<\/td><td>18~65\u6b72\u3001\u81ea\u7531\u696d\u3001\u516b\u5927\u884c\u696d\u3001\u81ea\u71df\u5546\u3001\u6524\u8ca9\u7b49\u3002\u4fe1\u7528\u5361\u5faa\u74b0\u9ad8\u4ea6\u53ef\u627f\u4f5c \u50b5\u52d9\u5354\u5546\u6eff3\u5e74\u59cb\u53ef\u8fa6\u7406\u3002<\/td><\/tr><tr><td>\u7533\u8cb8\u8cbb\u7528<\/td><td>\u5e33\u7ba1\u8cbb\u3001\u958b\u8fa6\u8cbb \u3001\u4ee3\u66f8\u8cbb\u3001\u898f\u8cbb<\/td><\/tr><tr><td>\u8cb8\u6b3e\u6aa2\u9644\u6587\u4ef6<\/td><td>\u8eab\u5206\u8b49\/\u5065\u4fdd\u5361\u6216\u662f\u99d5\u7167(\u64c7\u4e00)<br>\u623f\u5c4b\u53ca\u571f\u5730\u6240\u6709\u6b0a\u72c0<br>\u8ca1\u529b\u8b49\u660e(\u85aa\u8f49\u5b58\u647a\u8fd16\u500b\u6708\u7684\u51fa\u5165\u660e\u7d30\u53ca\u5c01\u9762)<br>\u5370\u9451\u7ae0<br>\u5370\u9451\u8b49\u660e<br>\u6236\u7c4d\u8b04\u672c<br>\u9280\u884c\u5b58\u8936\u5c01\u9762\u5f71\u672c(\u64a5\u6b3e\u7528)<\/td><\/tr><tr><td>\u9650\u5236\u689d\u4ef6<\/td><td>\u623f\u5c4b\u5982\u767b\u8a18\u65bc\u516c\u53f8\u540d\u4e0b\u4e0d\u4e88\u627f\u4f5c\u3002\u4fe1\u8a17\u3001\u9650\u5236\u767b\u8a18\u4e0d\u4e88\u627f\u4f5c\u3002(\u8cc7\u878d\u516c\u53f8\u8a2d\u5b9a\u9664\u5916)<\/td><\/tr><tr><td>\u8cb8\u6b3e\u512a\u52e2<\/td><td>\u4f4f\u5b85\u3001\u5e97\u9762\u3001\u8fa6\u516c\u3001\u900f\u5929\u3001\u5927\u6a13\u3001\u516c\u5bd3\u3001\u5957\u623f\u3001\u9802\u6a13\u589e\u5efa\uff0c\u5404\u7a2e\u623f\u578b\u7686\u53ef\u7533\u8fa6\u3002\u8fb2\u820d\u4e5f\u53ef\u8fa6\u7406\u6700\u9ad8\u53ef\u8cb88\u6210\u3002<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\">\u6c11\u9593\u4ee3\u66f8\u7684\u623f\u5c4b\u8cb8\u6b3e<\/h3>\n\n\n\n<p>\u5c31\u662f\u9580\u6abb\u4f4e\u3001\u6838\u8cb8\u901f\u5ea6\u5feb\uff0c\u4e0d\u9700\u4fdd\u4eba\uff0c\u4e0d\u770b\u4fe1\u7528\u8a55\u5206\uff0c\u4e0d\u7528\u770b\u85aa\u8f49\u8b49\u660e\uff0c\u64a5\u6b3e\u901f\u5ea6\u76f8\u7576\u5feb\uff0c\u901a\u5e38\u53ef\u4ee5\u57283\u5929\u4ee5\u5167\u3002<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"900\" height=\"900\" src=\"https:\/\/farenguakao.com\/wp-content\/uploads\/home-loans111855.jpg\" alt=\"\u6c11\u9593\u623f\u5c4b\u8cb8\u6b3e\u7684\u512a\u7f3a\u9ede\" class=\"wp-image-53345\" srcset=\"https:\/\/farenguakao.com\/wp-content\/uploads\/home-loans111855.jpg 900w, https:\/\/farenguakao.com\/wp-content\/uploads\/home-loans111855-300x300.jpg 300w, https:\/\/farenguakao.com\/wp-content\/uploads\/home-loans111855-150x150.jpg 150w, https:\/\/farenguakao.com\/wp-content\/uploads\/home-loans111855-768x768.jpg 768w\" sizes=\"auto, (max-width: 900px) 100vw, 900px\" \/><figcaption class=\"wp-element-caption\">\u6c11\u9593\u623f\u5c4b\u8cb8\u6b3e\u7684\u512a\u7f3a\u9ede<\/figcaption><\/figure>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table><tbody><tr><td>\u9805\u76ee<\/td><td>\u6c11\u9593\u623f\u5c4b\u8cb8\u6b3e<\/td><\/tr><tr><td>\u8cb8\u6b3e\u5229\u7387:<\/td><td>\u6708\u606f1%~3%<\/td><\/tr><tr><td>\u9084\u6b3e\u5e74\u9650<\/td><td>\u4e0d\u9650 \u96a8\u501f\u96a8\u9084\u4e0d\u7d81\u7d04<\/td><\/tr><tr><td>\u8fa6\u7406\u6642\u9593<\/td><td>1~3\u5929(\u542b\u9451\u50f9\u6642\u9593)<\/td><\/tr><tr><td>\u8cb8\u6b3e\u984d\u5ea6<\/td><td>\u623f\u5c4b\u50f9\u503c\u5920\u984d\u5ea6\u6700\u9ad8100%<\/td><\/tr><tr><td>\u9084\u6b3e\u65b9\u5f0f<\/td><td>1.\u6309\u6708\u7e73\u606f<br>2.\u5206\u671f\u511f\u9084<br>(\u5169\u7a2e\u9084\u6b3e\u65b9\u6848)<\/td><\/tr><tr><td>\u5e74\u9f61\u9650\u5236<\/td><td>18-65\u6b72<\/td><\/tr><tr><td>\u7533\u8cb8\u96e3\u6613\u5ea6<\/td><td>\u4e0d\u770b\u500b\u4eba\u4fe1\u7528\u53ca\u6536\u5165\u72c0\u6cc1\uff0c \u53ea\u770b\u623f\u5c4b\u50f9\u503c<\/td><\/tr><tr><td>\u7533\u8cb8\u8cbb\u7528<\/td><td>\u670d\u52d9\u8cbb\u3001 \u4ee3\u66f8\u8cbb\u3001 \u898f\u8cbb<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E6%88%BF%E8%B2%B8QA\"><\/span>\u623f\u8cb8QA<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<div class=\"schema-faq 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