{"id":20870,"date":"2020-11-10T13:03:20","date_gmt":"2020-11-10T05:03:20","guid":{"rendered":"https:\/\/farenguakao.com\/?p=20870"},"modified":"2024-05-03T06:40:02","modified_gmt":"2024-05-02T22:40:02","slug":"home-mortgage-loan-rate","status":"publish","type":"post","link":"https:\/\/farenguakao.com\/home-mortgage-loan-rate\/","title":{"rendered":"\u623f\u5c4b\u62b5\u62bc\u8cb8\u6b3e\u5229\u7387\u591a\u5c11\uff1f\u89e3\u6790\u5b8c\u6574\u6d41\u7a0b\u3001\u7279\u9ede\u9650\u5236\u8207\u623f\u8cb8\u7684\u5dee\u7570\uff01"},"content":{"rendered":"\n<p>\u623f\u5c4b\u62b5\u62bc\u8cb8\u6b3e\u5229\u7387 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title=\"\u623f\u5c4b\u62b5\u62bc\u8cb8\u6b3e\u6709\u4ec0\u9ebc\u9650\u5236\uff1f\">\u623f\u5c4b\u62b5\u62bc\u8cb8\u6b3e\u6709\u4ec0\u9ebc\u9650\u5236\uff1f<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/farenguakao.com\/home-mortgage-loan-rate\/#%E6%88%BF%E5%B1%8B%E6%8A%B5%E6%8A%BC%E8%B2%B8%E6%AC%BE%E6%96%B9%E6%A1%88%E5%85%A7%E5%AE%B9%E8%AA%AA%E6%98%8E\" title=\"\u623f\u5c4b\u62b5\u62bc\u8cb8\u6b3e\u65b9\u6848\u5167\u5bb9\u8aaa\u660e\">\u623f\u5c4b\u62b5\u62bc\u8cb8\u6b3e\u65b9\u6848\u5167\u5bb9\u8aaa\u660e<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/farenguakao.com\/home-mortgage-loan-rate\/#%E6%88%BF%E5%B1%8B%E6%8A%B5%E6%8A%BC%E8%B2%B8%E6%AC%BE%E7%9A%84%E6%B5%81%E7%A8%8B%E7%82%BA%E4%BD%95%EF%BC%9F\" title=\"\u623f\u5c4b\u62b5\u62bc\u8cb8\u6b3e\u7684\u6d41\u7a0b\u70ba\u4f55\uff1f\">\u623f\u5c4b\u62b5\u62bc\u8cb8\u6b3e\u7684\u6d41\u7a0b\u70ba\u4f55\uff1f<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/farenguakao.com\/home-mortgage-loan-rate\/#%E6%88%BF%E5%B1%8B%E6%8A%B5%E6%8A%BC%E8%B2%B8%E6%AC%BE%E8%A6%81%E6%BA%96%E5%82%99%E7%9A%84%E6%96%87%E4%BB%B6%E6%9C%89%E5%93%AA%E4%BA%9B%EF%BC%9F\" title=\"\u623f\u5c4b\u62b5\u62bc\u8cb8\u6b3e\u8981\u6e96\u5099\u7684\u6587\u4ef6\u6709\u54ea\u4e9b\uff1f\">\u623f\u5c4b\u62b5\u62bc\u8cb8\u6b3e\u8981\u6e96\u5099\u7684\u6587\u4ef6\u6709\u54ea\u4e9b\uff1f<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/farenguakao.com\/home-mortgage-loan-rate\/#%E6%88%BF%E5%B1%8B%E6%8A%B5%E6%8A%BC%E8%B2%B8%E6%AC%BE%E5%88%A9%E7%8E%87Q_A\" 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id=\"%E6%88%BF%E5%B1%8B%E6%8A%B5%E6%8A%BC%E8%B2%B8%E6%AC%BE%E6%98%AF%E4%BB%80%E9%BA%BC%EF%BC%9F\"><\/span>\u623f\u5c4b\u62b5\u62bc\u8cb8\u6b3e\u662f\u4ec0\u9ebc\uff1f<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"900\" height=\"900\" src=\"https:\/\/farenguakao.com\/wp-content\/uploads\/home-mortgage-loan04161.jpg\" alt=\"\u623f\u5c4b\u62b5\u62bc\u8cb8\u6b3e\u7684\u7533\u8acb\u689d\u4ef6\" class=\"wp-image-72925\" srcset=\"https:\/\/farenguakao.com\/wp-content\/uploads\/home-mortgage-loan04161.jpg 900w, https:\/\/farenguakao.com\/wp-content\/uploads\/home-mortgage-loan04161-300x300.jpg 300w, https:\/\/farenguakao.com\/wp-content\/uploads\/home-mortgage-loan04161-150x150.jpg 150w, https:\/\/farenguakao.com\/wp-content\/uploads\/home-mortgage-loan04161-768x768.jpg 768w\" sizes=\"auto, (max-width: 900px) 100vw, 900px\" \/><figcaption class=\"wp-element-caption\">\u623f\u5c4b\u62b5\u62bc\u8cb8\u6b3e\u7684\u7533\u8acb\u689d\u4ef6<\/figcaption><\/figure>\n\n\n\n<p>\u7c21\u55ae\u4f86\u8aaa\uff0c\u623f\u5c4b\u62b5\u62bc\u8cb8\u6b3e\u5c31\u662f\u5728\u501f\u6b3e\u6642\uff0c\u4ee5\u623f\u5b50\u4f5c\u70ba\u64d4\u4fdd\u54c1\uff0c\u9032\u884c\u62b5\u62bc\u8a2d\u5b9a\uff0c\u85c9\u4ee5\u63db\u53d6\u76f8\u5c0d\u91d1\u984d\u7684\u8cb8\u6b3e\u65b9\u5f0f\u3002<\/p>\n\n\n\n<p>\u4e14\u7531\u65bc\u623f\u5c4b\u62b5\u62bc\u8cb8\u6b3e\u98a8\u96aa\u8f03\u4f4e\u3001\u53ef\u8cb8\u984d\u5ea6\u9ad8\uff0c\u56e0\u6b64\u4e0d\u8ad6\u662f\u9280\u884c\u3001\u6c11\u9593\u8cb8\u6b3e\u3001\u878d\u8cc7\u516c\u53f8\u7b49\u8cb8\u6b3e\u7ba1\u9053\u90fd\u76f8\u7576\u91cd\u8996\u623f\u5c4b\u62b5\u62bc\u8cb8\u6b3e\u7684\u5e02\u5834\u3002<\/p>\n\n\n\n<p>\u7533\u8acb\u623f\u5c4b\u62b5\u62bc\u8cb8\u6b3e\u7684\u4eba\u5927\u591a\u662f\u9700\u8981\u4e00\u7b46\u5927\u984d\u8cc7\u91d1\u4f86\u904b\u7528\uff0c\u50cf\u662f\u623f\u5c4b\u4fee\u7e55\u3001\u8cb7\u8eca\u3001\u8cfc\u8cb7\u7b2c\u4e8c\u9593\u623f\u3001\u5275\u696d\u6295\u8cc7\u7b49\uff0c\u56e0\u6b64\u5229\u7528\u4f4e\u5229\u7387\u3001\u9ad8\u984d\u5ea6\u7684\u623f\u5c4b\u62b5\u62bc\u8cb8\u6b3e\u4f86\u9032\u884c\u5468\u8f49\u662f\u76f8\u7576\u4e0d\u932f\u7684\u9078\u64c7\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E6%88%BF%E5%B1%8B%E6%8A%B5%E6%8A%BC%E8%B2%B8%E6%AC%BE%E5%92%8C%E6%88%BF%E8%B2%B8%E4%B8%80%E6%A8%A3%E5%97%8E%EF%BC%9F%E5%B7%AE%E5%88%A5%E5%9C%A8%E5%93%AA%E8%A3%A1%EF%BC%9F\"><\/span>\u623f\u5c4b\u62b5\u62bc\u8cb8\u6b3e\u548c\u623f\u8cb8\u4e00\u6a23\u55ce\uff1f\u5dee\u5225\u5728\u54ea\u88e1\uff1f<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u7531\u65bc\u4e00\u6a23\u90fd\u662f\u548c\u300c\u623f\u5c4b\u300d\u6709\u95dc\u7684\u8cb8\u6b3e\uff0c\u6709\u6642\u300c\u623f\u5c4b\u62b5\u62bc\u8cb8\u6b3e\u300d\u4e5f\u53ef\u7c21\u7a31\u6210\u300c\u623f\u5c4b\u8cb8\u6b3e\u300d\uff0c\u56e0\u6b64\u4e5f\u6709\u8a31\u591a\u4eba\u5c07\u9019\u5169\u8005\u641e\u6df7\u4e86\u3002<\/p>\n\n\n\n<p>\u800c\u8981\u6ce8\u610f\u7684\u662f\uff0c\u300c\u623f\u5c4b\u62b5\u62bc\u8cb8\u6b3e\u300d\u548c\u300c\u623f\u8cb8\u300d\u8aaa\u8d77\u4f86\u662f\u5169\u7a2e\u4e0d\u540c\u7684\u8cb8\u6b3e\u65b9\u5f0f\u5594\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>1\u3001 <strong>\u623f\u5c4b\u8cb8\u6b3e<\/strong>\uff1a\u5e38\u898b\u7684\u7c21\u7a31\u70ba\u623f\u8cb8\uff0c\u662f\u70ba\u4e86\u8cfc\u8cb7\u623f\u5c4b\u800c\u7533\u8acb\u7684\u8cb8\u6b3e\uff0c\u76ee\u7684\u662f\u5f97\u5230\u623f\u5b50\u3002\u5728\u623f\u5c4b\u8cb8\u6b3e\uff0c\u9280\u884c\u8457\u91cd\u7684\u662f\u8cb8\u6b3e\u8005\u672c\u8eab\u7684\u689d\u4ef6\uff0c\u5982\u4fe1\u7528\u72c0\u6cc1\u3001\u5de5\u4f5c\u6536\u5165\u7b49\u3002<\/li>\n\n\n\n<li>2\u3001 <strong>\u623f\u5c4b\u62b5\u62bc\u8cb8\u6b3e<\/strong>\uff1a\u62b5\u62bc\u8cb8\u6b3e\u9867\u540d\u601d\u7fa9\u662f\uff0c\u4f60\u5df2\u64c1\u6709\u623f\u5b50\uff0c\u518d\u62ff\u623f\u5b50\u4f5c\u70ba\u64d4\u4fdd\u54c1\u800c\u7533\u8acb\u7684\u8cb8\u6b3e\uff0c\u76ee\u7684\u662f\u5f97\u5230\u9322\u3002\u5728\u623f\u5c4b\u62b5\u62bc\u8cb8\u6b3e\uff0c\u9280\u884c\u8457\u91cd\u7684\u689d\u4ef6\u6703\u662f\u4ee5\u623f\u5b50\u50f9\u503c\u70ba\u4e3b\uff0c\u5047\u5982\u623f\u5b50\u6b98\u503c\u9ad8\uff0c\u7576\u7136\u6703\u6709\u8f03\u4f4e\u5229\u7387\u53ca\u7406\u60f3\u7684\u984d\u5ea6\uff0c\u4f46\u5982\u679c\u623f\u5b50\u6b98\u503c\u4f4e\uff0c\u90a3\u9ebc\u689d\u4ef6\u81ea\u7136\u4e0d\u6703\u90a3\u9ebc\u512a\u60e0\u3002<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E6%88%BF%E5%B1%8B%E6%8A%B5%E6%8A%BC%E8%B2%B8%E6%AC%BE%E5%88%A9%E7%8E%87%E5%A4%A7%E5%A4%9A%E8%90%BD%E5%9C%A8%E5%A4%9A%E5%B0%91%E5%8D%80%E9%96%93%EF%BC%9F%E8%B2%B8%E6%AC%BE%E6%88%90%E6%95%B8%E5%B9%BE%E6%88%90%EF%BC%9F\"><\/span>\u623f\u5c4b\u62b5\u62bc\u8cb8\u6b3e\u5229\u7387\u5927\u591a\u843d\u5728\u591a\u5c11\u5340\u9593\uff1f\u8cb8\u6b3e\u6210\u6578\u5e7e\u6210\uff1f<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u5982\u679c\u81ea\u8eab\u689d\u4ef6\u512a\u7570\uff0c\u90a3\u9ebc\u623f\u5c4b\u62b5\u62bc\u8cb8\u6b3e\u7684\u5229\u7387\u666e\u904d\u843d\u57281.5%-2.5%\u4e4b\u9593\u8f03\u5408\u7406\uff0c\u689d\u4ef6\u53d6\u6c7a\u65bc\u501f\u6b3e\u4eba\u689d\u4ef6\u3001\u623f\u5c4b\u6b98\u503c\u53ca\u501f\u6b3e\u65b9\u6848\uff0c\u800c\u5176\u4e2d\u4ee5\u9280\u884c\u5229\u7387\u6700\u4f4e\u3001\u6c11\u9593\u8cb8\u6b3e\u5229\u7387\u6700\u9ad8\u3002<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u9280\u884c\u623f\u8cb8\u5e74\u5229\u7387\u5728 1.5% &#8211; 2.5% \u4e4b\u9593<\/li>\n\n\n\n<li>\u878d\u8cc7\u623f\u8cb8\u5e74\u5229\u7387\u5728 7% &#8211; 14% \u4e4b\u9593<\/li>\n\n\n\n<li>\u6c11\u9593\u623f\u8cb8\u6708\u5229\u7387\u5728 1% &#8211; 3% \u4e4b\u9593<\/li>\n<\/ul>\n\n\n\n<p>\u4e0d\u904e\u8fd1\u5e74\u623f\u8cb8\u5229\u7387\u5275\u65b0\u4f4e\uff0c\u4e5f\u8a31\u53ef\u4ee5\u5728\u9280\u884c\u8ac7\u52301.3%\u62161.4%\u7684\u512a\u60e0\u5229\u7387\uff01<\/p>\n\n\n\n<p>\u800c\u8cb8\u6b3e\u6210\u6578\u65b9\u9762\uff0c\u4e00\u6a23\u4e5f\u662f\u4f9d\u64da\u623f\u5c4b\u6b98\u503c\u70ba\u57fa\u6e96\u3002\u5047\u5982\u60a8\u7684\u623f\u5b50\u623f\u8cb8\u9084\u6c92\u7e73\u6e05\u3001\u6216\u662f\u8fd1\u5e74\u4f86\u623f\u5c4b\u6240\u5728\u5730\u6bb5\u623f\u50f9\u6c92\u6709\u6f32\u5e45\uff0c\u5982\u6b64\u8cb8\u6b3e\u984d\u5ea6\u5c31\u4e0d\u6703\u592a\u9ad8\u3002<\/p>\n\n\n\n<p>\u53cd\u4e4b\uff0c\u82e5\u623f\u5c4b\u8cb8\u6b3e\u5df2\u7e73\u6e05\uff0c\u623f\u5c4b\u50f9\u503c\u6f32\u5e45\u9ad8\uff0c\u90a3\u9ebc\u80fd\u8cb8\u6b3e\u7684\u984d\u5ea6\u5c31\u6703\u76f8\u5c0d\u63d0\u9ad8\u3002\u4e00\u822c\u4f86\u8aaa\u8cb8\u6b3e\u6210\u6578\u5340\u9593\u843d\u5728\u623f\u5c4b\u6b98\u503c\u76846\u6210\u52308\u6210\u5de6\u53f3\u3002<\/p>\n\n\n\n<p>\u5ef6\u4f38\u95b1\u8b80:&lt;<a href=\"https:\/\/farenguakao.com\/amortization-amount-quick-calculation\/\">\u95dc\u65bc\u623f\u8cb8\u6211\u5011\u5fc5\u9808\u77e5\u90535\u4ef6\u4e8b\u60c5!\u9644\u4e0a\u300a\u623f\u5c4b\u8cb8\u6b3e\u6524\u9084\u91d1\u984d\u901f\u7b97\u8868!\u300b<\/a>&gt;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E6%88%BF%E5%B1%8B%E6%8A%B5%E6%8A%BC%E8%B2%B8%E6%AC%BE%E6%9C%89%E4%BB%80%E9%BA%BC%E9%99%90%E5%88%B6%EF%BC%9F\"><\/span>\u623f\u5c4b\u62b5\u62bc\u8cb8\u6b3e\u6709\u4ec0\u9ebc\u9650\u5236\uff1f<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"900\" height=\"900\" src=\"https:\/\/farenguakao.com\/wp-content\/uploads\/home-mortgage09162.jpg\" alt=\"\u623f\u5c4b\u62b5\u62bc\u8cb8\u6b3e\u6709\u4ec0\u9ebc\u9650\u5236\uff1f\" class=\"wp-image-85120\" srcset=\"https:\/\/farenguakao.com\/wp-content\/uploads\/home-mortgage09162.jpg 900w, https:\/\/farenguakao.com\/wp-content\/uploads\/home-mortgage09162-300x300.jpg 300w, https:\/\/farenguakao.com\/wp-content\/uploads\/home-mortgage09162-150x150.jpg 150w, https:\/\/farenguakao.com\/wp-content\/uploads\/home-mortgage09162-768x768.jpg 768w\" sizes=\"auto, (max-width: 900px) 100vw, 900px\" \/><figcaption class=\"wp-element-caption\">\u623f\u5c4b\u62b5\u62bc\u8cb8\u6b3e\u6709\u4ec0\u9ebc\u9650\u5236\uff1f<\/figcaption><\/figure>\n\n\n\n<p>\u623f\u5c4b\u62b5\u62bc\u8cb8\u6b3e\u4e00\u822c\u4f86\u8aaa\u6703\u91dd\u5c0d\u501f\u6b3e\u4eba\u672c\u8eab\u53ca\u62b5\u62bc\u623f\u5c4b\u505a\u9650\u5236\uff1a<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">1\u3001\u8cb8\u6b3e\u4eba\u9650\u5236<\/h3>\n\n\n\n<p><strong>\u5e74\u9f61\u9650\u5236<\/strong>\uff1a\u501f\u6b3e\u4eba\u9808\u5e74\u6eff20\u6b72\u65b9\u53ef\u7533\u8cb8\u3002<\/p>\n\n\n\n<p>\u800c\u5c0d\u65bc\u623f\u8cb8\u800c\u8a00\uff0c\u7531\u65bc\u6642\u6548\u9577\uff08\u623f\u5c4b\u62b5\u62bc\u8cb8\u6b3e\u7684\u9084\u6b3e\u5e74\u9650\u6700\u9577\u53ef\u4ee5\u81f330\u5e74\uff09\u56e0\u6b64\u4e5f\u6703\u9650\u5236\u8cb8\u6b3e\u4eba\u5e74\u7d00\u7684\u4e0a\u9650\uff0c\u5047\u5982\u5e74\u9f61\u904e\u5927\u53ef\u80fd\u6703\u906d\u5230\u9280\u884c\u5a49\u62d2\uff0c\u4e00\u822c\u4f86\u8aaa\u9280\u884c\u7684\u623f\u5c4b\u62b5\u62bc\u8cb8\u6b3e\u5e74\u9f61\u9650\u5236\u843d\u572820\u523065\u6b72\u4e4b\u9593\u3002<\/p>\n\n\n\n<p><strong>\u4fe1\u7528\u689d\u4ef6<\/strong>\uff1a\u4e0d\u540c\u7684\u8cb8\u6b3e\u6e20\u9053\u6703\u6709\u4e0d\u540c\u7684\u4fe1\u7528\u689d\u4ef6\u9650\u5236\u3002\u9280\u884c\u5229\u7387\u4f4e\u3001\u76f8\u5c0d\u7684\u4fe1\u7528\u689d\u4ef6\u5be9\u6838\u5c31\u6703\u8f03\u70ba\u56b4\u683c\uff1b\u6c11\u9593\u8cb8\u6b3e\u5229\u7387\u9ad8\u3001\u4e0d\u904e\u689d\u4ef6\u9580\u6abb\u8f03\u5bec\u9b06\uff0c\u56e0\u6b64\u53ef\u4ee5\u5148\u5be9\u8996\u81ea\u8eab\u7684\u4fe1\u7528\u689d\u4ef6\uff0c\u770b\u770b\u662f\u5426\u6709\u8ca0\u50b5\u6bd4\u904e\u9ad8\u3001\u4fe1\u7528\u7455\u75b5\u3001\u4fe1\u7528\u5c0f\u767d\u7b49\u72c0\u6cc1\u518d\u884c\u9078\u64c7\u8cb8\u6b3e\u6e20\u9053\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">2\u3001\u62b5\u62bc\u623f\u5c4b\u9650\u5236<\/h3>\n\n\n\n<p><strong>\u623f\u5c4b\u5c4b\u9f61<\/strong>\uff1a\u5c4b\u9f61\u662f\u9451\u50f9\u7684\u91cd\u8981\u53c3\u8003\u9805\u76ee\u4e4b\u4e00\uff0c\u7576\u7136\u4ee5\u8d8a\u65b0\u7684\u623f\u5c4b\u80fd\u5920\u8ac7\u5230\u8d8a\u597d\u7684\u512a\u60e0\u689d\u4ef6\u3002<\/p>\n\n\n\n<p><strong>\u623f\u5c4b\u985e\u578b<\/strong>\uff1a\u623f\u5c4b\u985e\u578b\u5982\u5225\u5885\u3001\u5546\u92ea\u7b49\uff0c\u7531\u65bc\u767c\u5c55\u50f9\u503c\u9ad8\uff0c\u901a\u5e38\u80fd\u8cb8\u5230\u8f03\u7406\u60f3\u7684\u6210\u6578\uff0c\u800c\u82e5\u662f\u793e\u5340\u4f4f\u5b85\u3001\u504f\u9060\u5730\u5340\uff0c\u5247\u76f8\u5c0d\u7684\u8cb8\u6b3e\u984d\u5ea6\u6703\u7a0d\u4f4e\u4e00\u9ede\u3002<\/p>\n\n\n\n<p>\u9019\u88e1\u63d0\u9192\u4e00\u500b\u5c0f\u5e38\u8b58\uff0c\u5047\u5982\u9019\u9593\u8cb8\u6b3e\u623f\u5c4b\u623f\u8cb8\u5df2\u511f\u6e05\uff0c\u90a3\u9ebc\u623f\u5c4b\u62b5\u62bc\u8cb8\u6b3e\u5c31\u662f\u6240\u8b02\u7684\u300c\u4e00\u80ce\u623f\u8cb8\u300d\uff0c\u800c\u5982\u679c\u540d\u4e0b\u7684\u623f\u5c4b\u5df2\u62b5\u62bc\u7d66\u4e00\u9593\u9280\u884c\u5c1a\u672a\u9084\u6e05\u8cb8\u6b3e\uff0c\u90a3\u9ebc\u518d\u6b21\u7533\u8acb\u623f\u5c4b\u62b5\u62bc\u8cb8\u6b3e\u7684\u8a71\u5c31\u7a31\u70ba\u300c\u4e8c\u80ce\u300d\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"\u623f\u5c4b\u8cb8\u6b3e\u7279\u8272\"><span class=\"ez-toc-section\" id=\"%E6%88%BF%E5%B1%8B%E6%8A%B5%E6%8A%BC%E8%B2%B8%E6%AC%BE%E6%96%B9%E6%A1%88%E5%85%A7%E5%AE%B9%E8%AA%AA%E6%98%8E\"><\/span>\u623f\u5c4b\u62b5\u62bc\u8cb8\u6b3e\u65b9\u6848\u5167\u5bb9\u8aaa\u660e<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table><tbody><tr><td>\u9805\u76ee<\/td><td>\u623f\u5c4b\u62b5\u62bc\u8cb8\u6b3e<\/td><\/tr><tr><td>\u8cb8\u6b3e\u689d\u4ef6<\/td><td>1.\u5e74\u6eff18\u81f365\u6b72\u4e4b\u570b\u6c11<br>2.\u623f\u5b50\u576a\u657815\u576a\u4ee5\u4e0a\uff08\u5317\u5e0212\u576a\u4ee5\u4e0a\uff09<br>3.\u4e09\u5e74\u5167\u7121\u62d2\u7d55\u5f80\u4f86\u3001\u5446\u5e33\u3001\u903e\u50ac\u6216\u534a\u5e74\u5167\u6709\u5f37\u5236\u505c\u5361\u8005\uff1b<br>\u4f46\u82e5\u5df2\u6e05\u511f\u8005\u5247\u8996\u500b\u4eba\u60c5\u6cc1\u8fa6\u7406\u3002<\/td><\/tr><tr><td>\u8cb8\u6b3e\u984d\u5ea6<\/td><td>\u8cb8\u6b3e\u91d1\u984d\u8996\u623f\u5c4b\u5e02\u503c\u4f30\u50f9\u800c\u5b9a\u3002<br>\u4e00\u822c\u53ef\u8cb88\u6210\u5de6\u53f3<\/td><\/tr><tr><td>\u8cb8\u6b3e\u5e74\u9650<\/td><td>1-40\u5e74 \u672c\u5229\u6524\u9084\u578b\uff1a\u6700\u957740\u5e74\uff0c<br>\u63d0\u4f9b\u6700\u95773\u5e74\u7684\u7e73\u606f\u5bec\u9650\u671f(\u4f9d\u500b\u4eba\u60c5\u6cc1\u800c\u5b9a) \uff0c<br>\u5bec\u9650\u671f\u5167\u53ea\u9084\u5229\u606f\u4e0d\u7528\u6524\u9084\u672c\u91d1\uff0c\u8b93\u60a8\u9084\u6b3e\u66f4\u8f15\u9b06\u3002<\/td><\/tr><tr><td>\u8cb8\u6b3e\u5229\u7387<\/td><td>1.8%~2.5%&nbsp;&nbsp;(\u672c\u8cb8\u6b3e\u5229\u7387\u9700\u8996\u501f\u6b3e\u4eba\u76f8\u95dc\u689d\u4ef6\u800c\u6709\u4e0d\u540c )\u3002<\/td><\/tr><tr><td>\u6aa2\u9644\u6587\u4ef6<\/td><td>\u96d9\u8b49\u4ef6(\u8eab\u4efd\u8b49+\u5065\u4fdd\u5361\u6216\u99d5\u7167)<br>\u6536\u5165\u8b49\u660e<br>\u5728\u8077\u8b49\u660e<br>\u6236\u7c4d\u8b04\u672c<br>\u571f\u5730\u5efa\u7269\u6240\u6709\u6b0a\u72c0<br>\u5982\u679c\u662f\u8981\u8f49\u8cb8\u9700\u63d0\u4f9b\u623f\u8cb8\u6700\u8fd1\u4e00\u5e74\u7e73\u6b3e\u660e\u7d30<br>\uff08\u5b58\u647a\u5c01\u9762\u53ca\u5167\u9801\u8a18\u9304\u6216\u7e73\u6b3e\u6536\u64da\u6216\u9280\u884c\u5c0d\u5e33\u55ae\uff09<\/td><\/tr><tr><td>\u5c0d\u4fdd\u6240\u9700\u6587\u4ef6<\/td><td>\u623f\u8cb8\u5408\u7d04\u66f8\uff0c\u88e1\u9762\u6703\u8f09\u660e\u8cb8\u6b3e\u91d1\u984d\u3001\u5730\u5740\u3001\u623f\u8cb8\u5229\u7387\u8207\u5e74\u671f<br>\u62b5\u62bc\u6b0a\u8a2d\u5b9a\u540c\u610f\u66f8<br>\u64a5\u6b3e\u59d4\u8a17\u66f8<br>\u571f\u5730\u3001\u5efa\u7bc9\u6539\u826f\u7269\u62b5\u62bc\u6b0a\u8a2d\u5b9a\u5951\u7d04\u66f8<br>\u91d1\u878d\u6263\u6b3e\u59d4\u8a17\u66f8<br>\u706b\u96aa\u5730\u9707\u96aa\u8cfc\u8cb7<\/td><\/tr><tr><td>\u76f8\u95dc\u4e8b\u9805<\/td><td>\u4e09\u5e74\u5167\u6709\u62d2\u7d55\u5f80\u4f86\u3001\u5446\u5e33\u3001\u903e\u50ac\u6216<br>\u534a\u5e74\u5167\u6709\u5f37\u5236\u505c\u5361\u8005\u7121\u6cd5\u7533\u8acb\uff1b<br>\u4f46\u82e5\u5df2\u6e05\u511f\u8005\u5247\u8996\u500b\u4eba\u60c5\u6cc1\u8fa6\u7406\u3002<br>*\u4ee5\u4e0a\u63a8\u85a6\u4e4b\u9280\u884c\u6838\u767c\u91d1\u984d\u8207\u5229\u7387\u4f9d\u500b\u4eba\u689d\u4ef6\u6709\u6240\u4e0d\u540c<br><strong>\u203b\u9280\u884c\u4fdd\u7559\u6838\u8cb8\u8207\u5426\u4e4b\u6b0a\u5229<\/strong><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E6%88%BF%E5%B1%8B%E6%8A%B5%E6%8A%BC%E8%B2%B8%E6%AC%BE%E7%9A%84%E6%B5%81%E7%A8%8B%E7%82%BA%E4%BD%95%EF%BC%9F\"><\/span>\u623f\u5c4b\u62b5\u62bc\u8cb8\u6b3e\u7684\u6d41\u7a0b\u70ba\u4f55\uff1f<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>\u7533\u8acb<\/strong>:\u64a5\u6253\u5c08\u7dda\u6216\u52a0LINE@ ID: @a580 \u514d\u8cbb\u8aee\u8a62\u5c08\u7dda0975751798\u8cf4\u7d93\u7406\u3002(\u63d0\u4f9b\u6b0a\u72c0\u6216\u662f\u8b04\u672c\u53ca\u85aa\u8f49\u5b58\u647a\u8fd16\u500b\u6708\u7684\u51fa\u5165\u660e\u7d30\u62cd\u7167LINE\u7d66\u6211\u5011 \u8ddf\u8aaa\u660e\u8ca0\u50b5\u72c0\u6cc1\u4e4b\u5f8c \u5373\u53ef\u5148\u9001\u4f30\u50f9)<\/li>\n\n\n\n<li><strong>\u4f30\u50f9<\/strong>:\u9280\u884c\u9451\u50f9\u4eba\u54e1\u5c07\u91dd\u5c0d\u7269\u4ef6\uff0c\u57fa\u65bc\u5c4b\u6cc1\u3001\u5e02\u50f9\u884c\u60c5\u3001\u8a72\u7b46\u623f\u5c4b\u7684\u5be6\u50f9\u767b\u5165\u3001\u6301\u6709\u6642\u9593\u3001\u516c\u544a\u73fe\u503c\u3001\u5730\u5340\u2026.\u7b49\u7b49\u56e0\u7d20\u53bb\u5b8c\u6210\u5f97\u51fa\u9451\u50f9\u5831\u544a\u53ef\u8cb8\u91d1\u984d\u3001\u5229\u606f\u7b49\u7b49\u3002<\/li>\n\n\n\n<li><strong>\u5be9\u6838<\/strong>:\u6838\u8cb8\u91d1\u984d\u3001\u6bcf\u671f\u61c9\u7e73\u91d1\u984d\u3001\u5229\u606f\uff0c\u4e26\u56de\u5831\u7d66\u4f60\u3002<\/li>\n\n\n\n<li><strong>\u5c0d\u4fdd<\/strong>:\u5982\u679c\u524d\u9762\u6d41\u7a0b\u9032\u884c\u9806\u5229\uff0c\u6700\u5f8c\u9280\u884c\u6703\u8207\u8cb8\u6b3e\u4eba\u7d04\u6642\u9593\u7576\u9762\u89aa\u81ea\u7c3d\u7d04\u548c\u5c0d\u4fdd\u3002\u9019\u500b\u6d41\u7a0b\u9808\u8981\u623f\u4e3b\u672c\u4eba\u89aa\u81ea\u51fa\u5e2d\u3002\u5c0d\u4fdd\u7d04\u9700\u89811\u500b\u5c0f\u6642\uff0c\u8981\u4e8b\u5148\u5b89\u6392\u6642\u9593\u3002<\/li>\n\n\n\n<li><strong>\u8a2d\u5b9a<\/strong>:\u5c0d\u4fdd\u5b8c\u6210\u81f3\u64a5\u6b3e\u524d\uff0c\u9084\u9700\u8981\u7d93\u904e\u623f\u5c4b\u62b5\u62bc\u6b0a\u8a2d\u5b9a\u7684\u7a0b\u5e8f\uff0c\u62b5\u62bc\u6b0a\u8a2d\u5b9a\u7684\u91d1\u984d\u70ba\u8cb8\u6b3e\u91d1\u984d\u76841.2\u500d\u3002<\/li>\n\n\n\n<li><strong>\u64a5\u6b3e<\/strong>:\u7c3d\u7d04\u5c0d\u4fdd\u5f8c\uff0c\u8a2d\u5b9a\u5b8c\u6210\u6642\u9280\u884c\u6216\u662f\u6c11\u9593\u91d1\u4e3b\u5c31\u6703\u5c07\u6838\u8cb8\u91d1\u984d\u9032\u884c\u64a5\u6b3e\u3002<\/li>\n<\/ol>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E6%88%BF%E5%B1%8B%E6%8A%B5%E6%8A%BC%E8%B2%B8%E6%AC%BE%E8%A6%81%E6%BA%96%E5%82%99%E7%9A%84%E6%96%87%E4%BB%B6%E6%9C%89%E5%93%AA%E4%BA%9B%EF%BC%9F\"><\/span>\u623f\u5c4b\u62b5\u62bc\u8cb8\u6b3e\u8981\u6e96\u5099\u7684\u6587\u4ef6\u6709\u54ea\u4e9b\uff1f<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u8eab\u5206\u8b49\u660e\uff1a\u8eab\u5206\u8b49\u53ca\u7b2c\u4e8c\u8b49\u4ef6\u5f71\u672c<\/li>\n\n\n\n<li>\u6240\u6709\u6b0a\u8b49\u660e\uff1a\u62b5\u62bc\u7684\u571f\u5730\u53ca\u5efa\u7269\u767b\u8a18\u8b04\u672c\u3001\u6240\u6709\u6b0a\u72c0\u5f71\u672c<\/li>\n\n\n\n<li>\u6536\u5165\u8b49\u660e\uff1a\u5de5\u4f5c\u85aa\u8cc7\u55ae\u3001\u5b58\u647a\u3001\u5831\u7a05\u8b49\u660e\u6216\u6263\u7e73\u6191\u55ae<\/li>\n<\/ul>\n\n\n\n<p>\u5ef6\u4f38\u95b1\u8b80:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>&lt;<a class=\"rank-math-link\" href=\"https:\/\/farenguakao.com\/loans-housing\/\">\u300a\u9ad8\u984d\u623f\u8cb8\u7533\u8acb\u300b\u4f4e\u5229\u7387\u623f\u5c4b\u8cb8\u6b3e\u8207\u9084\u6b3e\u5e74\u9650\u7b49\u5404\u7a2e\u623f\u8cb8\u554f\u984c\u627e\u8cb8\u6b3e\u901a<\/a>&gt;<\/li>\n\n\n\n<li>&lt;<a href=\"https:\/\/farenguakao.com\/home-mortgage-loan\/\">\u300a\u623f\u5c4b\u62b5\u62bc\u8cb8\u6b3e\u80fd\u8cb8\u591a\u5c11?\u300b\u8cb8\u6b3e\u6d41\u7a0b\u8207\u64a5\u6b3e\u6642\u9593?\u6025\u9700\u8cc7\u91d1\u770b\u9019\u7bc7<\/a>&gt;<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E6%88%BF%E5%B1%8B%E6%8A%B5%E6%8A%BC%E8%B2%B8%E6%AC%BE%E5%88%A9%E7%8E%87Q_A\"><\/span>\u623f\u5c4b\u62b5\u62bc\u8cb8\u6b3e\u5229\u7387Q&amp;A<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<div class=\"schema-faq wp-block-yoast-faq-block\"><div class=\"schema-faq-section\" id=\"faq-question-36\"><strong class=\"schema-faq-question\">\u623f\u5c4b\u62b5\u62bc\u8cb8\u6b3e\u5229\u7387\u5927\u6982\u662f\u591a\u5c11\u5462\uff1f<\/strong> <p class=\"schema-faq-answer\">\u9280\u884c\u623f\u8cb8\u5e74\u5229\u7387\u5728 1.5% &#8211; 2.5% \u4e4b\u9593<br\/>\u878d\u8cc7\u623f\u8cb8\u5e74\u5229\u7387\u5728 7% &#8211; 14% \u4e4b\u9593<br\/>\u6c11\u9593\u623f\u8cb8\u6708\u5229\u7387\u5728 1% &#8211; 3% \u4e4b\u9593<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-19\"><strong class=\"schema-faq-question\">\u623f\u5c4b\u62b5\u62bc\u8cb8\u6b3e\u6703\u770b\u4fe1\u7528\u53ca\u6536\u5165\u72c0\u6cc1\u55ce\uff1f<\/strong> <p class=\"schema-faq-answer\">\u9280\u884c\u6216\u662f\u878d\u8cc7\u516c\u53f8\u7684\u623f\u5c4b\u62b5\u62bc\u8cb8\u6b3e\u90fd\u6703\u770b\u4fe1\u7528\u53ca\u6536\u5165\u72c0\u6cc1\u3002<br\/>\u6c11\u9593\u7684\u623f\u5c4b\u62b5\u62bc\u8cb8\u6b3e\u53ea\u770b\u623f\u5c4b\u50f9\u503c\u3002<\/p> <\/div> <\/div>\n\n\n\n<p>\u4ee5\u4e0a\u662f\u623f\u5c4b\u62b5\u62bc\u8cb8\u6b3e\u5229\u7387\u591a\u5c11\uff1f\u548c\u623f\u8cb8\u4e00\u6a23\u55ce\uff1f\u9650\u5236\uff0f\u6d41\u7a0b\uff0f\u512a\u7f3a\u9ede\u4e00\u6b21\u770b\uff01\u7684\u4ecb\u7d39\uff0c\u5982\u6709\u5176\u4ed6\u60f3\u8981\u4e86\u89e3\u7684\u6b61\u8fce\u4f86\u96fb\u514d\u8cbb\u8aee\u8a62\u6216\u586b\u5beb\u7dda\u4e0a\u8868\u55ae\u7531\u5c08\u4eba\u70ba\u60a8\u670d\u52d9\uff01<\/p>\n\n\n\n<p>\u6ce8\u610f:\u5408\u6cd5\u7684\u8cb8\u6b3e\u516c\u53f8\u5728\u64a5\u6b3e\u524d\u662f\u4e0d\u6703\u8ddf\u4f60\u6536\u53d6\u4efb\u4f55\u8cbb\u7528\u7684\u3002\u5408\u6cd5\u7684\u8cb8\u6b3e\u516c\u53f8\u5728\u5c0d\u4fdd\u524d\u662f\u4e0d\u6703\u9700\u8981\u4f60\u7684\u8eab\u5206\u8b49\u8b49\u4ef6\u7684\u4e5f\u4e0d\u9700\u63d0\u4f9b\u5b58\u647a\u57f9\u990a\u9032\u51fa\u8a18\u9304\u7684\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-\u6709\u66f4\u591a-\u623f\u5c4b\u62b5\u62bc\u8cb8\u6b3e\u5229\u7387-\u554f\u984c\u60f3\u8aee\u8a62\u8a72\u600e\u9ebc\u505a\"><span class=\"ez-toc-section\" id=\"%E6%9C%89%E6%9B%B4%E5%A4%9A_%E6%88%BF%E5%B1%8B%E6%8A%B5%E6%8A%BC%E8%B2%B8%E6%AC%BE%E5%88%A9%E7%8E%87_%E5%95%8F%E9%A1%8C%E6%83%B3%E8%AB%AE%E8%A9%A2%E8%A9%B2%E6%80%8E%E9%BA%BC%E5%81%9A%EF%BC%9F\"><\/span>\u6709\u66f4\u591a \u623f\u5c4b\u62b5\u62bc\u8cb8\u6b3e\u5229\u7387 \u554f\u984c\u60f3\u8aee\u8a62\u8a72\u600e\u9ebc\u505a\uff1f<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<div class=\"wp-block-group\"><div class=\"wp-block-group__inner-container is-layout-flow wp-block-group-is-layout-flow\">\n<p class=\"has-pale-cyan-blue-background-color has-background\" id=\"block-33df63c6-1afd-4313-b5e0-a25b99c87a3d\">\u5982\u6709\u5176\u4ed6\u60f3\u8981\u4e86\u89e3\u7684\u6b61\u8fce\u4f86\u96fb\u514d\u8cbb\u8aee\u8a62\u6216\u586b\u5beb\u7dda\u4e0a\u8868\u55ae\u7531\u5c08\u4eba\u70ba\u60a8\u670d\u52d9\uff01\u64a5\u6253\u5c08\u7dda\u6216\u52a0LINE@ ID: @a580 \u514d\u8cbb\u8aee\u8a62\u5c08\u7dda0975751798\u8cf4\u7d93\u7406\u3002<\/p>\n\n\n\n<figure class=\"wp-block-image is-resized\" id=\"block-1070a2ab-4264-4f16-a29f-2c8f880e38f7\"><a href=\"https:\/\/lin.ee\/1jxNIc3ZA\" target=\"_blank\" rel=\"noopener noreferrer\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/farenguakao.com\/wp-content\/uploads\/link_button_3.png\" alt=\"24\u5c0f\u6642\u514d\u8cbb\u8aee\u8a62\" width=\"458\" height=\"133\"\/><\/a><\/figure>\n\n\n\n<figure class=\"wp-block-image is-resized\" id=\"block-17dd4bfb-3ac9-43b3-b645-0c71ecef1573\"><a href=\"tel:0975751798\" target=\"_blank\" rel=\"noopener noreferrer\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/farenguakao.com\/wp-content\/uploads\/link_button_1.png\" alt=\"\u624b\u6a5f\u865f\u78bc\" width=\"458\" height=\"133\"\/><\/a><\/figure>\n\n\n\n<figure class=\"wp-block-image is-resized\" id=\"block-a29742dd-6afb-48bb-9552-389b014deb64\"><a href=\"https:\/\/farenguakao.com\/online-free-consultation\/\" target=\"_blank\" rel=\"noopener noreferrer\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/farenguakao.com\/wp-content\/uploads\/link_button_2.png\" alt=\"\u7acb\u5373\u8aee\u8a62\" width=\"458\" height=\"133\"\/><\/a><\/figure>\n<\/div><\/div>\n","protected":false},"excerpt":{"rendered":"<p>\u623f\u5c4b\u62b5\u62bc\u8cb8\u6b3e\u5229\u7387 \u5275\u65b0\u4f4e\uff0c\u8207\u623f\u8cb8\u7684\u5dee\u7570\u53c8\u70ba\u4f55\u5462\uff1f\u8cb8\u6b3e\u901a\u6574\u7406\u623f\u5c4b\u62b5\u62bc\u8cb8\u6b3e\u5229\u7387\u3001\u6210\u6578\u3001\u9650\u5236\u53ca\u512a\u7f3a\u9ede\uff0c\u5b8c\u6574\u623f\u5c4b\u62b5\u62bc\u8cb8 &#8230; <a 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